Discover® Student Open Road℠ Card
Issued by Morgan Stanley bank the Discover Student Open Road Credit Card is designed for full time student with good credit would like to build the credit history and plan to take advantage of cashback rewards program on gas and auto purchases.
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Basic Information |
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| Issuer: | Discover Bank |
| Card Network: | Discover® |
| Card Category: | Student (Regular) |
| Card Type: | - Reward Card |
| Credit Needed: | Fair* |
Card Review |
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| Card rating: | |
| Most attractive features: | - No annual fee - Double rewards option - Unlimited Cashback |
| Least attractive features: | - "Two Cycles Average Daily Balance" method used to determine finance charges |
Rewards & Benefits |
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| Reward Types: | - Auto Reward Cards - Cash Back Reward Cards - Gas Reward Cards |
| Reward Unit: | Cash |
| Rewards: | - Double Cashback Bonus® on grocery store purchases - 5% to 20% Cashback Bonus at top online retailers* - 1% on all other purchases after your total annual purchases (including gas and auto maintenance) exceed $3,000 - Rewards are redeemable in $20 increments |
| Expiration: | None |
| Yearly Limit: | None |
| Other Benefits: | - Internet account related services - Several card designs to select from - Zero liability for unauthorized transactions - $500,000 in travel accident insurance - Flight insurance - Auto rental insurance - Purchase protection - Fraud and security protection services |
| Online Card Account Access: | |
| Credit Reporting: | |
Card Finance & Rates |
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| Introductory APR (%): | 0%* |
| Applied Towards: | Purchases, Balance Transfer |
| Introductory Period: | See T&C.* |
| APR on Purchases (%): | 14.99%* |
| APR Type: | variable |
| Annual Fee: | $0.00* |
| Grace Period: | 25 days* |
| Minimum Finance Charge: | $0.10 |
| Late Payment Fee: | $39.00* |
| Over Limit Fee: | $39.00 |
Balance Transfers |
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| Balance Transfer: | |
Cash Advances |
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| APR on Cash Advances (%): | 23.99% |
| Cash Advance Fee (%): | 3.00% |
| Minimum Fee: | $5.00 |
Comments |
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| Rewards have no expiration date; however, certain circumstances, such as account closure and inactivity for more than 36 months, could result in forfeiture of some or all of your Cashback Bonus. * See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover's website. | |
Action |
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| Click Here to Apply | |
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| Apply For Discover Student Open Road Card Secure Online | |
* The information provided for Discover Student Open Road Card is believed to be accurate at the time of evaluation (Feb 12, 2010). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.
