Consumer Cards

[61] Starwood Preferred Guest® Credit Card from American Express
More Info	- Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5K within 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel - Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates - 2011 SmarterTravel® Award for "Best Travel Rewards Card" - $0 introductory annual fee for the first year, then $65
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 15.24% - 19.24% (Variable) * $0.00* N/A* Good*

[62] Wired Plastic™ Visa® Prepaid Card
Terms |  More Info	- Accepted everywhere VISA debit cards are accepted - No Credit Check, Income requirements or bank account required - On Demand Alerts - Manage your account via text messaging - FREE Online Access to Account - FREE Mobile Alerts – Text to your mobile and email - FREE Rewards Program – Earn 1 point for every $1 spent - NO Bounced Check, NSF or Overdraft Charges EVER! - FREE Direct Deposit – Eliminate check cashing fees
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) N/A N/A* $1.95 View No Poor* ATM Balance Inquiry ATM Decline ATM Withdrawal Activation Fee Bank Teller Cash Advance Direct Deposit Reload Express Mail International ATM Balance Inquiry International ATM Decline International ATM Withdrawal $0.95 $0.95 $1.95 $9.95 $4.95 $0.00 $15.00 $1.95 $1.95 $4.95 International Authorization Monthly Fee Online Customer Service PIN Transactions PIN Transactions Decline Paper Statements per request Purchase Online Replace Card Signature Transactions $0.45 $3.95 $0.00 $0.95 $0.45 $2.95 $0.45 $3.95 $0.00

[63] First Vineyard MasterCard® Debit Card
More Info	- Receive cash back from your own & anyones else in your compensation tree spendings - Reload your card directly from your payroll or bank account - Live debt free & Powerful Online Account Management - Online Bill Payment service included
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $10.00 $39.95* N/A View Yes Bad Credit OK* Account Information Line Account Statement by Mail Bank Wire Transfer Cancellation Fee Card Replacement Card-2-Card Transfer Cashier's Check Reload Click-n-Pay™ (Paper Check) Direct Deposit Electronic Funds Transfer (Confirmed) Electronic Funds Transfer (Trial) $0.00 $3.00 $4.95 $15.00 $15.00 $0.00 $0.00 $1.00 $0.00 $1.95 $3.95 In Person Payments (IPP) International Transaction Money Order Reload Monthly maintenance Fee Point of Sale Transaction Returned Check Telephone Support (per minute) U.S. ATM cash withdrawal U.S. ATM inquiry fee U.S. non-ATM cash advance Western Union® SwiftPay® $3.95 $50.00 $0.00 $6.95 $0.00 $25.00 $0.06 $2.00 $1.00 $4.50 $5.95

[64] AccountNow™ Prepaid MasterCard®
More Info	- 100% Guaranteed Approval* - No Credit Check - $0 Activation Fee - Free Direct Deposit and $25 cash back - Cash Back on Everyday Purchases
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $10.00 $19.95* $2.00 View Yes Bad Credit OK* ATM Balance Inquiry ATM Withdrawal Bank Account to Card Reload Cancel Card Direct Deposit Reload Live Teller Withdrawal Monthly Maintenance Fee (Hologram) $1.00 $2.00 $0.00 $15.95 $0.00 $4.95 $4.95 Paper Statements per request Point of Sale Withdrawal Purchase Online Purchase at Merchant Replace Card Telephone Purchase $5.00 $0.00 $0.50 $1.00 $10.00 $0.50

[65] BuyRIGHT Prepaid MasterCard®
Terms |  More Info	- New - Choose your card design at no extra cost - Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More - Special Reload Offer - Receive a Credit of the Green Dot MoneyPak fee the first time you try it.* - Free Direct Deposit, Online bill pay, Earn rewards. - No bounced check fees or overdraft fees - Ever - Travel, rent cars, reserve hotels, shop online safely. - Unbelievable customer service.
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $10.00 $9.95* $2.00 View No Bad Credit OK* ATM Balance Inquiry ATM Withdrawal Automated Telephone Service Bank Account to Card Reload Cancel Card Customer Service Live Call Inactive Account Live Teller Withdrawal $1.00 $2.00 $0.50 $2.50 $15.00 $1.00 $4.95 $4.50 Monthly Maintenance Fee (ATM) Monthly Maintenance Fee (hologram) Paper Statements per request Point Of Sale Withdrawal Purchase Online Purchase at Merchant Replace Card Telephone Purchase $7.95 $7.95 $3.00 $1.00 $1.00 $1.00 $15.00 $1.00

