Consumer Cards

[101] Capital One® Orbitz® Visa® Platinum
Terms |  More Info	- 3 points per dollar spent on eligible Orbitz.com bookings - Get 1 point per dollar on all other purchases - Bonus points on eligible Orbitz.com bookings - No limit on the points you can earn and points don't expire - Redeem for travel, merchandise, gift cards and more - Earn travel quickly with low redemption minimums - 250 point refueling bonus when you redeem points for awards - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* on purchases until June 2013* 13.9% - 19.90% (Variable) * $0.00* 25 days* Good*

[102] Preferred Trust Gold Shopping Card
More Info	- 0% APR - No Annual Fee - $7500 Shopping Credit - Low Minimum Monthly Payments - Credit Limit Increases Available - Unlimited Credit Report monitoring
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 0* $0.00* N/A* Bad Credit OK*

[103] Vision Silver(SM) Prepaid MasterCard®
Terms |  More Info	- Perfect Card for Government/Benefits Checks Recipients - $0 Activation with Rebate* - 100% Guaranteed Approval*/No Credit Check - Free Direct Deposit of Your Pay or Government Check - Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted - No Overdraft Fees or Minimum Balances - Online Checking - Electronic or Paper Checks
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $10.00 $9.95* N/A View No Bad Credit OK* ATM Balance Inquiry Decline Fee (Dom.) ATM Balance Inquiry Decline Fee (Int'l) ATM Balance Inquiry Fee (Domestic) ATM Balance Inquiry Fee (Int'l) ATM Decline Fee (Domestic) ATM Decline Fee (Int'l) ATM Withdrawal Fee (Domestic) ATM Withdrawal Fee (Int'l) Bill Pay Fee (Check Cancellation) Bill Pay Fee (Electronic) Bill Pay Fee (Paper Check) Cancellation Fee Cash Advance Fee (Domestic) Cash Advance Fee (Int'l) Convenience Fee (Direct Deposit) Convenience Fee (Retail) Convenience Fee (Wire Transfer) $0.95 $1.95 $0.95 $1.95 $0.95 $1.95 $1.95 $4.95 $9.95 $0.95 $0.95 $14.95 $4.95 $4.95 FREE $0.95 FREE Convenience Fee for Bank Transfer Express Shipping Fee IVR Access Inactivity/Dormant Fee Live Agent Service Fee (per call) PIN Transaction Decline Fee (Domestic) PIN Transaction Decline Fee (Int'l) PIN Transaction Fee (Domestic) PIN Transaction Fee (Int'l) Paper Statement Fee (Mail) Replacement Card Fee Secondary Card fee Signature Transaction Decline Fee (Dom.) Signature Transaction Decline Fee (Int'l) Signature Transaction Fee (Domestic) Signature Transaction Fee (Int'l) $0.95 $19.95 FREE $3.95 $1.95 $0.95 $0.95 $0.95 $0.95 $2.95 $4.95 $4.95 $0.95 $0.95 FREE FREE

[104] Simmons First Visa® Platinum
More Info	- Low 7.25% standard purchase APR - Platinum card benefits - Excellent credit required - applicants that do not have excellent credit will not be approved - No balance transfer fee for balances transferred in response to this online offer - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 7.25%* $0.00* 25 days* Excellent*

[105] Simmons First Visa® Platinum Rewards
More Info	- Excellent credit required - applicants that do not have excellent credit will not be approved - Low 9.25% standard purchase APR and platinum benefits - Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions - Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 9.25%* $0.00* 25 days* Excellent*

[106] Chase Sapphire℠ Card
More Info	- Earn 10,000 bonus points after you spend $500 in the first 3 months – that's $100 toward travel or any other reward! - 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases. - Points never expire and there are no limits on how many points you can earn - Redeem points for travel, gift cards, merchandise, cash back and more - Direct access to expert service advisors anytime - No annual fee!
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 15.24% (Variable) * $0.00* 21 days* Excellent*

