Discover® Motiva℠ Card
Issued by Morgan Stanley Bank the Discover Motiva Credit Card is designed for those with good credit who pay on time and plan to take advantage of cashback reward program.
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Basic Information |
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| Issuer: | Discover Bank | |||||||||
| Card Network: | Discover® |
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| Card Category: | Consumer (Regular) | |||||||||
| Card Type: | - Low Interest Credit Card - Reward Card |
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| Credit Needed: | Good* | |||||||||
Card Review |
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| Card rating: |  (5 out of 5) |
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| Most attractive features: | - Low APR on purchases for those who qualify - Long term introductory rate - Long term low rate for balance transfers - No annual fee - Pay-in-time bonus rewards |
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Rewards & Benefits |
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| Reward Type: | - Cash Back Reward Cards |
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| Reward Unit: | Cash | |||||||||
| Rewards: | - 5% to 20% Cashback Bonus when you shop online - Up to 1% Cashback Bonus on all other purchases |
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| Expiration: | None | |||||||||
| Yearly Limit: | None | |||||||||
| Other Benefits: | - Internet account related services - Free payment by phone or online - $0 fraud liability guarantee - Auto rental insurance - Up to $500,000 in travel accident insurance - Discounts on products and services at participating merchants and retailers |
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| Online Account Access: |  |
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Card Finance & Rates |
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| Introductory APR (%): | 3.9%* | |||||||||
| Applied Towards: | Purchases, Balance Transfer | |||||||||
| Introductory Period: | Up to 12 months* | |||||||||
| APR on Purchases (%): | 10.99%* | |||||||||
| APR Type: | variable | |||||||||
| Annual Fee: | $0.00* | |||||||||
| Grace Period: | 25 days* | |||||||||
| Minimum Finance Charge: | $0.50 | |||||||||
| Late Payment Fee: | $39.00* | |||||||||
| Over Limit Fee: | $39.00 | |||||||||
Balance Transfers |
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| Balance Transfer: | |
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| APR on Balance Transfer (%): | 3.90% | |||||||||
| Transfer Fee (%): | 3.00% | |||||||||
| Minimum Fee: | $10.00 | |||||||||
| Maximum Fee: | $75.00 | |||||||||
Cash Advances |
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| APR on Cash Advances (%): | 23.99% | |||||||||
| Cash Advance Fee (%): | 3.00% | |||||||||
| Minimum Fee: | $10.00 | |||||||||
Comments |
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| Balance Transfers: 3.9% until the last day of the billing period ending during January 2010* then the standard APR for purchases | ||||||||||
Action |
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| Click Here to Apply | ||||||||||
| View Other Discover Bank Cards | ||||||||||
| View Other Discover Cards | ||||||||||
| View Other Balance Transfer Cards | ||||||||||
| View Other Consumer Cards | ||||||||||
| View Other No Annual Fee Cards | ||||||||||
| View Other Regular Cards | ||||||||||
| View Other Reward Credit Cards | ||||||||||
| View Other Low Interest Credit Cards | ||||||||||
| View Other Cash Back Reward Cards | ||||||||||
| Apply For Discover Motiva Card Secure Online | ||||||||||
* The information provided for Discover Motiva Card is believed to be accurate at the time of evaluation (Oct 7, 2008). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.
- Selected Card
- Basic Information
- Card Review
- Rewards & Benefits
- Card Finance & Rates
- Balance Transfers
- Cash Advances
- Comments
- What to Do Next?
- Apply Secure Online
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Credit Card: Discover Motiva Card
