The Fingerhut Credit shopping card is a store/catalog specific card that is used by United States residents in the purchase of name brand items. The card makes these items easier to obtain due to monthly payments rather than paying the price all at once. Those applying for the card should have reasonable credit and the means to make the monthly payments.
|Card Network:||Other Networks
|Card Category:||Consumer (Shopping)|
|Card Type:||- Card for Bad Credit
- Instant Decision Card
- Shopping Card
|Credit Needed:||Bad Credit OK*|
The Fingerhut credit shopping card is designed to serve Americans wishing to buy name brand merchandise without paying the name brand price all at once. The merchandise, through the credit card, is able to be paid for in payments.
Card members are charged what may be considered a higher interest rate on purchases. This is comparable to any store card, as their interest rates are almost always above 19%. Those using their cards can obtain free rewards items for purchasing certain items, reaching a certain dollar amount, or simply making a purchase from a specific catalog.
There is no annual or monthly fee.
Cardholders are able to control spending by controlling the items that are purchased. The monthly payment is based on the monthly payment per item rather than on the total balance on the card.
|Most attractive features:||- No annual fee
- Instant decision
- High credit lines
- Many branded products to choose from
|Least attractive features:||- Limited use of the card/credit|
|Other Benefits:||- As your ability to pay grows, so does your credit limit.
- Monthly payments based on what's best for your budget.
- Use Fingerhut Credit for catalog, online and phone orders.
- You can shop even if your application is pending.
* See Terms and Conditions of the card
|Online Card Account Access:|
|Introductory APR (%):||N/A*|
|APR on Purchases (%):||24.90%|
|Grace Period:||25 days*|
|Minimum Finance Charge:||$1.00*|
|Additional Fees||See Terms and Conditions of the card|
|* The Fingerhut Credit Account is offered to US residents by WebBank, a Utah-chartered industrial bank, located in Salt Lake City, UT. Member FDIC, who determines eligibility and qualifications for the terms of credit.|
+ If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit.
|View Other WebBank Cards|
|View Other Other Networks Cards|
|View Other All Debit and Credit Cards|
|View Other Consumer Cards|
|View Other Cards for Bad Credit|
|View Other Instant Decision Cards|
|View Other Shopping Cards|
* The information provided for Fingerhut Credit Account is believed to be accurate at the time of evaluation (Mar 18, 2014). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.