Discover® More℠ Card - Sealife Collection
Issued by Morgan Stanley bank the Discover More Card from Sealife Collection is designed for those with good to excellent credit history who are looking for a CashBack Reward program credit card with 0% introductory APR.
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Basic Information |
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| Issuer: | Discover Bank |
| Card Network: | Discover® |
| Card Category: | Consumer (Premium) |
| Card Type: | - Instant Decision Card - Low Interest Credit Card - Reward Card |
| Credit Needed: | Excellent* |
Card Review |
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| Card rating: | |
| Most attractive features: | - Double cash rebates at participating retailers and merchants - 0% Intro APR - No annual fee |
| Least attractive features: | - Uses "Two Cycles Average Daily Balance" method when determining finance charges |
Rewards & Benefits |
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| Reward Type: | - Cash Back Reward Cards |
| Reward Unit: | Cash |
| Reward Unit Value: | $1.00 |
| Reward per every $1 spent: | 0.01 |
| Rewards: | - 5% Cashback Bonus on purchases throughout the year by participating in "Get More" program - 1% on all other purchases |
| Expiration: | None |
| Yearly Limit: | None |
| Other Benefits: | - Several card designs to select from - Internet account related services - Up to $500,000 in travel accident insurance - Discounts on products and services at participating merchants and retailers - Auto rental insurance - $0 Liability fraud and security protection services |
| Online Account Access: | |
Card Finance & Rates |
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| Introductory APR (%): | 0%* |
| Applied Towards: | Purchases, Balance Transfer |
| Introductory Period: | Up to 12 months* |
| APR on Purchases (%): | 10.99%* |
| APR Type: | fixed |
| Annual Fee: | $0.00* |
| Grace Period: | 25 days* |
| Minimum Finance Charge: | $0.50 |
| Minimum Credit Line: | $5,000 |
| Maximum Credit Line: | $50,000 |
| Late Payment Fee: | $39.00* |
| Over Limit Fee: | $39.00 |
Balance Transfers |
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| Balance Transfer: | |
| Transfer Fee (%): | 3.00% |
| Minimum Fee: | $10.00 |
| Maximum Fee: | $75.00 |
Cash Advances |
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| APR on Cash Advances (%): | 23.99% |
| Cash Advance Fee (%): | 3.00% |
| Minimum Fee: | $10.00 |
| Maximum Fee: | $75.00 |
Action |
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| View Other Discover Bank Cards | |
| View Other Discover Cards | |
| View Other Balance Transfer Cards | |
| View Other Consumer Cards | |
| View Other No Annual Fee Cards | |
| View Other Premium Cards | |
| View Other Reward Credit Cards | |
| View Other Instant Decision Cards | |
| View Other Low Interest Credit Cards | |
| View Other Cash Back Reward Cards | |
| Apply For Discover More Card - Sealife Collection Secure Online | |
* The information provided for Discover More Card - Sealife Collection is believed to be accurate at the time of evaluation (May 10, 2008). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.
