Consumer Cards

[21] New Millennium Bank Secured Black Diamond Visa®
Terms |  More Info	- Approved regardless of credit history - Credit limits up to $10,000* - Reports to all 3 bureaus - No credit check - Accepts all applications
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Bad Credit OK*

[22] New Millennium Bank Secured Black Diamond Mastercard®
Terms |  More Info	- Approved regardless of credit history - Credit limits up to $10,000* - Reports to all 3 bureaus - No credit check and No employment verification - Master card platinum Diamond benefits** - Accepts all applications
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Bad Credit OK*

[23] Total Visa® Card
Terms |  More Info	- Instant On-Line Decision - Free 24 hour Online Account Access - Monthly Reporting to All Major Credit Bureaus - Fraud Protection - Outstanding Customer Service
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.92%* $48.00* 25 days* $29.00* Bad Credit OK*

[24] Continental Finance Gold Master Card
Terms |  More Info	- Rates As Low as 9.75% APR* - Unsecured MasterCard Accepted at Millions of Locations Worldwide - Monthly Reporting to the Major Credit Bureaus - FREE Online Access - Excellent Online Tools for Managing Your Finances - Semi-Annual Credit Limit Increases* - Prestige of Carrying a Gold Card - *See Website for Other Fees, Rates, and Terms and Conditions
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 9.75%* $50.00* 25 days* $35.00* Bad Credit OK*

[25] U.S. Patriot Card
Terms |  More Info	- Shows your patriotic pride: proceeds from this card go to help returning U.S. troops from overseas - Includes a 14-day FREE trial - Can save families up to $20,000 in everyday expenses - Save on: Apple iPods and Computers, Delta Airlines, US Airlines, Target, Dell Computers, Barnes & Noble, eBags, Best Western, Ramada, Marriott and much more
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A $1.95* N/A* N/A View No Accepts All* Membership fee $19.95

[26] All-Access® Prepaid MasterCard®
More Info	- No monthly fee (ideal for occasional use) - 100% approved with no credit check - No upfront payment and no minimum balance - $10,000 reload capacity nationwide - No bounced checks or overdraft fees - No bank account required - Free Account Alerts
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* $0.00* $2.00 View No Bad Credit OK* ATM Transactions Account Maintenance mothly fee Card Fulfillment Check or Additional Statement Mailing Fee Domestic ATM Cash Withdrawal International ATM Cash Withdrawal $0.50 $5.95 $19.95 $5.95 $2.00 $4.95 Internet Transactions Lost or Stolen Card Replacement Monthly Service Fee PIN Purchase Fee Signature Purchase Fee Toll Free Number Transactions $0.00 $9.95 $9.95 $2.00 $1.00 $0.50

[27] Baby Phat Prepaid Visa® RushCard
More Info	- Free credit builder with RushPath to Credit - Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts - Free direct deposit of tax refunds, anticipation loans, and paychecks - Free 24x7 customer service - Use anywhere Visa debit cards are accepted - in stores on the Internet, and over the phone - Simple and reasonable - no monthly, annual, or hidden fees - Everyone is eligible — no credit check or employment verification - Helps control debt - you can't overspend!
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $19.95* N/A* $1.95 View No Bad Credit OK* ATM Balance Inquiry Fee (outside US) ATM Balance Inquiry Fee ATM Withdrawal Fee (outside US) ATM Withdrawal Fee Convenience Fee Inactivity (no activity within 60 days) fee $1.00 $0.05 $3.50 $1.95 $1.00 $2.95 Int'l Card Transactions Fee Monthly Inactivity Fee Paper Statement Fee Payment to Third Parties Refund of Card Balance Replacement Card Fee $1.00 $2.95 $1.00 $2.00 $5.00 $9.95

[28] Prepaid Visa® RushCard
More Info	- Free credit builder with RushPath to Credit - Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts - Free direct deposit of tax refunds, anticipation loans, and paychecks - Free 24x7 customer service - Use anywhere Visa debit cards are accepted - in stores on the Internet, and over the phone - Simple and reasonable - no monthly, annual, or hidden fees - Everyone is eligible — no credit check or employment verification - Helps control debt - you can't overspend!
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $19.95* N/A* $1.95 View No Bad Credit OK* ATM Balance Inquiry Fee (outside US) ATM Balance Inquiry Fee ATM Withdrawal Fee (outside US) ATM Withdrawal Fee Convenience Fee Int'l Card Transactions Fee $1.00 $0.05 $3.50 $1.95 $1.00 $1.00 Monthly Inactivity Fee Paper Statement Fee Payment to Third Parties Refund of Card Balance Replacement Card Fee $2.95 $1.00 $2.00 $5.00 $9.95

[29] Capital One® Platinum Max - Average Credit
More Info	- Take advantage of a 16.9% APR that won’t change for at least three years - Know you are protected with $0 fraud liability if your card is ever lost or stolen - Get a credit line up to $2,500 - Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 16.90%* $19.00* 25 days* $39.00* Average*

