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Consumer Cards

These personal credit cards are issued by major financial institutions including American Express, Bank of America and Chase. Consumer credit cards offer a range of benefits and rewards, and are available to US residents subject to the terms, conditions and credit status requirements of each card. Check to find the consumer credit card that meets your needs, then apply securely online.

, we found 107 Cards - Sort Card Offers or Compare

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[41] ACE Pink Visa Prepaid Debit Card

Terms | More Info

- No application fee and no obligation
- No charge for cash withdrawals at 1,600 + ACE Cash Express locations with direct deposit (daily limit applies)*
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
- Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
- No overdraft fees or minimum balances
- Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured Portion of your purchase goes to breast cancer awareness and detection.
- Earning your trust since 1968

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$0.00*	$2.50	View	No	Bad Credit OK*

A to A Transfer (Internet)
A to A Transfer (Toll Free Number)
ATM Decline Fee (per declined)
Add or withdraw funds locally
Additional Statement Mailing Fee
Card Fulfillment (Shipping/Handling)
Cash Withdrawal at Distributor
Check Mailing Fee
Domestic ATM Cash Withdrawal

FREE
$4.95
$1.00
varies
$5.95
$9.95
$2.50
$5.95
$2.50

Int'l ATM Cash Withdrawal
Lost or Stolen Card Replacement
Monthly Service Fee
Non-Monetary Transactions (ATM)
Non-Monetary Transactions (Internet)
Non-Monetary Transactions (Toll Free)
PIN Purchase Convenience Fee
Signature Purchase Convenience Fee

$4.95
$9.95
$9.95
$0.50
FREE
$0.50
$2.00
$1.00

[42] Prepaid Visa® Black Diamond RushCard

More Info

- Monthly Plan Card
- Black for Man
- Free credit builder with RushPath to Credit
- Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
- Free direct deposit of tax refunds, anticipation loans, and paychecks
- Free 24x7 customer service
* Read Terms and Conditions for other Benefits.

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	N/A*	$2.50	View	No	Bad Credit OK*

ATM Balance Inquiry
ATM Withdrawal (2 withdrawals fee)
Add Money
Card Activation
Convenience Fee (Use PIN)
Convenience Fee (Without PIN)
Monthly Account Maintenance

$0.50
$2.50
FREE
$3.00
$1.00
FREE
$9.95

Monthly Inactivity
Online Statement
Paper Statement
Replacement Card
Rush Bill Pay Enrollment
Rush Bill Pay Transaction

FREE
FREE
$1.00
$9.95
$2.00
$1.00

[43] First Option Visa® Card

More Info

- Get a real VISA Credit Card
- Up to $5,000.00 Secured Line of Credit
- Be Approved Regardless of Credit History or Income*
- Guaranteed approval VISA credit card
- No credit check

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
N/A*	N/A*	19.50%*	$59.00*	0 days*	Bad Credit OK*

[44] Platinum Zero™ Secured Visa® Credit Card from Applied Bank

Terms | More Info

- ZERO - 0% fixed APR on purchases - no intro rates!
- ZERO - 0% rate won't change - even if you're late!
- ZERO application fees
- ZERO worries - free personal ID theft protection

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
N/A*	N/A*	0*	N/A*	None*	Bad Credit OK*

[45] UPside Visa® Prepaid Card

Terms | More Info

- Save up to $230 compared with other prepaid cards
- $0 activation fee. $0 monthly fee with total load of $400 or more
- Free direct deposit from employers or load cash at 60,000 retailers
- Write personal checks, best to pay rent or other bills

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$0.00*	$1.50	View	No	Accepts All*

Account closure fee
Balance inquiry fee
Card replacement fee
Decline ATM withdrawal
Decline fee on payment
Decline fee on reloads from ACH

$8.95
$0.99
$6.95
$2.00
$2.00
$10.00

Express card delivery
Overdraft fee
PIN Change(first ever is free)
Reimbursing check fee
Withdrawal (in addition to ATM fee)

$14.95
$3.00
$0.99
$12.00
$1.49

[46] Merit Platinum Card

Terms | More Info

- $500.00 Unsecured credit line
- Guaranteed Approval
- 0% Interest
- No Credit Check
- No Employment Check
- Reports to Major Credit Bureau

