Consumer Cards

[21] PASS Card from American Express℠
More Info	- Prepaid, reloadable American Express card parents can give to teens - Parents and teens can log in to their own online accounts to check the PASS Card balance, view transactions and setup alerts - Limit overspending and avoid teen overdraft fees - Safer than Cash - Automatic reloads - Prepaid Teen Card from American Express
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $10.00 $0.00* $2.00 View No Accepts All* American Express provides one free ATM withdrawal per calendar month. $2.00/withdrawal thereafter Assessed against the PASS Card balance. There are no other fees!

[22] American Express Gift Card for Consumer
More Info	- Now through December 5, 2010 consumer Gift Cards - Free Standard Shipping ($5.95 value) - Accepted at Over a Million Places - Gift Cards can be used virtually everywhere in the U.S. that welcomes American Express Cards.* - Available in a variety of prepaid amounts - Gift Card denomination values range from $25-$500. - Replaceable - If the Gift Card is lost or stolen, the unused balance can be refunded/replaced.*
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $25.00 $0.00* N/A View No Accepts All* "Classic" gift card fee "Personalized" gift card fee "Special Occasion" card fee Check-issuance fee Monthly service (after 12 months) fee Replacement card fee $3.95 $3.95 $4.95 $10.00 $2.00 $5.95 UPS shipping (Air; 2 days) UPS shipping (Air; Next days) UPS shipping (Ground; 10 days) USPS shipping (Express / per card) USPS shipping (First Class mail) $12.95 $15.95 $7.95 $9.95 $5.95

[23] First Freedom Platinum Card
More Info	- No Credit Checks! - No Employment Verification! - All Applications Approved - 0% Interest - NO Finance Charges
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 0* N/A* N/A* Accepts All*

[24] Facecard Prepaid MasterCard®
More Info	- Instant Guaranteed Approval* No Credit Check, No Security Deposit - FREE Direct Deposit - Easy and Immediate Access to Your Paycheck - FREE Money Transfers to Other Facecard Members - No More Wire Transfers - Pay Bills Online - No More Late Payments, No Stamps Required - Receive $15 of Extra Value on Average Per Month Via Prewards, Electronic Coupons Loaded Directly to Your Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $10.00 $5.00* $1.50 View No Accepts All* ATM Fee Activation Chargeback Processing Inactive Account Fee International Purchases Loading funds via ACH $1.50 FREE $25.00 $0.00 $0.50 FREE Lost / Replacement Cards Monthly Membership Participation Fee*** Printed and Mailed Statement Removal of funds from facecard facecard to facecard funds sharing $9.95 FREE $3.00 $1.95 $9.95 FREE

[25] Obopay Family Prepaid MasterCard®
More Info	- Parent-controlled, reloadable payment card designed to help parents provide spending money for teens over 13 years old. - Parental controls included: 24/7 access to your teen's balance and transaction history. - Great way to teach your teens financial responsibility and allowances. - No bank account required. No credit checks. No interest charge. - 100% Approved MasterCard. No overdraft fees. Free Sign up. - Free unlimited purchase transaction anywhere MasterCard is accepted including online merchants. - No long term commitments. You can cancel at anytime.
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $5.00 $9.95* $1.95 View No Accepts All* ATM Balance Inquiry Fee ATM Decline Fee (International) ATM Decline Fee (domestic) ATM Transaction Fee (International) ATM Transaction Fee Card Account Liquidation Fee Currency Conversion Fee Expedited Card Delivery and Shipment Fee $0.95 $1.95 $0.95 $2.95 $1.95 $15.95 2.95% $ 30.00 Get money ;; Free Lost/Stolen Card Replacement Fee Monthly Maintenance Fee** Over the counter cash at bank fee Paper Statement Fee Send money Sign up for Obopay $10.00 $1.95 $1.95 $4.95 $0.25 Free

