Discover® Student Card - Tropical Beach
Issued by Morgan Stanley Bank the Discover Tropical Beach Card is designed for people who are studding now and would like to build their credit with a cash reward credit card.
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Basic Information |
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| Issuer: | Discover Bank | |||||||||
| Card Network: | Discover® |
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| Card Category: | Student (Regular) | |||||||||
| Card Type: | - Instant Decision Card - Reward Card |
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| Credit Needed: | Fair* | |||||||||
Card Review |
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| Card rating: |  (2.5 out of 5) |
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| Most attractive features: | - 0% Introductory APR for 6 months - Double cash rebates at participating retailers and merchants (through the Get More Cashback Bonus® program) |
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| Least attractive features: | - "Two Cycles Average Daily Balance" method used to determine finance charges | |||||||||
Rewards & Benefits |
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| Reward Type: | - Cash Back Reward Cards |
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| Reward Unit: | Cash | |||||||||
| Reward Unit Value: | $1.00 | |||||||||
| Reward per every $1 spent: | 0.01 | |||||||||
| Rewards: | - 5% Cashback Bonus on purchases throughout the year by participating in each Get More program - 1% on all other purchases after your total annual purchases exceed $3,000; other purchases that are part of your first $1,500 earn .25% and other purchases that are part of your second $1,500 earn .50% - Purchases made at select warehouse clubs, discount stores and their affiliates earn .25% - Rewards are redeemable in $20 increments |
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| Expiration: | None | |||||||||
| Yearly Limit: | None | |||||||||
| Other Benefits: | - Several card designs to select from - Various Internet account related services - $0 liability for unauthorized transactions - Discounts on products and services at participating merchants and retailers |
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| Online Account Access: |  |
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Card Finance & Rates |
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| Introductory APR (%): | 0%* | |||||||||
| Applied Towards: | Purchases | |||||||||
| Introductory Period: | 6 months* | |||||||||
| APR on Purchases (%): | 16.99%* | |||||||||
| APR Type: | fixed | |||||||||
| Annual Fee: | $0.00* | |||||||||
| Grace Period: | 25 days* | |||||||||
| Minimum Finance Charge: | 0.50% | |||||||||
| Minimum Credit Line: | $500 | |||||||||
| Maximum Credit Line: | $5,000 | |||||||||
| Late Payment Fee: | $39.00* | |||||||||
| Over Limit Fee: | $39.00 | |||||||||
Balance Transfers |
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| Balance Transfer: | |
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| Transfer Fee (%): | 3.00% | |||||||||
| Minimum Fee: | $5.00 | |||||||||
| Maximum Fee: | $50.00 | |||||||||
Cash Advances |
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| APR on Cash Advances (%): | 23.99% | |||||||||
| Cash Advance Fee (%): | 3.00% | |||||||||
| Minimum Fee: | $5.00 | |||||||||
Other Fees |
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| Additional Fees | There are no additional fees for this card | |||||||||
Action |
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| View Other Discover Bank Cards | ||||||||||
| View Other Discover Cards | ||||||||||
| View Other Balance Transfer Cards | ||||||||||
| View Other No Annual Fee Cards | ||||||||||
| View Other Regular Cards | ||||||||||
| View Other Reward Credit Cards | ||||||||||
| View Other Student Cards | ||||||||||
| View Other Instant Decision Cards | ||||||||||
| View Other Cash Back Reward Cards | ||||||||||
| Apply For Discover Student Card - Tropical Beach Secure Online | ||||||||||
* The information provided for Discover Student Card - Tropical Beach is believed to be accurate at the time of evaluation (Feb 28, 2008). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.
- Selected Card
- Basic Information
- Card Review
- Rewards & Benefits
- Card Finance & Rates
- Balance Transfers
- Cash Advances
- Other Fees
- What to Do Next?
- Apply Secure Online
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Credit Card: Discover Student Card - Tropical Beach
