Consumer Cards

[1] 1st Platinum Plus
Terms |  More Info	- Enjoy a Credit Line up to $3,500! - $4.95 initial user price for the Card ! - NO Credit Checks & No Credit Turndowns!* - Reports to a Major Credit Bureau! - 0% Financing & No Finance Fees - EVER! - Merchandise Price Guarantee! - Rewards: Incredible Member Benefits! *See Terms and Conditions
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 18 months* 0* N/A* N/A* Bad Credit OK*

[2] AccountNow® Gold Visa® Prepaid Card
More Info	- $0 Monthly Fee* - Higher Daily and Monthly Limits - 100% Guaranteed Card Approval (subject to ID verification)* - $25 Cash Bonus When You Use Direct Deposit (See T&C)
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $9.95* $2.50 View Yes Bad Credit OK* ATM decline fee Account closing fee (balance check) Automated phone system (IVR) Bank Teller Cash Advance Bill Pay Stop Payment Calls to Customer Service Card replacement (direct deposit) Card replacement Expedited Bill Pay (Check) Expedited Bill Pay (Electronic) $0.40 $15.95 FREE $4.95 $20.00 FREE Free* $10.00 $9.95 $9.95 Express delivery charge: $40.00 Intl. ATM to withdraw money Load by Cash Load by Direct Deposit Monthly Fee ($3000+ monthly load) Monthly Statement (Paper) Monthly fee Signature card purchase Using ATM to obtain balance Using a U.S. ATM to withdraw money $4.95. FREE FREE FREE $2.95 $9.95 FREE $1.00 $2.50

[3] AccountNow™ Prepaid MasterCard®
More Info	- 100% Guaranteed Approval* - No Credit Check - $0 Activation Fee - Free Direct Deposit and $25 cash back - Cash Back on Everyday Purchases
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $19.95* $2.00 View Yes Bad Credit OK* ATM Balance Inquiry ATM Withdrawal Bank Account to Card Reload Cancel Card Direct Deposit Reload Live Teller Withdrawal Monthly Maintenance Fee (Hologram) $1.00 $2.00 $0.00 $15.95 $0.00 $4.95 $4.95 Paper Statements per request Point of Sale Withdrawal Purchase Online Purchase at Merchant Replace Card Telephone Purchase $5.00 $0.00 $0.50 $1.00 $10.00 $0.50

[4] AccountNow™ Prepaid Visa® Card
More Info	- 100% Guaranteed Approval* - No Credit Check - $0 Activation Fee - Free Direct Deposit and $25 cash back - Cash Back on Everyday Purchases
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $19.95* $2.00 View Yes Bad Credit OK* ATM Balance Inquiry ATM Withdrawal Bank Account to Card Reload Cancel Card Direct Deposit Reload Inactivity Fee Live Teller Withdrawal Monthly Maintenance Fee (Hologram) $1.00 $2.00 $0.00 $15.95 $0.00 None $4.95 $4.95 Paper Statements per request Participation Fee (monthly) Point of Sale Withdrawal Purchase Online Purchase at Merchant Replace Card Telephone Purchase $5.00 $9.95 $0.00 $0.50 $1.00 $10.00 $0.50

[5] ACE Elite™ Visa® Prepaid Card
More Info	- A card with benefits that matter to you - No credit check, No application fee, No obligation - No-Fee Cash Withdrawals at ACE locations* - Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan* - Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees* - Free Anytime Alerts - Get your balance and transactions via text or email - Free Savings Account - Receive 5.00% APY* - Secure: Card funds are FDIC insured, backed by Visa Zero Liability*
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* $2.50 View No Bad Credit OK* A to A Transfer (Internet) A to A Transfer (Toll Free Number) ATM Decline Fee (per declined) Add or withdraw funds locally Additional Statement Mailing Fee Card Fulfillment (Shipping/Handling) Cash Withdrawal at Distributor Check Mailing Fee Domestic ATM Cash Withdrawal FREE $4.95 $1.00 varies $5.95 $9.95 $2.50 $5.95 $2.50 Int'l ATM Cash Withdrawal Lost or Stolen Card Replacement Monthly Service Fee Non-Monetary Transactions (ATM) Non-Monetary Transactions (Internet) Non-Monetary Transactions (Toll Free) PIN Purchase Convenience Fee Signature Purchase Convenience Fee $4.95 $9.95 $9.95 $0.50 FREE $0.50 $2.00 $1.00

[6] American DreamCard™ Platinum MasterCard®
More Info	- Over $1.1 Million Awarded to Date! - Large Monthly Cash Jackpots! - Earn Entries From Everyday Shopping! - Get 1,000 Entries Just for Applying! - A New Cash Winner Every Month - Issued by HSBC Bank Nevada, N.A.
Intro APR Intro APR Period Ongoing APR Annual Fee Grace Period Credit Needed (?) 0%* 5 months* 21.99% V or 14.99% (Variable) * See terms* 23 Days (Min.)* Accepts All*

