Credit Reporting Cards

[1] Horizon Gold Credit Card
Terms |  More Info	- Guaranteed approval for unsecured credit line - Reports to a Major Credit Bureau - Bad Credit accepted - No employment check - Comprehensive Legal Assistance Plan
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $29.95* N/A View Yes Accepts All* See Terms & Conditions for other fees*

[2] Household Bank Rewards MasterCard®
More Info	- Points redeembable for 2% Cash Back for every dollar spent with this card - 0% Introductory APR on Purchases for 9 months and a Variable 19.90% APR thereafter - 24/7 Online Account access for easy and self-management of your account - The ability to set up email and text messages notifying you of your account status - Free online bill pay
Intro APR Intro APR Period Ongoing APR Annual Fee Grace Period Credit Needed (?) 0%* 9 months* 19.90% (Variable) * See terms* 25 Days* Poor*

[3] USA Optimum Gold Merchandise Credit Card
More Info	- Guaranteed Instant Online Approval! - $5000 Unsecured Gold Merchandise Credit Line! - NO Credit Checks or Credit Turndowns! - NO Employment Verifications! - Upon request, credit limits increases are available to those that qualify. - Establish Credit by Reporting to Major Credit Bureau! - Receive a *Free $50 Gift Card! - After enrolling you'll receive a $300 Grocery Coupon Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A View Yes Accepts All* Elite service monthly fee Membership fee $19.95 $149.95 Retured checks fee See Terms and Conditions* $20.00

[4] FlexCard Ultimate Credit Building Prepaid Visa® Card
More Info	- All credit types accepted - $1500 Cash Advance Available - Applicants must have checking account - Best card for building credit! Reports to major bureaus monthly - $69 one time security deposit upon approval (No Annual/Hidden fees) - Acceptance at millions of locations worldwide
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 N/A* $2.50 View Yes Bad Credit OK* *See Terms and Conditions

[5] Prestige Plus Platinum Shopping Card
More Info	- $2,500 unsecured credit line - No Credit Check - No Interest Charges - 100% Approval - Only 10% down payment required on purchases
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 0* N/A* None* Bad Credit OK*

[6] 1st Platinum Plus
Terms |  More Info	- Enjoy a Credit Line up to $3,500! - $4.95 initial user price for the Card ! - NO Credit Checks & No Credit Turndowns!* - Reports to a Major Credit Bureau! - 0% Financing & No Finance Fees - EVER! - Merchandise Price Guarantee! - Rewards: Incredible Member Benefits! *See Terms and Conditions
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 18 months* 0* N/A* N/A* Bad Credit OK*

[7] Centennial One Platinum Card
More Info	- $9,000 unsecured line of credit - No Credit Check - No Deposit Required - No Employment Verification - Guaranteed Approval - 0% Interest for 12 Months - Boost Your Credit
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 7.90%* N/A* 25 days* Bad Credit OK*

[8] AccountNow™ Prepaid Visa® Card
More Info	- 100% Guaranteed Approval* - No Credit Check - $0 Activation Fee - Free Direct Deposit and $25 cash back - Cash Back on Everyday Purchases
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $19.95* $2.00 View Yes Bad Credit OK* ATM Balance Inquiry ATM Withdrawal Bank Account to Card Reload Cancel Card Direct Deposit Reload Inactivity Fee Live Teller Withdrawal Monthly Maintenance Fee (Hologram) $1.00 $2.00 $0.00 $15.95 $0.00 None $4.95 $4.95 Paper Statements per request Participation Fee (monthly) Point of Sale Withdrawal Purchase Online Purchase at Merchant Replace Card Telephone Purchase $5.00 $9.95 $0.00 $0.50 $1.00 $10.00 $0.50

[9] Platinum Zero® Secured Visa® Credit Card from Applied Bank
Terms |  More Info	- ZERO - 0% FIXED APR on Purchases - No Intro Rates! - ZERO - 0% Rate Won't Change - Even If You're Late! - ZERO Hassles - Choose Your Credit Limit From $500 Up To $5,000 - ZERO Application Fees - ZERO Worries - FREE Personal ID Theft Protection - ZERO Delays - Timely CREDIT Bureau Reporting
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 0* N/A* None* Bad Credit OK*

[10] AccountNow® Gold Visa® Prepaid Card
More Info	- $0 Monthly Fee* - Higher Daily and Monthly Limits - 100% Guaranteed Card Approval (subject to ID verification)* - $25 Cash Bonus When You Use Direct Deposit (See T&C)
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $9.95* $2.50 View Yes Bad Credit OK* ATM decline fee Account closing fee (balance check) Automated phone system (IVR) Bank Teller Cash Advance Bill Pay Stop Payment Calls to Customer Service Card replacement (direct deposit) Card replacement Expedited Bill Pay (Check) Expedited Bill Pay (Electronic) $0.40 $15.95 FREE $4.95 $20.00 FREE Free* $10.00 $9.95 $9.95 Express delivery charge: $40.00 Intl. ATM to withdraw money Load by Cash Load by Direct Deposit Monthly Fee ($3000+ monthly load) Monthly Statement (Paper) Monthly fee Signature card purchase Using ATM to obtain balance Using a U.S. ATM to withdraw money $4.95. FREE FREE FREE $2.95 $9.95 FREE $1.00 $2.50

[11] Merit Platinum Card
More Info	- $500.00 Unsecured credit line - Guaranteed Approval - 0% Interest - No Credit Check - No Employment Check - Reports to Major Credit Bureau
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 0* N/A* None* Bad Credit OK*

[12] Capital One® Cash Rewards for Newcomers
Terms |  More Info	- A card designed to help those new to the U.S. establish credit and earn cash back - Build credit with automatic reporting to the three major credit bureaus - Get 2% cash back on travel purchases - Earn 1% cash back on all other purchases - No foreign transaction fees - No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 24.90% (Variable) * N/A* 25 days* Average*

