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First Option Visa® Card

Issued by New Millennium Bank, the First Option VISA credit card is designed for those who may have difficulties to obtain unsecured credit card and are in need of VISA card with up to $5000 load limit.


First Option Visa Card
Intro APR  APR Annual Fee 
N/A* 19.50%* $59.00*
Unfortunately, we do not currently offer online application for this card. See similar cards

Basic Information

Issuer: New Millennium Bank
Card Network: VISA®
Card Category: Consumer (Secured)
Card Type: - Card for Bad Credit
- Guaranteed Approval
Credit Needed: Bad Credit OK*

Card Review

Card rating: Card Rating (3.5 out of 5)
Most attractive features: - Guaranteed approval
- High secured credit limit
- No credit check
- Visa card benefits
Least attractive features: - Processing fee
- Annual fee

Benefits

Other Benefits: - Internet related services
- VISA card benefits
- Emergency cash transfers
- Auto rental Insurance
- $100,000 Travel accident Insurances
- Extended Warranty protection
Online Card Account Access:
100% Guarantee Approval:
Credit Reporting:

Card Finance & Rates

Introductory APR (%): N/A*
Introductory Period: N/A*
APR on Purchases (%): 19.50%*
APR Type: fixed
Annual Fee: $59.00*
Grace Period: 0 days*
Minimum Credit Line: $300
Maximum Credit Line: $5,000
Late Payment Fee: $20.00*
Over Limit Fee: $20.00

Balance Transfers

Balance Transfer:

Cash Advances

Cash Advance Fee (%): 2.00%
Minimum Fee: $1.00
Maximum Fee: $20.00

Other Fees

Additional Fees Processing fee: $99.95

Action

View Other New Millennium Bank Cards
View Other VISA Cards
View Other Consumer Cards
View Other Credit Reporting Cards
View Other Secured Cards
View Other Cards for Bad Credit
View Other Guaranteed Approval


* The information provided for First Option Visa Card is believed to be accurate at the time of evaluation (Apr 8, 2010). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

SSL Security Security Note: Online application features Secure SSL Technology.

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Credit Card: First Option Secured Visa Card Application

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