Discover® More℠ Card

Issued by Morgan Stanley Bank the Discover More Credit Card is designed for those with good credit who are looking for More platinum benefits card with up to 5% cashback reward program.


Discover More Card
Intro APR  APR Annual Fee 
0%* 10.99%* $0.00*
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Basic Information

Issuer: Discover Bank
Card Network: Discover®
Card Category: Consumer (Premium)
Card Type: - Instant Decision Card
- Low Interest Credit Card
- Reward Card
Credit Needed: Excellent*

Card Review

Enjoy a 0% Introductory APR* & earn 5% Cashback BonusĀ® in categories that change four times a year and earn up to 1% Cash Back Bonus® on all other purchases*. Plus, unlimited cash rewards that never expire & for your peace of mind you will have a $0 fraud liability guarantee. This card also offers the easiest online Account management options and you'll pay no annual fee. Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners.
Card rating: Card Rating (4 out of 5)
Most attractive features: - No annual fee
- Double cash rebates at participating retailers and merchants (through the Cashback Bonus® program)
- 0% Introductory offer
Least attractive features: - 'Two Cycles Average Daily Balance' method used to determine finance charges

Rewards & Benefits

Reward Type: - Cash Back Reward Cards
Reward Unit: Cash
Reward Unit Value: $1.00
Reward per every $1 spent: 0.01
Rewards: - 5% Cashback Bonus on purchases throughout the year by participating in each Get More program
- 1% on all other purchases after your total annual purchases exceed $3,000; other purchases that are part of your first $1,500 earn 0.25% and other purchases that are part of your second $1,500 earn 0.50%
- Purchases made at select warehouse clubs, discount stores and their affiliates earn 0.25%
- Rewards are redeemable in $20 increments
Expiration: None
Yearly Limit: None
Other Benefits: - Several card designs to select from
- Internet account related services
- Auto rental insurance
- Up to $500,000 in travel accident insurance
- Discounts on products and services at participating merchants and retailers
- Fraud and security protection services
Online Account Access:

Card Finance & Rates

Introductory APR (%): 0%*
Applied Towards: Purchases, Balance Transfer
Introductory Period: 6 months*
APR on Purchases (%): 10.99%*
APR Type: variable
Annual Fee: $0.00*
Grace Period: 25 days*
Minimum Finance Charge: $0.50
Minimum Credit Line: $5,000
Maximum Credit Line: $50,000
Late Payment Fee: $39.00*
Over Limit Fee: $39.00

Balance Transfers

Balance Transfer:
Transfer Fee (%): 3.00%
Minimum Fee: $10.00
Maximum Fee: $75.00

Cash Advances

APR on Cash Advances (%): 23.99%
Cash Advance Fee (%): 3.00%
Minimum Fee: $10.00

Action

Click Here to Apply
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View Other Cash Back Reward Cards
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* The information provided for Discover More Card is believed to be accurate at the time of evaluation (Aug 12, 2008). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

SSL Security Security Note: Online application features Secure SSL Technology.

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