Credit Reporting Cards

[1] Household Bank Rewards MasterCard®
More Info	- Points redeembable for 2% Cash Back for every dollar spent with this card - 0% Introductory APR on Purchases for 9 months and a Variable 19.90% APR thereafter - 24/7 Online Account access for easy and self-management of your account - The ability to set up email and text messages notifying you of your account status - Free online bill pay
Intro APR Intro APR Period Ongoing APR Annual Fee Grace Period Credit Needed (?) 0%* 9 months* 19.90% (Variable) * See terms* 25 Days* Poor*

[2] Prestige Plus Platinum Shopping Card
More Info	- $2,500 unsecured credit line - No Credit Check - No Interest Charges - 100% Approval - Only 10% down payment required on purchases
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 0* N/A* None* Bad Credit OK*

[3] Preferred Trust Gold Shopping Card
More Info	- 0% APR - No Annual Fee - $7500 Shopping Credit - Low Minimum Monthly Payments - Credit Limit Increases Available - Unlimited Credit Report monitoring
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 0* $0.00* N/A* Bad Credit OK*

[4] Public Savings Bank OPEN SKY Secured Visa Credit Card
More Info	- No Credit Check for Approval - No Checking account required - Reports to All 3 Major Credit Bureaus! - All Applications Considered - Quick and Easy Online Application - 4 Ways to Fund your Card - Accepted Everywhere you see the Visa Logo - Choose your own Credit Limit $200 - $3000 - Fast Rush Shipping - FREE 24/7 Online Account Access
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* Prime + 11.00% (Variable) * $50.00* 25 days* Bad Credit OK*

[5] American Octane Onyx Unsecured Card
More Info	- 0% APR on all purchases for life - Unsecured Line of Credit - 100% Approval* - 24 hour Approval Process - No hidden fees - Monthly reporting to major credit bureaus
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A View Yes Bad Credit OK* Account setup fee (one time) Annual Percentage Rate for Purchases Cancellation Fee Fee for returned checks or debits Late Payment (After 30 days) $99.00 0.00% None $25.00 $10.00 Membership fee (monthly) NSF Check Fee Outlet Store Residential Delivery Penalties for prepayment Processing Fees $9.95 $25.00 $10.00 None Varies

[6] Onyx The New Black Visa Credit Card
More Info	- Full privilege *guaranteed approval secured Visa® credit card - Get 2 free Airline Tickets with resort stay thought the US and Mexico. Plus get free Long Distance service. - Get free Ipod after your third month of membership - Enrollment in a Discount Savings program membership - Reports to all credit bureaus (TransUnion, Experian, Equifax)
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 19.50%* $59.00* 0 days* Bad Credit OK*

[7] eElite Plus Shopping Card
More Info	- 0% APR with No Annual Fee - Receive up to a $12,500 immediately* - No Credit Check - Unsecured Shopping Credit Line - Credit Line is Reported to Major Credit Bureau
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A View Yes Accepts All* Fe for ACH Debits and credit Cards Fee for Exceeding the Credit Limit Fee for returned Checks Fees for Paying Late Inactivity Fee $30.00 N/A $30.00 $10.00 $19.95 Membership fee Minimum Finance Charge Processing fee Transaction Fee for Purchases $14.00 N/A $99.00 N/A

[8] Centennial One Platinum Card
More Info	- $9,000 unsecured line of credit - No Credit Check - No Deposit Required - No Employment Verification - Guaranteed Approval - 0% Interest for 12 Months - Boost Your Credit
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 12 months* 7.90%* N/A* 25 days* Bad Credit OK*

[9] Merit Platinum Card
More Info	- $500.00 Unsecured credit line - Guaranteed Approval - 0% Interest - No Credit Check - No Employment Check - Reports to Major Credit Bureau
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 0* N/A* None* Bad Credit OK*

[10] FlexCard Ultimate Credit Building Prepaid Visa® Card
More Info	- All credit types accepted - $1500 Cash Advance Available - Applicants must have checking account - Best card for building credit! Reports to major bureaus monthly - $69 one time security deposit upon approval (No Annual/Hidden fees) - Acceptance at millions of locations worldwide
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 N/A* $2.50 View Yes Bad Credit OK* *See Terms and Conditions

[11] First Vineyard MasterCard® Debit Card
More Info	- Receive cash back from your own & anyones else in your compensation tree spendings - Reload your card directly from your payroll or bank account - Live debt free & Powerful Online Account Management - Online Bill Payment service included
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $39.95* N/A View Yes Bad Credit OK* Account Information Line Account Statement by Mail Bank Wire Transfer Cancellation Fee Card Replacement Card-2-Card Transfer Cashier's Check Reload Click-n-Pay™ (Paper Check) Direct Deposit Electronic Funds Transfer (Confirmed) Electronic Funds Transfer (Trial) $0.00 $3.00 $4.95 $15.00 $15.00 $0.00 $0.00 $1.00 $0.00 $1.95 $3.95 In Person Payments (IPP) International Transaction Money Order Reload Monthly maintenance Fee Point of Sale Transaction Returned Check Telephone Support (per minute) U.S. ATM cash withdrawal U.S. ATM inquiry fee U.S. non-ATM cash advance Western Union® SwiftPay® $3.95 $50.00 $0.00 $6.95 $0.00 $25.00 $0.06 $2.00 $1.00 $4.50 $5.95

