Consumer Cards

[101] FREE SPIRIT™ Onyx World MasterCard®
More Info	- 15,000 bonus miles after your first purchase - which is enough for 3 FREE roundtrip off-peak award tickets - 10,000 additional miles for balance transfers made in the first 60 days after account opening - Annual fee waived for the first year - Complimentary $9 Fare Club membership (a $39.95 value!) - Priority boarding and domestic priority check-in - 3 miles for every $1 spent on Spirit and 1 mile for every $1 spent anywhere else - Your miles never expire and more
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 6 months* 15.24%* $0.00* 23 days* Good*

[102] FlexCard Ultimate Credit Building Prepaid Visa® Card
More Info	- All credit types accepted - $1500 Cash Advance Available - Applicants must have checking account - Best card for building credit! Reports to major bureaus monthly - $69 one time security deposit upon approval (No Annual/Hidden fees) - Acceptance at millions of locations worldwide
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $10.00 N/A* $2.50 View Yes Bad Credit OK* *See Terms and Conditions

[103] First Vineyard MasterCard® Debit Card
More Info	- Receive cash back from your own & anyones else in your compensation tree spendings - Reload your card directly from your payroll or bank account - Live debt free & Powerful Online Account Management - Online Bill Payment service included
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $10.00 $39.95* N/A View Yes Bad Credit OK* Account Information Line Account Statement by Mail Bank Wire Transfer Cancellation Fee Card Replacement Card-2-Card Transfer Cashier's Check Reload Click-n-Pay™ (Paper Check) Direct Deposit Electronic Funds Transfer (Confirmed) Electronic Funds Transfer (Trial) $0.00 $3.00 $4.95 $15.00 $15.00 $0.00 $0.00 $1.00 $0.00 $1.95 $3.95 In Person Payments (IPP) International Transaction Money Order Reload Monthly maintenance Fee Point of Sale Transaction Returned Check Telephone Support (per minute) U.S. ATM cash withdrawal U.S. ATM inquiry fee U.S. non-ATM cash advance Western Union® SwiftPay® $3.95 $50.00 $0.00 $6.95 $0.00 $25.00 $0.06 $2.00 $1.00 $4.50 $5.95

[104] First Progress Secured Platinum MasterCard® Card
More Info	- Full-feature Platinum MasterCard secured credit card - No credit history or minimum credit score required for approval - Monthly reporting to all 3 major credit bureaus to establish more credit history - Quick & complete online application - Secured by your deposit of $300 - $2,000 - 24/7 access to your account online - Deposit held at FDIC-insured bank
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 14.99% (Variable) * $39.00* 25 Days* Bad Credit OK*

[105] First PREMIER® Bank Classic Credit Card
More Info	- Must have checking account to qualify - A credit card offer for those with less than perfect credit! - Just click it! Responses in 60 seconds - Don't be fooled by debit and prepaid offers - this is a real credit card offer
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 36.00% (Variable) * $75.00* 27 days* Bad Credit OK*

[106] First PREMIER Forward® MasterCard®
More Info	- Acceptance at millions of locations worldwide (subject to available credit) - Receive response in 60 seconds! - A good choice for those with less than perfect credit. - If approved, pay your $95 Processing Fee to open your account and access your $300 credit limit
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 36.00%* $75.00* 27 days* Bad Credit OK*

[107] First Option Visa® Card
More Info	- Get a real VISA Credit Card - Up to $5,000.00 Secured Line of Credit - Be Approved Regardless of Credit History or Income* - Guaranteed approval VISA credit card - No credit check
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 19.50%* $59.00* 0 days* Bad Credit OK*

[108] First Option MasterCard®
More Info	- No Credit Check - Approved Regardless of Credit History* - Credit limits up to $5,000.00 - Reports to All 3 Bureaus - Special High introductory savings rate
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 19.50%* $59.00* 0 days* Bad Credit OK*

[109] First Freedom Platinum Card
More Info	- No Credit Checks! - No Employment Verification! - All Applications Approved - 0% Interest - NO Finance Charges
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 0* N/A* N/A* Accepts All*

[110] Fingerhut Credit
More Info	- No down payments, no layaway and no surprises - Get respond in 60 seconds - No annual fee - Name brand products at affordable monthly payments - We often say "YES!" when others say "No" - See website for complete Terms & Conditions - Meta Bank Fingerhut Credit
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) N/A* N/A* 24.90%* N/A* 25 days* Bad Credit OK*

[111] Facecard Prepaid MasterCard®
More Info	- Instant Guaranteed Approval* No Credit Check, No Security Deposit - FREE Direct Deposit - Easy and Immediate Access to Your Paycheck - FREE Money Transfers to Other Facecard Members - No More Wire Transfers - Pay Bills Online - No More Late Payments, No Stamps Required - Receive $15 of Extra Value on Average Per Month Via Prewards, Electronic Coupons Loaded Directly to Your Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $10.00 $5.00* $1.50 View No Accepts All* ATM Fee Activation Chargeback Processing Inactive Account Fee International Purchases Loading funds via ACH $1.50 FREE $25.00 $0.00 $0.50 FREE Lost / Replacement Cards Monthly Membership Participation Fee*** Printed and Mailed Statement Removal of funds from facecard facecard to facecard funds sharing $9.95 FREE $3.00 $1.95 $9.95 FREE

