Discover® Open Road® Card

Issued by Morgan Stanley bank the Discover Open Road Card is designed for those with good credit who are looking for a cash reward credit card on gas purchases.


Discover Open Road Card
Intro APR  APR Annual Fee 
0%* 11.99%* $0.00*
Apply For Discover Open Road Card

Basic Information

Issuer: Discover Bank
Card Network: Discover®
Card Category: Consumer (Regular)
Card Type: - Low Interest Credit Card
- Reward Card
Credit Needed: Excellent*

Card Review

Make your money go further - everywhere you go. SM Get 5% Cashback Bonus on your first $100 in gas and auto maintenance purchases each month - up to $1,200 in purchases each year. Plus get 5% to 20% Cashback Bonus at top retailers such as CircuitCity.com, LandsEnd.com and Barnes and Noble.com when you link through our exclusive online shopping site, ShopDiscover. In addition, you'll earn up to 1% Cashback Bonus on all other purchases.
Card rating: Card Rating (4 out of 5)
Most attractive features: - Double cash rebates at participating retailers & merchants (through the Cashback Bonus® reward program)
- No annual fee
Least attractive features: - "Two Cycles Average Daily Balance" method used to determine finance charges

Rewards & Benefits

Reward Types: - Auto Reward Cards
- Cash Back Reward Cards
- Gas Reward Cards
Reward Unit: Cash
Reward Unit Value: $1.00
Rewards: - Double Cashback Bonus at Any Gas Station and Any Restaurant
- 5% to 20% Cashback Bonus® at Top Retailers Through the Online Shopping Mall
- Up to 1% Cashback Bonus® at Top Retailers Through the Online Shopping Mall
Expiration: None
Yearly Limit: None
Other Benefits: - Free Additional Cards
- Several card designs to select from
- Various Internet account related services
- No liability for unauthorized transactions
- Up to $500,000 in travel accident insurance
- Fraud and security protection services
- Purchase protection
- Flight insurance
- Auto rental insurance
Online Card Account Access:

Card Finance & Rates

Introductory APR (%): 0%*
Applied Towards: Purchases, Balance Transfer
Introductory Period: See T&C.*
APR on Purchases (%): 11.99%*
APR Type: variable
Annual Fee: $0.00*
Grace Period: 25 days*
Minimum Finance Charge: 0.50%
Minimum Credit Line: $5,000
Late Payment Fee: $19.00*
Over Limit Fee: $39.00

Balance Transfers

Balance Transfer:
Transfer Fee (%): 3.00%

Cash Advances

APR on Cash Advances (%): 23.99%
Cash Advance Fee (%): 3.00%
Minimum Fee: $5.00

Comments

The 0% APR introductory rate for purchases is for 6 months*

* See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover's website.

Action

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* The information provided for Discover Open Road Card is believed to be accurate at the time of evaluation (Jan 11, 2010). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

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