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
N/A*	N/A*	0*	N/A*	None*	Bad Credit OK*

[47] Simmons First Visa® Platinum

More Info

- Low 7.25% standard purchase APR
- Platinum card benefits
- Excellent credit required - applicants that do not have excellent credit will not be approved
- No balance transfer fee for balances transferred in response to this online offer
- No annual fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
N/A*	N/A*	7.25%*	$0.00*	25 days*	Excellent*

[48] ACE Visa Prepaid Debit Card

Terms | More Info

- No application fee and no obligation
- No charge for cash withdrawals at 1,600 + ACE Cash Express locations with direct deposit (daily limit applies)*
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
- Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
- No overdraft fees or minimum balances
- Free direct deposit of your paycheck or government check
Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
- Earning your trust since 1968

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$0.00*	$2.50	View	No	Bad Credit OK*

FREE
$4.95
$1.00
varies
$5.95
$9.95
$2.50
$5.95
$2.50

$4.95
$9.95
$9.95
$0.50
FREE
$0.50
$2.00
$1.00

[49] Escape by Discover® Card

More Info

- 25,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first 25 months
- Unlimited Double Miles on all purchases
- An additional 2 Miles for every $1 you spend through our exclusive online shopping site, ShopDiscover
- Flexible redemption options for travel, gift cards, or cash
- Enhanced travel benefits
- 0% intro APR on Balance Transfers and Purchases for 6 months, then the Regular APR

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	See T&C*	10.99 - 16.99%*	$60.00*	25 days*	Good*

[50] Orchard Bank® Visa® Cards

More Info

- Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score!
- Acceptance at millions of locations including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
N/A*	N/A*	7.90% - 28.90%*	N/A*	*	Bad Credit OK*

[51] Discover® Open Road® Card

Terms | More Info

- 2% Cashback Bonus automatically at any gas station and any restaurant
- 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
- Up to 1% unlimited Cashback Bonus on all other purchases
- 0% intro APR on balance transfers for 12 full months, then the Regular APR
- 0% intro APR on purchases for 6 months, then the Regular APR

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	See T&C*	11.99% - 20.99%*	$0.00*	25 days*	Excellent*

[52] MiCash® Prepaid MasterCard®

More Info

- No Credit Check or Security Deposit Needed for Approval
- No Overdraft Fees, No Minimum Balance, No Late Fees
- 100% Approval*
- Get a Short Term Loan and Build Your Credit History with the iAdvance Line of Credit** from MetaBank
- Earn a $20 Rebate When You Set Up Direct Deposit

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	N/A*	$1.75	View	No	Poor*

ATM Balance Inquiry
ATM Withdrawal Denial
Automated CS Calls
Bank Teller Withdrawal
Card Activation
Card Statement (Optional)
Card-to-Card Sharing
Companion Card
Direct Deposit
Domestic ATM Withdrawal
Domestic Bank Account El. Transfer

$1.00
$0.60
FREE
$4.00
$9.95
$1.50
$2.00
FREE
FREE
$1.75
$2.00

Inactivity Fee (After 60 Days)
International ATM Withdrawal
Live Operator Customer Support
Monthly Account Maintenance
Online Card Account Management
Optional Store Purchase Plan
Purchase POS Decline
Replacement Card (Lost/Stolen)
Store Purchases (POS) Domestic
Store Purchases (POS) Int'l
Wireless Alerts

$2.00
$3.00
$1.00
$4.00
FREE
$7.95
$0.60
$10.00
$0.50
$0.50
FREE

[53] Blue Cash® from American Express

Terms | More Info

- When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase
- No Annual Fee
- 0% Intro APR for 6 months on purchases
- Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	6 months on Purchases*	from 17.24 to 21.24%*	$0.00*	N/A*	Excellent*

[54] American Express® Premier Rewards Gold Card

More Info

- 3-2-1 Points: Earn Membership Rewards® points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
- No annual fee for your first year, a savings of $175
- Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership
- Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
N/A*	N/A*	N/A*	$0.00*	N/A*	Excellent*

