Consumer Cards

[1] Fingerhut Credit
More Info	- No down payments, no layaway and no surprises - Get respond in 60 seconds - No annual fee - Name brand products at affordable monthly payments - We often say "YES!" when others say "No" - See website for complete Terms & Conditions - Meta Bank Fingerhut Credit
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 24.90%* N/A* 25 days* Bad Credit OK*

[2] READYdebit® Visa® Prepaid Card
Terms |  More Info	- 100% Guaranteed Approval* – No Credit Checks - Free Direct Deposit – paycheck, benefits, tax refunds - Free Online Bill Payment & Check Writing - No Overdraft Fees or Balance Minimums
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $9.95* $2.25 View No Bad Credit OK* ACH debit ATM Withdrawal ATM Withdrawal Decline Automated Phone Account Access Bank ACH Transfer Bank Teller Cash Advance Currency Conversion Direct Deposit Expedited Card Delivery Live Customer Service (per month) Monthly Fee $2.25 $2.25 FREE FREE FREE $5.00 2% FREE $50.00 1 Free $9.95* Negative Balance Fee Online Account Access PIN Transaction POS Transaction Decline Paper Statement Replacement Card Retail Cash Load Secondary Card (Max 1 card) Signature Transaction U.S. ATM Balance Inquiry N/A FREE FREE FREE $2.00 $10.00 FREE $10.00 FREE FREE

[3] Discover® More® Card
More Info	- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%* - 5% Cashback Bonus in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply* - Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com - Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) - 24/7 access to a U.S.-based Account Manager within 60 seconds - $0 Fraud Liability plus mobile and email fraud alert options - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 15 months* 10.99% - 20.99% (Variable) * $0.00* 25 days* Excellent*

[4] Horizon Gold Credit Card
Terms |  More Info	- Guaranteed approval for unsecured credit line - Reports to a Major Credit Bureau - Bad Credit accepted - No employment check - Comprehensive Legal Assistance Plan
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $29.95* N/A View Yes Accepts All* See Terms & Conditions for other fees*

[5] Citi ThankYou℠ Premier Card - enough for $300 in Gift Cards
More Info	- Earn 30,000 bonus ThankYou Points after $2,000 in purchases within 3 months of account opening - enough for $300 in gift cards - 1 ThankYou Point for every $1 you spend on purchases - Earn points for the miles you fly when you purchase a ticket with your Citi ThankYou Premier Card. - No foreign transaction fees on purchases* - Annual complimentary domestic companion ticket within the continental USA, when booked through our travel benefits provider, Spirit Incentives - No points cap and no expiration of points - the annual fee is waived for the first 12 months.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 13.99% - 22.99% (Variable) * $125.00* 20 Days (Min.)* Good*

[6] Applied Bank® Secured Visa® Gold Credit Card
More Info	- Guaranteed Approval Regardless of Your Past Credit History - 9.99% Low Fixed APR - Your Rate Won't Change Even if You Are Late - Choose Your Credit Limit - From $200 to $5,000 - Highest Ratings for Financial Strength and Security in the Country
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 9.99%* $50.00* None* Bad Credit OK*

[7] Citi® Dividend Platinum Select® Visa® Card - $200 Cash Back
Terms |  More Info	- $200 cash back after $500 in purchases within the first 3 months of account opening - 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment. Each quarter, you can enroll to earn additional cash back in popular categories. To learn more, visit dividend.quarterlyoffer.citi.com. - 5% average cash back at select merchants through Citi Bonus Cash Center® - Full 1% cash back on eligible purchases and cash advances. No Annual Fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 15.99% - 22.99% (Variable) * $0.00* 20 days* Good*

[8] Citi Forward® Card
More Info	- $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months - 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable - 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases - Want to lower your purchase APR? All you have to do is make a purchase, stay under your credit limit, and pay on time 3 billing periods in a row and we will lower your APR for purchase by up to 2% (0.25% each quarter, 8X maximum) - No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* See T&C* 12.99% - 22.99% (Variable) * $0.00* 20 days (Min.)* Good*

[9] READYdebit® Platinum Visa® Prepaid Card
Terms |  More Info	- Free Direct Deposit — paycheck, benefits, tax refunds - Free Credit Score Tracker - Free Online Bill Payment & Check Writing - No Credit Check, no Overdraft Fees or Balance Minimums
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $9.95* $2.00 View No Bad Credit OK* ACH debit ATM Withdrawal ATM Withdrawal Decline Automated Phone Account Access Bank ACH Transfer Bank Teller Cash Advance Currency Conversion Direct Deposit Expedited Card Delivery Live Customer Service Monthly Fee FREE $2.00 FREE FREE FREE $5.00 2% FREE $50.00 FREE $14.95* Negative Balance Fee Online Account Access PIN Transaction POS Transaction Decline Paper Statement Replacement Card Retail Cash Load Secondary Card Signature Transaction U.S. ATM Balance Inquiry N/A FREE FREE FREE $2.00 $10.00 FREE FREE FREE FREE

