Consumer Cards

[21] American Octane Onyx Unsecured Card
More Info	- 0% APR on all purchases for life - Unsecured Line of Credit - 100% Approval* - 24 hour Approval Process - No hidden fees - Monthly reporting to major credit bureaus
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A View Yes Bad Credit OK* Account setup fee (one time) Annual Percentage Rate for Purchases Cancellation Fee Fee for returned checks or debits Late Payment (After 30 days) $99.00 0.00% None $25.00 $10.00 Membership fee (monthly) NSF Check Fee Outlet Store Residential Delivery Penalties for prepayment Processing Fees $9.95 $25.00 $10.00 None Varies

[22] Chase Freedom® Visa Card - As Low as 9.99% APR
More Info	- 0% Intro APR for 12 months on balance transfers – a variable APR as low as 9.99% -22.99% after your 0% ends - 0% Intro APR for 6 months on purchases – a variable APR as low as 9.99% -22.99% after your 0% ends - $50 Bonus Cash Back after your first purchase - 5% Cash Back on up to $1,500 spent in bonus categories each quarter. - You'll enjoy new 5% categories every 3 months like gas, groceries, dining and even home improvement. It's free and easy to activate your bonus each quarter! - Unlimited 1% Cash Back on all other purchases without limits on what you can earn - Up to an additional 10% Cash Back when you shop online at select merchants through Chase - Cash back rewards never expire. - No Annual Fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* See T&C* as low as 9.99% (Variable) * $0.00* 20 days* Good*

[23] Pink Kitty Prepaid Teen MasterCard®
More Info	- Teen debit card features - Instantly Lock and Unlock the card - No credit checks and No credit risk - Lower fees than bank cards - Safer than cash with lost card protection - Family and friends can load it - Strict spending limits and easy monitoring - Use at millions of locations worldwide
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* N/A* N/A* N/A* Accepts All*

[24] Camo Prepaid Teens MasterCard®
More Info	- Teen debit card benefits - Instantly Lock and Unlock the card - No credit checks and No credit risk - Lower fees than bank cards - Safer than cash with lost card protection - Family and friends can load it - Strict spending limits and easy monitoring - Use at millions of locations worldwide
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* $1.50 View No Accepts All* ATM Balance Inquiry – Domestic ATM Balance Inquiry – Intl. ATM Decline – Domestic ATM Decline – Intl. ATM Insufficient Funds – Domestic ATM Insufficient Funds – Intl. ATM Withdrawal – Domestic ATM Withdrawal – Intl. Activation Fee $0.50 $1.00 $0.50 $0.50 $0.50 $0.50 $1.50 $2.50 FREE Card Replacement Monthly Allowance Load (ACH) Monthly Service Fee Overdraft Fee PIN Based Purchase Fee Prepaid Card One-Time Load (ACH) Prepaid Card One-Time Load (Credit Card) Replacement Card Express Service Signature Purchase Fee $7.95 $1.50 $3.95 FREE FREE $1.75 $2.95 $25.00 FREE

[25] Discover® More Card - Operation Homefront $20 Donation
More Info	- Get a great card. Help a great cause. Apply now and if approved, Discover will donate $20 to military families in need - Discover will donate up to $125,000 to Operation Homefront for "Works of Art, Acts of Charity" - 0% intro APR on purchases and balance transfers for 15 months, then the variable APR of 11.99% - 20.99% - 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more - 24/7 access to a U.S. based Account Manager within 60 seconds - No annual fee, no rewards redemption fee, and no additional card fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 15 months* 11.99% - 20.99% (Variable) * $0.00* 25 Days (Min.)* Good*

[26] Modern Cash™ Prepaid MasterCard®
More Info	- $10 credit each month that you Direct Deposit at least $2,000 to your card - Optional Overdraft Protection Product - Free Unlimited US Purchase Transactions - Free Direct Deposit - paycheck, benefits, tax refunds
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* $2.50 View No Bad Credit OK* ACH Debit ATM Balance Inquiry ATM Declines ATM Withdrawal Account Closure with Check Account to Account Additional/Replacement Card Bank Cash Advance Card/Account Reactivation Fee Customer Service Insufficient Funds-NSF FREE $0.50 $0.50 $2.50 $15.95 FREE $9.95 $4.95 $19.95 FREE $14.95 Intl. ATM Withdrawal Intl. Purchases fee Monthly Maintenance Monthly Statements Overdraft Service Fee (Opt-in) Purchase (PIN) Purchase Declines Purchases (Signature) SMS Transaction Updates Special Research Fee (per hour) $4.95 $2.00 $9.95 FREE $9.95 FREE FREE FREE FREE $25.00

