Consumer Cards

[21] Vision Silver(SM) Prepaid MasterCard®
Terms |  More Info	- Perfect Card for Government/Benefits Checks Recipients - $0 Activation with Rebate* - 100% Guaranteed Approval*/No Credit Check - Free Direct Deposit of Your Pay or Government Check - Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted - No Overdraft Fees or Minimum Balances - Online Checking - Electronic or Paper Checks
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $9.95* $0.00* N/A View No Bad Credit OK* ATM Balance Inquiry Decline Fee (Dom.) ATM Balance Inquiry Decline Fee (Int'l) ATM Balance Inquiry Fee (Domestic) ATM Balance Inquiry Fee (Int'l) ATM Decline Fee (Domestic) ATM Decline Fee (Int'l) ATM Withdrawal Fee (Domestic) ATM Withdrawal Fee (Int'l) Bill Pay Fee (Check Cancellation) Bill Pay Fee (Electronic) Bill Pay Fee (Paper Check) Cancellation Fee Cash Advance Fee (Domestic) Cash Advance Fee (Int'l) Convenience Fee (Direct Deposit) Convenience Fee (Retail) Convenience Fee (Wire Transfer) $0.95 $1.95 $0.95 $1.95 $0.95 $1.95 $1.95 $4.95 $9.95 $0.95 $0.95 $14.95 $4.95 $4.95 FREE $0.95 FREE Convenience Fee for Bank Transfer Express Shipping Fee IVR Access Inactivity/Dormant Fee Live Agent Service Fee (per call) PIN Transaction Decline Fee (Domestic) PIN Transaction Decline Fee (Int'l) PIN Transaction Fee (Domestic) PIN Transaction Fee (Int'l) Paper Statement Fee (Mail) Replacement Card Fee Secondary Card fee Signature Transaction Decline Fee (Dom.) Signature Transaction Decline Fee (Int'l) Signature Transaction Fee (Domestic) Signature Transaction Fee (Int'l) $0.95 $19.95 FREE $3.95 $1.95 $0.95 $0.95 $0.95 $0.95 $2.95 $4.95 $4.95 $0.95 $0.95 FREE FREE

[22] American Express Gift Card for Consumer
More Info	- Accepted at Over a Million Places - Gift Cards can be used virtually everywhere in the U.S. that welcomes American Express Cards.* - Available in a variety of prepaid amounts - Gift Card denomination values range from $25-$500. - Replaceable - If the Gift Card is lost or stolen, the unused balance can be refunded/replaced.*
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $25.00 $0.00* N/A* N/A View No Accepts All* "Classic" gift card fee "Personalized" gift card fee "Special Occasion" card fee Check-issuance fee Monthly service (after 12 months) fee Replacement card fee $3.95 $3.95 $4.95 $10.00 $2.00 $5.95 UPS shipping (Air; 2 days) UPS shipping (Air; Next days) UPS shipping (Ground; 10 days) USPS shipping (Express / per card) USPS shipping (First Class mail) $12.95 $15.95 $7.95 $9.95 $5.95

[23] Pulaski Bank Visa® Card
Terms |  More Info	- Fixed rate APR of 6.5% - 0% Introductory APR on balance transfers for the first 6 billing cycles - applies to balance transfers processed within 3 months of your account open date - No transaction fee for balance transfers - 25 day grace period - Online access to credit card account information
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 6.50%* $35.00* 25 days* $29.00* Fair*

[24] IberiaBank Visa Classic
Terms |  More Info	- No annual membership fee - 0% Introductory APR on balance transfers for the first 6 billing cycles - applies to balance transfers processed within 3 months of your account open date - No transaction fee for balance transfers - 25 day grace period - Online access to credit card account information
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* as low as 7.00%* $0.00* 25 days* $35.00* Good*

[25] Global Gold Card
Terms |  More Info	- 0% APR for 12 months, 7.9% thereafter - Up to $10,000 unsecured credit - No Credit Checks - No Employment Verification - Bankruptcy? No Problem?
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 months* 7.90%* N/A* 25 days* $10.00* Bad Credit OK*

[26] Pulaski Bank Gold Visa® Card
Terms |  More Info	- Fixed rate APR of 8% and No annual membership fee - 0% Introductory APR on balance transfers for the first 6 billing cycles - applies to balance transfers processed within 3 months of your account open date - No transaction fee for balance transfers - 25 day grace period - Online access to credit card account information
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 8.00%* $0.00* 25 days* $29.00* Good*

[27] IberiaBank Visa® Gold Cash Back Rewards Card
Terms |  More Info	- 1% in Cash Back Credit on All Qualifying Purchases - No Limit on Cash Back; No Expiration Date on Eligibility for Accounts in Good Standing - Travel Accident Coverage Up to $500,000 - No Annual Membership Fee - 0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles - Applies to Balance Transfers Processed Within 3 Months of Your Account Open Date. - No Transaction Fee for Balance Transfers
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* as low as 8.00%* $0.00* 25 days* $35.00* Good*

[28] IberiaBank Visa Platinum Rewards Card
Terms |  More Info	- 1 Bonus Point for Every $1 in Qualifying Net Retail Purchases - Turn Your Points into Hotel, Gift, or Experiential Rewards - Travel Accident Coverage Up to $1,000,000 - No Annual Membership Fee - 0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles - No Transaction Fee for Balance Transfers
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* as low as 8.00%* $0.00* 25 days* $35.00* Excellent*

