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Consumer Cards

These personal credit cards are issued by major financial institutions including American Express, Bank of America and Chase. Consumer credit cards offer a range of benefits and rewards, and are available to US residents subject to the terms, conditions and credit status requirements of each card. Check to find the consumer credit card that meets your needs, then apply securely online.

, we found 107 Cards - Sort Card Offers or Compare

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[61] Discover® More® Card

Discover More Card
More Info
- 0% intro APR on balance transfers for a full 15 months, then the Regular APR
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee
Discover More Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* See T&C* 11.99% - 20.99%* $0.00* 25 days* Excellent*

[62] IberiaBank Visa® Gold Cash Back Rewards Card

IberiaBank Visa Gold Cash Back Rewards Card
More Info
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- Online access to credit card account information
IberiaBank Visa Gold Cash Back Rewards Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
1.99%* 6 months* up to 15.25% from 9.25%* $0.00* 25 days* Excellent*

[63] TrueEarnings® Card from Costco and American Express

TrueEarnings Card from Costco and American Express
Terms |  More Info
- Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
- Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- No Annual Fee with your paid Costco Membership
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
- No Limit on the Cash Back earned
TrueEarnings Card from Costco and American Express
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months on Purchases* 15.24%* $0.00* N/A* Good*

[64] IberiaBank Visa® Platinum Rewards Card

IberiaBank Visa Platinum Rewards Card
More Info
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- 1 bonus point for every $1 in qualifying net retail purchases
- Turn your points into hotel, gift, or experience rewards
- Travel accident coverage up to $1,000,000
- Online access to credit card account information
IberiaBank Visa Platinum Rewards Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
1.99%* 6 months* up to 15.25% from 9.25%* $0.00* 25 days* Excellent*

[65] IberiaBank Visa® Select

IberiaBank Visa Select
More Info
- Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
- Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
- Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00).
- Online access to credit card account information
IberiaBank Visa Select
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 12 months* Prime + 4.25%* $45.00* 25 days* Excellent*

[66] American Express Gift Card for Consumer

American Express Gift Card for Consumer
More Info
- Accepted at Over a Million Places
- Gift Cards can be used virtually everywhere in the U.S. that welcomes American Express Cards.*
- Available in a variety of prepaid amounts
- Gift Card denomination values range from $25-$500.
- Replaceable
- If the Gift Card is lost or stolen, the unused balance can be refunded/replaced.*
American Express Gift Card for Consumer
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$25.00$0.00*N/AView NoAccepts All*
"Classic" gift card fee
"Personalized" gift card fee
"Special Occasion" card fee
Check-issuance fee
Monthly service (after 12 months) fee
Replacement card fee
$3.95
$3.95
$4.95
$10.00
$2.00
$5.95
UPS shipping (Air; 2 days)
UPS shipping (Air; Next days)
UPS shipping (Ground; 10 days)
USPS shipping (Express / per card)
USPS shipping (First Class mail)
$12.95
$15.95
$7.95
$9.95
$5.95

[67] Discover® Miles Card

Discover Miles Card
Terms |  More Info
- 12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year
- Double Miles on your first $3,000 in travel and restaurant purchases each year
- Double Miles through our exclusive online shopping site
- One Mile for every dollar on all other purchases
- Flexible redemption options for travel, gift cards, or cash
- 0% intro APR on balance transfers and purchases for 6 months
Discover Miles Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* See T&C* 10.99 - 16.99%* $0.00* 25 days* Good*

[68] BuyRIGHT Prepaid MasterCard®

BuyRIGHT Prepaid MasterCard
Terms |  More Info
- Click-N-Pay bill payment
- Eliminate payday hassles with free direct deposit
- Get On-line money management tools
- No credit checks
- No employment verification
- No monthly or annual fees
BuyRIGHT Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$29.95*$2.00View NoBad Credit OK*
ATM Balance Inquiry
ATM Withdrawal
Automated Telephone Service
Bank Account to Card Reload
Cancel Card
Customer Service Live Call
Inactive Account
Live Teller Withdrawal
$1.00
$2.00
$0.50
$2.50
$15.00
$1.00
$4.95
$4.50
Monthly Maintenance Fee (ATM)
Monthly Maintenance Fee (hologram)
Paper Statements per request
Point Of Sale Withdrawal
Purchase Online
Purchase at Merchant
Replace Card
Telephone Purchase
$4.95
$4.95
$3.00
$1.00
$1.00
$1.00
$15.00
$1.00

[69] IberiaBank Visa® Classic

IberiaBank Visa Classic
More Info
- No annual membership fee
- Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Online access to credit card account information
IberiaBank Visa Classic
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
1.99%* 6 months* up to 13.25% from 7.25%* $0.00* 25 days* Good*

[70] Platinum Delta SkyMiles® Credit Card from American Express

Platinum Delta SkyMiles Credit Card from American Express
More Info
- Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
- Earn one companion Coach Class ticket each year upon renewal
- Earn at least 1 mile for every eligible dollar spent
- Miles never expire and there is no cap on the miles you can earn
- Pay with Miles: Pay for all or part of your flight with miles – and put the rest on your Card
- Express Approval. Get a decision in less than 60 seconds.
*See Card Terms and Conditions
Platinum Delta SkyMiles Credit Card from American Express
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 14.50%* $150.00* N/A* Good*

