Discover® More® Card

Issued by Morgan Stanley Bank the Discover More Credit Card is designed for those with good credit who are looking for More platinum benefits card with up to 5% cashback reward program.


Discover More Card
Intro APR  APR Annual Fee 
0%* 11.99%* $0.00*
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Basic Information

Issuer: Discover Bank
Card Network: Discover®
Card Category: Consumer (Premium)
Card Type: - Instant Decision Card
- Low Interest Credit Card
- Reward Card
Credit Needed: Excellent*

Card Review

Make your money worth More.SM* Get 5% Cashback Bonus in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants, and many more. Plus get 5% to 20% Cashback Bonus at top retailers such as CircuitCity.com, LandsEnd.com and Barnes & Noble.com when you link through our exclusive online shopping site, ShopDiscover. In addition, you'll automatically earn up to 1% Cashback Bonus on all other purchases. 5% Cashback Bonus® program Get 5% Cashback Bonus® in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants, and many more. It's a free and easy way to build rewards even faster.
Card rating: Card Rating (4 out of 5)
Most attractive features: - No annual fee
- Double cash rebates at participating retailers and merchants (through the Cashback Bonus® program)
- 0% Introductory offer
Least attractive features: - 'Two Cycles Average Daily Balance' method used to determine finance charges

Rewards & Benefits

Reward Types: - Cash Back Reward Cards
- Gas Reward Cards
- Travel Reward Cards
Reward Unit: Cash
Reward Unit Value: $1.00
Reward per every $1 spent: 0.01
Rewards: - 5% Cashback Bonus® in Categories that Change Like Travel, Gas, Groceries, Restaurants and More
- Up to 1% Unlimited Cashback Bonus into Bigger Rewards by Redeeming for Gift Cards from Over 100 Brand-Name Partners
Expiration: None
Yearly Limit: None
Other Benefits: - Several card designs to select from
- Internet account related services
- Auto rental insurance
- Up to $500,000 in travel accident insurance
- Discounts on products and services at participating merchants and retailers
- Fraud and security protection services
Online Card Account Access:

Card Finance & Rates

Introductory APR (%): 0%*
Applied Towards: Balance Transfer
Introductory Period: See T&C.*
APR on Purchases (%): 11.99%*
APR Type: variable
Annual Fee: $0.00*
Grace Period: 25 days*
Minimum Finance Charge: $0.50
Late Payment Fee: $39.00*
Over Limit Fee: $39.00

Balance Transfers

Balance Transfer:
Transfer Fee (%): 5.00%

Cash Advances

APR on Cash Advances (%): 23.99%
Cash Advance Fee (%): 3.00%
Minimum Fee: $5.00

Comments

*The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 11.99% - 18.99%.
See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover’s website.

Action

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* The information provided for Discover More Card is believed to be accurate at the time of evaluation (Feb 26, 2010). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

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