[107] Chase Slate℠ Vertical Card with Blueprint - $75 Bonus & 15 Month Intro
More Info	- Earn $75 Statement Credit after you make $300 in purchases in your first 3 months - 0% Intro APR for up to 15 months – a variable APR as low as 11.99% - 21.99% after your 0% ends - Slate with Blueprint® helps you pay down your balances faster and save on interest - Transfer your higher rate balances - No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* for up to 15 months* 11.99% - 21.99% (Variable) * $0.00* 20 days (Min.)* Good*

[108] American Express® Premier Rewards Gold Card
More Info	- Membership Rewards® bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of card membership. - Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else - Exclusive access to Gold Card Destinations and events — Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide - Introductory annual fee of $0 for the first year, then $175 - Get approved in 60-seconds.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* N/A* $0.00* N/A* Excellent*

[109] eElite Plus Shopping Card
More Info	- 0% APR with No Annual Fee - Receive up to a $12,500 immediately* - No Credit Check - Unsecured Shopping Credit Line - Credit Line is Reported to Major Credit Bureau
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) N/A N/A* N/A View Yes Accepts All* Fe for ACH Debits and credit Cards Fee for Exceeding the Credit Limit Fee for returned Checks Fees for Paying Late Inactivity Fee $30.00 N/A $30.00 $10.00 $19.95 Membership fee Minimum Finance Charge Processing fee Transaction Fee for Purchases $14.00 N/A $99.00 N/A

[110] FREE SPIRIT™ Onyx World MasterCard®
More Info	- 15,000 bonus miles after your first purchase - which is enough for 3 FREE roundtrip off-peak award tickets - 10,000 additional miles for balance transfers made in the first 60 days after account opening - Annual fee waived for the first year - Complimentary $9 Fare Club membership (a $39.95 value!) - Priority boarding and domestic priority check-in - 3 miles for every $1 spent on Spirit and 1 mile for every $1 spent anywhere else - Your miles never expire and more
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 6 months* 15.24%* $0.00* 23 days* Good*

[111] Discover® More® Card - $150 Cashback Bonus®
More Info	- $150 Cashback Bonus when you spend $1,000 in the first 90 days* - 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 20.99%* - 5% Cashback Bonus in categories that change like gas, groceries, department stores and more. Limitations apply* - Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com - Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) - 24/7 access to a U.S.-based Account Manager within 60 seconds - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 6 months* 10.99% - 20.99% (Variable) * $0.00* 25 days* Good*

[112] Green Dot Gold Prepaid Visa® / MasterCard®
Terms |  More Info	- Get Tax Refund Faster! - $0 Activation Online - with no credit check - Access over 18,000 MoneyPass ATM's - Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions) - No Monthly fee for any month with at least 30 purchases (see site for details) - Reload for free with direct deposit - No Transaction fees on US purchases - No Overdraft fees - No Minimum balance required
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $0.00 $0.00* $2.50 View No Bad Credit OK* ATM Balance Inquiry ATM Declined Withdrawal ATM Withdrawal at in-network Expedited Card Delivery (FedEx) Lost/Stolen Card Replacement $0.50 $0.50 FREE $19.95 $6.00 Other ATM withdrawals Other Teller cash advance Reload at Retail Location Second Card Teller Cash Advance at in-network $2.50 $2.50 $4.95 $4.95 FREE

[113] American Octane Onyx Unsecured Card
More Info	- 0% APR on all purchases for life - Unsecured Line of Credit - 100% Approval* - 24 hour Approval Process - No hidden fees - Monthly reporting to major credit bureaus
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) N/A N/A* N/A View Yes Bad Credit OK* Account setup fee (one time) Annual Percentage Rate for Purchases Cancellation Fee Fee for returned checks or debits Late Payment (After 30 days) $99.00 0.00% None $25.00 $10.00 Membership fee (monthly) NSF Check Fee Outlet Store Residential Delivery Penalties for prepayment Processing Fees $9.95 $25.00 $10.00 None Varies

