Citi Simplicity® Credit Card

Citi Simplicity Card is the ideal card for the individual looking for a completely uncomplicated card. If you should be late on a payment, there are no fees, or rate hikes. Also, you enjoy no annual fees and a live representatives help if you should ever need it.

	Intro APR  APR Annual Fee  0%* 12.99% - 21.99%* $0.00*
Basic Information
Issuer:	CitiBank
Card Network:	MasterCard®
Card Category:	Consumer (Regular)
Card Type:	- Instant Decision Card - Low Interest Credit Card
Credit Needed:	Good*
Top Card Review
Citi Simplicity Card is the ideal card for the individual who is looking for a completely uncomplicated credit or debit card. Unlike most credit cards there are no annual fees or hidden trick fees for use. If you should miss a payment there are no late fees or rate hikes, which can be very reassuring. If your card should get lost or stolen, it can be replaced simply by calling 24/7, there will be someone live to help you. All you need to say is "representative" to be connected to a live representative immediately. Even better, there is a low intro APR rate with a low and competitive variable rate that follows.
Card rating:	(5 out of 5)
Most attractive features:	- Long intro APR period - No annual fee - No fee for late payments
Least attractive features:	- No rewards program
Top Rewards & Benefits
Other Benefits:	*See website for additional benefits.
Online Card Account Access:
Top Card Finance & Rates
Introductory APR (%):	0%*
Applied Towards:	Purchases, Balance Transfer
Introductory Period:	18 months*
APR on Purchases (%):	12.99% - 21.99%
APR Type:	variable
Annual Fee:	$0.00*
Grace Period:	22 Days (Min.)*
Minimum Finance Charge:	$0.50*
Minimum Credit Line:	$500*
Late Payment Fee:	$0.00*
Over Limit Fee:	$0.00*
Top Balance Transfers
Balance Transfer:
Transfer Fee (%):	3.00% of each balance transfer
Minimum BT Fee:	$5.00
Top Cash Advances
APR on Cash Advances (%):	25.24%
Cash Advance Fee (%):	5.00%
Minimum Fee:	$10.00
Top Other Fees
Additional Fees	Returned Payment Fee: up to $35.00
Top Comments
See website for complete terms and conditions of card usage and application disclosure.
Top Action
Click Here to Apply
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* The information provided for Citi Simplicity Credit Card is believed to be accurate at the time of evaluation (Feb 2, 2012). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

Security Note: Online application features Secure SSL Technology.