[13] Build Your Credit With a Capital One® Card
Terms |  More Info	- Build credit for your future with responsible use - Monitor your spending with free e-mail and text message alerts - Automatic reporting to the 3 major credit bureaus - Access your account 24/7 - $0 Fraud Liability if your card is lost or stolen - Image Card - personalize your card with an image of your choice - Find pre-qualified card offers in 60 seconds without affecting your credit score
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* See Terms* 10.9% - 24.90% (Variable) * N/A* 25 days*  *

[14] mPower™ Visa® Prepaid Card
Terms |  More Info	- 100% Guaranteed Approval* - No Credit Checks - $25 Cash Bonus, Free Activation & $0 Monthly when you use Free Direct Deposit - Quick and Safe Access to your Money - Easy Online Bill Pay
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 N/A* $2.00 View Yes Bad Credit OK* ATM Balance Inquiry ATM Balance Inquiry Intl. ATM Withdrawal ATM Withdrawal ATM Withdrawal Decline ATM Withdrawal Decline Intl. ATM Withdrawal Intl. ATM Withdrawal Intl. Account Maintenance (Direct Deposit) Account Maintenance fee Activation Fee (Direct Deposit) Activation Fee Bank Account Registration Bill Payment Electronic Bill Payment Paper Check Card Reissue Fee Card to Bank Transfer Card to Card Transfer $0.75 $0.75 $0.75 $2.00 $0.75 $0.75 $0.75 $3.00 NONE $6.95 NONE $9.95 $2.50 $1.00 $2.50 $10.00 $2.50 FREE Customer Service (per Call) Direct Deposit Email Alerts Expedited Card Issue Check Online Purchases Over the Counter Cash Withdrawal POS Balance Inquiry POS Balance Inquiry Intl. POS Cash Advance POS PIN Purchases Paper Statement Fee Quasi Cash Fee Reload Using a Reload Network Signature Purchases Supplementary Card Text Message Alerts $2.95 FREE FREE $30.00 $15.00 FREE $4.00 $0.75 $0.75 $1.00 $1.00 $5.00 $1.00 FREE FREE $10.00 FREE

[15] First Vineyard MasterCard® Debit Card
More Info	- Receive cash back from your own & anyones else in your compensation tree spendings - Reload your card directly from your payroll or bank account - Live debt free & Powerful Online Account Management - Online Bill Payment service included
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $39.95* N/A View Yes Bad Credit OK* Account Information Line Account Statement by Mail Bank Wire Transfer Cancellation Fee Card Replacement Card-2-Card Transfer Cashier's Check Reload Click-n-Pay™ (Paper Check) Direct Deposit Electronic Funds Transfer (Confirmed) Electronic Funds Transfer (Trial) $0.00 $3.00 $4.95 $15.00 $15.00 $0.00 $0.00 $1.00 $0.00 $1.95 $3.95 In Person Payments (IPP) International Transaction Money Order Reload Monthly maintenance Fee Point of Sale Transaction Returned Check Telephone Support (per minute) U.S. ATM cash withdrawal U.S. ATM inquiry fee U.S. non-ATM cash advance Western Union® SwiftPay® $3.95 $50.00 $0.00 $6.95 $0.00 $25.00 $0.06 $2.00 $1.00 $4.50 $5.95

[16] AccountNow™ Prepaid MasterCard®
More Info	- 100% Guaranteed Approval* - No Credit Check - $0 Activation Fee - Free Direct Deposit and $25 cash back - Cash Back on Everyday Purchases
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $19.95* $2.00 View Yes Bad Credit OK* ATM Balance Inquiry ATM Withdrawal Bank Account to Card Reload Cancel Card Direct Deposit Reload Live Teller Withdrawal Monthly Maintenance Fee (Hologram) $1.00 $2.00 $0.00 $15.95 $0.00 $4.95 $4.95 Paper Statements per request Point of Sale Withdrawal Purchase Online Purchase at Merchant Replace Card Telephone Purchase $5.00 $0.00 $0.50 $1.00 $10.00 $0.50

[17] Ultra VX Visa Credit Card
More Info	- UltraVX makes it easy to manage your finances - Automatic minimum payments - Reports to all 3 major credit bureaus - No credit check, no bank account required - Instant online approval - Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions (Subject to terms and conditions)
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 18.90%* $0.00* 25 days* Bad Credit OK*

[18] Discover® Student Open Road℠ Card
Terms |  More Info	- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%* - Double Cashback Bonus®* at gas stations and restaurants. - Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site - Up to 1% unlimited Cashback Bonus on everything else you buy - $0 Fraud Liability plus mobile and email fraud alert options - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 9 months* 13.99% - 20.99% (Variable) * $0.00* 25 days* Fair*

[19] Preferred Trust Gold Shopping Card
More Info	- 0% APR - No Annual Fee - $7500 Shopping Credit - Low Minimum Monthly Payments - Credit Limit Increases Available - Unlimited Credit Report monitoring
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 0* $0.00* N/A* Bad Credit OK*

[20] eElite Plus Shopping Card
More Info	- 0% APR with No Annual Fee - Receive up to a $12,500 immediately* - No Credit Check - Unsecured Shopping Credit Line - Credit Line is Reported to Major Credit Bureau
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A View Yes Accepts All* Fe for ACH Debits and credit Cards Fee for Exceeding the Credit Limit Fee for returned Checks Fees for Paying Late Inactivity Fee $30.00 N/A $30.00 $10.00 $19.95 Membership fee Minimum Finance Charge Processing fee Transaction Fee for Purchases $14.00 N/A $99.00 N/A

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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