Discover® More® Card - Wildlife Collection

Issued by Morgan Stanley the Discover More Card from Wildlife Collection is designed for those with good credit who are looking for a More benefits card with Cash Back reward program and would like to have Wildlife card design.


Discover More Card - Wildlife Collection
Intro APR  APR Annual Fee 
0%* 10.99%* $0.00*
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Basic Information

Issuer: Discover Bank
Card Network: Discover®
Card Category: Consumer (Premium)
Card Type: - Instant Decision Card
- Low Interest Credit Card
- Reward Card
Credit Needed: Excellent*

Card Review

Card rating: Card Rating (4 out of 5)
Most attractive features: - No annual fee
- Cash Back rewards program with option to double cash rebates
- 0% Intro APR
Least attractive features: - Uses "Two Cycles Average Daily Balance" method when determining finance charges

Rewards & Benefits

Reward Type: - Cash Back Reward Cards
Reward Unit: Cash
Reward Unit Value: $1.00
Reward per every $1 spent: 0.01
Rewards: - 5% in cash rebates for purchases made at select merchants
- Up to 1% for all other purchases
Expiration: None
Yearly Limit: None
Other Benefits: - Different Wildlife card designs to select from
- Internet account related services
- Emergency card replacement
- Auto rental insurance and travel accident insurance
- $0 Liability fraud and security protection services
- Various discounts on products and services
Online Card Account Access:

Card Finance & Rates

Introductory APR (%): 0%*
Applied Towards: Balance Transfer
Introductory Period: See T&C.*
APR on Purchases (%): 10.99%*
APR Type: variable
Annual Fee: $0.00*
Grace Period: 25 days*
Minimum Finance Charge: 0.50%
Late Payment Fee: $39.00*
Over Limit Fee: $39.00

Balance Transfers

Balance Transfer:
Transfer Fee (%): 3.00%

Cash Advances

APR on Cash Advances (%): 23.99%
Cash Advance Fee (%): 3.00%
Minimum Fee: $10.00

Comments

*The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 11.99% - 18.99%.
See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover’s website.

Action

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* The information provided for Discover More Card - Wildlife Collection is believed to be accurate at the time of evaluation (Feb 26, 2010). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

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