[26] eElite Plus Shopping Card
More Info	- 0% APR with No Annual Fee - Receive up to a $12,500 immediately* - No Credit Check - Unsecured Shopping Credit Line - Credit Line is Reported to Major Credit Bureau
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) N/A N/A* N/A View Yes Accepts All* Fe for ACH Debits and credit Cards Fee for Exceeding the Credit Limit Fee for returned Checks Fees for Paying Late Inactivity Fee $30.00 N/A $30.00 $10.00 $19.95 Membership fee Minimum Finance Charge Processing fee Transaction Fee for Purchases $14.00 N/A $99.00 N/A

[27] VISA Gift Card - Personalised Gift Card
More Info	- Personalized, Pre-designed, or Custom prepaid VISA Gift Cards for all occasions - Custom message on card - Load value from $20.00 to $500.00 - No monthly fees - No annual fees - No maintenance fees - Shipped by USPS First Class (free) or by FedEx - Issued by by First Gulf Bank, N.A. pursuant to license from Visa U.S.A. Inc
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $20.00 $0.00* N/A View No Accepts All* Card Value $25.00 - $74.99 CAC fee Card Value $25.00 - $74.99 NMF fee Card Value $25.00 - $74.99 standard Card Value $250.00 - $500.00 CAC fee Card Value $250.00 - $500.00 NMF fee Card Value $250.00 - $500.00 standard Card Value $75.00 - $249.99 CAC fee $5.95 $5.95 $4.95 $7.95 $7.95 $6.95 $6.95 Card Value $75.00 - $249.99 NMF fee Card Value $75.00 - $249.99 standard Custom Carrier type fee Greeting card type Carrier fee Inactivity fee (after 12 month) Lost / Stolen card replacement Standard Carrier type fee $6.95 $5.95 $2.00 $1.00 $4.95 $4.95 $0.00

[28] MasterCard® Gift Card - Personalised Gift Card
More Info	- Personalized, Pre-designed, or Custom prepaid MasterCard Gift Cards for all occasions - Custom message on card - Upload your Photo - Load value from $20.00 to $500.00 - No monthly fees and No annual fees - No maintenance fees - Shipped by USPS First Class (free) or by FedEx - Issued by by First Gulf Bank, N.A. pursuant to license from Visa U.S.A. Inc
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $25.00 $0.00* N/A View No Accepts All* Card Value $25.00 - $74.99 CAC fee Card Value $25.00 - $74.99 NMF fee Card Value $25.00 - $74.99 standard Card Value $250.00 - $500.00 CAC fee Card Value $250.00 - $500.00 NMF fee Card Value $250.00 - $500.00 standard Card Value $75.00 - $249.99 CAC fee $5.95 $5.95 $4.95 $7.95 $7.95 $6.95 $6.95 Card Value $75.00 - $249.99 NMF fee Card Value $75.00 - $249.99 standard Custom Carrier type fee Greeting card type Carrier fee Inactivity fee (after 12 month) Lost / Stolen card replacement Standard Carrier type fee $6.95 $5.95 $2.00 $1.00 $4.95 $4.95 $0.00

[29] AMEX Gift Card - Personalized Gift Card
More Info	- Pay with AMEX Membership Rewards points - Flexibility of cash, backed by the trust of American Express - Bundled with exclusive savings - Custom message on card - Load value from $25 to $3000 - No monthly fees - No annual fees - No maintenance fees
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $25.00 N/A* N/A View No Accepts All* "Classic" gift card fee "Personalized" gift card fee "Special Occasion" card fee Check-issuance fee Monthly service (after 12 months) fee Replacement card fee $3.95 $3.95 $4.95 $10.00 $2.00 $5.95 UPS shipping (Air; 2 days) UPS shipping (Air; Next days) UPS shipping (Ground; 10 days) USPS shipping (Express / per card) USPS shipping (First Class mail) $12.95 $15.95 $7.95 $9.95 $5.95

[30] Pink Kitty Prepaid Teen MasterCard®
More Info	- Teen debit card features - Instantly Lock and Unlock the card - No credit checks and No credit risk - Lower fees than bank cards - Safer than cash with lost card protection - Family and friends can load it - Strict spending limits and easy monitoring - Use at millions of locations worldwide
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* N/A* N/A* N/A* Accepts All*