[27] First PREMIER® Bank Classic Credit Card
More Info	- Must have checking account to qualify - A credit card offer for those with less than perfect credit! - Just click it! Responses in 60 seconds - Don't be fooled by debit and prepaid offers - this is a real credit card offer
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 36.00% (Variable) * $75.00* 27 days* Bad Credit OK*

[28] WorldPerks® Visa® Signature Card
More Info	- Earn up to 7,500 Bonus Miles* - Miles earned can be used on Northwest Airlines, KLM Royal Dutch, Continental, Delta & other* airlines - Miles do not expire - No pre-set spending limit - Earn up to 5 miles per $1 spent at over 7,500 restaurants - Get FREE rental car collision/loss damage insurance
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 14.25% (Variable) * $90.00* 25 days* Good*

[29] American Express e-Gift Card
More Info	- Delivered in Minutes via email - Value between $25 - $200 - Pay with AMEX Membership Rewards points - Flexibility of cash, backed by the trust of American Express - Bundled with exclusive savings - Custom message on card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $25.00 N/A* N/A View No Accepts All* "Classic" gift card fee "Personalized" gift card fee "Special Occasion" card fee $2.95 $2.95 $4.95 Check-issuance fee Monthly service (after 12 months) fee Replacement card fee $10.00 $2.00 $5.95

[30] YAP™ MasterCard Prepaid Card
More Info	- Send and Receive Money Securely With Your Mobile Phone - FREE MasterCard Prepaid Card & FREE Shipping - FREE Instant Virtual Card – Shop Online Today! - FREE Direct Deposit - FREE Unlimited Purchase/ Signature Transactions - FREE Check Your Balance With a Text Message - $0 Activation Fee - $0 First Monthly Fee – Try it For FREE - $0 Monthly Fee When You Load at Least $500 Per Month (Otherwise Only $5!) - No Hidden Fees / No Overdraft Fees - Fully FDIC Insured - No Credit Check/ No Bank Account Required - FREE Account Management – Over the phone, online, with iPhone Yapplet, WAP site or text messages.
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* $2.00 View No Bad Credit OK* Activation Check last YAP Mobile transaction Check your balance at an ATM Domestic purchases with signature or PIN Load card with direct deposit Monthly Account Fee after Intro Online account statements Send money via SMS FREE FREE $0.50 FREE FREE $5.00 FREE $0.50 Send money via Yapplet or website Transfer money from bank account Withdraw cash from an ATM YAP MasterCard Prepaid Card YAP MasterCard Shipping and Handling YAP Mobile: Check your Card balance YAP Mobile: Receive money FREE FREE $2.00 FREE FREE FREE FREE

[31] MiCash® Prepaid MasterCard®
More Info	- No Credit Check or Security Deposit Needed for Approval - No Overdraft Fees, No Minimum Balance, No Late Fees - 100% Approval* - Earn a $20 Rebate When You Set Up Direct Deposit
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 N/A* $1.75 View No Poor* ATM Balance Inquiry ATM Withdrawal Denial Automated CS Calls Bank Teller Withdrawal Card Activation Card Statement (Optional) Card-to-Card Sharing Companion Card Direct Deposit Domestic ATM Withdrawal Domestic Bank Account El. Transfer $1.00 $0.60 FREE $4.00 $9.95 $1.50 $2.00 FREE FREE $1.75 $2.00 Inactivity Fee (After 60 Days) International ATM Withdrawal Live Operator Customer Support Monthly Account Maintenance Online Card Account Management Optional Store Purchase Plan Purchase POS Decline Replacement Card (Lost/Stolen) Store Purchases (POS) Domestic Store Purchases (POS) Int'l Wireless Alerts $2.00 $3.00 $1.00 $4.00 FREE $7.95 $0.60 $10.00 $0.50 $0.50 FREE

[32] United Mileage Plus® Select® Visa Card
More Info	- Earn 30,000 bonus miles and $50 United discount travel certificate after you spend $250 with your new card. That's enough miles for a roundtrip Saver Award ticket to anywhere in the continental United States. - Earn 3 miles per $1 spent on eligible United and Continental purchases - Earn 2 miles per $1 spent on eligible gas, home improvement purchases, groceries dining and Star Alliance purchases. - Earn 1 mile per $1 spent on all other purchases. - Earn up to 5,000 Elite Qualifying Miles (EQM) per year for United.com purchases.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 13.24% (Variable) * $95.00* 21 Days* Good*

[33] Slate℠ from Chase MasterCard
More Info	- 0% for up to 15 months – after that a variable APR as low as 11.99% - 21.99% after your 0% ends - Slate with Blueprint® helps you pay down your balances faster and save on interest - Transfer your higher rate balances - No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* up to 15 months* 11.99% - 21.99% (Variable) * $0.00* 20 days (Min.)* Good*

