Consumer Cards

[41] eElite Plus Shopping Card
More Info	- 0% APR with No Annual Fee - Receive up to a $12,500 immediately* - No Credit Check - Unsecured Shopping Credit Line - Credit Line is Reported to Major Credit Bureau
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A View Yes Accepts All* Fe for ACH Debits and credit Cards Fee for Exceeding the Credit Limit Fee for returned Checks Fees for Paying Late Inactivity Fee $30.00 N/A $30.00 $10.00 $19.95 Membership fee Minimum Finance Charge Processing fee Transaction Fee for Purchases $14.00 N/A $99.00 N/A

[42] Univision Prepaid MasterCard® (Español Application)
More Info	- No Social Security number needed and no credit check - FREE card opening - FREE transactions - FREE ATM Withdrawals at all Target and other participating locations - FREE direct deposit - FREE additional cards - Double Tax Refund* - Optional Spanish application form - Spanish application form
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $5.00 $0.00* $0.00 View No Bad Credit OK* ATM Withdrawal ATM Withdrawals at all Target ATM Withdrawals at participating locations Account Alerts via Email Account Alerts via SMS At non-participating locations Bill Payment Expedited Payment Fee Bill Payment Regular Fee Bill Payment Special Services Fees Card Replacement Fee Card for Second person Check Copy Fee Check Re-Issue Fee Check Refund Fee Currency Conversion Fee FREE FREE FREE FREE FREE $1.95 $9.95 $1.00 $20.00 $9.95 FREE $20.00 $20.00 $9.95 2% Express Shipping Fee IVR Account Updates – 24/7 Late Fees Live Agent Customer Service Loads by Direct Deposit Loads/Reloads Card-to-Card Loads/Reloads In-person Monthly Maintenance Fee Online Account Access – 24/7 Overlimit Fees PIN Purchase Transaction Fee Paper Statement Fee Postal Reject Fee Signature Purchase Transaction Fee $9.95 FREE NONE FREE FREE FREE FREE $9.95 FREE NONE FREE $1.00 $20.00 FREE

[43] Univision Prepaid MasterCard®
More Info	- No Social Security number needed and no credit check - FREE card opening - FREE transactions - FREE ATM Withdrawals at all Target and other participating locations - FREE direct deposit - FREE additional cards - Double Tax Refund* - Optional Spanish application form - Spanish & English application forms
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $5.00 $0.00* $0.00 View No Bad Credit OK* ATM Withdrawal ATM Withdrawals at all Target ATM Withdrawals at participating locations Account Alerts via Email Account Alerts via SMS At non-participating locations Bill Payment Expedited Payment Fee Bill Payment Regular Fee Bill Payment Special Services Fees Card Replacement Fee Card for Second person Check Copy Fee Check Re-Issue Fee Check Refund Fee Currency Conversion Fee FREE FREE FREE FREE FREE $1.95 $9.95 $1.00 $20.00 $9.95 FREE $20.00 $20.00 $9.95 2% Express Shipping Fee IVR Account Updates – 24/7 Late Fees Live Agent Customer Service Loads by Direct Deposit Loads/Reloads Card-to-Card Loads/Reloads In-person Monthly Maintenance Fee Online Account Access – 24/7 Overlimit Fees PIN Purchase Transaction Fee Paper Statement Fee Postal Reject Fee Signature Purchase Transaction Fee $9.95 FREE NONE FREE FREE FREE FREE $9.95 FREE NONE FREE $1.00 $20.00 FREE

[44] Centennial One Platinum Card
More Info	- $9,000 unsecured line of credit - No Credit Check - No Deposit Required - No Employment Verification - Guaranteed Approval - 0% Interest for 12 Months - Boost Your Credit
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 7.90%* N/A* 25 days* Bad Credit OK*

[45] Merit Platinum Card
More Info	- $500.00 Unsecured credit line - Guaranteed Approval - 0% Interest - No Credit Check - No Employment Check - Reports to Major Credit Bureau
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 0* N/A* None* Bad Credit OK*

