Citi® Dividend Platinum Select® Card for College Students

Issued by Issued by Citibank (South Dakota), N.A., the Citi Dividend Platinum Select Student Credit Card is designed for college student who would like to carry a premium Citi card and plan to take advantage of the Cash Back reward program offered.

	Intro APR  APR Annual Fee  0%* 13.99% - 21.99%* $0.00*
Basic Information
Issuer:	CitiBank
Card Network:	VISA®
Card Category:	Student (Premium)
Card Type:	- Co-Branded Credit Card - Low Interest Credit Card - Reward Card
Credit Needed:	Poor*
Top Card Review
The Citi Dividend Platinum Select Card for College Student can give you the power to build your future. Plus, the Citi student card offers full 5% cash back on eligible purchases at supermarkets, drugstores, gas stations, convenience stores and utilities including cable for 6 months. Also, there are a 1% cash back on all other purchases everywhere else you use your Student credit card.
Card rating:	(4.5 out of 5)
Most attractive features:	- 5% cash back for 6 months, 2% thereafter - No annual fee - 0% intro APR
Least attractive features:	- No bonus rewards - Minimum APR cap for cash advances
Top Rewards & Benefits
Reward Type:	- Cash Back Reward Cards
Reward Unit:	Cash
Rewards:	- 5% cash back on eligible purchases at supermarkets, drugstores, gas stations, convenience stores & utilities including cable for 6 months, and 1% thereafter - 2% cash back in popular rotating categories like restaurants, apparel, hotel and more - 1% cash back on all other purchases - 5 Dividend Dollars for each individual balance transfer transaction of $1,500 or more $50 check will be issued upon request once $50 Dividend Dollars have been earned.
Expiration:	None
Yearly Limit:	300 Dividend Dollar
Other Benefits:	- Access to credit education tips and tools - Internet related services - Optional personal photo on card - Automatic bill payment - Citi Identity Theft Solutions - Citi Photocard option - The Lost Wallet Service - Credit Education Tools - Emergency cash and card replacement - Fraud and security protection services - Identity theft solutions - No liability for unauthorized transactions
Online Card Account Access:
Top Card Finance & Rates
Introductory APR (%):	0%*
Applied Towards:	Purchases
Introductory Period:	7 months*
APR on Purchases (%):	13.99% - 21.99%
APR Type:	variable
Annual Fee:	$0.00*
Grace Period:	20 days*
Minimum Finance Charge:	$0.50*
Late Payment Fee:	$35.00*
Over Limit Fee:	$35.00*
Top Balance Transfers
Balance Transfer:
Transfer Fee (%):	4.00% of each balance transfer
Minimum BT Fee:	$10.00
Top Cash Advances
APR on Cash Advances (%):	25.24%
Cash Advance Fee (%):	5.00%
Minimum Fee:	$10.00
Top Comments
If you qualify for the 0% APR on purchases the 0% APR might increase if you default under any cardmember agreement you have with us because you pay us late, go over your credit limit or have a returned check.
Top Action
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* The information provided for Citi Dividend Platinum Select Card for College Students is believed to be accurate at the time of evaluation (Dec 22, 2011). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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