Consumer Cards

[21] READY Debit Visa Prepaid Card
Terms |  More Info	- Visa debit card — accepted worldwide - Access to a million ATMs around the world - Online bill-payment and check-writing service - Free direct deposit - 24x7 customer support—online and phone - FDIC insurance - Visa’s Zero Liability protection against fraudulent use
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $9.95* N/A* $2.00 View No Bad Credit OK* Account closure via paper check Automated Phone Account Access Bank ACH Transfer Bank Teller Cash Advance Bank teller cash advance Direct Deposit International ATM Withdrawal International Transaction Live Customer Service Monthly Fee $15.00 Free Free $5.00 $5.00 Free $5.00 Free 1 Free $3.95 Negative Balance Fee Online Account Access PIN Transaction Paper statements Retail Cash Load* Secondary Card Signature Transaction U.S. ATM Balance Inquiry* U.S. ATM Withdrawal* None Free $0.95 $2.00 Free $10.00 Free $0.50 $2.00

[22] Capital One® No Hassle Cash Rewards - Good Credit
More Info	- Get 2% cash back on purchases at gas stations and major grocery stores and 1% cash back on all other purchases - There's no limit to the cash back you can earn, and your cash rewards won't expire - Save with a 0% intro APR on purchases until October 2009 - You can ask for your cash back whenever you want or set up automatic redemptions so you won't have to ask - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* October 2009* 13.90% (V)* $0.00* 25 days* $39.00* Good*

[23] Major League Baseball™ Extra Bases™ Credit Card
Terms |  More Info	- Get the card that's a hit with baseball fans! - Get official MLB licensed jersey after first MLB Extra Bases card use - 1 point for every $1 spent redeemable for MLB autographed memorabilia, once-in-a-lifetime MLB™ experiences, cash rewards and travel with no blackout dates
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 Billing Cycles* 9.99 / 15.99%* $0.00* 20 days* $39.00* Good*

[24] Capital One® Platinum Prestige
More Info	- Save with a 0% intro APR until October 2009 on purchases and balance transfers - Then enjoy a variable APR, now 8.9% - Save time and money by transferring higher-rate balances so you can make one easy payment each month - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* October 2009* 8.90% (V)* $0.00* 25 days* $39.00* Excellent*

[25] Virgin Atlantic American Express® Card - White
Terms |  More Info	- 0% APR for Purchases, Balance Transfers*, Check Cash Advances, and Direct Deposits for 6 months - 3 miles per $1 spent on Virgin Atlantic purchases - 1 mile per $1 spent in retail purchases - Up to 7,500 additional bonus miles upon anniversary - 2,500 bonus miles for an additional Cardmember - Get 10% off published Virgin Atlantic Economy fares
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 Billing Cycles* 13.99%* $49.00* 20 days* $39.00* Good*

[26] Capital One® Classic Platinum Visa
More Info	- Buy what you've been dreaming of and pay no interest until May 2009 on purchases - Save with a low non-intro variable APR, currently 14.9% - Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One Saving ZoneSM on Yahoo! Shopping - Know you are protected with $0 fraud liability if your card is ever lost or stolen
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* May 2009* 14.90% (V)* $19.00* 25 days* $39.00* Average*

[27] Total Merrill℠ Cash Back Card
More Info	- 1% Cash Back on Virtually All Purchases - No Annual Fee - Low 9.99% APR for Retail Purchases - Credit Line may be as high as $250,000 - Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account - Receive a response in 60 seconds
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 1.9%* 12 months* 9.99%* $0.00* 25 days* $39.00* Good*

[28] New Millennium Bank Secured Black Diamond Visa®
Terms |  More Info	- Approved regardless of credit history - Credit limits up to $10,000* - Reports to all 3 bureaus - No credit check - Accepts all applications
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Bad Credit OK*

[29] Discover® More® Card
Terms |  More Info	- Get a $50 Cashback Bonus When You Make $500 in Purchases Within the First 3 Months* - 5% to 20% Cashback Bonus® at Top Online Retailers* - Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically - Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners - No Annual Fee - Online Account Access - Online Bill Payment
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* See T&C.* 9.99%* $0.00* 25 days* $39.00* Excellent*

[30] Chase Travel Plus Visa® Card
Terms |  More Info	- 2 miles per $1 on all travel purchases such as airline tickets, car rentals and hotels* - 1 mile per $1 on all other purchases* - Annual program fee is waived the first year - Redeem for a variety of rewards including: airline tickets, hotels, cruises, cash and gift cards - Enjoy a Intro 0% Fixed APR for up to 12 months
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 10.99%* N/A* 20 days* $39.00* Good*

