Consumer Cards

[61] READY Debit Visa Prepaid Card
Terms |  More Info	- Visa debit card — accepted worldwide - Access to a million ATMs around the world - Online bill-payment and check-writing service - Free direct deposit - 24x7 customer support—online and phone - FDIC insurance - Visa’s Zero Liability protection against fraudulent use
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $9.95* N/A* $2.25 View No Bad Credit OK* ACH Debit Account closure via paper check Automated Phone Account Access Bank ACH Transfer Bank Teller Cash Advance Bank teller cash advance Direct Deposit International ATM Withdrawal International Transaction Live Customer Service 2.25 $15.00 Free Free $5.00 $5.00 Free $5.00 Free 1 Free Monthly Fee Negative Balance Fee Online Account Access PIN Transaction Paper statements Retail Cash Load* Secondary Card Signature Transaction U.S. ATM Balance Inquiry* U.S. ATM Withdrawal* $4.95 None Free $0.95 $2.00 Free $10.00 Free $0.50 $2.00

[62] ARC Travel Master Card®
Terms |  More Info	- NO MONTHLY OR ANNUAL FEES - 100% Guaranteed Approval - No Credit Check - Multiple Load Options Including PayPal - FREE Mobile and E-mail Balance and Activity Alerts - FREE TRAVEL BENEFITS: Lost Luggage, Emergency Card Replacement, Medical Assistance, and More! - PAYPASS TAP N’ GO Technology - Multiple Cards Available - Get Cards for Up to 4 People Per Account - Reloadable, Up to $9,500 Balance
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* N/A* $0.50 View No Bad Credit OK* Activation Fee Card Refund Fee Card-2-Card Transfer (Package cards only) Cash Advance Fee Domestic ATM Balance Inquiry Fee Domestic ATM Withdrawal Fee Domestic PIN Transaction Fee Domestic Signature Transaction Duplicate Statement Fee (Mail) Emergency Cash Advance Fee Emergency Delivery Service Express Two Business Day Shipping Fee Inactivity fee (after 12 months/ per months) Int'l ATM Balance Inquiry Fee Int'l ATM Withdrawal Fee FREE $15.00 FREE $10.00 $0.50 $2.50 $1.00 FREE $5.00 $24.95 $24.95 $15.00 $2.50 $0.50 $2.50 Int'l PIN Transaction Fee Int'l Signature Transaction Load Fee (ACH Credit / Online Banking) Load Fee (Credit Card) Load Fee (Direct Deposit) Load Fee (MoneyGram®) Load Fee (PayPal®) Load Fee (PayXone) Load Fee (Western Union®) Load Fee (Wire Transfer) Overdraft/Shortage Fee Paper Statement Fee (Mail) Replacement Card Fee SMS/E-mail Alerts Standard USPS Shipping Fee $1.00 FREE FREE 4% FREE FREE FREE FREE FREE $9.95 $15.00 $5.00 $9.95 FREE FREE

[63] Vision Silver(SM) Prepaid MasterCard®
Terms |  More Info	- Perfect Card for Government/Benefits Checks Recipients - $0 Activation with Rebate* - 100% Guaranteed Approval*/No Credit Check - Free Direct Deposit of Your Pay or Government Check - Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted - No Overdraft Fees or Minimum Balances - Online Checking - Electronic or Paper Checks
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $9.95* $0.00* N/A View No Bad Credit OK* ATM Balance Inquiry Decline Fee (Dom.) ATM Balance Inquiry Decline Fee (Int'l) ATM Balance Inquiry Fee (Domestic) ATM Balance Inquiry Fee (Int'l) ATM Decline Fee (Domestic) ATM Decline Fee (Int'l) ATM Withdrawal Fee (Domestic) ATM Withdrawal Fee (Int'l) Bill Pay Fee (Check Cancellation) Bill Pay Fee (Electronic) Bill Pay Fee (Paper Check) Cancellation Fee Cash Advance Fee (Domestic) Cash Advance Fee (Int'l) Convenience Fee (Direct Deposit) Convenience Fee (Retail) Convenience Fee (Wire Transfer) $0.95 $1.95 $0.95 $1.95 $0.95 $1.95 $1.95 $4.95 $9.95 $0.95 $0.95 $14.95 $4.95 $4.95 FREE $0.95 FREE Convenience Fee for Bank Transfer Express Shipping Fee IVR Access Inactivity/Dormant Fee Live Agent Service Fee (per call) PIN Transaction Decline Fee (Domestic) PIN Transaction Decline Fee (Int'l) PIN Transaction Fee (Domestic) PIN Transaction Fee (Int'l) Paper Statement Fee (Mail) Replacement Card Fee Secondary Card fee Signature Transaction Decline Fee (Dom.) Signature Transaction Decline Fee (Int'l) Signature Transaction Fee (Domestic) Signature Transaction Fee (Int'l) $0.95 $19.95 FREE $3.95 $1.95 $0.95 $0.95 $0.95 $0.95 $2.95 $4.95 $4.95 $0.95 $0.95 FREE FREE

