Credit Cards Knowledge

Chase Sapphire Preferred Card Review [published 15 Aug 2010]
Experience a new level of travel rewards with the Chase Sapphire SM Preferred Card. No matter what you buy, every single purchase will earn you points that you can exchange for flight miles.

Ink Ultimate Rewards Chase Card Review [published 31 Jul 2010]
Owning a small business in the United States is like competing in an extreme sport. Everything that you do has to be all or nothing. Whether you work as a team, or you are all on your own, you need to properly prepare for the road ahead so that you will have the tools that you need to overcome any obstacle.

Baby Phat Prepaid Credit Cards [published 1 Jul 2010]
With there having been a number of new companies offer Visa debit and credit cards, we take a closer look at what separates Baby Phat prepaid credit cards from any other card offer that is available in the market.

5 Questions About Business Credit Cards [published 27 May 2010]
Business credit cards have become a popular way to go about running a new business. Since the innovation of business credit cards, there have been some concerns. We are going to take a look at some of the most common questions asked in relation to business credit cards.

New Credit Card Act 2010 [published 25 Apr 2010]
This past May marked one of the most significant changes in recent American economics. The Office of Thrift Supervision, the Federal Reserve Bank, and the National Credit Union Administration convened and voted on which new policies to institute for the New Credit Card Act 2010. Their goal is protect the consumer from some of the formerly unfair practices.

Ready Debit Prepaid Visa - Use, Save & Live [published 16 Mar 2010]
Some people need a little extra help when it comes to managing their finances. Maybe you have been caught off guard by emergencies that resulted in excessive fees, or just found yourself overwhelmed by responsible financial practices. Regardless of your situation, a READY Debit Prepaid Visa Card, could be the answer to your problem.

How to Analyze Credit Cards on case-by-case basis? [published 11 Sep 2009]
Analyzing credit cards to decide which one to apply for isn't nearly as easy as it sounds. When choosing credit cards, a wrong choice may leave you compiling debt but the right card could have you all smiles in the long run. A series of procedures to go through with remains important whether one is analyzing cards online or offline.

Choosing the Right Prepaid Credit Cards [published 23 Jul 2009]
With a lot of prepaid credit cards jostling for the attention of an even larger populace, consumers are left to make a decision based on what the 'ad' says and sometimes misleading information. This article reveals a number of tips to help for choosing the right prepaid credit card that should help consumers tailor a card according to their unique situation.

Teen Credit Cards with Training Wheels [published 20 Feb 2009]
Training Wheels for Teen Credit ... or ...Parents Applaud Teen Credit Savvy... Teach Teens to Skip Spending Catastrophes... A Ounce of Prevention for Teen Credit... do any of those work? What about... Terrified of Teen Credit? Relax.

Secured Credit Cards Overview [published 27 Jan 2009]
What are secured credit cards? How do they work? Is a secured card what you need right now? Secure cards have been around for a while and are not likely to go extinct anytime soon. Perhaps, you're confused as to whether getting one is actually a right take. - Read on to find out what we think.

Credit Cards for Bad Credit Holders [published 7 Jan 2009]
As a young adult or consumer with the need for an improved credit score, how do you choose a credit card which is right for you? Every credit card issuer will report card transactions and account status to one or more of the credit bureaus – this doesn't imply every credit card is worthy of note when building or rebuilding credit becomes your concern.

Overview on American Airlines AAdvantage Rewards [published 16 Dec 2008]
Credit Card rewards are becoming the reason many of us keep multiple cards. These programs often have something unique about them. The American Airlines AAdvantage rewards is a credit card rewards program that encourages frequent flyers and other consumers who'd like to benefit from a host of reward packages available to those who qualify.

Merrill Lynch Beyond Rewards Program [published 11 Aug 2008]
Cardholders are rewarded a point for each $1 spent on purchases. Some items may reward double points per $1. In order to monitor and redeem reward points...

Taking advantage of Credit Card Rewards [published 3 Aug 2008]
How to Take Advantage of Credit Card Rewards: WorldPoints®, Home Purchase, Travel, Gas, and Cash Rebate Programs.

Business Reward Cards: Doing Business the Rewarding Way [published 7 Mar 2008]
Why should you choose a business card with rewards? As a busy business man or woman you probably want a credit card that works for you in a number of ways...

Banks, Credit Cards and National Disasters [published 17 Feb 2008]
In 2007, the United States was overwhelmed by cyclones, tornadoes, hurricanes, wildfires and floods. In many of these natural disasters people were injured or killed and there were significant property losses.

Student Credit Cards Go Personal [published 19 Jan 2008]
Credit cards are no longer simply highly portable money. They have gone up close and personal. Why use a credit card just like your parent's card?

Secured Credit Cards [published 22 Nov 2007]
A secured credit card is a type of credit card secured by a deposit account owned by cardholder. Typically, the cardholder must deposit between 100% and 200% of the total amount of credit desired.

How to Choose the Right Credit Card [published 22 Nov 2007]
When shopping around for the right credit card it is most important to find the one with features that match your needs as it can save you money on interest and fees. We have developed five steps system which would help you in process of choosing the right credit card.

Security Holes in Credit Card System [published 22 Nov 2007]
The low security of the credit card system presents countless opportunities for fraud. This opportunity has created a huge black market in stolen credit card numbers, which are generally used quickly before the cards are reported to be stolen.

Finance Charge Balance Computation Examples [published 22 Nov 2007]
Average Daily Balance. This is the most common calculation method. It credits your account from the day payment is received by the issuer. To figure the balance due, the issuer totals the beginning balance for each day in the billing period and subtracts any credits made to your account that day.

Card Holder Entitlements [published 22 Nov 2007]
Federal law prohibits card issuers from sending you a card you didn't ask for. However, a card issuer can send you a renewal or substitute card without your request. Issuers also may send you an application or a solicitation, or ask you by phone if you want a card - and, if you say yes, they may send you one.

Importance of Credit Card Terms and Conditions [published 22 Nov 2007]
A credit card is a form of borrowing that often involves charges. Credit terms and conditions affect your overall cost. So it's wise to compare terms and fees before you agree to open a credit or charge card account.