Consumer Cards

[81] Total Merrill℠ Cash Back Card
More Info	- 1% Cash Back on Virtually All Purchases - No Annual Fee - Low 9.99% APR for Retail Purchases - Credit Line may be as high as $250,000 - Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account - Receive a response in 60 seconds
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 1.9%* 12 months* 9.99%* $0.00* 25 days* $39.00* Good*

[82] Starwood Preferred Guest® Credit Card
Terms |  More Info	- Earn 10,000 Starpoints with your first purchase - Earn 15,000 Starpoints after you spend $15,000 in 6 months - Winner "Best Affinity Credit Card" at the 19th Annual Freddie Awards -- voted on by frequent travelers - Transfer Starpoints almost always on a 1:1 basis to the frequent flyer programs of over 30 major airlines - No annual fee for the first year and $45 thereafter - Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 2.9%* 6 months* 13.99%* $0.00* 20 days* $38.00* Good*

[83] Platinum Delta SkyMiles® Credit Card
More Info	- 20,000 Bonus SkyMiles After First Purchase - 1 Mile for every $1 on Other Eligible Purchases - 2,500 Bonus Miles for Adding an Additional Cardmember - 3.9% APR for 12 months
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 3.9%* 12 months* N/A* $150.00* 20 days* $38.00* Good*

[84] Discover® Motiva℠ Card
Terms |  More Info	- Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account - 5% to 20% Cashback Bonus when you shop online - Up to 1% Cashback Bonus on all other purchases - Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners Free payment by phone - Automatic email reminders when a Payment Due Date is nearing or when a payment has been made
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 3.99%* See T&C.* 10.99%* $0.00* 25 days* $39.00* Good*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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