Discover® Student Open Road℠ Card
Issued by Morgan Stanley bank the Discover Student Open Road Credit Card is designed for full time student with good credit would like to build the credit history and plan to take advantage of cashback rewards program on gas and auto purchases.
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Basic Information |
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| Issuer: | Discover Bank |
| Card Network: | Discover® |
| Card Category: | Student (Regular) |
| Card Type: | - Reward Card |
| Credit Needed: | Fair* |
Card Review |
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| Card rating: | |
| Most attractive features: | - No annual fee - Double rewards option - Unlimited Cashback |
| Least attractive features: | - "Two Cycles Average Daily Balance" method used to determine finance charges |
Rewards & Benefits |
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| Reward Types: | - Auto Reward Cards - Cash Back Reward Cards - Gas Reward Cards |
| Reward Unit: | Cash |
| Rewards: | - 5% Cashback Bonus on your first $1,200 in annual gas and auto maintenance purchases - 1% on all other purchases after your total annual purchases (including gas and auto maintenance) exceed $3,000 - Rewards are redeemable in $20 increments |
| Expiration: | None |
| Yearly Limit: | None |
| Other Benefits: | - Internet account related services - Several card designs to select from - Zero liability for unauthorized transactions - $500,000 in travel accident insurance - Flight insurance - Auto rental insurance - Purchase protection - Fraud and security protection services |
| Online Account Access: | |
| Credit Reporting: | |
Card Finance & Rates |
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| Introductory APR (%): | 0%* |
| Applied Towards: | Purchases, Balance Transfer |
| Introductory Period: | 6 months* |
| APR on Purchases (%): | 14.99%* |
| APR Type: | variable |
| Annual Fee: | $0.00* |
| Grace Period: | 25 days* |
| Minimum Finance Charge: | $0.10 |
| Late Payment Fee: | $39.00* |
| Over Limit Fee: | $39.00 |
Balance Transfers |
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| Balance Transfer: | |
Cash Advances |
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| APR on Cash Advances (%): | 23.99% |
| Cash Advance Fee (%): | 3.00% |
| Minimum Fee: | $5.00 |
Comments |
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| Rewards have no expiration date; however, certain circumstances, such as account closure and inactivity for more than 36 months, could result in forfeiture of some or all of your Cashback Bonus. | |
Action |
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| Click Here to Apply | |
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| View Other Student Cards | |
| View Other Auto Reward Cards | |
| View Other Cash Back Reward Cards | |
| View Other Gas Reward Cards | |
| Apply For Discover Student Open Road Card Secure Online | |
* The information provided for Discover Student Open Road Card is believed to be accurate at the time of evaluation (Jul 30, 2008). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.