[66] BillMyParents Prepaid MasterCard®
More Info	- Teen debit card benefits - Instantly Lock and Unlock the card - No credit checks and No credit risk - Lower fees than bank cards - Safer than cash with lost card protection - Family and friends can load it - Strict spending limits and easy monitoring - Use at millions of locations worldwide
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $10.00 $0.00* $1.50 View No Accepts All* ATM Balance Inquiry – Domestic ATM Balance Inquiry – Intl. ATM Decline – Domestic ATM Decline – Intl. ATM Insufficient Funds – Domestic ATM Insufficient Funds – Intl. ATM Withdrawal – Domestic ATM Withdrawal – Intl. Activation Fee $0.50 $1.00 $0.50 $0.50 $0.50 $0.50 $1.50 $2.50 FREE Card Replacement Monthly Allowance Load (ACH) Monthly Service Fee Overdraft Fee PIN Based Purchase Fee Prepaid Card One-Time Load (ACH) Prepaid Card One-Time Load (Credit Card) Replacement Card Express Service Signature Purchase Fee $7.95 $1.50 $3.95 FREE FREE $1.75 $2.95 $25.00 FREE

[67] Horizon Gold Credit Card
Terms |  More Info	- Guaranteed approval for unsecured credit line - Reports to a Major Credit Bureau - Bad Credit accepted - No employment check - Comprehensive Legal Assistance Plan
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $10.00 $29.95* N/A View Yes Accepts All* See Terms & Conditions for other fees*

[68] Ultra VX Visa Credit Card
More Info	- UltraVX makes it easy to manage your finances - Automatic minimum payments - Reports to all 3 major credit bureaus - No credit check, no bank account required - Instant online approval - Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions (Subject to terms and conditions)
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 18.90%* $0.00* 25 days* Bad Credit OK*

[69] Rewards 660 Visa® Card
More Info	This Card is NOT Available anymore - Initial payment of $40 required before account can be used - Proof of minimum $1,000 gross monthly income required - $300 Starting Credit Limit - No Fee Credit Limit Increases ($75 Increments; As Often as Every 3 Months; Automatically Granted Upon Qualification; Maximum $2,000 Credit Limit after Increases) - Monthly Reporting to Major Credit Bureaus
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 19.92%* $48.00* 25 days* Bad Credit OK*

[70] USA Optimum Gold Merchandise Credit Card
More Info	- Guaranteed Instant Online Approval! - $5000 Unsecured Gold Merchandise Credit Line! - NO Credit Checks or Credit Turndowns! - NO Employment Verifications! - Upon request, credit limits increases are available to those that qualify. - Establish Credit by Reporting to Major Credit Bureau! - Receive a *Free $50 Gift Card! - After enrolling you'll receive a $300 Grocery Coupon Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) N/A N/A* N/A View Yes Accepts All* Elite service monthly fee Membership fee $19.95 $149.95 Retured checks fee See Terms and Conditions* $20.00

[71] Citi® Gold AAdvantage® World Master Card
More Info	- Earn 30,000 American Airlines AAdvantage® bonus miles after $750 in purchases within the first 4 months of cardmembership* -- More than enough for a round-trip domestic travel award.* - Earn 1 AAdvantage® mile for every $1 spent on purchases* - $50 annual fee waived for the first 12 months* - Reduced Mileage Awards let you travel to select destinations for fewer AAdvantage® miles round trip*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 15.24% (Variable) * $50.00* 20 days* Good*

[72] Citi® Platinum Select® / AAdvantage® World Master Card
More Info	- 30,000 American Airlines AAdvantage bonus miles after $750 in purchases within the first 4 months of cardmembership* more than enough for a round-trip domestic flight award* - Earn an additional 10,000 AAdvantage bonus miles after $5,000 in purchases during the first 6 months of cardmembership* - Receive a one-time $100 statement credit for the first eligible American Airlines purchase you make within the first 12 months of cardmembership* - $85 annual fee waived for the first 12 months*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 15.24% (Variable) * $85.00* 20 days* Good*

[73] Citi® Hilton Hhonors™ Visa Signature Card
More Info	- Earn 40,000 Hilton HHHonors Bonus Points after spending $1,000 within 4 months of account opening - Earn 6 Hilton Hhonors Bonus Points for each $1 spent at participating hotels within the Hilton Worldwide portfolio - Earn 3 Hilton HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations - Earn 2 Hilton HHonors Bonus Points for each $1 spent on all other purchases - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 14.24% or 16.24% (Variable) * $0.00* 23 days* Excellent*

