Discover® Student Card - Flamingo Monogram

Issued by Morgan Stanley Bank the Discover Student Flamingo Monogram Credit Card is designed for students who are looking for personalized credit card and would like to start building credit history.

	Intro APR  APR Annual Fee  0%* as low as 13.99%* $0.00*
Basic Information
Issuer:	Discover Bank
Card Network:	Discover®
Card Category:	Student (Regular)
Card Type:	- Low Interest Credit Card - Reward Card
Credit Needed:	No Credit*
Top Card Review
Card rating:	(3 out of 5)
Most attractive features:	- Personalized card - 0% Intro APR - No annual fee
Least attractive features:	- "Two Cycles Average Daily Balance" method is used to determine finance charges
Top Rewards & Benefits
Reward Types:	- Cash Back Reward Cards - Gas Reward Cards
Reward Unit:	Cash
Reward per every $1 spent:	1.00
Rewards:	- Up to 20% Cashback Bonus when you shop online* - 1% on all other purchases after your total annual purchases exceed $3,000 (Other purchases that are part of your first $1,500 earn .25% and other purchases that are part of your second $1,500 earn .50%) Rewards are redeemable in $20 increments. Full terms and conditions will be sent with your Card.
Expiration:	None
Yearly Limit:	None
Other Benefits:	- Internet related services - Email reminders to help you avoid fees - $0 fraud liability guarantee - Advanced fraud early warnings alerts See Terms and Conditions for additional benefits
Online Card Account Access:
Top Card Finance & Rates
Introductory APR (%):	0%*
Applied Towards:	Purchases
Introductory Period:	See T&C*
APR on Purchases (%):	as low as 13.99%*
APR Type:	variable
Annual Fee:	$0.00*
Grace Period:	25 days*
Minimum Finance Charge:	$0.50
Late Payment Fee:	$39.00*
Over Limit Fee:	$39.00
Top Balance Transfers
Balance Transfer:
Transfer Fee (%):	3.00%
Top Cash Advances
APR on Cash Advances (%):	23.99%
Cash Advance Fee (%):	3.00%
Minimum Fee:	$5.00
Top Comments
* See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover's website.
Top Action
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* The information provided for Discover Student Card - Flamingo Monogram is believed to be accurate at the time of evaluation (Jun 21, 2010). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

Security Note: Online application features Secure SSL Technology.