Consumer Cards

[41] All-Access® Visa® Prepaid Card
More Info	- 100% Approved. No credit check, bad credit is okay - No credit check - No upfront costs - Load up to $10,000 & get Extra cards - Free Savings Accounts & Free Instant Transfers - Free direct deposit
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 N/A* $0.00* $2.00 View No Bad Credit OK* ATM Withdrawal Cancel Card Credit card or Debit card transfers Direct Deposit Reload Inactive Account (monthly) International ATM Withdrawal $2.00 $15.95 $4.95 $0.00 $5.95 $4.95 Online Customer Service PIN-based purchase transaction Participation Fee PayPal Transfers Signature purchase transaction $0.50 $2.00 $9.95 $0.00 $1.00

[42] Citi® Cash Returns Credit Card
Terms |  More Info	- Up to 6% Cash Back on purchases; a full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center. - Earn a 20% bonus on the cash back earned on all purchases for the first 12 months. - Checks will be sent automatically every time you earn $50 - no calling necessary - 0% APR* on balance transfers for up to 12 months - No Annual Fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* Up to 12 months* as low as 9.74%* $0.00* 20 days* $39.00* Excellent*

[43] Capital One® Platinum - Master Card
More Info	- Buy what you've been dreaming of and pay no interest until May 2009 on purchases - Save with a low non-intro variable APR, currently 8.9% - Know you are protected with $0 fraud liability if your card is ever lost or stolen - Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One Saving ZoneSM on Yahoo! Shopping
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* May 2008* 8.90% (V)* $39.00* 25 days* $39.00* Average*

[44] Baby Phat Prepaid Visa® RushCard
More Info	- Get $5 Off Activation with this Promo Code: MYBP - Use Anywhere Visa Debit Cards are Accepted - In Stores on the Internet, and Over the Phone - Simple and Reasonable - No Monthly, Annual, or Hidden Fees - Free Money Loading With Direct Deposit and Free 24x7 Customer Service - Everyone is Eligible - No Credit Check or Employment Verification - Quick, Easy Application - No Monthly Fee - Helps Control Debt - You Can't Overspend! - Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $19.95* N/A* $1.95 View No Bad Credit OK* ATM Balance Inquiry Fee (outside US) ATM Balance Inquiry Fee ATM Withdrawal Fee (outside US) ATM Withdrawal Fee Convenience Fee Inactivity (no activity within 60 days) fee $1.00 $0.05 $3.50 $1.95 $1.00 $2.95 Int'l Card Transactions Fee Monthly Inactivity Fee Paper Statement Fee Payment to Third Parties Refund of Card Balance Replacement Card Fee $1.00 $2.95 $1.00 $2.00 $5.00 $9.95

[45] New Millennium Bank Secured Platinum Mastercard®
Terms |  More Info	- 100% Approval with Master Card benefits* - $10,000 Credit limit (with both Visa and Master Card) - Reports to all 3 bureaus - Special high introductory savings rate - $100,000 Travel Accident Insurance - Plus much more benefits**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Accepts All*

[46] Hilton Hhonors® Platinum Card from American Express
Terms |  More Info	- 10,000 bonus points with your very first purchase* - 2,500 Hilton HHonors bonus points for each of your first 4 stays at any Hilton Family Hotel - 15,000 bonus points after you spend $5,000 in 5 months - 3 Hilton HHonors® bonus points for each $1 spent** - Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 2.9%* 6 months* 14.49%* $0.00* 20 days* $38.00* Good*

[47] UPside Visa® Prepaid Card
Terms |  More Info	- Reloadable prepaid VISA card for 18-25 year olds - No activation fee, no monthly or yearly fee - Created for families' needs with full parental control - Free money loading with direct deposit - Teen's first Visa card, with no risk of incurring debt - Can be purchased by parents or other family members over the age of 18
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* $0.00* $1.50 View No Accepts All* Account closure fee Balance inquiry fee Card replacement fee Decline ATM withdrawal Decline fee on payment Decline fee on reloads from ACH $8.95 $0.99 $6.95 $2.00 $2.00 $10.00 Express card delivery Overdraft fee PIN Change(first ever is free) Reimbursing check fee Withdrawal (in addition to ATM fee) $14.95 $3.00 $0.99 $12.00 $1.49

[48] USA Optimum Gold Merchandise Credit Card
Terms |  More Info	- $12,500 Unsecured Merchandise Line of Credit - No credit checks or turndowns - No employment verification - Credit limit increases available - Reports to major credit bureau
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A* N/A View Yes Accepts All* Elite service monthly fee Membership fee $19.95 $149.95 Retured checks fee See Terms and Conditions* $20.00

[49] Capital One® Platinum Visa
More Info	- Buy what you've been dreaming of and pay no interest until May 2009 on purchases - Save with a low non-intro variable APR, currently 8.9% - Know you are protected with $0 fraud liability if your card is ever lost or stolen - Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* May 2009* 8.90% (V)* $39.00* 25 days* $39.00* Average*

[50] Brighter Planet™ Visa® Credit Card
More Info	- Automatic point redemption to support renewable energy projects - 1 EarthSmart Point for every $1 net retail - 1,000 EarthSmart bonus points with first transaction - 1,000 bonus points for signing up for paperless statements - For every two base points earned through December 2008, Bank of America will make a matching contribution of one additional point
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 Billing Cycles* 9.99 / 15.99%* $0.00* 20 Days* $39.00* Good*

