Consumer Cards

[41] First Vineyard MasterCard® Debit Card
More Info	- Receive cash back from your own & anyones else in your compensation tree spendings - Reload your card directly from your payroll or bank account - Live debt free & Powerful Online Account Management - Online Bill Payment service included
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $39.95* $0.00* N/A View Yes Bad Credit OK* Account Information Line Account Statement by Mail Bank Wire Transfer Cancellation Fee Card Replacement Card-2-Card Transfer Cashier's Check Reload Click-n-Pay™ (Paper Check) Direct Deposit Electronic Funds Transfer (Confirmed) Electronic Funds Transfer (Trial) $0.00 $3.00 $4.95 $15.00 $15.00 $0.00 $0.00 $1.00 $0.00 $1.95 $3.95 In Person Payments (IPP) International Transaction Money Order Reload Monthly maintenance Fee Point of Sale Transaction Returned Check Telephone Support (per minute) U.S. ATM cash withdrawal U.S. ATM inquiry fee U.S. non-ATM cash advance Western Union® SwiftPay® $3.95 $50.00 $0.00 $6.95 $0.00 $25.00 $0.06 $2.00 $1.00 $4.50 $5.95

[42] Capital One® Orbitz® Visa® Platinum - Average Credit
Terms |  More Info	- Earn rewards fast with The Orbitz Visa card powered by Capital One - There's no limit to the points you can earn and your points won't expire - Earn more than other travel cards with 3 times the rewards on eligible Orbitz.com bookings - Earn points for everyday purchases - Redeem for travel, cash back, and gift cards
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* June 2009* 22.90% (V)* $0.00* 25 days* $39.00* Average*

[43] Platinum Card® from American Express
More Info	- Earn 25,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Cardmembership - Fine Hotels and Resorts Program - By Invitation Only® Events - Complimentary Airport Club Access worldwide* - 24-hour access to Concierge service - The Membership Rewards First(SM) program - No Pre-set Spending Limit
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* * N/A* $450.00* * $35.00* Excellent*

[44] All-Access® Prepaid MasterCard®
More Info	- No monthly fee (ideal for occasional use) - 100% approved with no credit check - No upfront payment and no minimum balance - $10,000 reload capacity nationwide - No bounced checks or overdraft fees - No bank account required - Free Account Alerts
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* $0.00* $2.00 View No Bad Credit OK* ATM Transactions Account Maintenance mothly fee Card Fulfillment Check or Additional Statement Mailing Fee Domestic ATM Cash Withdrawal International ATM Cash Withdrawal $0.50 $5.95 $19.95 $5.95 $2.00 $4.95 Internet Transactions Lost or Stolen Card Replacement Monthly Service Fee PIN Purchase Fee Signature Purchase Fee Toll Free Number Transactions $0.00 $9.95 $9.95 $2.00 $1.00 $0.50

[45] Platinum Delta SkyMiles® Credit Card
More Info	- 20,000 Bonus SkyMiles After First Purchase - 1 Mile for every $1 on Other Eligible Purchases - 2,500 Bonus Miles for Adding an Additional Cardmember - 3.9% APR for 12 months
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 3.9%* 12 months* N/A* $150.00* 20 days* $38.00* Good*

[46] Capital One® Platinum Max - Average Credit
More Info	- Take advantage of a 16.9% APR that won’t change for at least three years - Know you are protected with $0 fraud liability if your card is ever lost or stolen - Get a credit line up to $2,500 - Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 16.90%* $19.00* 25 days* $39.00* Average*