[46] READYdebit® Control Prepaid Visa® Card
More Info	- No Overdraft Fees or Balance Minimums - 100% Guaranteed Approval - No Credit Checks* (See Program Rules) - Reloadable up to $10,000 Max Balance - FREE Online Bill Payment and Check Writing
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $9.95* $2.25 View No Bad Credit OK* ACH debit ATM Withdrawal ATM Withdrawal Decline Automated Phone Account Access Bank ACH Transfer Bank Teller Cash Advance Currency Conversion Direct Deposit Expedited Card Delivery Live Customer Service (per Call) Monthly Fee $2.25 $2.25 $1.95 FREE FREE $5.00 2% FREE $50.00 $2.00 FREE* Negative Balance Fee Online Account Access PIN Transaction POS Transaction Decline Paper Statement Replacement Card Retail Cash Load Secondary Card Signature Transaction U.S. ATM Balance Inquiry N/A FREE $0.95 $1.95 $2.00 $10.00 FREE N/A $0.95 $0.50

[47] Citi® Diamond Preferred® Rewards Card
More Info	- $50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening - 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate. - 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter** - Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more - No annual fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 12.99% - 20.99% (Variable) * $0.00* 20 days* Good*

[48] FlexCard Ultimate Credit Building Prepaid Visa® Card
More Info	- All credit types accepted - $1500 Cash Advance Available - Applicants must have checking account - Best card for building credit! Reports to major bureaus monthly - $69 one time security deposit upon approval (No Annual/Hidden fees) - Acceptance at millions of locations worldwide
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 N/A* $2.50 View Yes Bad Credit OK* *See Terms and Conditions

[49] Insight MasterCard® Prepaid Card
More Info	- Get $50 bonus on your first direct deposit of $200 - Monthly Fee and Pay-as-you-go plans - Get Paid 1-3 Days Earlier - Optional Overdraft Protection – because mistakes can happen - Always Know on the Go – Text Alerts update you in real-time - FREE Direct Deposit and FREE sign-up - No credit check and No bank account required - $0 activation fee
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* N/A View No Bad Credit OK* ATM Inquiry Fee (domestic) ATM Withdrawal (domestic) Card Issuance Fee Cash Loads at retail locations Monthly Service Fee Over-theCounter Cash Withdrawal PIN Purchase Fee (Pay As You Go) $1.00 $2.00 $9.95 $5.00 $9.95 3.00% $2.00 PIN Purchase Fee Pay As You Go Service Fee Recurring Direct Deposit Load Replacement Card Fee Signature Purchase (Pay As You Go) Signature Purchase Fee $1.00 None FREE $9.95 $1.00 FREE

[50] ACE Elite™ Visa® Prepaid Card
More Info	- A card with benefits that matter to you - No credit check, No application fee, No obligation - No-Fee Cash Withdrawals at ACE locations* - Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan* - Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees* - Free Anytime Alerts - Get your balance and transactions via text or email - Free Savings Account - Receive 5.00% APY* - Secure: Card funds are FDIC insured, backed by Visa Zero Liability*
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* $2.50 View No Bad Credit OK* A to A Transfer (Internet) A to A Transfer (Toll Free Number) ATM Decline Fee (per declined) Add or withdraw funds locally Additional Statement Mailing Fee Card Fulfillment (Shipping/Handling) Cash Withdrawal at Distributor Check Mailing Fee Domestic ATM Cash Withdrawal FREE $4.95 $1.00 varies $5.95 $9.95 $2.50 $5.95 $2.50 Int'l ATM Cash Withdrawal Lost or Stolen Card Replacement Monthly Service Fee Non-Monetary Transactions (ATM) Non-Monetary Transactions (Internet) Non-Monetary Transactions (Toll Free) PIN Purchase Convenience Fee Signature Purchase Convenience Fee $4.95 $9.95 $9.95 $0.50 FREE $0.50 $2.00 $1.00

