Discover® More℠ Card - Wildlife Collection
Issued by Morgan Stanley the Discover More Card from Wildlife Collection is designed for those with good credit who are looking for a More benefits card with Cash Back reward program and would like to have Wildlife card design.
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Basic Information |
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| Issuer: | Discover Bank |
| Card Network: | Discover® |
| Card Category: | Consumer (Premium) |
| Card Type: | - Instant Decision Card - Low Interest Credit Card - Reward Card |
| Credit Needed: | Good* |
Card Review |
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| Card rating: | |
| Most attractive features: | - No annual fee - Cash Back rewards program with option to double cash rebates - 0% Intro APR |
| Least attractive features: | - Uses "Two Cycles Average Daily Balance" method when determining finance charges |
Rewards & Benefits |
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| Reward Type: | - Cash Back Reward Cards |
| Reward Unit: | Cash |
| Reward Unit Value: | $1.00 |
| Reward per every $1 spent: | 0.01 |
| Rewards: | - 5% in cash rebates for purchases made at select merchants - Up to 1% for all other purchases - 0 .25% for purchases made at select warehouse clubs and discount stores |
| Expiration: | None |
| Yearly Limit: | None |
| Other Benefits: | - Different Wildlife card designs to select from - Internet account related services - Emergency card replacement - Auto rental insurance and travel accident insurance - $0 Liability fraud and security protection services - Various discounts on products and services |
| Online Account Access: | |
Card Finance & Rates |
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| Introductory APR (%): | 0%* |
| Applied Towards: | Purchases, Balance Transfer |
| Introductory Period: | Up to 12 months* |
| APR on Purchases (%): | 10.99%* |
| APR Type: | fixed |
| Annual Fee: | $0.00* |
| Grace Period: | 25 days* |
| Minimum Finance Charge: | 0.50% |
| Minimum Credit Line: | $5,000 |
| Maximum Credit Line: | $50,000 |
| Late Payment Fee: | $39.00* |
| Over Limit Fee: | $39.00 |
Balance Transfers |
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| Balance Transfer: | |
| Transfer Fee (%): | 3.00% |
| Minimum Fee: | $10.00 |
| Maximum Fee: | $75.00 |
Cash Advances |
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| APR on Cash Advances (%): | 23.99% |
| Cash Advance Fee (%): | 3.00% |
| Minimum Fee: | $10.00 |
Action |
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| View Other Discover Bank Cards | |
| View Other Discover Cards | |
| View Other Balance Transfer Cards | |
| View Other Consumer Cards | |
| View Other No Annual Fee Cards | |
| View Other Premium Cards | |
| View Other Reward Credit Cards | |
| View Other Instant Decision Cards | |
| View Other Low Interest Credit Cards | |
| View Other Cash Back Reward Cards | |
| Apply For Discover More Card - Wildlife Collection Secure Online | |
* The information provided for Discover More Card - Wildlife Collection is believed to be accurate at the time of evaluation (May 10, 2008). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.
