Discover® More Card - 18 Month Promotional Balance Transfer
Enjoy the gains of a 0% intro APR on balance transfers over a 18 month period. This promotional card charges no annual fees, and still manages to please with enticing benefits. Take part in the cashback bonus program applied to every purchase you make for a true Discover experience.
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Basic Information |
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| Issuer: | Discover Bank |
| Card Network: | Discover® |
| Card Category: | Consumer (Regular) |
| Card Type: | - Instant Decision Card - Low Interest Credit Card - Reward Card |
| Credit Needed: | Good* |
Card Review |
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| Make 2011 the year you've been waiting for with this promotional Discover More card. The 18 month promotional balance transfer period gives cardholders a rare opportunity to attend to debt accumulated on other credit cards interest free. Balance transfers must take place soon after the application process and before the expiration of the offer to take advantage. Afterwards you can still transfer balance but a variable APR will be charged. Purchase transactions also benefit with a 6 month intro APR period. Earn cashback bonuses on almost every purchase transaction. 5% cashback is given on purchases in select categories and 1% for everything else. Redeem cashback for gift cards and instant eCertificates from over 100 brand-name partners. This card does not charge an annual fee. |
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| Card rating: | |
| Most attractive features: | - Long term introductory rate - No annual fee - Rewards program - Special benefits |
| Least attractive features: | - No bonus cash back |
Rewards & Benefits |
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| Reward Types: | - Cash Back Reward Cards - Universal Reward Cards |
| Reward Unit: | Cash |
| Rewards: | - 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more - Up to 1% unlimited Cashback Bonus on all other purchases - Flexible redemption options with no redemption fee. Choose from Partner gift cards, merchandise, Discover gift cards, credit to your Discover card account or an electronic deposit to your bank account |
| Expiration: | None* |
| Yearly Limit: | None |
| Other Benefits: | - Internet account related services - Fraud and security protection services - $500,000 in travel accident insurance - Discounts on products and services at participating merchants and retailers - Auto rental insurance - Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners |
| Online Card Account Access: | |
Card Finance & Rates |
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| Introductory APR (%): | 0%* |
| Applied Towards: | Purchases, Balance Transfer |
| Introductory Period: | 18 months on BT* |
| APR on Purchases (%): | 10.99% - 20.99% |
| APR Type: | variable |
| Annual Fee: | $0.00* |
| Grace Period: | 25 Days (Min.)* |
| Minimum Finance Charge: | $0.50* |
| Late Payment Fee: | $39.00* |
Balance Transfers |
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| Balance Transfer: | |
| Transfer Fee (%): | 3.00% of each balance transfer |
Cash Advances |
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| APR on Cash Advances (%): | 23.99% |
| Cash Advance Fee (%): | 5.00% |
| Minimum Fee: | $10.00 |
Action |
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| Click Here to Apply | |
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| Apply For Discover More Card - 18 Month Promotional Balance Transfer Secure Online | |
* The information provided for Discover More Card - 18 Month Promotional Balance Transfer is believed to be accurate at the time of evaluation (May 1, 2012). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.