[34] Onyx The New Black Visa Credit Card
More Info	- Full privilege *guaranteed approval secured Visa® credit card - Get 2 free Airline Tickets with resort stay thought the US and Mexico. Plus get free Long Distance service. - Get free Ipod after your third month of membership - Enrollment in a Discount Savings program membership - Reports to all credit bureaus (TransUnion, Experian, Equifax)
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 19.50%* $59.00* 0 days* Bad Credit OK*

[35] Obopay Family Prepaid MasterCard®
More Info	- Parent-controlled, reloadable payment card designed to help parents provide spending money for teens over 13 years old. - Parental controls included: 24/7 access to your teen's balance and transaction history. - Great way to teach your teens financial responsibility and allowances. - No bank account required. No credit checks. No interest charge. - 100% Approved MasterCard. No overdraft fees. Free Sign up. - Free unlimited purchase transaction anywhere MasterCard is accepted including online merchants. - No long term commitments. You can cancel at anytime.
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $5.00 $9.95* $1.95 View No Accepts All* ATM Balance Inquiry Fee ATM Decline Fee (International) ATM Decline Fee (domestic) ATM Transaction Fee (International) ATM Transaction Fee Card Account Liquidation Fee Currency Conversion Fee Expedited Card Delivery and Shipment Fee $0.95 $1.95 $0.95 $2.95 $1.95 $15.95 2.95% $ 30.00 Get money ;; Free Lost/Stolen Card Replacement Fee Monthly Maintenance Fee** Over the counter cash at bank fee Paper Statement Fee Send money Sign up for Obopay $10.00 $1.95 $1.95 $4.95 $0.25 Free

[36] WorldPerks® Visa® Platinum Card
More Info	- Earn up to 10,000 Bonus Miles* - Miles earned can be used on Northwest Airlines, KLM Royal Dutch, Continental, Delta & other* airlines - Miles do not expire; No pre-set spending limit - Earn up to 5 miles per $1 spent at over 10,000 restaurants - Get FREE rental car collision/loss damage insurance
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 14.25% (Variable) * $55.00* 25 days* Good*

[37] American DreamCard™ Platinum MasterCard®
More Info	- Over $1.1 Million Awarded to Date! - Large Monthly Cash Jackpots! - Earn Entries From Everyday Shopping! - Get 1,000 Entries Just for Applying! - A New Cash Winner Every Month - Issued by HSBC Bank Nevada, N.A.
Intro APR Intro APR Period Ongoing APR Annual Fee Grace Period Credit Needed (?) 0%* 5 months* 21.99% V or 14.99% (Variable) * See terms* 23 Days (Min.)* Accepts All*

[38] H&R Block Emerald Prepaid MasterCard®
More Info	- Save 20% on H&R Block At Home Software - Receive your Tax Refund faster - Get Access to Your Payroll Faster - Easy Recordkeeping - Full MasterCard benefits - No card loading fee - No Interest Charges
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $0.00 $0.00* $2.50 View No Bad Credit OK* ATM Balance Inquiry Fee ATM Denial Fee Card loading Fee Check Request Fee Customer Service Live Agent Domestic ATM Cash Withdrawal $1.00 $0.50 NONE $20.00 $2.00 $2.50 Express Delivery Fee Intl. ATM Cash Withdrawal Intnl. ATM Inquiry Fee Monthly Inactivity Fee Over the Counter Withdrawal Fee Replacement Card Fee $35.00 $2.50 $1.50 $2.50 $25.0 $10.0

[39] Facecard Prepaid MasterCard®
More Info	- Instant Guaranteed Approval* No Credit Check, No Security Deposit - FREE Direct Deposit - Easy and Immediate Access to Your Paycheck - FREE Money Transfers to Other Facecard Members - No More Wire Transfers - Pay Bills Online - No More Late Payments, No Stamps Required - Receive $15 of Extra Value on Average Per Month Via Prewards, Electronic Coupons Loaded Directly to Your Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $5.00* $1.50 View No Accepts All* ATM Fee Activation Chargeback Processing Inactive Account Fee International Purchases Loading funds via ACH $1.50 FREE $25.00 $0.00 $0.50 FREE Lost / Replacement Cards Monthly Membership Participation Fee*** Printed and Mailed Statement Removal of funds from facecard facecard to facecard funds sharing $9.95 FREE $3.00 $1.95 $9.95 FREE

[40] eElite Plus Shopping Card
More Info	- 0% APR with No Annual Fee - Receive up to a $12,500 immediately* - No Credit Check - Unsecured Shopping Credit Line - Credit Line is Reported to Major Credit Bureau
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A View Yes Accepts All* Fe for ACH Debits and credit Cards Fee for Exceeding the Credit Limit Fee for returned Checks Fees for Paying Late Inactivity Fee $30.00 N/A $30.00 $10.00 $19.95 Membership fee Minimum Finance Charge Processing fee Transaction Fee for Purchases $14.00 N/A $99.00 N/A

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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