Credit Cards Knowledge

Business Reward Cards: Doing Business the Rewarding Way [published 07 Mar 2008]
Why should you choose a business card with rewards? As a busy business man or woman you probably want a credit card that works for you in a number of ways...

Banks, Credit Cards and National Disasters [published 17 Feb 2008]
In 2007, the United States was overwhelmed by cyclones, tornadoes, hurricanes, wildfires and floods. In many of these natural disasters people were injured or killed and there were significant property losses.

Student Credit Cards Go Personal [published 19 Jan 2008]
Credit cards are no longer simply highly portable money. They have gone up close and personal. Why use a credit card just like your parent's card?

Secured Credit Cards [published 22 Nov 2007]
A secured credit card is a type of credit card secured by a deposit account owned by cardholder. Typically, the cardholder must deposit between 100% and 200% of the total amount of credit desired.

How to Choose the Right Credit Card [published 22 Nov 2007]
When shopping around for the right credit card it is most important to find the one with features that match your needs as it can save you money on interest and fees. We have developed five steps system which would help you in process of choosing the right credit card.

Security Holes in Credit Card System [published 22 Nov 2007]
The low security of the credit card system presents countless opportunities for fraud. This opportunity has created a huge black market in stolen credit card numbers, which are generally used quickly before the cards are reported to be stolen.

Finance Charge Balance Computation Examples [published 22 Nov 2007]
Average Daily Balance. This is the most common calculation method. It credits your account from the day payment is received by the issuer. To figure the balance due, the issuer totals the beginning balance for each day in the billing period and subtracts any credits made to your account that day.

Card Holder Entitlements [published 22 Nov 2007]
Federal law prohibits card issuers from sending you a card you didn't ask for. However, a card issuer can send you a renewal or substitute card without your request. Issuers also may send you an application or a solicitation, or ask you by phone if you want a card - and, if you say yes, they may send you one.

Importance of Credit Card Terms and Conditions [published 22 Nov 2007]
A credit card is a form of borrowing that often involves charges. Credit terms and conditions affect your overall cost. So it's wise to compare terms and fees before you agree to open a credit or charge card account.