Discover® More® Card - Biodegradable

This biodegradable credit card from Discover Financial Services is the first and only credit card that is fully disintegrable. It offers cash rebates program that's truly rewarding if you take advantage. Purchases and balance transfers participate in an intro period plus there is no annual fee. What more do you expect?


Discover More Card - Biodegradable
Intro APR  APR Annual Fee 
0%* 11.99%* $0.00*
Apply For Discover More Card - Biodegradable

Basic Information

Issuer: Discover Bank
Card Network: Discover®
Card Category: Consumer (Premium)
Card Type: - Green / Eco-Friendly Card
- Instant Decision Card
- Low Interest Credit Card
- Reward Card
Credit Needed: Excellent*

Card Review

The Biodegradable Discover More Credit Card is the only biodegradable credit card in the market. It provides easy credit if you qualify in addition to the cash rebates program and interest free periods. Purchases and balance transfers incur highly competitive interest rates. A 0% intro period is applicable to these transactions over an extended period.

The cash rebates program awards up to 5% on select purchase categories. Other purchases attract rebates of up to 1%. There is no yearly cap or expiry date on rebates earned.

Additional benefits such as fraud protection, auto rental insurance, travel accident insurance, and various internet account related benefits are available on this card.

No annual fee is charged. Online applicants will receive a decision within 60 seconds.
Card rating: Card Rating (5 out of 5)
Most attractive features: - Environment Friendly credit card
- No annual fee
- Double cash rebates at participating retailers and merchants (through the Cashback Bonus® program)
- 0% Introductory offer
Least attractive features: - 'Two Cycles Average Daily Balance' method used to determine finance charges

Rewards & Benefits

Reward Types: - Cash Back Reward Cards
- Gas Reward Cards
- Travel Reward Cards
- Universal Reward Cards
Reward Unit: Cash
Rewards: - 5% Cashback Bonus in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
- Up to 1% unlimited Cashback Bonus on all other purchases
- 5% to 20% Cashback Bonus through our exclusive online shopping site
Other Benefits: - Several card designs to select from
- Internet account related services
- Auto rental insurance
- Up to $500,000 in travel accident insurance
- Discounts on products and services at participating merchants and retailers
- Fraud and security protection services
Online Card Account Access:

Card Finance & Rates

Introductory APR (%): 0%*
Applied Towards: Balance Transfer
Introductory Period: See T&C.*
APR on Purchases (%): 11.99%*
APR Type:
Annual Fee: $0.00*
Grace Period: 25 days*
Minimum Finance Charge: $0.50
Late Payment Fee: $39.00*
Over Limit Fee: $39.00

Balance Transfers

Balance Transfer:
Transfer Fee (%): 3.00%

Cash Advances

APR on Cash Advances (%): 23.99%
Cash Advance Fee (%): 3.00%
Minimum Fee: $5.00

Comments

*The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 11.99% - 18.99%.
See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website.

Action

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* The information provided for Discover More Card - Biodegradable is believed to be accurate at the time of evaluation (Feb 26, 2010). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

SSL Security Security Note: Online application features Secure SSL Technology.

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