[31] Camo Prepaid Teens MasterCard®
More Info	- Teen debit card benefits - Instantly Lock and Unlock the card - No credit checks and No credit risk - Lower fees than bank cards - Safer than cash with lost card protection - Family and friends can load it - Strict spending limits and easy monitoring - Use at millions of locations worldwide
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $10.00 $0.00* $1.50 View No Accepts All* ATM Balance Inquiry – Domestic ATM Balance Inquiry – Intl. ATM Decline – Domestic ATM Decline – Intl. ATM Insufficient Funds – Domestic ATM Insufficient Funds – Intl. ATM Withdrawal – Domestic ATM Withdrawal – Intl. Activation Fee $0.50 $1.00 $0.50 $0.50 $0.50 $0.50 $1.50 $2.50 FREE Card Replacement Monthly Allowance Load (ACH) Monthly Service Fee Overdraft Fee PIN Based Purchase Fee Prepaid Card One-Time Load (ACH) Prepaid Card One-Time Load (Credit Card) Replacement Card Express Service Signature Purchase Fee $7.95 $1.50 $3.95 FREE FREE $1.75 $2.95 $25.00 FREE

[32] Ally Checking Debit MasterCard®
More Info	- No minimum deposit to open - No monthly maintenance fees - Earn money back with Ally Perks when you shop - Free balance alerts - Free Online Banking, Bill Pay, and Popmoney - Free checks and unlimited check writing - No ATM fees at any ATM nationwide - Make deposits from home with Ally eCheck Deposit
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) N/A $0.00* $0.00 View No Accepts All* Account Research (per hour) Ally standard checks Check images online Expedited Delivery Incoming Collections Incoming Wires (domestic & intl) Monthly Maintenance Official/Cashier's Checks $25.00 $0.00 $0.00 $15.00 $0.00 $0.00 $0.00 $0.00 Outgoing Collections Outgoing Wires (domestic & intl) Overdraft Item Paid Overdraft Item Returned Returned Deposit Item Statement copies online Stop Payment Item $0.00 $20.00 $9.00 $9.00 $7.50 $0.00 $15.00

[33] Western Union® MoneyWise™ Prepaid MasterCard®
More Info	- FREE: Monthly Maintenance - FREE: Online Activation & Statements - FREE: Customer Service (Online and Phone) - FREE: $10 With Your First Qualifying Direct Deposit. - FOUR Convenient Ways to Add Money to Your Account. - Protected Funds through MasterCard's Zero Liability Policy.
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $10.00 $0.00* $1.95 View No Bad Credit OK* ATM Balance Inquiry Fee ATM Withdrawal Fee Agent Location Cash Load Fee Automated Phone Customer Service Bank to Card Transfer Fee Decline Fee Employer Payroll Payments Government Benefit Payments Inactivity Fee $0.45 $1.95 $4.95 FREE $1.00 $0.45 FREE FREE $2.50 Live Customer Service Monthly Maintenance Fee Online Electronic Statement PIN Purchase Transaction Fee Paper Statement Fee Reissue Card Fee SMS and Email Notifications Signature Purchase Fee FREE FREE FREE FREE $3.00 $5.00 FREE FREE

[34] First Vineyard MasterCard® Debit Card
More Info	- Receive cash back from your own & anyones else in your compensation tree spendings - Reload your card directly from your payroll or bank account - Live debt free & Powerful Online Account Management - Online Bill Payment service included
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $10.00 $39.95* N/A View Yes Bad Credit OK* Account Information Line Account Statement by Mail Bank Wire Transfer Cancellation Fee Card Replacement Card-2-Card Transfer Cashier's Check Reload Click-n-Pay™ (Paper Check) Direct Deposit Electronic Funds Transfer (Confirmed) Electronic Funds Transfer (Trial) $0.00 $3.00 $4.95 $15.00 $15.00 $0.00 $0.00 $1.00 $0.00 $1.95 $3.95 In Person Payments (IPP) International Transaction Money Order Reload Monthly maintenance Fee Point of Sale Transaction Returned Check Telephone Support (per minute) U.S. ATM cash withdrawal U.S. ATM inquiry fee U.S. non-ATM cash advance Western Union® SwiftPay® $3.95 $50.00 $0.00 $6.95 $0.00 $25.00 $0.06 $2.00 $1.00 $4.50 $5.95