[74] Onyx The New Black Visa Credit Card
More Info	- Full privilege *guaranteed approval secured Visa® credit card - Get 2 free Airline Tickets with resort stay thought the US and Mexico. Plus get free Long Distance service. - Get free Ipod after your third month of membership - Enrollment in a Discount Savings program membership - Reports to all credit bureaus (TransUnion, Experian, Equifax)
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 19.50%* $59.00* 0 days* Bad Credit OK*

[75] U.S. Patriot Card
Terms |  More Info	- Includes a 14-day FREE trial - Shows your patriotic pride: proceeds from this card go to help returning U.S. troops from overseas. - For all those that Try your U.S. Patriot Card NOW absolutely FREE for 14 days. - You'll save thousands of dollars on: - Apple Computer & iPods, Dell Computers - Prescription Drugs - Airlines like Continental and Delta - Hotels like Ramada - Cruises like Carnival and Princess - Resorts like Club Med - Theme parks like Disney and Universal - Rental cars like Avis and Hertz - Free Travel insurance from AIG - Cell phones from Verizon, moving from North American, restaurants worldwide and hundreds more!
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) N/A $1.95* N/A View No Accepts All* Membership fee $19.95

[76] VA Travel Card (Veterans Advantage Discount)
More Info	- Act now and get your 30-day Free trial - Free companion ticket with registration - Get $20,000 in special savings immediately - Now with $55,000 of FREE Accident and Travel Insurance - Show your patriotic pride!
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) N/A N/A* N/A View No Accepts All*

[77] Baby Phat Prepaid Visa® RushCard
More Info	- Free Direct Deposit - sign up now and have a safe place to put your tax refund - Guaranteed approval - no credit check required - Online bill pay and free text alerts - Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) N/A $19.95* $1.95 View No Bad Credit OK* ATM Balance Inquiry Fee (outside US) ATM Balance Inquiry Fee ATM Withdrawal Fee (outside US) ATM Withdrawal Fee Convenience Fee Inactivity (no activity within 60 days) fee $1.00 $0.05 $3.50 $1.95 $1.00 $2.95 Int'l Card Transactions Fee Monthly Inactivity Fee Paper Statement Fee Payment to Third Parties Refund of Card Balance Replacement Card Fee $1.00 $2.95 $1.00 $2.00 $5.00 $9.95

[78] Prepaid Visa® RushCard
More Info	- Free Direct Deposit - sign up now and have a safe place to put your tax refund - Guaranteed approval - no credit check required - Online bill pay and free text alerts - Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) N/A $19.95* $1.95 View No Bad Credit OK* ATM Balance Inquiry Fee (outside US) ATM Balance Inquiry Fee ATM Withdrawal Fee (outside US) ATM Withdrawal Fee Convenience Fee Int'l Card Transactions Fee $1.00 $0.05 $3.50 $1.95 $1.00 $1.00 Monthly Inactivity Fee Paper Statement Fee Payment to Third Parties Refund of Card Balance Replacement Card Fee $2.95 $1.00 $2.00 $5.00 $9.95

[79] Capital One® Platinum Credit Card
More Info	- $0 intro annual fee for the first year; $19 after that - Image Card—personalize your card with an image of your choice - $0 Fraud Liability if your card is lost or stolen - Monitor your spending with free text message alerts
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 24.90% (Variable) * $19.00* 25 days* Limited*

[80] UPside Visa® Prepaid Card
Terms |  More Info	- Similar to a checking account with a Visa prepaid card Save up to $220 compared with other cards, the first year alone - 100% approval with no credit check and no activation fee $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise) - Free Direct Deposit from employers or deposit cash at 50,000 retailers - Write personal checks online: easy to pay rent or other bills - Earn 1,500 cash back reward points for you first direct deposit load - Optional companion card available, as if you had a joint checking
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $10.00 $0.00* $1.50 View No Accepts All* Account closure fee Balance inquiry fee Card replacement fee Decline ATM withdrawal Decline fee on payment Decline fee on reloads from ACH $8.95 $0.99 $6.95 $2.00 $2.00 $10.00 Express card delivery Overdraft fee PIN Change(first ever is free) Reimbursing check fee Withdrawal (in addition to ATM fee) $14.95 $3.00 $0.99 $12.00 $1.49

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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