[51] Home Advantage™ World MasterCard with WorldPoints®
More Info	- Earn Double Points on your purchases at home improvement stores including Lowe's, The Home Depot, and Best Buy for the first 12 months when you shop for your home - 1 point for every $1 you spend - Every time you earn 5,000 Points, you can redeem them for cash which can be applied directly to your mortgage
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 Billing Cycles* Between 9.99 and 19.99%* $0.00* 20 days* $39.00* Good*

[52] Capital One® Platinum Max - Average Credit
More Info	- Take advantage of a 16.9% APR that won’t change for at least three years - Know you are protected with $0 fraud liability if your card is ever lost or stolen - Get a credit line up to $2,500 - Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 16.90%* $19.00* 25 days* $39.00* Average*

[53] Millennium Advantage Pre-Paid Mastercard
Terms |  More Info	- No credit check or income verification required - No Chexsystem check - No minimal balance required - Phone and On-line account access - Shop and pay bills on-line
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $99.00* N/A* $1.95 View Yes Bad Credit OK* ATM balance inquiry ATM inquiry decline fee Automated voice response fee Bill payment Call center (per minute) Card load fee Card replacement fee Cash disbursement fee $0.75 $0.75 $0.50 $0.75 $1.00 $1.00 $9.95 $1.95 Cash transaction fee Chargeback fee Check issuance fee Maintenance fee (monthly) Non-activity card fee (monthly) Overnight delivery fee Rental car transaction $1.95 $10.00 $9.95 $5.95 $3.00 $35.00 $5.00

[54] Platinum Delta SkyMiles® Credit Card
More Info	- 20,000 Bonus SkyMiles After First Purchase - Double Miles When You Use Your Card to Pay Your Wireless Phone Bill and for Delta Purchases - 1 Mile for every $1 on Other Eligible Purchases - 2,500 Bonus Miles for Adding an Additional Cardmember
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 3.9%* 12 months* 14.49%* $135.00* 20 days* $38.00* Good*

[55] Platinum Card® from American Express
More Info	- Earn 25,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Cardmembership - Fine Hotels and Resorts Program - By Invitation Only® Events - Complimentary Airport Club Access worldwide* - 24-hour access to Concierge service - The Membership Rewards First(SM) program - No Pre-set Spending Limit
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* * N/A* $450.00* * $39.00* Excellent*

[56] Capital One® Orbitz® Visa® Platinum - Average Credit
Terms |  More Info	- Earn rewards fast with The Orbitz Visa card powered by Capital One - There's no limit to the points you can earn and your points won't expire - Earn more than other travel cards with 3 times the rewards on eligible Orbitz.com bookings - Earn points for everyday purchases - Redeem for travel, cash back, and gift cards
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* February 2009* 22.90% (V)* $0.00* 25 days* $39.00* Average*

[57] Discover® Open Road® Card
Terms |  More Info	- 0% Intro APR* - 5% Cashback Bonus on your first $100 in gas and auto maintenance purchases each month - up to $1,200 in purchases each year - 5% to 20% Cashback Bonus at top online retailers* - 1% unlimited Cashback Bonus® on all other purchases automatically
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* See T&C.* 9.99%* $0.00* 25 days* $15.00* Excellent*

[58] Elite Rewards® World MasterCard® Credit Card
More Info	- Double Points for purchases at participating merchants - 0% Intro APR for 12 months - 1 point for $1 in net retail purchases - 500 Bonus Points after your first purchase - Fly on major U.S. airlines with no blackout dates - Avis® car rental discounts and special offers
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 12 Billing Cycles* 9.9 / 15.99%* $0.00* 20 days* $39.00* Good*

[59] AT&T Universal Savings and Rewards Credit Card
More Info	- 1 ThankYou Point for every $1 you spend on non-AT&T purchases - Up to 10% savings for the first 12 months on AT&T purchases - Receive 30 free AT&T calling minutes monthly - 0% APR on balance transfers for up to 12 months - No annual fee
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* Up to 12 months* as low as P + 4.99%* $0.00* 20 days* $39.00* Good*

[60] First Vineyard MasterCard® Debit Card
More Info	- Receive cash back from your own & anyones else in your compensation tree spendings - Reload your card directly from your payroll or bank account - Live debt free & Powerful Online Account Management - Online Bill Payment service included
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $39.95* $0.00* N/A View Yes Bad Credit OK* Account Information Line Account Statement by Mail Bank Wire Transfer Cancellation Fee Card Replacement Card-2-Card Transfer Cashier's Check Reload Click-n-Pay™ (Paper Check) Direct Deposit Electronic Funds Transfer (Confirmed) Electronic Funds Transfer (Trial) $0.00 $3.00 $4.95 $15.00 $15.00 $0.00 $0.00 $1.00 $0.00 $1.95 $3.95 In Person Payments (IPP) International Transaction Money Order Reload Monthly maintenance Fee Point of Sale Transaction Returned Check Telephone Support (per minute) U.S. ATM cash withdrawal U.S. ATM inquiry fee U.S. non-ATM cash advance Western Union® SwiftPay® $3.95 $50.00 $0.00 $6.95 $0.00 $25.00 $0.06 $2.00 $1.00 $4.50 $5.95

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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