Citi® Dividend Platinum Select® Student Card

Issued by Issued by Citibank (South Dakota), N.A., the Citi Dividend Platinum Select Student Credit Card is designed for college student who would like to carry a premium Citi Visa card and plan to take advantage of the Cash Back reward program offered.

	Intro APR  APR Annual Fee  0%* 12.99%* $0.00*
Basic Information
Issuer:	CitiBank
Card Network:	VISA®
Card Category:	Student (Premium)
Card Type:	- Low Interest Credit Card - Reward Card
Credit Needed:	Poor*
Top Card Review
The Citi Dividend Platinum Select Card for College Student can help you to build the credit history. Plus, the Citi student card offers full 5% cash back on eligible purchases at supermarkets, drugstores, gas stations, convenience stores and utilities including cable for 6 months. Also, there are a 1% cash back on all other purchases everywhere else you use your Student Visa credit card.
Card rating:	(3.5 out of 5)
Most attractive features:	- 5% cash back for 6 months, 2% thereafter - No annual fee - 0% intro APR
Least attractive features:	- No bonus rewards - Minimum APR cap for cash advances
Top Rewards & Benefits
Reward Type:	- Cash Back Reward Cards
Reward Unit:	Cash
Rewards:	- 5% cash back on eligible purchases at supermarkets, drugstores, gas stations, convenience stores & utilities including cable for 6 months, and 2% thereafter - 1% cash back on cash advances taken at the standard cashadvance rate - 1% cash back on all other purchases - 5 Dividend Dollars for each individual balance transfer transaction of $1,500 or more $50 check will be issued upon request once $50 Dividend Dollars have been earned.
Expiration:	None
Yearly Limit:	300 Dividend Dollar
Other Benefits:	- Build your credit history - Access to credit education tips and tools - Internet related services - Optional personal photo on card - Automatic bill payment - Lost and stolen card reporting - Emergency cash and card replacement - $1,000,000 in travel accident insurance - Fraud and security protection services - Identity theft solutions - No liability for unauthorized transactions
Online Account Access:
Top Card Finance & Rates
Introductory APR (%):	0%*
Applied Towards:	Purchases, Balance Transfer, Cash Advance
Introductory Period:	6 months*
APR on Purchases (%):	12.99%*
APR Type:	variable
Annual Fee:	$0.00*
Grace Period:	20 days*
Minimum Finance Charge:	$0.50
Minimum Credit Line:	$500
Late Payment Fee:	$39.00*
Over Limit Fee:	$39.00
Top Balance Transfers
Balance Transfer:
Transfer Fee (%):	3.00%
Minimum Fee:	$5.00
Top Cash Advances
APR on Cash Advances (%):	19.99%
Cash Advance Fee (%):	3.00%
Minimum Fee:	$5.00
Top Comments
There is no fee with the 0.00% APR balance transfer offer described above. The minimum APR for cash advances is 20.99%.
Top Action
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* The information provided for Citi Dividend Platinum Select Student Card is believed to be accurate at the time of evaluation (May 1, 2008). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

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