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Discover® Student Card
Issued by Morgan Stanley Bank the Discover Student Platinum Card is designed for students who are looking for a cash reward credit card and would like to create credit history.
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Basic Information |
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| Issuer: | Discover Bank |
| Card Network: | Discover® |
| Card Category: | Student (Regular) |
| Card Type: | - Card for Bad Credit - Reward Card |
| Credit Needed: | Fair* |
Card Review |
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| Card rating: | |
| Most attractive features: | - 0% Introductory APR - Double cash rebates at participating retailers and merchants (through the Cashback Bonus® award program) - No annual fee |
| Least attractive features: | - "Two Cycles Average Daily Balance" method used to determine finance charges |
Rewards & Benefits |
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| Reward Type: | - Cash Back Reward Cards |
| Reward Unit: | Cash |
| Rewards: | - 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply* - Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site - Up to 1% unlimited Cashback Bonus on everything else you buy |
| Expiration: | None |
| Yearly Limit: | None |
| Other Benefits: | - Several card designs to select from - Internet account related services - $0 liability for unauthorized transactions |
| Online Card Account Access: | |
Card Finance & Rates |
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| Introductory APR (%): | 0%* |
| Applied Towards: | Purchases |
| Introductory Period: | 9 months* |
| APR on Purchases (%): | 13.99% - 20.99% |
| APR Type: | variable |
| Annual Fee: | $0.00* |
| Grace Period: | 25 days* |
| Minimum Finance Charge: | $0.50* |
| Late Payment Fee: | $39.00* |
| Over Limit Fee: | $39.00* |
Balance Transfers |
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| Balance Transfer: | |
| Transfer Fee (%): | 5.00% of each balance transfer |
| Minimum BT Fee: | $10.00 |
Cash Advances |
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| APR on Cash Advances (%): | 23.99% |
| Cash Advance Fee (%): | 5.00% |
| Minimum Fee: | $10.00 |
Comments |
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| * See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website. | |
Action |
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| Click Here to Apply | |
| View Other Discover Bank Cards | |
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| View Other 0% Intro Rate Cards | |
| View Other Balance Transfer Cards | |
| View Other No Annual Fee Cards | |
| View Other Regular Cards | |
| View Other Reward Credit Cards | |
| View Other Student Cards | |
| View Other Cards for Bad Credit | |
| View Other Cash Back Reward Cards | |
| Apply For Discover Student Card Secure Online | |
* The information provided for Discover Student Card is believed to be accurate at the time of evaluation (Feb 1, 2012). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.