[30] UPside Visa® Prepaid Card
Terms |  More Info	- Reloadable prepaid Visa card for teens, managed by parents - No activation fee, no monthly or yearly fee - Created for families' needs with full parental control - Quick, easy online application - Free money loading with direct deposit - Accepted anywhere Visa debit cards are accepted, including abroad and online
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* $0.00* $1.50 View No Accepts All* Account closure fee Balance inquiry fee Card replacement fee Decline ATM withdrawal Decline fee on payment Decline fee on reloads from ACH $8.95 $0.99 $6.95 $2.00 $2.00 $10.00 Express card delivery Overdraft fee PIN Change(first ever is free) Reimbursing check fee Withdrawal (in addition to ATM fee) $14.95 $3.00 $0.99 $12.00 $1.49

[31] Applied Bank® Secured Visa® Gold Credit Card
Terms |  More Info	- 9.99% Low Fixed APR - Rate Won't Change Even If You're Late! - CHOOSE Your Credit Limit Up To $5000* - $0 Fraud Liability - NO Credit Requirements - NO Income Requirements - ACCEPTED at 27 Million Locations Worldwide and Online - CREDIT Bureau Reporting *Minimum $200 deposit required. Your credit limit will be equal to the amount of your deposit.
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 9.99%* $50.00* None* $32.00* Bad Credit OK*

[32] Applied Bank® Secured Visa® Card
Terms |  More Info	- 9.99% Low Fixed APR - Rate Won't Change Even If You're Late! - CHOOSE Your Credit Limit Up To $5,000* - $0 Fraud Liability - NO Credit Requirements - NO Income Requirements - ACCEPTED Worldwide at Millions of Locations - CREDIT Bureau Reporting * Minimum $200 deposit required. Your credit limit will be equal to the amount of your deposit.
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 9.99%* $50.00* None* $32.00* Bad Credit OK*

[33] Vision Premier Prepaid Visa® Card
Terms |  More Info	- 100% approval with no credit check - Free unlimited purchase transactions - Free Direct Deposit and Account Alerts - Pay any bill: rent, cellular phone, insurance, utilities, etc. - Load cash at over 100,000 participating retail locations - Take Control – no late fees, no interest fees, no NSF fees
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $9.95* N/A* $1.95 View No Bad Credit OK* ACH transfer fee ATM balance inquiry fee (Int'l) ATM withdrawal Fee (Domestic) ATM withdrawal decline fee (Int'l) ATM withdrawal decline fee (Domestic) ATM withdrawal fee (Int'l) Bill Pay Fee (electronic and Paper Check) Bill Pay fee (Check Cancellation) BuddyMoney transfer fee Cancellation fee Card replacement fee Card-to-Card transfer fee Cash Advance fee $0.95 $1.95 $1.95 $1.95 $0.95 $4.95 $0.95 $9.95 $0.95 $14.95 $14.95 $0.95 $4.95 Direct deposit Domestic signature transaction fee Express shipping fee Inactivity fee Int'l signature transaction fee Late charge (per day) Overdraft advance Overdraft advance fee PIN transaction decline fee PIN transaction fee (Domestic and Int’l) Paper statement fee SMS/Email alerts fee Secondary card fee $0.00 $0.00 $19.95 $3.95 $0.00 $3.00 $50.00 $15.00 $0.95 $0.95 $2.95 $0.00 $9.95

[34] Platinum Card® from American Express
More Info	- Earn 25,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Cardmembership - Fine Hotels and Resorts Program - By Invitation Only® Events - Complimentary Airport Club Access worldwide* - 24-hour access to Concierge service - The Membership Rewards First(SM) program - No Pre-set Spending Limit
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* * N/A* $450.00* * $35.00* Excellent*

[35] READY Debit Visa Prepaid Card
Terms |  More Info	- Visa debit card — accepted worldwide - Access to a million ATMs around the world - Online bill-payment and check-writing service - Free direct deposit - 24x7 customer support—online and phone - FDIC insurance - Visa’s Zero Liability protection against fraudulent use
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $9.95* N/A* $2.25 View No Bad Credit OK* ACH Debit Account closure via paper check Automated Phone Account Access Bank ACH Transfer Bank Teller Cash Advance Bank teller cash advance Direct Deposit International ATM Withdrawal International Transaction Live Customer Service 2.25 $15.00 Free Free $5.00 $5.00 Free $5.00 Free 1 Free Monthly Fee Negative Balance Fee Online Account Access PIN Transaction Paper statements Retail Cash Load* Secondary Card Signature Transaction U.S. ATM Balance Inquiry* U.S. ATM Withdrawal* $4.95 None Free $0.95 $2.00 Free $10.00 Free $0.50 $2.00

[36] Delta Reserve Credit Card from American Express
More Info	- Up to 10,000 Medallion Qualification Miles (MQMs) after your first purchase - Unparalleled Built-in Miles Boost — earn up to 30,000 MQMs and 30,000 bonus miles - Keep or gift these earned MQMs to friends or family members - Complimentary Crown Room Club access for you and two guests - Free* annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket - Access to American Express Concierge Services - Pay with Miles — pay for all or part of any Delta flight with your miles5
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 13.99%* $450.00* 20 days* N/A* Good*