[7] American Express e-Gift Card
More Info	- Delivered in Minutes via email - Value between $25 - $200 - Pay with AMEX Membership Rewards points - Flexibility of cash, backed by the trust of American Express - Bundled with exclusive savings - Custom message on card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $25.00 N/A* N/A View No Accepts All* "Classic" gift card fee "Personalized" gift card fee "Special Occasion" card fee $2.95 $2.95 $4.95 Check-issuance fee Monthly service (after 12 months) fee Replacement card fee $10.00 $2.00 $5.95

[8] American Express Gift Card for Consumer
More Info	- Now through December 5, 2010 consumer Gift Cards - Free Standard Shipping ($5.95 value) - Accepted at Over a Million Places - Gift Cards can be used virtually everywhere in the U.S. that welcomes American Express Cards.* - Available in a variety of prepaid amounts - Gift Card denomination values range from $25-$500. - Replaceable - If the Gift Card is lost or stolen, the unused balance can be refunded/replaced.*
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $25.00 $0.00* N/A View No Accepts All* "Classic" gift card fee "Personalized" gift card fee "Special Occasion" card fee Check-issuance fee Monthly service (after 12 months) fee Replacement card fee $3.95 $3.95 $4.95 $10.00 $2.00 $5.95 UPS shipping (Air; 2 days) UPS shipping (Air; Next days) UPS shipping (Ground; 10 days) USPS shipping (Express / per card) USPS shipping (First Class mail) $12.95 $15.95 $7.95 $9.95 $5.95

[9] American Express® Gold Card
Terms |  More Info	- Earn 10K Membership Rewards® points, redeemable for select gift cards valued at $100, when you spend $1,000 in your first 3 months of Card membership - Exclusive access to Gold Card Events — select concerts, shows, major sporting events, and more, - Purchase Protection covers loss, theft, and damage of eligible items within 90 days of purchase - Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards. - Get approved in 60-seconds.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* N/A* $125.00* N/A* Good*

[10] American Express® Premier Rewards Gold Card
More Info	- Membership Rewards® bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership - Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else - Exclusive access to Gold Card Destinations and events — Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide - Introductory annual fee of $0 for the first year, then $175 - Get approved in 60-seconds.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* N/A* $0.00* N/A* Excellent*

[11] American Octane Onyx Unsecured Card
More Info	- 0% APR on all purchases for life - Unsecured Line of Credit - 100% Approval* - 24 hour Approval Process - No hidden fees - Monthly reporting to major credit bureaus
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A View Yes Bad Credit OK* Account setup fee (one time) Annual Percentage Rate for Purchases Cancellation Fee Fee for returned checks or debits Late Payment (After 30 days) $99.00 0.00% None $25.00 $10.00 Membership fee (monthly) NSF Check Fee Outlet Store Residential Delivery Penalties for prepayment Processing Fees $9.95 $25.00 $10.00 None Varies

[12] AMEX Gift Card - Personalized Gift Card
More Info	- Pay with AMEX Membership Rewards points - Flexibility of cash, backed by the trust of American Express - Bundled with exclusive savings - Custom message on card - Load value from $25 to $3000 - No monthly fees - No annual fees - No maintenance fees
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $25.00 N/A* N/A View No Accepts All* "Classic" gift card fee "Personalized" gift card fee "Special Occasion" card fee Check-issuance fee Monthly service (after 12 months) fee Replacement card fee $3.95 $3.95 $4.95 $10.00 $2.00 $5.95 UPS shipping (Air; 2 days) UPS shipping (Air; Next days) UPS shipping (Ground; 10 days) USPS shipping (Express / per card) USPS shipping (First Class mail) $12.95 $15.95 $7.95 $9.95 $5.95

[13] Applied Bank® Secured Visa® Gold Credit Card
More Info	- Guaranteed Approval Regardless of Your Past Credit History - 9.99% Low Fixed APR - Your Rate Won't Change Even if You Are Late - Choose Your Credit Limit - From $200 to $5,000 - Highest Ratings for Financial Strength and Security in the Country
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 9.99%* $50.00* None* Bad Credit OK*

[14] Baby Phat Prepaid Visa® RushCard
Terms |  More Info	- Free Direct Deposit - sign up now and have a safe place to put your tax refund - Guaranteed approval - no credit check required - Online bill pay and free text alerts - Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $19.95* $1.95 View No Bad Credit OK* ATM Balance Inquiry Fee (outside US) ATM Balance Inquiry Fee ATM Withdrawal Fee (outside US) ATM Withdrawal Fee Convenience Fee Inactivity (no activity within 60 days) fee $1.00 $0.05 $3.50 $1.95 $1.00 $2.95 Int'l Card Transactions Fee Monthly Inactivity Fee Paper Statement Fee Payment to Third Parties Refund of Card Balance Replacement Card Fee $1.00 $2.95 $1.00 $2.00 $5.00 $9.95