[47] Vision Silver(SM) Prepaid MasterCard®
Terms |  More Info	- Perfect Card for Government/Benefits Checks Recipients - $0 Activation with Rebate* - 100% Guaranteed Approval*/No Credit Check - Free Direct Deposit of Your Pay or Government Check - Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted - No Overdraft Fees or Minimum Balances - Online Checking - Electronic or Paper Checks
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $9.95* $0.00* N/A View No Bad Credit OK* ATM Balance Inquiry Decline Fee (Dom.) ATM Balance Inquiry Decline Fee (Int'l) ATM Balance Inquiry Fee (Domestic) ATM Balance Inquiry Fee (Int'l) ATM Decline Fee (Domestic) ATM Decline Fee (Int'l) ATM Withdrawal Fee (Domestic) ATM Withdrawal Fee (Int'l) Bill Pay Fee (Check Cancellation) Bill Pay Fee (Electronic) Bill Pay Fee (Paper Check) Cancellation Fee Cash Advance Fee (Domestic) Cash Advance Fee (Int'l) Convenience Fee (Direct Deposit) Convenience Fee (Retail) Convenience Fee (Wire Transfer) $0.95 $1.95 $0.95 $1.95 $0.95 $1.95 $1.95 $4.95 $9.95 $0.95 $0.95 $14.95 $4.95 $4.95 FREE $0.95 FREE Convenience Fee for Bank Transfer Express Shipping Fee IVR Access Inactivity/Dormant Fee Live Agent Service Fee (per call) PIN Transaction Decline Fee (Domestic) PIN Transaction Decline Fee (Int'l) PIN Transaction Fee (Domestic) PIN Transaction Fee (Int'l) Paper Statement Fee (Mail) Replacement Card Fee Secondary Card fee Signature Transaction Decline Fee (Dom.) Signature Transaction Decline Fee (Int'l) Signature Transaction Fee (Domestic) Signature Transaction Fee (Int'l) $0.95 $19.95 FREE $3.95 $1.95 $0.95 $0.95 $0.95 $0.95 $2.95 $4.95 $4.95 $0.95 $0.95 FREE FREE

[48] Millennium Advantage Pre-Paid Mastercard
Terms |  More Info	- No credit check or income verification required - No Chexsystem check - No minimal balance required - Phone and On-line account access - Shop and pay bills on-line
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $99.00* N/A* $1.95 View Yes Bad Credit OK* ATM balance inquiry ATM inquiry decline fee Automated voice response fee Bill payment Call center (per minute) Card load fee Card replacement fee Cash disbursement fee $0.75 $0.75 $0.50 $0.75 $1.00 $1.00 $9.95 $1.95 Cash transaction fee Chargeback fee Check issuance fee Maintenance fee (monthly) Non-activity card fee (monthly) Overnight delivery fee Rental car transaction $1.95 $10.00 $9.95 $5.95 $3.00 $35.00 $5.00

[49] Capital One® Platinum Visa
More Info	- Buy what you've been dreaming of and pay no interest until June 2009 on purchases - Save with a low non-intro variable APR, currently 8.9% - Know you are protected with $0 fraud liability if your card is ever lost or stolen - Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* June 2009* 8.90% (V)* $39.00* 25 days* $39.00* Average*

[50] American Express Gift Card for Consumer
More Info	- Accepted at Over a Million Places - Gift Cards can be used virtually everywhere in the U.S. that welcomes American Express Cards.* - Available in a variety of prepaid amounts - Gift Card denomination values range from $25-$500. - Replaceable - If the Gift Card is lost or stolen, the unused balance can be refunded/replaced.*
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $25.00 $0.00* N/A* N/A View No Accepts All* "Classic" gift card fee "Personalized" gift card fee "Special Occasion" card fee Check-issuance fee Monthly service (after 12 months) fee Replacement card fee $3.95 $3.95 $4.95 $10.00 $2.00 $5.95 UPS shipping (Air; 2 days) UPS shipping (Air; Next days) UPS shipping (Ground; 10 days) USPS shipping (Express / per card) USPS shipping (First Class mail) $12.95 $15.95 $7.95 $9.95 $5.95

[51] New Millennium Bank Secured Platinum Mastercard®
Terms |  More Info	- 100% Approval with Master Card benefits* - $10,000 Credit limit (with both Visa and Master Card) - Reports to all 3 bureaus - Special high introductory savings rate - $100,000 Travel Accident Insurance - Plus much more benefits**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Accepts All*

[52] Capital One® Platinum - Master Card
More Info	- Buy what you've been dreaming of and pay no interest until June 2009 on purchases - Save with a low non-intro variable APR, currently 8.9% - Know you are protected with $0 fraud liability if your card is ever lost or stolen - Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One Saving ZoneSM on Yahoo! Shopping
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* June 2009* 8.90% (V)* $39.00* 25 days* $39.00* Average*