[29] Capital One® Platinum Visa
More Info	- Buy what you've been dreaming of and pay no interest until June 2009 on purchases - Save with a low non-intro variable APR, currently 8.9% - Know you are protected with $0 fraud liability if your card is ever lost or stolen - Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* June 2009* 8.90% (V)* $39.00* 25 days* $39.00* Average*

[30] Capital One® Platinum Prestige
More Info	- Save with a 0% intro APR until January 2010 on purchases and balance transfers - Then enjoy a variable APR, now 8.9% - Save time and money by transferring higher-rate balances so you can make one easy payment each month - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* January 2010* 8.90% (V)* $0.00* 25 days* $39.00* Excellent*

[31] Capital One® Platinum - Master Card
More Info	- Buy what you've been dreaming of and pay no interest until June 2009 on purchases - Save with a low non-intro variable APR, currently 8.9% - Know you are protected with $0 fraud liability if your card is ever lost or stolen - Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One Saving ZoneSM on Yahoo! Shopping
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* June 2009* 8.90% (V)* $39.00* 25 days* $39.00* Average*

[32] Continental Finance Gold Master Card
Terms |  More Info	- Rates As Low as 9.75% APR* - Unsecured MasterCard Accepted at Millions of Locations Worldwide - Monthly Reporting to the Major Credit Bureaus - FREE Online Access - Excellent Online Tools for Managing Your Finances - Semi-Annual Credit Limit Increases* - Prestige of Carrying a Gold Card - *See Website for Other Fees, Rates, and Terms and Conditions
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 9.75%* $50.00* 25 days* $35.00* Bad Credit OK*

[33] Capital One® No Hassle Miles(SM) Rewards Excellent 1.25 Miles Rewards
More Info	- 5 different reward redemption options: Travel, Cash, Merchandise, Charitable Donations, or Gift Certificates - Manage your finances with a year-end summary of purchases - $0 fraud liability for any unauthorized use if your card is lost or stolen - 24-Hour Travel and Emergency Assistance - Emergency card replacement or cash advance if your card is lost or stolen - No balance transfer fees
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* January 2010* 9.90% (V)* $0.00* 25 days* $39.00* Excellent*

[34] Capital One® No Hassle Points Rewards - Excellent Credit
More Info	- Earn 2 points per dollar spent on purchases at gas stations, major grocery and drug stores - 1 point for every dollar spent on other purchases - Save with a 0% intro APR on purchases until January 2010 - There is no limit to the points you can earn, and your points won't expire - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* January 2010* 9.90% (V)* $0.00* 25 days* $39.00* Excellent*

[35] Capital One® No Hassle Miles - for Travel and Gas
More Info	- More miles - Earn 3 miles per dollar spent on travel and gas purchases - 1 mile per dollar for all other purchases - No annual fee - Unrestricted travel - fly any airline, anytime, anywhere, with no blackout dates and no seat restrictions - No expiration - rewards won't expire for the life of your account
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* January 2010* 9.90% (V)* $0.00* 25 days* $39.00* Excellent*

[36] Capital One® No Hassle Miles Rewards - MC Excellent 1x - 2x Miles Rewards
Terms |  More Info	- 2 miles for each dollar of monthly spending above $1,000 - 1 mile per $1 spent on all other purchases - 0% intro APR on purchases until January 2010 - Travel free easier with No Hassle Miles by booking travel with ANY airline, hotel, cruise line, or rental car. - There are no blackout dates and no seat restrictions - No expiration date on miles and no limit on the miles you can earn - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* January 2010* 9.90% (V)* $0.00* 25 days* $29.00* Excellent*

[37] Merrill Lynch Credit Card Plus
More Info	- 9.99% annual percentage rate - No annual fee - Credit line may be as high as $250,000 - 1 point for every $1 spent on net retail purchases - Double points for purchasing a Merrill Cruise - Air rewards starting at 25,000 points. No blackout dates - Zero liability protection and early fraud warning
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 1.9%* 12 months* 9.99%* $0.00* 25 days* $29.00* Good*

[38] Total Merrill℠ Cash Back Card
More Info	- 1% Cash Back on Virtually All Purchases - No Annual Fee - Low 9.99% APR for Retail Purchases - Credit Line may be as high as $250,000 - Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account - Receive a response in 60 seconds
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 1.9%* 12 months* 9.99%* $0.00* 25 days* $39.00* Good*

[39] Applied Bank® Secured Visa® Gold Credit Card
Terms |  More Info	- 9.99% Low Fixed APR - Rate Won't Change Even If You're Late! - CHOOSE Your Credit Limit Up To $5000* - $0 Fraud Liability - NO Credit Requirements - NO Income Requirements - ACCEPTED at 27 Million Locations Worldwide and Online - CREDIT Bureau Reporting *Minimum $200 deposit required. Your credit limit will be equal to the amount of your deposit.
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 9.99%* $50.00* None* $32.00* Bad Credit OK*

[40] Applied Bank® Secured Visa® Card
Terms |  More Info	- 9.99% Low Fixed APR - Rate Won't Change Even If You're Late! - CHOOSE Your Credit Limit Up To $5,000* - $0 Fraud Liability - NO Credit Requirements - NO Income Requirements - ACCEPTED Worldwide at Millions of Locations - CREDIT Bureau Reporting * Minimum $200 deposit required. Your credit limit will be equal to the amount of your deposit.
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 9.99%* $50.00* None* $32.00* Bad Credit OK*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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