First PREMIER® Bank Classic Credit Card

If you have less than perfect credit, the First PREMIER Bank Classic Credit Card could be your best option. It's not a debit card and it's not a prepaid card. It gives you the credit you need to buy what you want now and pay for it later. As long as you have a checking account, you qualify for the card.

	Intro APR  APR Annual Fee  N/A* 36.00%* $75.00* Unfortunately, we do not currently offer online application for this card. See similar cards
Basic Information
Issuer:	First PREMIER Bank
Card Network:	MasterCard®
Card Category:	Consumer (Regular)
Card Type:	- Card for Bad Credit - Instant Decision Card
Credit Needed:	Bad Credit OK*
Top Card Review
Prepaid cards and debit cards don't report to the credit agencies every month. When you have less than perfect credit and want credit, the First PREMIER Bank Classic Credit Card offers you that possibility. You need a checking account to qualify but that's about it. You can find out if you qualify for the card in under a minute. When your card arrives, activate it and use it anywhere that MasterCard is accepted. Shop online and with merchants around the globe to buy what you need. Make your payments online or by mail. Use online account management to track your transaction history and your available credit. The application takes minutes to complete and you can enjoy a solid line of credit quickly.
Card rating:	(3 out of 5)
Most attractive features:	- Real credit card for those with damaged credit - Instant response
Least attractive features:	- High APR - Processing fee - Monthly servicing fee
Top Rewards & Benefits
Other Benefits:	* See website for additional benefits
Online Card Account Access:
Top Card Finance & Rates
Introductory APR (%):	N/A*
Introductory Period:	N/A*
APR on Purchases (%):	36.00%
APR Type:	variable
Annual Fee:	$75.00*
Grace Period:	27 days*
Minimum Finance Charge:	$1.00*
Late Payment Fee:	$35.00*
Over Limit Fee:	$35.00*
Top Balance Transfers
Balance Transfer:
Top Cash Advances
APR on Cash Advances (%):	36.00%
Top Other Fees
Additional Fees	- Processing fee: $55.00 (one-time fee) - Monthly Servicing fee: None for first year; after first year, $75.00 annually (billed at $6.25 per month) - Foreign Currency: 3% of each transaction amount in U.S. dollars.
Top Comments
Annual fee: $75.00 for first year; after first year, $45.00 annually
Top Action
View Other First PREMIER Bank Cards
View Other MasterCard Cards
View Other Consumer Cards
View Other Regular Cards
View Other Cards for Bad Credit
View Other Instant Decision Cards

* The information provided for First PREMIER Bank Classic Credit Card is believed to be accurate at the time of evaluation (Apr 18, 2012). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

Security Note: Online application features Secure SSL Technology.