[64] New Millennium Bank Secured Gold Mastercard®
Terms |  More Info	- 100% Approval with Master Card benefits* - $10,000 Credit limit (with Visa and Master card) - Reports to all 3 bureaus - Special high introductory savings rate - $100,000 Travel Accident Insurance & much more benefits**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Accepts All*

[65] New Millennium Bank Secured Platinum Mastercard®
Terms |  More Info	- 100% Approval with Master Card benefits* - $10,000 Credit limit (with both Visa and Master Card) - Reports to all 3 bureaus - Special high introductory savings rate - $100,000 Travel Accident Insurance - Plus much more benefits**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Accepts All*

[66] New Millennium Bank Secured Gold Visa® Card
Terms |  More Info	- 100% Approval with Visa® benefits* - $10,000 Credit limit (with Visa and Master card) - Reports to all 3 bureaus - Special high introductory savings rate - $100,000 Travel Accident Insurance & much more benefits**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* None* $20.00* Accepts All*

[67] New Millennium Bank Secured Platinum Visa® Card
Terms |  More Info	- 100% Approval with VISA benefits* - $10,000 Credit limit - Reports to all 3 bureaus - Special high introductory savings rate - $100,000 Travel Accident Insurance - Plus much more benefits**
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 19.50%* $59.00* 0 days* $20.00* Accepts All*

[68] Horizon Gold Credit Card
Terms |  More Info	- Guaranteed approval for unsecured credit line - Reports to a Major Credit Bureau - Bad Credit accepted - No employment check - Comprehensive Legal Assistance Plan
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $29.95* N/A* N/A View Yes Accepts All* See Terms & Conditions for other fees*

[69] USA Optimum Gold Merchandise Credit Card
Terms |  More Info	- $12,500 Unsecured Merchandise Line of Credit - No credit checks or turndowns - No employment verification - Credit limit increases available - Reports to major credit bureau
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A* N/A View Yes Accepts All* Elite service monthly fee Membership fee $19.95 $149.95 Retured checks fee See Terms and Conditions* $20.00

[70] U.S. Patriot Card
Terms |  More Info	- Shows your patriotic pride: proceeds from this card go to help returning U.S. troops from overseas - Includes a 14-day FREE trial - Can save families up to $20,000 in everyday expenses - Save on: Apple iPods and Computers, Delta Airlines, US Airlines, Target, Dell Computers, Barnes & Noble, eBags, Best Western, Ramada, Marriott and much more
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A $1.95* N/A* N/A View No Accepts All* Membership fee $19.95

[71] UPside Visa® Prepaid Card
Terms |  More Info	- Reloadable prepaid Visa card for teens, managed by parents - No activation fee, no monthly or yearly fee - Created for families' needs with full parental control - Quick, easy online application - Free money loading with direct deposit - Accepted anywhere Visa debit cards are accepted, including abroad and online
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $0.00* $0.00* $1.50 View No Accepts All* Account closure fee Balance inquiry fee Card replacement fee Decline ATM withdrawal Decline fee on payment Decline fee on reloads from ACH $8.95 $0.99 $6.95 $2.00 $2.00 $10.00 Express card delivery Overdraft fee PIN Change(first ever is free) Reimbursing check fee Withdrawal (in addition to ATM fee) $14.95 $3.00 $0.99 $12.00 $1.49

