Discover® Student Card

Issued by Morgan Stanley Bank the Discover Student Platinum Card is designed for students who are looking for a cash reward credit card and would like to create credit history.

	Intro APR  APR Annual Fee  0%* 13.99% - 20.99%* $0.00*
Basic Information
Issuer:	Discover Bank
Card Network:	Discover®
Card Category:	Student (Regular)
Card Type:	- Card for Bad Credit - Reward Card
Credit Needed:	Fair*
Top Card Review
Card rating:	(4 out of 5)
Most attractive features:	- 0% Introductory APR - Double cash rebates at participating retailers and merchants (through the Cashback Bonus® award program) - No annual fee
Least attractive features:	- "Two Cycles Average Daily Balance" method used to determine finance charges
Top Rewards & Benefits
Reward Type:	- Cash Back Reward Cards
Reward Unit:	Cash
Rewards:	- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply* - Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site - Up to 1% unlimited Cashback Bonus on everything else you buy
Expiration:	None
Yearly Limit:	None
Other Benefits:	- Several card designs to select from - Internet account related services - $0 liability for unauthorized transactions
Online Card Account Access:
Top Card Finance & Rates
Introductory APR (%):	0%*
Applied Towards:	Purchases
Introductory Period:	9 months*
APR on Purchases (%):	13.99% - 20.99%
APR Type:	variable
Annual Fee:	$0.00*
Grace Period:	25 days*
Minimum Finance Charge:	$0.50*
Late Payment Fee:	$39.00*
Over Limit Fee:	$39.00*
Top Balance Transfers
Balance Transfer:
Transfer Fee (%):	5.00% of each balance transfer
Minimum BT Fee:	$10.00
Top Cash Advances
APR on Cash Advances (%):	23.99%
Cash Advance Fee (%):	5.00%
Minimum Fee:	$10.00
Top Comments
* See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website.
Top Action
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Apply For Discover Student Card Secure Online

* The information provided for Discover Student Card is believed to be accurate at the time of evaluation (Feb 1, 2012). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

Security Note: Online application features Secure SSL Technology.