Discover® Student Open Road℠ Card

Issued by Morgan Stanley bank the Discover Student Open Road Credit Card is designed for full time student with good credit would like to build the credit history and plan to take advantage of cashback rewards program on gas and auto purchases.


Discover Student Open Road Card
Intro APR  APR Annual Fee 
0%* 14.99%* $0.00*
Apply For Discover Student Open Road Card

Basic Information

Issuer: Discover Bank
Card Network: Discover®
Card Category: Student (Regular)
Card Type: - Reward Card
Credit Needed: Fair*

Card Review

Card rating: Card Rating (3.5 out of 5)
Most attractive features: - No annual fee
- Double rewards option
- Unlimited Cashback
Least attractive features: - "Two Cycles Average Daily Balance" method used to determine finance charges

Rewards & Benefits

Reward Types: - Auto Reward Cards
- Cash Back Reward Cards
- Gas Reward Cards
Reward Unit: Cash
Rewards: - Double Cashback Bonus® on grocery store purchases
- 5% to 20% Cashback Bonus at top online retailers*
- 1% on all other purchases after your total annual purchases (including gas and auto maintenance) exceed $3,000
- Rewards are redeemable in $20 increments
Expiration: None
Yearly Limit: None
Other Benefits: - Internet account related services
- Several card designs to select from
- Zero liability for unauthorized transactions
- $500,000 in travel accident insurance
- Flight insurance
- Auto rental insurance
- Purchase protection
- Fraud and security protection services
Online Card Account Access:
Credit Reporting:

Card Finance & Rates

Introductory APR (%): 0%*
Applied Towards: Purchases, Balance Transfer
Introductory Period: See T&C.*
APR on Purchases (%): 14.99%*
APR Type: variable
Annual Fee: $0.00*
Grace Period: 25 days*
Minimum Finance Charge: $0.10
Late Payment Fee: $39.00*
Over Limit Fee: $39.00

Balance Transfers

Balance Transfer:

Cash Advances

APR on Cash Advances (%): 23.99%
Cash Advance Fee (%): 3.00%
Minimum Fee: $5.00

Comments

Rewards have no expiration date; however, certain circumstances, such as account closure and inactivity for more than 36 months, could result in forfeiture of some or all of your Cashback Bonus.

* See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover's website.

Action

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* The information provided for Discover Student Open Road Card is believed to be accurate at the time of evaluation (Feb 12, 2010). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

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