[72] American Express Gift Card for Consumer
More Info	- Accepted at Over a Million Places - Gift Cards can be used virtually everywhere in the U.S. that welcomes American Express Cards.* - Available in a variety of prepaid amounts - Gift Card denomination values range from $25-$500. - Replaceable - If the Gift Card is lost or stolen, the unused balance can be refunded/replaced.*
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $25.00 $0.00* N/A* N/A View No Accepts All* "Classic" gift card fee "Personalized" gift card fee "Special Occasion" card fee Check-issuance fee Monthly service (after 12 months) fee Replacement card fee $3.95 $3.95 $4.95 $10.00 $2.00 $5.95 UPS shipping (Air; 2 days) UPS shipping (Air; Next days) UPS shipping (Ground; 10 days) USPS shipping (Express / per card) USPS shipping (First Class mail) $12.95 $15.95 $7.95 $9.95 $5.95

[73] Pulaski Bank Visa® Card
Terms |  More Info	- Fixed rate APR of 6.5% - 0% Introductory APR on balance transfers for the first 6 billing cycles - applies to balance transfers processed within 3 months of your account open date - No transaction fee for balance transfers - 25 day grace period - Online access to credit card account information
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 6 months* 6.50%* $35.00* 25 days* $29.00* Fair*

[74] American DreamCard™ MasterCard®
Terms |  More Info	- 0% APR on purchases for the first 5 months - Monthly sweepstakes drawing for a cash prize - Get 1,000 entries just for applying - Each jackpot starts at $25,000.00* - Entries are good for future drawings and there is no limit to how many times you can win*
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 5 months* 14.99%* $0.00* 20 days* $39.00* Fair*

[75] Wired Plastic™ Prepaid Visa® Card
Terms |  More Info	- No Upfront Payment & Overdraft Safety Program* - Earn 1 point for every $1 spent, redeem points for; LD Phone Calls, Prepaid Wireless Airtime & Music Downloads - Get Integrated Bill Pay Service - Free Direct Deposit or add cash instantly at over 100,000 retail locations nationwide*
Opening Min App Fee Annual Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $9.95* $47.00* $1.95 View No Poor* ATM Balance Inquiry ATM Decline ATM Withdrawal Bank Teller Cash Advance Direct Deposit Reload Express Mail International ATM Balance Inquiry International ATM Decline International ATM Withdrawal $0.95 $0.95 $1.95 $4.95 $0.00 $15.00 $1.95 $1.95 $4.95 International Authorization Monthly Fee Online Customer Service PIN Transactions PIN Transactions Decline Paper Statements per request Purchase Online Replace Card Signature Transactions $0.45 $3.95 $0.00 $0.95 $0.45 $2.95 $0.45 $3.95 $0.00

[76] Capital One® Platinum Visa
More Info	- Buy what you've been dreaming of and pay no interest until June 2009 on purchases - Save with a low non-intro variable APR, currently 8.9% - Know you are protected with $0 fraud liability if your card is ever lost or stolen - Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* June 2009* 8.90% (V)* $39.00* 25 days* $39.00* Average*

[77] Capital One® No Hassle Cash Rewards - Average Credit
More Info	- Get a 25% annual bonus on the cash you earn during the year - 1% cash back on every purchase - Buy what you've been dreaming of and pay no interest until June 2009 - There's no limit to the cash back you can earn, and your cash rewards won't expire - Redeem cash whenever you want
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* June 2009* 16.90% (V)* $29.00* 25 days* $39.00* Average*

[78] Capital One® Standard Platinum Card
Terms |  More Info	- Buy what you've been dreaming of and pay no interest until June 2009 on purchases - Save with no annual fee - Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping - Know you are protected with $0 fraud liability if your card is ever lost or stolen
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* June 2009* 19.80% (V)* $0.00* 25 days* $39.00* Average*

[79] Capital One® No Hassle Points Rewards - Average History
More Info	- 5 points per dollar spent at gas stations, major grocery and drug stores - 1 point for every dollar spent on other purchases - There is no limit to the points you can earn, and your points won't expire for the life of your account - Buy what you've been dreaming of and pay no interest until June 2009
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* June 2009* 16.90% (V)* $29.00* 25 days* $39.00* Average*

[80] Capital One® Platinum Max - Average Credit
More Info	- Take advantage of a 16.9% APR that won’t change for at least three years - Know you are protected with $0 fraud liability if your card is ever lost or stolen - Get a credit line up to $2,500 - Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 16.90%* $19.00* 25 days* $39.00* Average*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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