[15] Bank Freedom Prepaid MasterCard®
Terms |  More Info	- Surcharge-Free ATM Network at over 18,000 ATMs - NO Card Issuance Fee - NO Activation Fee - $0 Monthly with Direct Deposit $350/month or cash load $700/month - Free Live Customer Service - 24 hours per day 7 days per week - Free Text and Email Alerts and Online Account Access - Send Paper Checks and Electronic Bill Pay to Anyone
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* $1.50 View No Bad Credit OK* ATM Balance Inquiry ATM Cash Withdrawal Out-Of-Network ATM Cash Withdrawal Surcharge-Free ATM Withdrawal Decline Account closure Bill Pay Stop Payment Card to Card Money Share Companion Card Issuance Currency Conversion Fee Expedited card replacement Int. ATM Balance Inquiry Int. ATM Cash Withdrawal Int. ATM Withdrawal Decline Int. PIN based Transaction $0.50 $2.50 $2.50 $0.50 $14.95 $25.00 FREE $9.95 3% $40.00 $1.00 $3.95 $1.00 $1.00 Internet Access to Card Account Loading Cash Lost or Stolen Card Replacement PIN Debit Transactions Paper Statement Online Paper Statement by request Paperless Account Statements Payment to 3rd Party Prepaid Card Issuance Signature Purchase Fee Special research/documentation fee Toll Free Automated Phone Support Toll Free Live Customer Support FREE $4.95 $9.95 $1.00 $0.00 $2.00 FREE $1.00 FREE FREE $50.00 FREE FREE

[16] BillMyParents Prepaid MasterCard®
More Info	- Teen debit card benefits - Instantly Lock and Unlock the card - No credit checks and No credit risk - Lower fees than bank cards - Safer than cash with lost card protection - Family and friends can load it - Strict spending limits and easy monitoring - Use at millions of locations worldwide
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* $1.50 View No Accepts All* ATM Balance Inquiry – Domestic ATM Balance Inquiry – Intl. ATM Decline – Domestic ATM Decline – Intl. ATM Insufficient Funds – Domestic ATM Insufficient Funds – Intl. ATM Withdrawal – Domestic ATM Withdrawal – Intl. Activation Fee $0.50 $1.00 $0.50 $0.50 $0.50 $0.50 $1.50 $2.50 FREE Card Replacement Monthly Allowance Load (ACH) Monthly Service Fee Overdraft Fee PIN Based Purchase Fee Prepaid Card One-Time Load (ACH) Prepaid Card One-Time Load (Credit Card) Replacement Card Express Service Signature Purchase Fee $7.95 $1.50 $3.95 FREE FREE $1.75 $2.95 $25.00 FREE

[17] Blue Cash® Everyday(SM) from American Express
More Info	- Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership - No annual fee, flexibility to pay over time - Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases - NO spend minimum, NO enrollment, and NO rotating rewards categories - Get a $25 Referral Bonus for each friend or family member who is approved for the Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months on Purchases* 17.24% - 22.24% (Variable) * $0.00* N/A* Excellent*

[18] Blue Sky from American Express®
Terms |  More Info	- No annual fee - Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel — anytime - Pay your bill all at once, or over time. It's up to you. - Blue Savings Program: big deals on big brands, all the time - Rated "Best Airline Credit Card" by Card Ratings Consumer's Choice Awards in 2010 Get approved in 60-seconds
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* from 17.24 to 22.24% (Variable) * $0.00* N/A* Excellent*

[19] Blue Sky℠ Preferred from American Express
More Info	- 7,500 bonus points. Redeemable for a $100 statement credit - 2X points on all dining, hotel, and car rental purchases, and 1 point per dollar for all other eligible purchases - $100 annual Airline Allowance to cover baggage fees and other incidental in-flight purchases - The points you earn are good for any airline, hotel, cruise, or car rental, anytime - no blackout dates, no travel restrictions - Flexibility to pay over time
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 17.24% - 21.24% (Variable) * $75.00* 25 Days* Good*

[20] British Airways Visa Signature® Card
More Info	- Pay no foreign transaction fees when you travel abroad - Earn 100,000 BA miles - 50,000 bonus BA Miles after your first purchase plus earn an additional 50,000 BA Miles after you spend $2,500 in the first 3 months of account opening - That's enough miles for 2 transatlantic reward flights - Earn 2.5 BA Miles for every $1 spent on British Airways purchases - Earn 1.25 BA Miles for every $1 spent on all other purchases - Every year you spend $30,000 on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 14.24% (Variable) * $95.00* 21 Days* Excellent*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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