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Discover® More® Card
Issued by Morgan Stanley Bank the Discover More Credit Card is designed for those with good credit who are looking for More platinum benefits card with up to 5% cashback reward program.
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Basic Information |
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| Issuer: | Discover Bank | |||||||||
| Card Network: | Discover® |
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| Card Category: | Consumer (Premium) | |||||||||
| Card Type: | - Instant Decision Card - Low Interest Credit Card - Reward Card |
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| Credit Needed: | Excellent* | |||||||||
Card Review |
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| Make your money worth More.SM* Get 5% Cashback Bonus in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants, and many more. Plus get 5% to 20% Cashback Bonus at top retailers such as CircuitCity.com, LandsEnd.com and Barnes and Noble.com when you link through our exclusive online shopping site, ShopDiscover. In addition, you'll automatically earn up to 1% Cashback Bonus on all other purchases. 5% Cashback Bonus program Get 5% Cashback Bonus in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants, and many more. It's a free and easy way to build rewards even faster. | ||||||||||
| Card rating: |  (4.5 out of 5) |
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| Most attractive features: | - No annual fee - Double cash rebates at participating retailers and merchants (through the Cashback Bonus® program) - 0% Introductory offer |
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| Least attractive features: | - 'Two Cycles Average Daily Balance' method used to determine finance charges | |||||||||
Rewards & Benefits |
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| Reward Types: | - Cash Back Reward Cards - Gas Reward Cards - Travel Reward Cards |
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| Reward Unit: | Cash | |||||||||
| Rewards: | - 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more - 1% unlimited Cashback Bonus on all other purchases - Up to 20% Cashback Bonus at popular retailers when you shop online through Discover |
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| Expiration: | None | |||||||||
| Yearly Limit: | None | |||||||||
| Other Benefits: | - Several card designs to select from - Internet account related services - Auto rental insurance - Up to $500,000 in travel accident insurance - Discounts on products and services at participating merchants and retailers - Fraud and security protection services |
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| Online Card Account Access: |  |
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Card Finance & Rates |
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| Introductory APR (%): | 0%* | |||||||||
| Applied Towards: | Purchases, Balance Transfer | |||||||||
| Introductory Period: | 15 months* | |||||||||
| APR on Purchases (%): | 10.99% - 20.99% | |||||||||
| APR Type: | variable | |||||||||
| Annual Fee: | $0.00* | |||||||||
| Grace Period: | 25 days* | |||||||||
| Minimum Finance Charge: | $0.50* | |||||||||
| Late Payment Fee: | $39.00* | |||||||||
| Over Limit Fee: | $39.00* | |||||||||
Balance Transfers |
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| Balance Transfer: | |
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| Transfer Fee (%): | 3.00% of each balance transfer | |||||||||
Cash Advances |
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| APR on Cash Advances (%): | 23.99% | |||||||||
| Cash Advance Fee (%): | 3.00% | |||||||||
| Minimum Fee: | $5.00 | |||||||||
Comments |
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| * See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website. | ||||||||||
Action |
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| Click Here to Apply | ||||||||||
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| View Other Travel Reward Cards | ||||||||||
| Apply For Discover More Card Secure Online | ||||||||||
* The information provided for Discover More Card is believed to be accurate at the time of evaluation (Feb 1, 2012). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.
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