Discover® Student Card - Onyx Monogram

Issued by Morgan Stanley Bank the Discover Student Onyx Monogram Card is designed for students who would like to express individuality.

	Intro APR  APR Annual Fee  0%* 16.99%* $0.00*
Basic Information
Issuer:	Discover Bank
Card Network:	Discover®
Card Category:	Student (Regular)
Card Type:	- Low Interest Credit Card - Reward Card
Credit Needed:	No Credit*
Top Card Review
Choose a personalized card design today and enjoy a 0% Intro APR, pay no annual fee and have peace of mind with $0 fraud liability guarantee. Plus, enjoy the Easiest Online Account Management Options. You'll also earn 5% Cashback Bonus® in popular categories that change four times a year like gas stations, restaurants, clothing stores, travel and more and up to 1% Cashback Bonus on all other purchases automatically*. No need to worry because the unlimited cash rewards never expire as long as you use your Card. Double rewards with more than 80 Cashback Bonus Partners. Start Saving Today! Minimum Requirements for Applicants: - U.S. Resident or Citizen, currently residing in the U.S. - Age 18+ - Must be registered at a 2 or 4 year college or university
Card rating:	(3 out of 5)
Most attractive features:	- Personalized credit card - Cash Back Reward - 0% Intro APR - No annual fee
Least attractive features:	- "Two Cycles Average Daily Balance" method is used to determine finance charges
Top Rewards & Benefits
Reward Types:	- Cash Back Reward Cards - Gas Reward Cards
Reward Unit:	Cash
Reward per every $1 spent:	1.00
Rewards:	- 5% Cashback Bonus on purchases throughout the year by participating in each Get More program - 1% on all other purchases after your total annual purchases exceed $3,000 (Other purchases that are part of your first $1,500 earn .25% and other purchases that are part of your second $1,500 earn .50%) Rewards are redeemable in $20 increments. Full terms and conditions will be sent with your Card.
Expiration:	None
Yearly Limit:	None
Other Benefits:	- Internet related services - Email reminders to help you avoid fees - $0 fraud liability guarantee - Advanced fraud early warnings alerts See Terms and Conditions for additional benefits
Online Account Access:
Top Card Finance & Rates
Introductory APR (%):	0%*
Applied Towards:	Purchases
Introductory Period:	6 months*
APR on Purchases (%):	16.99%*
APR Type:	fixed
Annual Fee:	$0.00*
Grace Period:	25 days*
Minimum Finance Charge:	$0.50
Minimum Credit Line:	$500
Late Payment Fee:	$39.00*
Over Limit Fee:	$39.00
Top Balance Transfers
Balance Transfer:
Top Cash Advances
APR on Cash Advances (%):	23.99%
Cash Advance Fee (%):	3.00%
Minimum Fee:	$5.00
Top Action
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* The information provided for Discover Student Card - Onyx Monogram is believed to be accurate at the time of evaluation (Jun 25, 2008). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

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