Citi ThankYou® Card
Earning and redeeming points is easy with this card. Every purchase earns you an equal number of points, with many opportunities to earn bonuses throughout the year, particularly within the affiliate store. Low introductory rates and no annual fee round out the simple, but great, benefits that this card can offer you.
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Basic Information |
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| Issuer: | CitiBank |
| Card Network: | VISA® |
| Card Category: | Consumer (Regular) |
| Card Type: | - Low Interest Credit Card - Reward Card |
| Credit Needed: | Good* |
Card Review |
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| Earning rewards points is easy with this card from Citibank: basically, spend $1 and get 1 point. There are also several ways to earn bonus points (paperless statements, online account access, etc.) which is great because you can start redeeming your points with just 100 points! You can redeem your points on things like travel arrangements, merchandise, or simply cash. Saving money is pretty easy with this credit card too. That is because the introductory rate on balance transfer and standard purchases could be extremely low for the first 15 months of opening your account, if you qualify. While most of the standard processing fees still apply, you will also be happy to learn that this card does not have an annual fee. |
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| Card rating: | |
| Most attractive features: | - 0% intro rate - Rewards program - No annual fee |
| Least attractive features: | - No Seasonal bonus categories |
Rewards & Benefits |
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| Reward Types: | - Thank You Network Cards - Universal Reward Cards |
| Reward Unit: | Point |
| Rewards: | - 1 ThankYou Point for every $1 you spend on purchases - Get Up to 200 Points for signing for this card - Anniversary bonus on points earned from purchases every year * Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more |
| Expiration: | None* |
| Yearly Limit: | None* |
| Other Benefits: | *See website for additional benefits. |
| Online Card Account Access: | |
Card Finance & Rates |
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| Introductory APR (%): | 0%* |
| Applied Towards: | Purchases, Balance Transfer |
| Introductory Period: | 15 months* |
| APR on Purchases (%): | 12.99% - 22.99% |
| APR Type: | variable |
| Annual Fee: | $0.00* |
| Grace Period: | 20 - 25 Days* |
| Minimum Credit Line: | $500* |
| Late Payment Fee: | $35.00* |
Balance Transfers |
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| Balance Transfer: | |
| Transfer Fee (%): | 3.00% of each balance transfer |
| Minimum BT Fee: | $5.00 |
Cash Advances |
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| APR on Cash Advances (%): | 25.24% |
| Cash Advance Fee (%): | 5.00% |
| Minimum Fee: | $10.00 |
Comments |
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| See website for complete terms and conditions of card usage and application disclosure. | |
Action |
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| Click Here to Apply | |
| View Other CitiBank Cards | |
| View Other VISA Cards | |
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| View Other No Annual Fee Cards | |
| View Other Points Rewards Cards | |
| View Other Regular Cards | |
| View Other Reward Credit Cards | |
| View Other Low Interest Credit Cards | |
| View Other Thank You Network Cards | |
| View Other Universal Reward Cards | |
| Apply For Citi ThankYou Card Secure Online | |
* The information provided for Citi ThankYou Card is believed to be accurate at the time of evaluation (Feb 3, 2012). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.



