First Platinum Plus

The First Plus Platinum card is a shopping card with up to $10,000 secured credit line and is a good offer for those who would like to improve or strengthen their credit - the card offers 12 months interest free!


First Platinum Plus
Intro APR  APR Annual Fee 
0%* 7.90%* N/A*
Unfortunately, we do not currently offer online application for this card. See similar cards

Basic Information

Issuer: Other Issuers
Card Network: Other Networks
Card Category: Consumer (Shopping)
Card Type: - Card for Bad Credit
- Guaranteed Approval
- Shopping Card
Credit Needed: Bad Credit OK*

Card Review

Card rating: Card Rating (4.5 out of 5)
Most attractive features: - Application fee is waived
- Long term intro period
- High secured credit line
- Guaranteed approval
Least attractive features: - Maintenance fee
- Limited credit usage

Benefits

Other Benefits: * See Terms and conditions.
Online Card Account Access:
100% Guarantee Approval:
Credit Reporting:

Card Finance & Rates

Introductory APR (%): 0%*
Applied Towards: Purchases
Introductory Period: 12 months*
APR on Purchases (%): 7.90%*
APR Type: fixed
Annual Fee: N/A*
Grace Period: 25 days*
Minimum Finance Charge: 7.90%
Minimum Credit Line: $5,000
Maximum Credit Line: $10,000
Late Payment Fee: $10.00*

Balance Transfers

Balance Transfer:

Other Fees

Additional Fees Elite Membership fee: $30.00
Monthly maintenance fee: $9.95
Returned payment fee: $35.00

Comments

Offer Details: By submitting this order you give First Plus Platinum Credit authorization to charge your debit or credit card a processing fee of $2.78 for the 7 day trial membership. The $7,500 credit account is for use towards thousands of our merchandise items only. After the 7 day trial, unless you cancel, we will automatically bill the account you provided us today for $39.95, and each month thereafter. All monthly fees will be applied to any outstanding line of credit balance. This charge will appear as debit by "Credit Line" on your statement. You have the right to cancel any time by calling the toll-free number provided in the Terms and Conditions.

As an additional bonus, you will also receive a FREE 14 day trial of Vcomm Unlimited International and Long Distance Calling Service. Unless you cancel, Vcomm Unlimited will bill your account $19.95 for the services each month thereafter. You have the right to cancel anytime by calling the toll-free number located at vcommunlimited.com

You also agree to receive a 10 day FREE trial membership for Premier Plus, your personalized desktop with free e-mail and SMS sending. After the 10-day trial, unless you cancel, Premier Plus will charge your account $12.95 each month thereafter. The charge will show PREMIER on your statement. You have the right to cancel any time by calling the toll-free number located at premierplusmember website.

Action

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* The information provided for First Platinum Plus is believed to be accurate at the time of evaluation (Aug 4, 2009). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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