[55] AccountNow™ Prepaid Visa® Card

More Info

- 100% guaranteed credit approval
- No Credit check
- No overdraft fee
- No bounced checks
- No minimum balance
- No CheckSystem's verification
- Now with iAdvance line of Credit

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$19.95*	$2.00	View	Yes	Bad Credit OK*

ATM Balance Inquiry
ATM Withdrawal
Bank Account to Card Reload
Cancel Card
Direct Deposit Reload
Inactivity Fee
Live Teller Withdrawal
Monthly Maintenance Fee (Hologram)

$1.00
$2.00
$0.00
$15.95
$0.00
None
$4.95
$4.95

Paper Statements per request
Participation Fee (monthly)
Point of Sale Withdrawal
Purchase Online
Purchase at Merchant
Replace Card
Telephone Purchase

$5.00
$9.95
$0.00
$0.50
$1.00
$10.00
$0.50

[56] Upside Visa® Debt-Free Prepaid Card

More Info

- The power of a bank account in a Visa prepaid card.
Save up to $220 compared with other cards, the first year alone!
- 100% approval with no credit check and no activation fee.
$0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
- Free Direct Deposit from employers or government benefits providers.
- Deposit cash at 50,000 retailers.
- Write personal checks online: easy to pay rent or other bills.
- Earn 1,500 cash back reward points for you first direct deposit load.
- Optional companion card available, as if you had a joint checking.

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$0.00*	$1.50	View	No	Bad Credit OK*

Account closure fee
Balance inquiry fee
Card replacement fee
Decline ATM withdrawal
Decline fee on payment
Decline fee on reloads from ACH

$8.95
$0.99
$6.95
$2.00
$2.00
$10.00

Express card delivery
Overdraft fee
PIN Change(first ever is free)
Reimbursing check fee
Withdrawal (in addition to ATM fee)

$14.95
$3.00
$0.99
$12.00
$1.49

[57] Blue Sky from American Express®

Terms | More Info

- 0% Intro APR for 6 months on purchases
- Earn 1 point for every dollar you spend
- Points good on any airline, hotel, car rental and more.
- No blackout dates or travel restrictions
- Express Approval. Get a decision in less than 60 seconds.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	6 months on Purchases*	from 17.24 to 21.24%*	$0.00*	N/A*	Excellent*

[58] Discover® Motiva(SM) Card

Terms | More Info

- Cash rewards for your good credit management
- Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
- 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
- Up to 1% unlimited Cashback Bonus on all other purchases
- 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
- 3.99% intro APR on purchases for a full 12 months , then the Regular APR

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
3.99%*	See T&C*	11.99% - 20.99%*	$0.00*	25 days*	Good*

[59] Green Dot® Prepaid MasterCard®

Terms | More Info

- FREE $0 Activation Online – with NO credit check!
- FREE Cash withdrawals at over 15,000 participating ATMs
- FREE Online Bill Pay & Direct Deposit
- NO Monthly fee for any month with at least 30 purchases
- NO Transaction fees on US purchases

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$9.95*	$2.50	View	No	Bad Credit OK*

ATM Balance Inquiry
ATM transaction fee
ATM transaction for Student Cards
Balance Inquiry fee
Card Liquidation Fee
Card Research fee (per hour)
Cash Advance Fee

$0.50
$2.50
$0.99
$1.00
$10.00
$25.00
$4.00

Declined Withdrawal Fee
International ATM Fee
Live operator
Lost or Stolen Card Replacement Fee
Special Requests fee (per hour)
Transaction History

$0.50
$3.00
$1.00
$10.00
$25.00
$1.00

[60] Rewards 660 Visa® Card

More Info

- Initial payment of $40 required before account can be used
- Proof of minimum $1,000 gross monthly income required
- $300 Starting Credit Limit
- No Fee Credit Limit Increases ($75 Increments; As Often as Every 3 Months; Automatically Granted Upon Qualification; Maximum $2,000 Credit Limit after Increases)
- Monthly Reporting to Major Credit Bureaus

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
N/A*	N/A*	19.92%*	$48.00*	25 days*	Bad Credit OK*

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* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

Security Note: All Applications feature Secure SSL Technology.

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Consumer Credit Card Offers