[10] Chase Freedom® MasterCard - $200 Bonus Cash Back
Terms |  More Info	- Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months - 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12. - You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter! - Unlimited 1% Cash Back on all other purchases - Up to an additional 10% Cash Back when you shop online at select merchants through Chase - No annual fee and rewards never expire
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 15.99% - 22.99% (Variable) * $0.00* 21 days* Good*

[11] Chase Freedom® Visa - $200 Bonus Cash Back
Terms |  More Info	- Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months - 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12. - You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter! - Unlimited 1% Cash Back on all other purchases - Up to an additional 10% Cash Back when you shop online at select merchants through Chase - No annual fee and rewards never expire
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 15.99% - 22.99% (Variable) * $0.00* 20 days* Good*

[12] Chase Sapphire℠ Preferred Card
Terms |  More Info	- Limited Time Offer! - Earn 50,000 bonus points after you spend $3,000 in the first 3 months - that's $625 toward travel! - 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases. - Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate RewardsSM - No foreign transaction fees - Earn a 7% annual points dividend - even on points already redeemed - Transfer points you've earned to participating frequent traveler programs at a 1:1 value - 24/7 direct access to expert service advisors (No voice recording) - No Annual Fee for your first year - A $95 value
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 15.24% (Variable) * $95.00* 21 days* Excellent*

[13] Citi® Platinum Select® MasterCard®
More Info	- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness. - Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more - Citi® Identity Theft Solutions - Secure, free online account management - No annual fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 18 month* 11.99% - 21.99% (Variable) * $0.00* 20 days* Good*

[14] Credit One Visa® Platinum Card
More Info	- Pre-Qualify for a Visa credit card without affecting your credit score - Get a starting credit line up to $1,500 - No enrollment and no over the credit limit fees - Choose your card design from our premium gallery
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 23.90% (Variable) * $75.00* 25 Days* Bad Credit OK*

[15] Southwest Airlines Rapid Rewards® Plus Card – FREE FLIGHT
More Info	- NOW! Earn a FREE FLIGHT after your first purchase - Get 3,000 Points every year on your Card member Anniversary – that can be redeemed for a $50 Wanna Get Away® Fare - Now you can redeem for International Travel, Hotels, Gift Cards and more. - Earn unlimited FREE FLIGHTS – 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on EVERYTHING else - Your Bags Fly FREE! No Blackout Dates, Points Don't Expire, and Unlimited Reward Seats! - No Change fees – if you need to change your flight, you won't be charged a fee - September 11th Security Fee Applies
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 15.24% (Variable) * $69.00* 21 Days* Excellent*

[16] First Progress Secured Platinum MasterCard® Card
More Info	- Full-feature Platinum MasterCard secured credit card - No credit history or minimum credit score required for approval - Monthly reporting to all 3 major credit bureaus to establish more credit history - Quick & complete online application - Secured by your deposit of $300 - $2,000 - 24/7 access to your account online - Deposit held at FDIC-insured bank
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 14.99% (Variable) * $39.00* 25 Days* Bad Credit OK*

[17] Discover® More Card - $0 Balance Transfer Fee!
More Info	- Limited Time Offer - $0 Balance Transfer Fee!* - 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%* - 5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply* - Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com - Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) - 24/7 access to a U.S.-based Account Manager within 60 seconds - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 10.99% - 19.99% (Variable) * $0.00* 25 Days (Min.)* Good*

[18] Citi ThankYou® Card
More Info	- Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness* - Earn 1 ThankYou Point for every $1 you spend on purchases. - Earn an anniversary bonus on points earned from purchases every year* - Enjoy no limit on the number of points you can earn - Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more - No annual fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 15 months* 12.99% - 22.99% (Variable) * $0.00* 20 - 25 Days* Good*

[19] Chase Slate® - No Balance Transfer Fee
Terms |  More Info	- No Balance Transfer Fee!* - 0% Intro APR for 15 months on purchases and balance transfers - Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee! - After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5 - Avoid interest on everyday purchases - Pay down your balance faster - Zero liability on unauthorized purchases* - No Annual Fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 15 months* 11.99 - 21.99% (Variable) * $0.00* 20 days (Min.)* Good*

[20] Citi Simplicity® Credit Card
More Info	- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness. - Peace of mind through direct access to a service representative, no late fees and no penalty rate - No annual fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 18 months* 12.99% - 21.99% (Variable) * $0.00* 22 Days (Min.)* Good*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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