[35] AccountNow™ Prepaid MasterCard®
More Info	- 100% Guaranteed Approval* - No Credit Check - $0 Activation Fee - Free Direct Deposit and $25 cash back - Cash Back on Everyday Purchases
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $10.00 $19.95* $2.00 View Yes Bad Credit OK* ATM Balance Inquiry ATM Withdrawal Bank Account to Card Reload Cancel Card Direct Deposit Reload Live Teller Withdrawal Monthly Maintenance Fee (Hologram) $1.00 $2.00 $0.00 $15.95 $0.00 $4.95 $4.95 Paper Statements per request Point of Sale Withdrawal Purchase Online Purchase at Merchant Replace Card Telephone Purchase $5.00 $0.00 $0.50 $1.00 $10.00 $0.50

[36] BuyRIGHT Prepaid MasterCard®
Terms |  More Info	- New - Choose your card design at no extra cost - Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More - Special Reload Offer - Receive a Credit of the Green Dot MoneyPak fee the first time you try it.* - Free Direct Deposit, Online bill pay, Earn rewards. - No bounced check fees or overdraft fees - Ever - Travel, rent cars, reserve hotels, shop online safely. - Unbelievable customer service.
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $10.00 $9.95* $2.00 View No Bad Credit OK* ATM Balance Inquiry ATM Withdrawal Automated Telephone Service Bank Account to Card Reload Cancel Card Customer Service Live Call Inactive Account Live Teller Withdrawal $1.00 $2.00 $0.50 $2.50 $15.00 $1.00 $4.95 $4.50 Monthly Maintenance Fee (ATM) Monthly Maintenance Fee (hologram) Paper Statements per request Point Of Sale Withdrawal Purchase Online Purchase at Merchant Replace Card Telephone Purchase $7.95 $7.95 $3.00 $1.00 $1.00 $1.00 $15.00 $1.00

[37] Ultra VX Visa Credit Card
More Info	- UltraVX makes it easy to manage your finances - Automatic minimum payments - Reports to all 3 major credit bureaus - No credit check, no bank account required - Instant online approval - Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions (Subject to terms and conditions)
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 18.90%* $0.00* 25 days* Bad Credit OK*

[38] Rewards 660 Visa® Card
More Info	This Card is NOT Available anymore - Initial payment of $40 required before account can be used - Proof of minimum $1,000 gross monthly income required - $300 Starting Credit Limit - No Fee Credit Limit Increases ($75 Increments; As Often as Every 3 Months; Automatically Granted Upon Qualification; Maximum $2,000 Credit Limit after Increases) - Monthly Reporting to Major Credit Bureaus
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 19.92%* $48.00* 25 days* Bad Credit OK*

[39] Onyx The New Black Visa Credit Card
More Info	- Full privilege *guaranteed approval secured Visa® credit card - Get 2 free Airline Tickets with resort stay thought the US and Mexico. Plus get free Long Distance service. - Get free Ipod after your third month of membership - Enrollment in a Discount Savings program membership - Reports to all credit bureaus (TransUnion, Experian, Equifax)
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 19.50%* $59.00* 0 days* Bad Credit OK*

[40] Baby Phat Prepaid Visa® RushCard
More Info	- Free Direct Deposit - sign up now and have a safe place to put your tax refund - Guaranteed approval - no credit check required - Online bill pay and free text alerts - Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) N/A $19.95* $1.95 View No Bad Credit OK* ATM Balance Inquiry Fee (outside US) ATM Balance Inquiry Fee ATM Withdrawal Fee (outside US) ATM Withdrawal Fee Convenience Fee Inactivity (no activity within 60 days) fee $1.00 $0.05 $3.50 $1.95 $1.00 $2.95 Int'l Card Transactions Fee Monthly Inactivity Fee Paper Statement Fee Payment to Third Parties Refund of Card Balance Replacement Card Fee $1.00 $2.95 $1.00 $2.00 $5.00 $9.95

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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