Consumer Cards

[1] Ultra VX Visa Credit Card
Terms |  More Info	- $25,000 credit line a Credit-On Demand™ feature - Instant Approval - No credit check, no minimum income or bank account required - Reports to major credit bureaus - Clear Rewards®: American Airlines, Southwest, jetBlue, Marriot, and more with no restrictions!
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 14.90%* $0.00* 25 days* $25.00* Bad Credit OK*

[2] Capital One® No Hassle Miles(SM) Rewards Excellent 1.25 Miles Rewards
More Info	- 5 different reward redemption options: Travel, Cash, Merchandise, Charitable Donations, or Gift Certificates - Manage your finances with a year-end summary of purchases - $0 fraud liability for any unauthorized use if your card is lost or stolen - 24-Hour Travel and Emergency Assistance - Emergency card replacement or cash advance if your card is lost or stolen - No balance transfer fees
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* January 2010* 9.90% (V)* $0.00* 25 days* $39.00* Excellent*

[3] Total Visa® Card
Terms |  More Info	- Instant On-Line Decision - Free 24 hour Online Account Access - Monthly Reporting to All Major Credit Bureaus - Fraud Protection - Outstanding Customer Service
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.92%* $48.00* 25 days* $29.00* Bad Credit OK*

[4] Global Gold Card
Terms |  More Info	- 0% APR for 12 months, 7.9% thereafter - Up to $10,000 unsecured credit - No Credit Checks - No Employment Verification - Bankruptcy? No Problem?
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 7.90%* N/A* 25 days* $10.00* Bad Credit OK*

[5] ARC Travel Master Card®
Terms |  More Info	- NO MONTHLY OR ANNUAL FEES - 100% Guaranteed Approval - No Credit Check - Multiple Load Options Including PayPal - FREE Mobile and E-mail Balance and Activity Alerts - FREE TRAVEL BENEFITS: Lost Luggage, Emergency Card Replacement, Medical Assistance, and More! - PAYPASS TAP N’ GO Technology - Multiple Cards Available - Get Cards for Up to 4 People Per Account - Reloadable, Up to $9,500 Balance
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* N/A* $0.50 View No Bad Credit OK* Activation Fee Card Refund Fee Card-2-Card Transfer (Package cards only) Cash Advance Fee Domestic ATM Balance Inquiry Fee Domestic ATM Withdrawal Fee Domestic PIN Transaction Fee Domestic Signature Transaction Duplicate Statement Fee (Mail) Emergency Cash Advance Fee Emergency Delivery Service Express Two Business Day Shipping Fee Inactivity fee (after 12 months/ per months) Int'l ATM Balance Inquiry Fee Int'l ATM Withdrawal Fee FREE $15.00 FREE $10.00 $0.50 $2.50 $1.00 FREE $5.00 $24.95 $24.95 $15.00 $2.50 $0.50 $2.50 Int'l PIN Transaction Fee Int'l Signature Transaction Load Fee (ACH Credit / Online Banking) Load Fee (Credit Card) Load Fee (Direct Deposit) Load Fee (MoneyGram®) Load Fee (PayPal®) Load Fee (PayXone) Load Fee (Western Union®) Load Fee (Wire Transfer) Overdraft/Shortage Fee Paper Statement Fee (Mail) Replacement Card Fee SMS/E-mail Alerts Standard USPS Shipping Fee $1.00 FREE FREE 4% FREE FREE FREE FREE FREE $9.95 $15.00 $5.00 $9.95 FREE FREE

[6] Capital One® No Hassle Miles - for Travel and Gas
More Info	- More miles - Earn 3 miles per dollar spent on travel and gas purchases - 1 mile per dollar for all other purchases - No annual fee - Unrestricted travel - fly any airline, anytime, anywhere, with no blackout dates and no seat restrictions - No expiration - rewards won't expire for the life of your account
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* January 2010* 9.90% (V)* $0.00* 25 days* $39.00* Excellent*

[7] Capital One® No Hassle Points Rewards - Excellent Credit
More Info	- Earn 2 points per dollar spent on purchases at gas stations, major grocery and drug stores - 1 point for every dollar spent on other purchases - Save with a 0% intro APR on purchases until January 2010 - There is no limit to the points you can earn, and your points won't expire - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* January 2010* 9.90% (V)* $0.00* 25 days* $39.00* Excellent*

[8] New Millennium Bank Secured Black Diamond Mastercard®
Terms |  More Info	- Approved regardless of credit history - Credit limits up to $10,000* - Reports to all 3 bureaus - No credit check and No employment verification - Master card platinum Diamond benefits** - Accepts all applications
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Bad Credit OK*

[9] Continental Finance Gold Master Card
Terms |  More Info	- Rates As Low as 9.75% APR* - Unsecured MasterCard Accepted at Millions of Locations Worldwide - Monthly Reporting to the Major Credit Bureaus - FREE Online Access - Excellent Online Tools for Managing Your Finances - Semi-Annual Credit Limit Increases* - Prestige of Carrying a Gold Card - *See Website for Other Fees, Rates, and Terms and Conditions
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 9.75%* $50.00* 25 days* $35.00* Bad Credit OK*

[10] Horizon Gold Credit Card
Terms |  More Info	- Guaranteed approval for unsecured credit line - Reports to a Major Credit Bureau - Bad Credit accepted - No employment check - Comprehensive Legal Assistance Plan
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $29.95* N/A* N/A View Yes Accepts All* See Terms & Conditions for other fees*