[112] EXACT Prepaid MasterCard®
Terms |  More Info	- 100% Approval - No credit check or bank account required* - Free direct deposit - Use your card anywhere MasterCard is accepted. - Reloadable online or at 100,000 locations - Up to $5,000 balance limit
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) $5.00 $0.00* $2.00 View No Bad Credit OK* ATM Balance Inquiry ATM Balance Inquiry Intl. ATM Decline International ATM Decline US ATM Domestic Fee ATM Intl. Fee* Activation Fee Automated Voice Response Bal. Inquiry Decline Billpay Fee Call Center Customer Service Cancellation Fee Cash Advance Fee Intl. Cash Advance Fee US $1.00 $1.00 $1.00 $1.00 $2.00 $4.00 $9.95 $0.50 $1.00 $1.00 $3.95 $9.95 $4.00 $4.00 Check Cancellation Fee Dormancy Fee Express Mail Fee Manual Check Fee Monthly Fee PIN Foreign Transaction Fee PIN Transaction Fee POS Decline International POS Decline US Paper Statement Copy Fee Send Cash Fee Signature Intl. Transaction Fee Signature Transaction Fee $1.00 $9.95 $19.95 $1.00 $4.95 $0.25 $0.25 $0.50 $0.50 $2.00 $1.00 $0.25 $0.25

[113] Escape by Discover® Card
More Info	- Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months - Double Miles on every $1 you spend - 0% intro APR on purchases and balance transfers for 6 months, then the variable APR of 10.99% - 16.99% - No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates - Flexible redemption options like travel credits, merchandise, gift cards or cash - Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card - Ranked #1 in customer loyalty--16 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 6 months* 10.99% - 16.99% (Variable) * $60.00* 25 days* Good*

[114] eElite Plus Shopping Card
More Info	- 0% APR with No Annual Fee - Receive up to a $12,500 immediately* - No Credit Check - Unsecured Shopping Credit Line - Credit Line is Reported to Major Credit Bureau
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?) N/A N/A* N/A View Yes Accepts All* Fe for ACH Debits and credit Cards Fee for Exceeding the Credit Limit Fee for returned Checks Fees for Paying Late Inactivity Fee $30.00 N/A $30.00 $10.00 $19.95 Membership fee Minimum Finance Charge Processing fee Transaction Fee for Purchases $14.00 N/A $99.00 N/A

[115] Discover® Open Road® Card
More Info	- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%* - 2% automatically at gas stations and restaurants all year long* - Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com - Discover is ranked #1 in customer loyalty--16 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) - 24/7 access to a U.S.-based Account Manager within 60 seconds - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 10.99% - 19.99% (Variable) * $0.00* 25 days* Good*

[116] Discover® Motiva℠ Card
Terms |  More Info	- Earn Cashback Bonus for your good credit management - 0% Intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%* - Up to 20% Cashback Bonus at popular retailers when you shop through Discover.com - Ranked #1 in customer loyalty -- 16 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) - 24/7 access to a U.S. based Account Manager within 60 seconds - $0 Fraud Liability plus automatic mobile and email fraud alerts - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 10.99% - 20.99% (Variable) * $0.00* 25 days* Good*

[117] Discover® More® Card - $150 Cashback Bonus®
More Info	- $150 Cashback Bonus when you spend $1,000 in the first 90 days* - 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 20.99%* - 5% Cashback Bonus in categories that change like gas, groceries, department stores and more. Limitations apply* - Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com - Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) - 24/7 access to a U.S.-based Account Manager within 60 seconds - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 6 months* 10.99% - 20.99% (Variable) * $0.00* 25 days* Good*

[118] Discover® More® Card
More Info	- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%* - 5% Cashback Bonus in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply* - Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com - Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) - 24/7 access to a U.S.-based Account Manager within 60 seconds - $0 Fraud Liability plus mobile and email fraud alert options - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 10.99% - 20.99% (Variable) * $0.00* 25 days* Excellent*

[119] Discover® More Card - Operation Homefront $20 Donation
More Info	- Get a great card. Help a great cause. Apply now and if approved, Discover will donate $20 to military families in need - Discover will donate up to $125,000 to Operation Homefront for "Works of Art, Acts of Charity" - 0% intro APR on purchases and balance transfers for 15 months, then the variable APR of 11.99% - 20.99% - 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more - 24/7 access to a U.S. based Account Manager within 60 seconds - No annual fee, no rewards redemption fee, and no additional card fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 15 months* 11.99% - 20.99% (Variable) * $0.00* 25 Days (Min.)* Good*

[120] Discover® More Card - 18 Month Promotional Balance Transfer
More Info	- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%* - 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%* - 5% Cashback Bonus in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply* - Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) - 24/7 access to a U.S.-based Account Manager within 60 seconds - $0 Fraud Liability plus automatic mobile and email fraud alert options - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?) 0%* 18 months on BT* 10.99% - 20.99% (Variable) * $0.00* 25 Days (Min.)* Good*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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