Consumer Cards

[61] New Millennium Bank Secured Gold Visa® Card
Terms |  More Info	- 100% Approval with Visa® benefits* - $10,000 Credit limit (with Visa and Master card) - Reports to all 3 bureaus - Special high introductory savings rate - $100,000 Travel Accident Insurance & much more benefits**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Accepts All*

[62] New Millennium Bank Secured Platinum Mastercard®
Terms |  More Info	- 100% Approval with Master Card benefits* - $10,000 Credit limit (with both Visa and Master Card) - Reports to all 3 bureaus - Special high introductory savings rate - $100,000 Travel Accident Insurance - Plus much more benefits**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Accepts All*

[63] New Millennium Bank Secured Platinum Visa® Card
Terms |  More Info	- 100% Approval with VISA benefits* - $10,000 Credit limit - Reports to all 3 bureaus - Special high introductory savings rate - $100,000 Travel Accident Insurance - Plus much more benefits**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* 0 days* $20.00* Accepts All*

[64] Platinum Card® from American Express
More Info	- Earn 25,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Cardmembership - Fine Hotels and Resorts Program - By Invitation Only® Events - Complimentary Airport Club Access worldwide* - 24-hour access to Concierge service - The Membership Rewards First(SM) program - No Pre-set Spending Limit
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* * N/A* $450.00* * $35.00* Excellent*

[65] Platinum Delta SkyMiles® Credit Card
More Info	- 20,000 Bonus SkyMiles After First Purchase - 1 Mile for every $1 on Other Eligible Purchases - 2,500 Bonus Miles for Adding an Additional Cardmember - 3.9% APR for 12 months
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 3.9%* 12 months* N/A* $150.00* 20 days* $38.00* Good*

[66] Prepaid Visa® RushCard
More Info	- Free credit builder with RushPath to Credit - Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts - Free direct deposit of tax refunds, anticipation loans, and paychecks - Free 24x7 customer service - Use anywhere Visa debit cards are accepted - in stores on the Internet, and over the phone - Simple and reasonable - no monthly, annual, or hidden fees - Everyone is eligible — no credit check or employment verification - Helps control debt - you can't overspend!
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $19.95* N/A* $1.95 View No Bad Credit OK* ATM Balance Inquiry Fee (outside US) ATM Balance Inquiry Fee ATM Withdrawal Fee (outside US) ATM Withdrawal Fee Convenience Fee Int'l Card Transactions Fee $1.00 $0.05 $3.50 $1.95 $1.00 $1.00 Monthly Inactivity Fee Paper Statement Fee Payment to Third Parties Refund of Card Balance Replacement Card Fee $2.95 $1.00 $2.00 $5.00 $9.95

[67] Pulaski Bank Gold Visa® Card
Terms |  More Info	- Fixed rate APR of 8% and No annual membership fee - 0% Introductory APR on balance transfers for the first 6 billing cycles - applies to balance transfers processed within 3 months of your account open date - No transaction fee for balance transfers - 25 day grace period - Online access to credit card account information
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 8.00%* $0.00* 25 days* $29.00* Good*

[68] Pulaski Bank Visa® Card
Terms |  More Info	- Fixed rate APR of 6.5% - 0% Introductory APR on balance transfers for the first 6 billing cycles - applies to balance transfers processed within 3 months of your account open date - No transaction fee for balance transfers - 25 day grace period - Online access to credit card account information
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 6.50%* $35.00* 25 days* $29.00* Fair*

[69] READY Debit Visa Prepaid Card
Terms |  More Info	- Visa debit card — accepted worldwide - Access to a million ATMs around the world - Online bill-payment and check-writing service - Free direct deposit - 24x7 customer support—online and phone - FDIC insurance - Visa’s Zero Liability protection against fraudulent use
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $9.95* N/A* $2.25 View No Bad Credit OK* ACH Debit Account closure via paper check Automated Phone Account Access Bank ACH Transfer Bank Teller Cash Advance Bank teller cash advance Direct Deposit International ATM Withdrawal International Transaction Live Customer Service 2.25 $15.00 Free Free $5.00 $5.00 Free $5.00 Free 1 Free Monthly Fee Negative Balance Fee Online Account Access PIN Transaction Paper statements Retail Cash Load* Secondary Card Signature Transaction U.S. ATM Balance Inquiry* U.S. ATM Withdrawal* $4.95 None Free $0.95 $2.00 Free $10.00 Free $0.50 $2.00

[70] Rewards 660 Visa® Card
More Info	- Initial payment of $40 required before account can be used - Proof of minimum $1,000 gross monthly income required - $300 Starting Credit Limit - No Fee Credit Limit Increases ($75 Increments; As Often as Every 3 Months; Automatically Granted Upon Qualification; Maximum $2,000 Credit Limit after Increases) - Monthly Reporting to Major Credit Bureaus
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.92%* $48.00* 25 days* $39.00* Bad Credit OK*

[71] Starwood Preferred Guest® Credit Card
Terms |  More Info	- Earn 10,000 Starpoints with your first purchase - Earn 15,000 Starpoints after you spend $15,000 in 6 months - Winner "Best Affinity Credit Card" at the 19th Annual Freddie Awards -- voted on by frequent travelers - Transfer Starpoints almost always on a 1:1 basis to the frequent flyer programs of over 30 major airlines - No annual fee for the first year and $45 thereafter - Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 2.9%* 6 months* 13.99%* $0.00* 20 days* $38.00* Good*