[51] First Vineyard MasterCard® Debit Card
More Info	- Receive cash back from your own & anyones else in your compensation tree spendings - Reload your card directly from your payroll or bank account - Live debt free & Powerful Online Account Management - Online Bill Payment service included
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $39.95* N/A View Yes Bad Credit OK* Account Information Line Account Statement by Mail Bank Wire Transfer Cancellation Fee Card Replacement Card-2-Card Transfer Cashier's Check Reload Click-n-Pay™ (Paper Check) Direct Deposit Electronic Funds Transfer (Confirmed) Electronic Funds Transfer (Trial) $0.00 $3.00 $4.95 $15.00 $15.00 $0.00 $0.00 $1.00 $0.00 $1.95 $3.95 In Person Payments (IPP) International Transaction Money Order Reload Monthly maintenance Fee Point of Sale Transaction Returned Check Telephone Support (per minute) U.S. ATM cash withdrawal U.S. ATM inquiry fee U.S. non-ATM cash advance Western Union® SwiftPay® $3.95 $50.00 $0.00 $6.95 $0.00 $25.00 $0.06 $2.00 $1.00 $4.50 $5.95

[52] Discover® More Card - 18 Month Promotional Balance Transfer
More Info	- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%* - 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%* - 5% Cashback Bonus in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply* - Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) - 24/7 access to a U.S.-based Account Manager within 60 seconds - $0 Fraud Liability plus automatic mobile and email fraud alert options - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 18 months on BT* 10.99% - 20.99% (Variable) * $0.00* 25 Days (Min.)* Good*

[53] VISA Gift Card - Personalised Gift Card
More Info	- Personalized, Pre-designed, or Custom prepaid VISA Gift Cards for all occasions - Custom message on card - Load value from $20.00 to $500.00 - No monthly fees - No annual fees - No maintenance fees - Shipped by USPS First Class (free) or by FedEx - Issued by by First Gulf Bank, N.A. pursuant to license from Visa U.S.A. Inc
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $20.00 $0.00* N/A View No Accepts All* Card Value $25.00 - $74.99 CAC fee Card Value $25.00 - $74.99 NMF fee Card Value $25.00 - $74.99 standard Card Value $250.00 - $500.00 CAC fee Card Value $250.00 - $500.00 NMF fee Card Value $250.00 - $500.00 standard Card Value $75.00 - $249.99 CAC fee $5.95 $5.95 $4.95 $7.95 $7.95 $6.95 $6.95 Card Value $75.00 - $249.99 NMF fee Card Value $75.00 - $249.99 standard Custom Carrier type fee Greeting card type Carrier fee Inactivity fee (after 12 month) Lost / Stolen card replacement Standard Carrier type fee $6.95 $5.95 $2.00 $1.00 $4.95 $4.95 $0.00

[54] Diamond Platinum Shopping Card
More Info	- *Guaranteed Online Approval - $7,500 Unsecured credit line - No Credit Checks or Credit Turndowns - No Employment Verifications! - Credit Limit Increases Available! - Establish Credit By Reporting to Major Credit Bureau
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 0* N/A* None* Bad Credit OK*

[55] USA Optimum Gold Merchandise Credit Card
More Info	- Guaranteed Instant Online Approval! - $5000 Unsecured Gold Merchandise Credit Line! - NO Credit Checks or Credit Turndowns! - NO Employment Verifications! - Upon request, credit limits increases are available to those that qualify. - Establish Credit by Reporting to Major Credit Bureau! - Receive a *Free $50 Gift Card! - After enrolling you'll receive a $300 Grocery Coupon Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A View Yes Accepts All* Elite service monthly fee Membership fee $19.95 $149.95 Retured checks fee See Terms and Conditions* $20.00

[56] Pink ACE Elite™ Visa® Prepaid Card
More Info	- As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection. - Free Direct Deposit - tax refunds get credited in as few as 8 days and paychecks are available up to two days faster* - Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan* - No credit check, No application fee, No obligation* - Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* $2.50 View No Bad Credit OK* A to A Transfer (Internet) A to A Transfer (Toll Free Number) ATM Decline Fee (per declined) Add or withdraw funds locally Additional Statement Mailing Fee Card Fulfillment (Shipping/Handling) Cash Withdrawal at Distributor Check Mailing Fee Domestic ATM Cash Withdrawal FREE $4.95 $1.00 varies $5.95 $9.95 $2.50 $5.95 $2.50 Int'l ATM Cash Withdrawal Lost or Stolen Card Replacement Monthly Service Fee Non-Monetary Transactions (ATM) Non-Monetary Transactions (Internet) Non-Monetary Transactions (Toll Free) PIN Purchase Convenience Fee Signature Purchase Convenience Fee $4.95 $9.95 $9.95 $0.50 FREE $0.50 $2.00 $1.00

