Discover® Motiva(SM) Card

Issued by Morgan Stanley Bank the Discover Motiva Credit Card is designed for those with good credit who pay on time and plan to take advantage of cashback reward program.


Discover Motiva(SM) Card
Intro APR  APR Annual Fee 
3.99%* 11.99%* $0.00*
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Basic Information

Issuer: Discover Bank
Card Network: Discover®
Card Category: Consumer (Regular)
Card Type: - Low Interest Credit Card
- Reward Card
Credit Needed: Good*

Card Review

Card rating: Card Rating (5 out of 5)
Most attractive features: - Low APR on purchases for those who qualify
- Long term introductory rate
- Long term low rate for balance transfers
- No annual fee
- Pay-in-time bonus rewards

Rewards & Benefits

Reward Type: - Cash Back Reward Cards
Reward Unit: Cash
Rewards: - 5% to 20% Cashback Bonus when you shop online
- Up to 1% Cashback Bonus on all other purchases
Expiration: None
Yearly Limit: None
Other Benefits: - Internet account related services
- Free payment by phone or online
- $0 fraud liability guarantee
- Auto rental insurance
- Up to $500,000 in travel accident insurance
- Discounts on products and services at participating merchants and retailers
Online Card Account Access:

Card Finance & Rates

Introductory APR (%): 3.99%*
Applied Towards: Purchases, Balance Transfer
Introductory Period: See T&C.*
APR on Purchases (%): 11.99%*
APR Type: variable
Annual Fee: $0.00*
Grace Period: 25 days*
Minimum Finance Charge: $0.50
Late Payment Fee: $39.00*
Over Limit Fee: $39.00

Balance Transfers

Balance Transfer:
Transfer Fee (%): 3.00%
Transfer Period: 12 months*

Cash Advances

APR on Cash Advances (%): 23.99%
Cash Advance Fee (%): 3.00%
Minimum Fee: $5.00

Comments

*The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 11.99% - 18.99%.
See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website.

Action

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* The information provided for Discover Motiva(SM) Card is believed to be accurate at the time of evaluation (Nov 27, 2009). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

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