[72] Total Merrill℠ Cash Back Card
More Info	- 1% Cash Back on Virtually All Purchases - No Annual Fee - Low 9.99% APR for Retail Purchases - Credit Line may be as high as $250,000 - Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account - Receive a response in 60 seconds
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 1.9%* 12 months* 9.99%* $0.00* 25 days* $39.00* Good*

[73] Total Visa® Card
Terms |  More Info	- Instant On-Line Decision - Free 24 hour Online Account Access - Monthly Reporting to All Major Credit Bureaus - Fraud Protection - Outstanding Customer Service
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.92%* $48.00* 25 days* $29.00* Bad Credit OK*

[74] Tribute® Gold MasterCard® Credit Card
Terms |  More Info	- Unsecured Gold MasterCard® Credit Card - Reports to the Major Credit Bureaus - MasterCard® cards are accepted at over 25 million locations worldwide - Quick Online Decision
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $150.00* 25 days* $35.00* Bad Credit OK*

[75] TrueEarnings® Card from Costco and American Express
Terms |  More Info	- Earn cash back on gas and a $25 statement credit with your first purchase made with the Card! - Earn cash back virtually everywhere you go - 3% for gasoline, 3% for restaurants, 2% for travel, 1% everywhere else, including Costco - No Annual Fee with your paid Costco Membership - The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card - No Limit on the Cash Back earned
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 3 months* 13.99%* $0.00* 20 days* $35.00* Good*

[76] U.S. Patriot Card
Terms |  More Info	- Shows your patriotic pride: proceeds from this card go to help returning U.S. troops from overseas - Includes a 14-day FREE trial - Can save families up to $20,000 in everyday expenses - Save on: Apple iPods and Computers, Delta Airlines, US Airlines, Target, Dell Computers, Barnes & Noble, eBags, Best Western, Ramada, Marriott and much more
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A $1.95* N/A* N/A View No Accepts All* Membership fee $19.95

[77] Ultra VX Visa Credit Card
Terms |  More Info	- $25,000 credit line a Credit-On Demand™ feature - Instant Approval - No credit check, no minimum income or bank account required - Reports to major credit bureaus - Clear Rewards®: American Airlines, Southwest, jetBlue, Marriot, and more with no restrictions!
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 14.90%* $0.00* 25 days* $25.00* Bad Credit OK*

[78] UPside Visa® Prepaid Card
Terms |  More Info	- Reloadable prepaid Visa card for teens, managed by parents - No activation fee, no monthly or yearly fee - Created for families' needs with full parental control - Quick, easy online application - Free money loading with direct deposit - Accepted anywhere Visa debit cards are accepted, including abroad and online
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* $0.00* $1.50 View No Accepts All* Account closure fee Balance inquiry fee Card replacement fee Decline ATM withdrawal Decline fee on payment Decline fee on reloads from ACH $8.95 $0.99 $6.95 $2.00 $2.00 $10.00 Express card delivery Overdraft fee PIN Change(first ever is free) Reimbursing check fee Withdrawal (in addition to ATM fee) $14.95 $3.00 $0.99 $12.00 $1.49

[79] USA Optimum Gold Merchandise Credit Card
Terms |  More Info	- $12,500 Unsecured Merchandise Line of Credit - No credit checks or turndowns - No employment verification - Credit limit increases available - Reports to major credit bureau
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A* N/A View Yes Accepts All* Elite service monthly fee Membership fee $19.95 $149.95 Retured checks fee See Terms and Conditions* $20.00

[80] Vision Premier Prepaid Visa® Card
Terms |  More Info	- 100% approval with no credit check - Free unlimited purchase transactions - Free Direct Deposit and Account Alerts - Pay any bill: rent, cellular phone, insurance, utilities, etc. - Load cash at over 100,000 participating retail locations - Take Control – no late fees, no interest fees, no NSF fees
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $9.95* N/A* $1.95 View No Bad Credit OK* ACH transfer fee ATM balance inquiry fee (Int'l) ATM withdrawal Fee (Domestic) ATM withdrawal decline fee (Int'l) ATM withdrawal decline fee (Domestic) ATM withdrawal fee (Int'l) Bill Pay Fee (electronic and Paper Check) Bill Pay fee (Check Cancellation) BuddyMoney transfer fee Cancellation fee Card replacement fee Card-to-Card transfer fee Cash Advance fee $0.95 $1.95 $1.95 $1.95 $0.95 $4.95 $0.95 $9.95 $0.95 $14.95 $14.95 $0.95 $4.95 Direct deposit Domestic signature transaction fee Express shipping fee Inactivity fee Int'l signature transaction fee Late charge (per day) Overdraft advance Overdraft advance fee PIN transaction decline fee PIN transaction fee (Domestic and Int’l) Paper statement fee SMS/Email alerts fee Secondary card fee $0.00 $0.00 $19.95 $3.95 $0.00 $3.00 $50.00 $15.00 $0.95 $0.95 $2.95 $0.00 $9.95

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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