[12] USA Optimum Gold Merchandise Credit Card
More Info	- Guaranteed Instant Online Approval! - $5000 Unsecured Gold Merchandise Credit Line! - NO Credit Checks or Credit Turndowns! - NO Employment Verifications! - Upon request, credit limits increases are available to those that qualify. - Establish Credit by Reporting to Major Credit Bureau! - Receive a *Free $50 Gift Card! - After enrolling you'll receive a $300 Grocery Coupon Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) N/A N/A* N/A View Yes Accepts All* Elite service monthly fee Membership fee $19.95 $149.95 Retured checks fee See Terms and Conditions* $20.00

[13] Ultra VX Visa Credit Card
More Info	- UltraVX makes it easy to manage your finances - Automatic minimum payments - Reports to all 3 major credit bureaus - No credit check, no bank account required - Instant online approval - Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions (Subject to terms and conditions)
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 18.90%* $0.00* 25 days* Bad Credit OK*

[14] First Option MasterCard®
More Info	- No Credit Check - Approved Regardless of Credit History* - Credit limits up to $5,000.00 - Reports to All 3 Bureaus - Special High introductory savings rate
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 19.50%* $59.00* 0 days* Bad Credit OK*

[15] Rewards 660 Visa® Card
More Info	This Card is NOT Available anymore - Initial payment of $40 required before account can be used - Proof of minimum $1,000 gross monthly income required - $300 Starting Credit Limit - No Fee Credit Limit Increases ($75 Increments; As Often as Every 3 Months; Automatically Granted Upon Qualification; Maximum $2,000 Credit Limit after Increases) - Monthly Reporting to Major Credit Bureaus
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 19.92%* $48.00* 25 days* Bad Credit OK*

[16] AccountNow™ Prepaid Visa® Card
More Info	- 100% Guaranteed Approval* - No Credit Check - $0 Activation Fee - Free Direct Deposit and $25 cash back - Cash Back on Everyday Purchases
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 $19.95* $2.00 View Yes Bad Credit OK* ATM Balance Inquiry ATM Withdrawal Bank Account to Card Reload Cancel Card Direct Deposit Reload Inactivity Fee Live Teller Withdrawal Monthly Maintenance Fee (Hologram) $1.00 $2.00 $0.00 $15.95 $0.00 None $4.95 $4.95 Paper Statements per request Participation Fee (monthly) Point of Sale Withdrawal Purchase Online Purchase at Merchant Replace Card Telephone Purchase $5.00 $9.95 $0.00 $0.50 $1.00 $10.00 $0.50

[17] Discover® Student Open Road℠ Card
Terms |  More Info	- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%* - Double Cashback Bonus®* at gas stations and restaurants. - Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site - Up to 1% unlimited Cashback Bonus on everything else you buy - $0 Fraud Liability plus mobile and email fraud alert options - Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) 0%* 9 months* 13.99% - 20.99% (Variable) * $0.00* 25 days* Fair*

[18] mPower™ Visa® Prepaid Card
Terms |  More Info	- 100% Guaranteed Approval* - No Credit Checks - $25 Cash Bonus, Free Activation & $0 Monthly when you use Free Direct Deposit - Quick and Safe Access to your Money - Easy Online Bill Pay
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?) $10.00 N/A* $2.00 View Yes Bad Credit OK* ATM Balance Inquiry ATM Balance Inquiry Intl. ATM Withdrawal ATM Withdrawal ATM Withdrawal Decline ATM Withdrawal Decline Intl. ATM Withdrawal Intl. ATM Withdrawal Intl. Account Maintenance (Direct Deposit) Account Maintenance fee Activation Fee (Direct Deposit) Activation Fee Bank Account Registration Bill Payment Electronic Bill Payment Paper Check Card Reissue Fee Card to Bank Transfer Card to Card Transfer $0.75 $0.75 $0.75 $2.00 $0.75 $0.75 $0.75 $3.00 NONE $6.95 NONE $9.95 $2.50 $1.00 $2.50 $10.00 $2.50 FREE Customer Service (per Call) Direct Deposit Email Alerts Expedited Card Issue Check Online Purchases Over the Counter Cash Withdrawal POS Balance Inquiry POS Balance Inquiry Intl. POS Cash Advance POS PIN Purchases Paper Statement Fee Quasi Cash Fee Reload Using a Reload Network Signature Purchases Supplementary Card Text Message Alerts $2.95 FREE FREE $30.00 $15.00 FREE $4.00 $0.75 $0.75 $1.00 $1.00 $5.00 $1.00 FREE FREE $10.00 FREE

[19] First Option Visa® Card
More Info	- Get a real VISA Credit Card - Up to $5,000.00 Secured Line of Credit - Be Approved Regardless of Credit History or Income* - Guaranteed approval VISA credit card - No credit check
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 19.50%* $59.00* 0 days* Bad Credit OK*

[20] Orchard Bank® Visa® Cards
More Info	- Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit - Acceptance at millions of locations including website purchases and reservations - Your account information is updated and at your fingertips 24/7 so you can manage it your way - Email and text messages are available to remind you of your upcoming payment due date
Intro APR Intro APR Period Ongoing APR Annual Fee Grace Period Credit Needed (?) N/A* N/A* 14.90%-19.90%, or 7.90% (Variable) * See terms* N/A* Bad Credit OK*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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