[71] The Platinum Card® from American Express

The Platinum Card from American Express
More Info
- Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in your first 3 months of Card membership - redeemable for one domestic round-trip Coach-Class airline ticket!
- Airport Club Access: Access airport lounges around the world, compliments of Airport Club Access Program.
- 24-Hour Concierge Service: From buying gifts to making reservations, the Platinum Card® Concierge is at your service so you can spend your energy doing what you want.
- FINE HOTELS & RESORTS: Receive special amenities and comforts when staying at more than 600 boutique, resort and luxury hotels around the world.
The Platinum Card from American Express
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* N/A* $450.00* N/A* Excellent*

[72] Starwood Preferred Guest® Credit Card from American Express

Starwood Preferred Guest Credit Card from American Express
Terms |  More Info
- Earn up to 25,000 Starpoints ® - enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 seconds.
Starwood Preferred Guest Credit Card from American Express
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
2.9%* See T&C* 15.24%* $45.00* N/A* Good*

[73] American Express® Gold Card

American Express Gold Card
Terms |  More Info
- Earn 10,000 Membership Rewards® bonus points when you spend $500 in your first 3 months of Card membership - redeemable for select gift cards valued at $100!
- The Membership Rewards program - Turn your everyday purchases into Membership Rewards points, and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in 60 seconds.
American Express Gold Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* N/A* $125.00* N/A* Good*

[74] Discover® More® Card - Clear

Discover More Card - Clear
Terms |  More Info
- 0% APR on Balance Transfers and Purchases for a Full 6 Months
- 5% Cashback Bonus® in Categories that Change Like Travel, Gas, Groceries, Restaurants and More
- Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
- Turn Your Cashback Bonus Into Bigger Rewards by Redeeming for Gift Cards from Over 100 Brand-Name Partners
- Instant Response Within 60 Seconds
- No Annual Fee
Discover More Card - Clear
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* See T&C* as low as 11.99%* $0.00* 25 days* Excellent*

[75] Gold Delta SkyMiles® Credit Card

Gold Delta SkyMiles Credit Card
Terms |  More Info
- Up to 17,500 bonus miles. Equal to $250 off Delta flights.
- Use miles to pay for any Delta seat, anytime - no black out dates and no seat restrictions
- 25,000 miles may also be redeemed for a domestic economy award ticket
- Earn SkyMiles for every eligible $1 spent
- Express Approval. Get a decision in less than 60 seconds.
Gold Delta SkyMiles Credit Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
9.99%* Life of Balance* 14.50%* $0.00* 20 days* Good*

[76] U.S. Patriot Card

U.S. Patriot Card
Terms |  More Info
- Shows your patriotic pride: proceeds from this card go to help returning U.S. troops from overseas
- Includes a 14-day FREE trial
- Can save families up to $20,000 in everyday expenses
- Save on: Apple iPods and Computers, Delta Airlines, US Airlines, Target, Dell Computers, Barnes & Noble, eBags, Best Western, Ramada, Marriott and much more
U.S. Patriot Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
N/A$1.95*N/AView NoAccepts All*
Membership fee $19.95

[77] First Freedom Platinum Card

First Freedom Platinum Card
More Info
- No Credit Checks!
- No Employment Verification!
- All Applications Approved
- 0% Interest
- NO Finance Charges
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 0* N/A* N/A* Accepts All*

[78] FREE SPIRIT™ Onyx World MasterCard®

FREE SPIRIT Onyx World MasterCard
More Info
- 15,000 bonus miles after your first purchase - which is enough for 3 FREE roundtrip off-peak award tickets
- 10,000 additional miles for balance transfers made in the first 60 days after account opening
- Annual fee waived for the first year
- Complimentary $9 Fare Club membership (a $39.95 value!)
- Priority boarding and domestic priority check-in
- 3 miles for every $1 spent on Spirit and 1 mile for every $1 spent anywhere else
- Your miles never expire and more
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
0%* 6 months* 15.24%* $0.00* 23 days* Good*

[79] Delta Reserve Credit Card from American Express

Delta Reserve Credit Card from American Express
More Info
- Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
- Earn up to 10,000 Medallion Qualification Miles (MQMs) after your first purchase
- Built-in Miles BoostSM — earn up to 30,000 MQMs and 30,000 bonus miles
- Complimentary Crown Room Club access for you and two guests. Access to American Express Concierge Services
- Pay with Miles - pay for all or part of any Delta flight with your miles
Delta Reserve Credit Card from American Express
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* 14.50%* $450.00* N/A* Good*

[80] USA Optimum Gold Merchandise Credit Card

USA Optimum Gold Merchandise Credit Card
More Info
- Guaranteed Instant Online Approval!
- $5000 Unsecured Gold Merchandise Credit Line!
- NO Credit Checks or Credit Turndowns!
- NO Employment Verifications!
- Upon request, credit limits increases are available to those that qualify.
- Establish Credit by Reporting to Major Credit Bureau!
- Receive a *Free $50 Gift Card!
- After enrolling you'll receive a $300 Grocery Coupon Card
USA Optimum Gold Merchandise Credit Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
N/AN/A*N/AView YesAccepts All*
Elite service monthly fee
Membership fee
$19.95
$149.95
Retured checks fee
See Terms and Conditions*
$20.00

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* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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