[53] UPside Visa® Prepaid Card
Terms |  More Info	- Reloadable prepaid Visa card for teens, managed by parents - No activation fee, no monthly or yearly fee - Created for families' needs with full parental control - Quick, easy online application - Free money loading with direct deposit - Accepted anywhere Visa debit cards are accepted, including abroad and online
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* $0.00* $1.50 View No Accepts All* Account closure fee Balance inquiry fee Card replacement fee Decline ATM withdrawal Decline fee on payment Decline fee on reloads from ACH $8.95 $0.99 $6.95 $2.00 $2.00 $10.00 Express card delivery Overdraft fee PIN Change(first ever is free) Reimbursing check fee Withdrawal (in addition to ATM fee) $14.95 $3.00 $0.99 $12.00 $1.49

[54] TrueEarnings® Card from Costco and American Express
Terms |  More Info	- Earn cash back on gas and a $25 statement credit with your first purchase made with the Card! - Earn cash back virtually everywhere you go - 3% for gasoline, 3% for restaurants, 2% for travel, 1% everywhere else, including Costco - No Annual Fee with your paid Costco Membership - The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card - No Limit on the Cash Back earned
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 3 months* 13.99%* $0.00* 20 days* $35.00* Good*

[55] Miles by Discover® Card
Terms |  More Info	- Book any travel, anytime with no blackout dates or restrictions - Double Miles on up to $3,000 in travel and restaurant purchases each year - 1 Mile for every $1 on all your other purchases - Unlimited Miles - No Annual Fee - Online Bill Payment
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* See T&C.* 10.99%* $0.00* 25 days* $39.00* Good*

[56] Pulaski Bank Gold Visa® Card
Terms |  More Info	- Fixed rate APR of 8% and No annual membership fee - 0% Introductory APR on balance transfers for the first 6 billing cycles - applies to balance transfers processed within 3 months of your account open date - No transaction fee for balance transfers - 25 day grace period - Online access to credit card account information
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 8.00%* $0.00* 25 days* $29.00* Good*

[57] Merrill Lynch Credit Card Plus
More Info	- 9.99% annual percentage rate - No annual fee - Credit line may be as high as $250,000 - 1 point for every $1 spent on net retail purchases - Double points for purchasing a Merrill Cruise - Air rewards starting at 25,000 points. No blackout dates - Zero liability protection and early fraud warning
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 1.9%* 12 months* 9.99%* $0.00* 25 days* $29.00* Good*

[58] All-Access® Visa® Prepaid Card
More Info	- 100% Approved. No credit check, bad credit is okay - No credit check - No upfront costs - Load up to $10,000 & get Extra cards - Free Savings Accounts & Free Instant Transfers - Free direct deposit
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 N/A* $0.00* $2.00 View No Bad Credit OK* ATM Withdrawal Cancel Card Credit card or Debit card transfers Direct Deposit Reload Inactive Account (monthly) International ATM Withdrawal $2.00 $15.95 $4.95 $0.00 $5.95 $4.95 Online Customer Service PIN-based purchase transaction Participation Fee PayPal Transfers Signature purchase transaction $0.50 $2.00 $9.95 $0.00 $1.00

[59] Discover® More® Card
Terms |  More Info	- 5% to 20% Cashback Bonus at top online retailers* - Up to 1% Unlimited Cashback Bonus on all other purchases automatically - Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus partners - No annual fee - Online account access - Online bill payment - *View Discover Card Rates, Fees, Rewards, and Other Important Information
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* See T&C.* 10.99%* $0.00* 25 days* $39.00* Excellent*

[60] USA Optimum Gold Merchandise Credit Card
Terms |  More Info	- $12,500 Unsecured Merchandise Line of Credit - No credit checks or turndowns - No employment verification - Credit limit increases available - Reports to major credit bureau
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A* N/A View Yes Accepts All* Elite service monthly fee Membership fee $19.95 $149.95 Retured checks fee See Terms and Conditions* $20.00

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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