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Discover® More® Card - Clear

Issued by Morgan Stanley Bank the Discover More Clear Credit Card is designed for those with good credit who are looking for platinum benefit card and would like to participate in cash reward program.


Discover More Card - Clear
Intro APR  APR Annual Fee 
0%* as low as 11.99%* $0.00*
Apply For Discover More Card - Clear

Basic Information

Issuer: Discover Bank
Card Network: Discover®
Card Category: Consumer (Premium)
Card Type: - Instant Decision Card
- Low Interest Credit Card
- Reward Card
Credit Needed: Excellent*

Card Review

Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners.
Card rating: Card Rating (4 out of 5)
Most attractive features: - 0% Introductory APR
- No annual fee
Least attractive features: - "Two Cycles Average Daily Balance" method used to determine finance charges

Rewards & Benefits

Reward Type: - Cash Back Reward Cards
Reward Unit: Cash
Reward Unit Value: $1.00
Reward per every $1 spent: 0.01
Rewards: - 5% Cashback Bonus on purchases throughout the year by participating in each Get More program
- 1% on all other purchases after your total annual purchases exceed $3,000; other purchases that are part of your first $1,500 earn 0.25% and other purchases that are part of your second $1,500 earn 0.50%
- Purchases made at select warehouse clubs, discount stores and their affiliates earn 0.25%
- Rewards are redeemable in $20 increments
Expiration: None
Yearly Limit: None
Other Benefits: - Several card designs to select from
- Internet account related services
- Auto rental insurance
- Travel accident insurance (up to $500,000)
- Discounts on products and services at participating merchants
- $0 Liability fraud and security protection services
Online Card Account Access:

Card Finance & Rates

Introductory APR (%): 0%*
Applied Towards: Purchases, Balance Transfer
Introductory Period: See T&C*
APR on Purchases (%): as low as 11.99%*
APR Type: variable
Annual Fee: $0.00*
Grace Period: 25 days*
Minimum Finance Charge: 0.50%
Late Payment Fee: $39.00*
Over Limit Fee: $39.00

Balance Transfers

Balance Transfer:
Transfer Fee (%): 3.00%

Cash Advances

APR on Cash Advances (%): 23.99%
Cash Advance Fee (%): 3.00%
Minimum Fee: $5.00

Comments

*The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 11.99% - 18.99%.
See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover’s website.

Action

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* The information provided for Discover More Card - Clear is believed to be accurate at the time of evaluation (Mar 17, 2010). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

SSL Security Security Note: Online application features Secure SSL Technology.

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