[11] Capital One® Classic Platinum - Master Card
More Info	- Buy what you've been dreaming of and pay no interest until June 2009 on purchases - Save with a low non-intro variable APR, currently 14.9% - Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping - Know you are protected with $0 fraud liability if your card is ever lost or stolen
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* June 2009* 14.90% (V)* $19.00* 25 days* $39.00* Average*

[12] Capital One® No Hassle Miles Rewards - MC Excellent 1x - 2x Miles Rewards
Terms |  More Info	- 2 miles for each dollar of monthly spending above $1,000 - 1 mile per $1 spent on all other purchases - 0% intro APR on purchases until January 2010 - Travel free easier with No Hassle Miles by booking travel with ANY airline, hotel, cruise line, or rental car. - There are no blackout dates and no seat restrictions - No expiration date on miles and no limit on the miles you can earn - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* January 2010* 9.90% (V)* $0.00* 25 days* $29.00* Excellent*

[13] READY Debit Visa Prepaid Card
Terms |  More Info	- Visa debit card — accepted worldwide - Access to a million ATMs around the world - Online bill-payment and check-writing service - Free direct deposit - 24x7 customer support—online and phone - FDIC insurance - Visa’s Zero Liability protection against fraudulent use
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $9.95* N/A* $2.25 View No Bad Credit OK* ACH Debit Account closure via paper check Automated Phone Account Access Bank ACH Transfer Bank Teller Cash Advance Bank teller cash advance Direct Deposit International ATM Withdrawal International Transaction Live Customer Service 2.25 $15.00 Free Free $5.00 $5.00 Free $5.00 Free 1 Free Monthly Fee Negative Balance Fee Online Account Access PIN Transaction Paper statements Retail Cash Load* Secondary Card Signature Transaction U.S. ATM Balance Inquiry* U.S. ATM Withdrawal* $4.95 None Free $0.95 $2.00 Free $10.00 Free $0.50 $2.00

[14] Capital One® Orbitz® Visa® Signature
Terms |  More Info	- Earn rewards fast with Capital One Orbitz Visa - There's no limit to the points you can earn and your points won't expire - Earn more than other travel cards with 3 times the rewards on eligible Orbitz bookings - Earn points for everyday purchases - Redeem for travel, cash back, and gift cards
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 13.90% (V)* $0.00* 25 days* $39.00* Excellent*

[15] Capital One® Orbitz® Visa® Platinum - Good Credit
Terms |  More Info	- Earn Rewards Fast wtih Capital One Orbitz Visa Card - There's No Limit to the Points You Can Earn and Your Points Won't Expire - Earn Points For Everyday Purchases - Redeem for Travel, Cash Back, and Gift Cards
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 16.90% (V)* N/A* 25 days* $39.00* Good*

[16] Discover® Motiva℠ Card
Terms |  More Info	- Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account - 5% to 20% Cashback Bonus when you shop online - Up to 1% Cashback Bonus on all other purchases - Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners Free payment by phone - Automatic email reminders when a Payment Due Date is nearing or when a payment has been made
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 3.99%* See T&C.* 10.99%* $0.00* 25 days* $39.00* Good*

[17] Rewards 660 Visa® Card
More Info	- Initial payment of $40 required before account can be used - Proof of minimum $1,000 gross monthly income required - $300 Starting Credit Limit - No Fee Credit Limit Increases ($75 Increments; As Often as Every 3 Months; Automatically Granted Upon Qualification; Maximum $2,000 Credit Limit after Increases) - Monthly Reporting to Major Credit Bureaus
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.92%* $48.00* 25 days* $39.00* Bad Credit OK*

[18] Capital One® No Hassle Cash Rewards - Good Credit
More Info	- Get 2% cash back on purchases at gas stations and major grocery stores and 1% cash back on all other purchases - There's no limit to the cash back you can earn, and your cash rewards won't expire - Save with a 0% intro APR on purchases until January 2010 - You can ask for your cash back whenever you want or set up automatic redemptions so you won't have to ask - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* January 2010* 13.90% (V)* $0.00* 25 days* $39.00* Good*

[19] New Millennium Bank Secured Black Diamond Visa®
Terms |  More Info	- Approved regardless of credit history - Credit limits up to $10,000* - Reports to all 3 bureaus - No credit check - Accepts all applications
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Bad Credit OK*

[20] Baby Phat Prepaid Visa® RushCard
More Info	- Free credit builder with RushPath to Credit - Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts - Free direct deposit of tax refunds, anticipation loans, and paychecks - Free 24x7 customer service - Use anywhere Visa debit cards are accepted - in stores on the Internet, and over the phone - Simple and reasonable - no monthly, annual, or hidden fees - Everyone is eligible — no credit check or employment verification - Helps control debt - you can't overspend!
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $19.95* N/A* $1.95 View No Bad Credit OK* ATM Balance Inquiry Fee (outside US) ATM Balance Inquiry Fee ATM Withdrawal Fee (outside US) ATM Withdrawal Fee Convenience Fee Inactivity (no activity within 60 days) fee $1.00 $0.05 $3.50 $1.95 $1.00 $2.95 Int'l Card Transactions Fee Monthly Inactivity Fee Paper Statement Fee Payment to Third Parties Refund of Card Balance Replacement Card Fee $1.00 $2.95 $1.00 $2.00 $5.00 $9.95

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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