[57] Mango(TM) MasterCard® Prepaid Card
More Info	- FREE MasterCard Prepaid Card Signup & FREE Shipping - FREE Direct Deposit + Get $20 Signup Bonus - Earn High Savings Interest Rate! - No fee Domestic Purchase/Signature Transactions - Pay your Bills in minutes from your online account - Instant Virtual Card Shop Online Today - No Fee to Check Your Balance With a Text Message - Wireless Alerts when your card is swiped - Send and Receive Money Securely With Any Mobile Phone - FREE Mango iPhone App (Download from iTunes Store) - $0 Activation Fee. $0 First Monthly Fee - Try it For FREE! - $5 Monthly Fee - WAIVED When You Load at Least $500 Per Month - No Hidden Fees / No Overdraft Fees - FDIC Insured up to $250,000 - No Credit Check/ No Bank Account Required - FREE Account Management - Over The Phone or Internet - Refer friends and family and make money
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* $2.00 View No Bad Credit OK* ATM Check balance ATM Withdraw cash Activation Fee Add $$ Online from other Mango Acc Add Money - Direct Deposit Add Money - From a bank account Add Money - From a mobile phone Customer service calls Get balance (Mango + YAP) Intl. ATM withdrawal fee Intl. purchase transaction fee $0.50 $2.00 FREE FREE FREE FREE FREE FREE FREE $2+2% 2% Load cash (Green Dot MoneyPak) Mango MasterCard Prepaid Card Monthly Fee (conditions) Online account management 24/7 Online account statements Receive money (Mango + YAP) See transactions on your mobile Send money via SMS Shipping & Handling ( limited time) Transaction Fee (Signature or PIN) $4.95 FREE FREE FREE FREE FREE FREE $0.50 FREE FREE

[58] REACH Prepaid Visa® Card
More Info	- Pay bills and shop online - No credit check - FREE customer service - FREE direct deposit - FREE online account - FREE text and email alert
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* $2.50 View No Bad Credit OK* ATM Domestic Fee ATM International Fee Activation Fee (One-Time) Customer Service Direct Deposit $2.50 $2.50 $9.95 FREE FREE Monthly Fee PIN Transactions Retail Load Signature Transactions $8.95 FREE FREE FREE

[59] Ultra VX Visa Credit Card
More Info	- UltraVX makes it easy to manage your finances - Automatic minimum payments - Reports to all 3 major credit bureaus - No credit check, no bank account required - Instant online approval - Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions (Subject to terms and conditions)
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 18.90%* $0.00* 25 days* Bad Credit OK*

[60] MasterCard® Gift Card - Personalised Gift Card
More Info	- Personalized, Pre-designed, or Custom prepaid MasterCard Gift Cards for all occasions - Custom message on card - Upload your Photo - Load value from $20.00 to $500.00 - No monthly fees and No annual fees - No maintenance fees - Shipped by USPS First Class (free) or by FedEx - Issued by by First Gulf Bank, N.A. pursuant to license from Visa U.S.A. Inc
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $25.00 $0.00* N/A View No Accepts All* Card Value $25.00 - $74.99 CAC fee Card Value $25.00 - $74.99 NMF fee Card Value $25.00 - $74.99 standard Card Value $250.00 - $500.00 CAC fee Card Value $250.00 - $500.00 NMF fee Card Value $250.00 - $500.00 standard Card Value $75.00 - $249.99 CAC fee $5.95 $5.95 $4.95 $7.95 $7.95 $6.95 $6.95 Card Value $75.00 - $249.99 NMF fee Card Value $75.00 - $249.99 standard Custom Carrier type fee Greeting card type Carrier fee Inactivity fee (after 12 month) Lost / Stolen card replacement Standard Carrier type fee $6.95 $5.95 $2.00 $1.00 $4.95 $4.95 $0.00

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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