Discover® Student Card

Issued by Morgan Stanley Bank the Discover Student Platinum Card is designed for students who are looking for a cash reward credit card and would like to create credit history.


Discover Student Card
Intro APR  APR Annual Fee 
0%* 16.99%* $0.00*
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Basic Information

Issuer: Discover Bank
Card Network: Discover®
Card Category: Student (Regular)
Card Type: - Card for Bad Credit
- Reward Card
Credit Needed: No Credit*

Card Review

Card rating: Card Rating (3 out of 5)
Most attractive features: - 0% Introductory APR
- Double cash rebates at participating retailers and merchants (through the Cashback Bonus® award program)
- No annual fee
Least attractive features: - "Two Cycles Average Daily Balance" method used to determine finance charges

Rewards & Benefits

Reward Type: - Cash Back Reward Cards
Reward Unit: Cash
Reward Unit Value: $1.00
Reward per every $1 spent: 0.01
Rewards: - 5% Cashback Bonus on purchases throughout the year by participating in each Get More program
- 1% on all other purchases after your total annual purchases exceed $3,000; other purchases that are part of your first $1,500 earn .25% and other purchases that are part of your second $1,500 earn .50%
- Purchases made at select warehouse clubs, discount stores and their affiliates earn .25%
- Rewards are redeemable in $20 increments
Expiration: None
Yearly Limit: None
Other Benefits: - Several card designs to select from
- Internet account related services
- $0 liability for unauthorized transactions
Online Account Access:

Card Finance & Rates

Introductory APR (%): 0%*
Applied Towards: Purchases, Balance Transfer
Introductory Period: 6 months*
APR on Purchases (%): 16.99%*
APR Type: fixed
Annual Fee: $0.00*
Grace Period: 25 days*
Minimum Finance Charge: 0.50%
Minimum Credit Line: $500
Maximum Credit Line: $5,000
Late Payment Fee: $39.00*
Over Limit Fee: $39.00

Balance Transfers

Balance Transfer:

Cash Advances

APR on Cash Advances (%): 23.99%
Cash Advance Fee (%): 3.00%
Minimum Fee: $5.00
Maximum Fee: $50.00

Action

View Other Discover Bank Cards
View Other Discover Cards
View Other Balance Transfer Cards
View Other No Annual Fee Cards
View Other Regular Cards
View Other Reward Credit Cards
View Other Student Cards
View Other Cards for Bad Credit
View Other Cash Back Reward Cards
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* The information provided for Discover Student Card is believed to be accurate at the time of evaluation (May 10, 2008). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

SSL Security Security Note: Online application features Secure SSL Technology.

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Credit Card: Discover Student Credit Card

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