[37] Capital One® Orbitz® Visa® Signature
Terms |  More Info	- Earn rewards fast with Capital One Orbitz Visa - There's no limit to the points you can earn and your points won't expire - Earn more than other travel cards with 3 times the rewards on eligible Orbitz bookings - Earn points for everyday purchases - Redeem for travel, cash back, and gift cards
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 13.90% (V)* $0.00* 25 days* $39.00* Excellent*

[38] Capital One® Orbitz® Visa® Platinum - Good Credit
Terms |  More Info	- Earn Rewards Fast wtih Capital One Orbitz Visa Card - There's No Limit to the Points You Can Earn and Your Points Won't Expire - Earn Points For Everyday Purchases - Redeem for Travel, Cash Back, and Gift Cards
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 16.90% (V)* N/A* 25 days* $39.00* Good*

[39] ARC Travel Master Card®
Terms |  More Info	- NO MONTHLY OR ANNUAL FEES - 100% Guaranteed Approval - No Credit Check - Multiple Load Options Including PayPal - FREE Mobile and E-mail Balance and Activity Alerts - FREE TRAVEL BENEFITS: Lost Luggage, Emergency Card Replacement, Medical Assistance, and More! - PAYPASS TAP N’ GO Technology - Multiple Cards Available - Get Cards for Up to 4 People Per Account - Reloadable, Up to $9,500 Balance
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* N/A* $0.50 View No Bad Credit OK* Activation Fee Card Refund Fee Card-2-Card Transfer (Package cards only) Cash Advance Fee Domestic ATM Balance Inquiry Fee Domestic ATM Withdrawal Fee Domestic PIN Transaction Fee Domestic Signature Transaction Duplicate Statement Fee (Mail) Emergency Cash Advance Fee Emergency Delivery Service Express Two Business Day Shipping Fee Inactivity fee (after 12 months/ per months) Int'l ATM Balance Inquiry Fee Int'l ATM Withdrawal Fee FREE $15.00 FREE $10.00 $0.50 $2.50 $1.00 FREE $5.00 $24.95 $24.95 $15.00 $2.50 $0.50 $2.50 Int'l PIN Transaction Fee Int'l Signature Transaction Load Fee (ACH Credit / Online Banking) Load Fee (Credit Card) Load Fee (Direct Deposit) Load Fee (MoneyGram®) Load Fee (PayPal®) Load Fee (PayXone) Load Fee (Western Union®) Load Fee (Wire Transfer) Overdraft/Shortage Fee Paper Statement Fee (Mail) Replacement Card Fee SMS/E-mail Alerts Standard USPS Shipping Fee $1.00 FREE FREE 4% FREE FREE FREE FREE FREE $9.95 $15.00 $5.00 $9.95 FREE FREE

[40] Vision Silver(SM) Prepaid MasterCard®
Terms |  More Info	- Perfect Card for Government/Benefits Checks Recipients - $0 Activation with Rebate* - 100% Guaranteed Approval*/No Credit Check - Free Direct Deposit of Your Pay or Government Check - Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted - No Overdraft Fees or Minimum Balances - Online Checking - Electronic or Paper Checks
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $9.95* $0.00* N/A View No Bad Credit OK* ATM Balance Inquiry Decline Fee (Dom.) ATM Balance Inquiry Decline Fee (Int'l) ATM Balance Inquiry Fee (Domestic) ATM Balance Inquiry Fee (Int'l) ATM Decline Fee (Domestic) ATM Decline Fee (Int'l) ATM Withdrawal Fee (Domestic) ATM Withdrawal Fee (Int'l) Bill Pay Fee (Check Cancellation) Bill Pay Fee (Electronic) Bill Pay Fee (Paper Check) Cancellation Fee Cash Advance Fee (Domestic) Cash Advance Fee (Int'l) Convenience Fee (Direct Deposit) Convenience Fee (Retail) Convenience Fee (Wire Transfer) $0.95 $1.95 $0.95 $1.95 $0.95 $1.95 $1.95 $4.95 $9.95 $0.95 $0.95 $14.95 $4.95 $4.95 FREE $0.95 FREE Convenience Fee for Bank Transfer Express Shipping Fee IVR Access Inactivity/Dormant Fee Live Agent Service Fee (per call) PIN Transaction Decline Fee (Domestic) PIN Transaction Decline Fee (Int'l) PIN Transaction Fee (Domestic) PIN Transaction Fee (Int'l) Paper Statement Fee (Mail) Replacement Card Fee Secondary Card fee Signature Transaction Decline Fee (Dom.) Signature Transaction Decline Fee (Int'l) Signature Transaction Fee (Domestic) Signature Transaction Fee (Int'l) $0.95 $19.95 FREE $3.95 $1.95 $0.95 $0.95 $0.95 $0.95 $2.95 $4.95 $4.95 $0.95 $0.95 FREE FREE

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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