[114] Citi Forward® Card
More Info	- $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months - 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable - 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases - APR reduction on purchases when using credit wisely - No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* See T&C* 12.99% - 22.99% (Variable) * $0.00* 20 days (Min.)* Good*

[115] PenFed Promise VISA Card
Terms |  More Info	- Absolutely no fees! - 7.49% introductory purchase APR for first 36 months ! After that, the APR will vary with the Prime Rate, and is currently 9.99% APR. - No-fee cash advances carry a 17.99% APR - No Foreign Transaction Fees! - You must be a Pentagon Federal Credit Union member to apply.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 7.49%* 36 months* 9.99% (Variable) * $0.00* 25 days* Good*

[116] PenFed Visa Platinum Gas / Cash Rewards Card
Terms |  More Info	- 13.99% APR -- lower than most rewards cards! - Earn 5.00% cash back from gas purchases paid at the pump* - Earn 1.00% cash back from all purchases** you make with the card during each billing cycle - Up to $50,000 limit - No Annual Fee - Cash Rewards credited each month - No special restrictions to earn your cash rewards - Limited Time Only – Low Balance Transfer Rates† - You must be a Pentagon Federal Credit Union member to apply.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 4.99%* 24 months* 13.99%* $0.00* 25 days* Good*

[117] Chase Freedom® Visa Card - As Low as 9.99% APR
More Info	- 0% Intro APR for 12 months on balance transfers – a variable APR as low as 9.99% -22.99% after your 0% ends - 0% Intro APR for 6 months on purchases – a variable APR as low as 9.99% -22.99% after your 0% ends - $50 Bonus Cash Back after your first purchase - 5% Cash Back on up to $1,500 spent in bonus categories each quarter. - You'll enjoy new 5% categories every 3 months like gas, groceries, dining and even home improvement. It's free and easy to activate your bonus each quarter! - Unlimited 1% Cash Back on all other purchases without limits on what you can earn - Up to an additional 10% Cash Back when you shop online at select merchants through Chase - Cash back rewards never expire. - No Annual Fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* See T&C* as low as 9.99% (Variable) * $0.00* 20 days* Good*

[118] Chase Freedom® Visa - $100 Bonus Cash Back (0% APR)
More Info	- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months - 0% Intro APR for 15 months on purchases and balance transfers - 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 – 6/30/12 - You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! - Unlimited 1% Cash Back on all other purchases - Up to an additional 10% Cash Back when you shop online at select merchants through Chase - No annual fee and rewards never expire
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 12.99% – 22.99% (Variable) * $0.00* 20 days* Good*

[119] Citi Simplicity® Credit Card
More Info	- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness. - Peace of mind through direct access to a service representative, no late fees and no penalty rate - No annual fee*
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 18 months* 12.99% - 21.99% (Variable) * $0.00* 22 Days (Min.)* Good*

[120] iBankUP Prepaid Visa Card
Terms |  More Info	- The power of a checking account in one card, even if you have bad credit - Write personal checks online, we mail them for you - $0.99 monthly fee with total load of $500 or more - Free Direct Deposit from employers or load cash at 50,000 retailers
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $25.00 $0.00* $1.70 View No Bad Credit OK* Account closure fee Activation fee Annual fee Automated phone inquiry (per call) Balance inquiry fee Companion card (balance over $1000) Companion card (per month) DDA load fee Decline fee on ATM withdrawal None None None $0.99 $0.99 FREE $1.99 None $2.00 Decline fee on POS Express delivery (surcharge) Inactivity fee Monthly fee (balance $25-$500) Monthly fee (balance over $500) Negative balance fee Online customer support Purchase transaction fee Standard delivery None $14.95 None $2.99 $0.99 None FREE None $9.95

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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