[31] Virgin Atlantic American Express® Card - Black
Terms |  More Info	- 0% Intro APR for the first 6 billing cycles - 20,000 Flying Club bonus miles - 3 miles per $1 spent on Virgin Atlantic purchases - 1.5 miles per $1 spent in retail purchases - Up to 2 tier points per month for accelerated Flying Club status - Earn up to 15,000 additional bonus miles upon anniversary
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 Billing Cycles* 13.99%* $90.00* 20 days* $39.00* Good*

[32] Bank of America WorldPoints® Platinum Plus® Master Card
Terms |  More Info	- Earn 1 Point for Every Net Retail Purchase Dollar - Redeem Your Points for Travel with No Blackout Dates, Cash, Brand-Name Merchandise, or Dining Certificates - No Annual Fee - Free 24/7 Concierge Service - Absolute Fraud Protection - Introductory 0% APR for Cash Advance Checks and Balance Transfers Through Your First 15 Billing Cycles - Card Issued by FIA Card Services, N.A.
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 15 Billing Cycles* 9.99 / 15.99%* $0.00* 20 days* $39.00* Fair*

[33] Tribute® Gold MasterCard® Credit Card
Terms |  More Info	- Unsecured Gold MasterCard® Credit Card - Reports to the Major Credit Bureaus - MasterCard® cards are accepted at over 25 million locations worldwide - Quick Online Decision
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $150.00* 25 days* $35.00* Bad Credit OK*

[34] Merrill Lynch Credit Card Plus
More Info	- 9.99% annual percentage rate - No annual fee - Credit line may be as high as $250,000 - 1 point for every $1 spent on net retail purchases - Double points for purchasing a Merrill Cruise - Air rewards starting at 25,000 points. No blackout dates - Zero liability protection and early fraud warning
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 1.9%* 12 months* 9.99%* $0.00* 25 days* $29.00* Good*

[35] Pulaski Bank Gold Visa® Card
Terms |  More Info	- Fixed rate APR of 8% and No annual membership fee - 0% Introductory APR on balance transfers for the first 6 billing cycles - applies to balance transfers processed within 3 months of your account open date - No transaction fee for balance transfers - 25 day grace period - Online access to credit card account information
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 8.00%* $0.00* 25 days* $29.00* Good*

[36] Nature Conservancy Platinum Plus® Visa® Credit Card
More Info	- The Nature Conservancy will receive 0.65% of all Net Purchases - No Annual Fee - Choose from four distinct card images of places supported by The Nature Conservancy - Complimentary one year membership and subscription to Nature Conservancy magazine, for new members
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 Billing Cycles* 9.99%* $0.00* 20 days* $39.00* Good*

[37] TrueEarnings® Card from Costco and American Express
Terms |  More Info	- Straight cash back- 5% for buying automobile gas, 3% for eating out, 2% for traveling, 1% virtually everywhere else, including at Costco - 0% introductory APR on purchases for the first 3 months - No annual fee with your paid Costco Membership - Flexible payments - pay in full or over time - No annual fee for Additional Cards - Save an additional 3-25% on business purchases at companies like FedEx, Delta, Hertz, and more
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 3 months* Prime + 14.49%* $0.00* 20 days* $30.00* Good*

[38] Miles by Discover® Card
Terms |  More Info	- Book any travel, anytime with no blackout dates or restrictions - Double Miles on up to $3,000 in travel and restaurant purchases each year - 1 Mile for every $1 on all your other purchases - Unlimited Miles - No Annual Fee - Online Bill Payment
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* See T&C.* 9.99%* $0.00* 25 days* $39.00* Good*

[39] BOA Accelerated Rewards™ American Express® Card
Terms |  More Info	- Earn 1.25 Points for Every Net Retail Purchase Dollar - 0% Intro Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for 12 months - No Annual Fee and the Flexibility to Pay Over Time - Redeem Your Points for Travel with No Blackout Dates, Discounts at Hotels, Cash, Brand-Name Merchandise, or Gift Certificates
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 Billing Cycles* Between 9.99 and 19.99%* $0.00* 20 days* $39.00* Good*

[40] Fidelity Investments Rewards Visa® Card with WorldPoints®
More Info	- 1 Point for every dollar spent in net retail purchases - Points can be redeemed as a deposit into your eligible Fidelity Account; or redeem your Points for travel, merchandise and more - 0% Intro APR for 12 months - No Annual Fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 20 days* 14.74%* $0.00* 20 days* $39.00* Good*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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