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Prepaid Debit Cards

The following prepaid debit cards provide the convenience of using a card to make payments without using credit or incurring interest charges. They do not usually require a credit check, as they have to be preloaded with funds before use. Some do have credit rebuilder and rewards programmes attached. Select the pre-paid card that suits you, and apply online.

Sunday, May 19, 2013, we found 78 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity
 

Pages: 1 2 3 4 Check up to 6 cards and

[1] Baby Phat Prepaid Visa® RushCard

Baby Phat Prepaid Visa RushCard
Terms |  More Info
- Real time activity alerts via text, email, and mobile app. *Standard text messaging rates from your wireless provider apply.
- Easy Online Bill Pay - pay bills, rent, or write personal checks.
- Free 24/7 customer service.
- Your Funds are FDIC-insured through The Bancorp Bank; Member FDIC.
- Members now have access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance - free of charge.
Baby Phat Prepaid Visa RushCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$1.00$19.95*$1.95View NoBad Credit OK*
ATM Balance Inquiry Fee (outside US)
ATM Balance Inquiry Fee
ATM Withdrawal Fee (outside US)
ATM Withdrawal Fee
Convenience Fee
Inactivity (no activity within 60 days) fee
$1.00
$0.05
$3.50
$1.95
$1.00
$2.95
Int'l Card Transactions Fee
Monthly Inactivity Fee
Paper Statement Fee
Payment to Third Parties
Refund of Card Balance
Replacement Card Fee
$1.00
$2.95
$1.00
$2.00
$5.00
$9.95

[2] READYdebit® Visa® Prepaid Card

READYdebit Visa Prepaid Card
Terms |  More Info
- Instant Account Number - No Credit Check
- Free Direct Deposit - paycheck, benefits, tax refunds
- Easy Online Bill Payment & Mobile Account Access
- No Purchase Transaction Fees
- No Overdraft Fees or Balance Minimums
- Withdraw cash at ATMs or get cash back with purchases
Free Credit ScoreTracker
- Choose Your Card Color - Blue or Pink
READYdebit Visa Prepaid Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$10.00$9.95*$2.25View NoBad Credit OK*
ACH debit
ATM Withdrawal
ATM Withdrawal Decline
Automated Phone Account Access
Bank ACH Transfer
Bank Teller Cash Advance
Currency Conversion
Direct Deposit
Expedited Card Delivery
Live Customer Service (per month)
Monthly Fee
$2.25
$2.25
FREE
FREE
FREE
$5.00
2%
FREE
$50.00
1 Free
$9.95*
Negative Balance Fee
Online Account Access
PIN Transaction
POS Transaction Decline
Paper Statement
Replacement Card
Retail Cash Load
Secondary Card (Max 1 card)
Signature Transaction
U.S. ATM Balance Inquiry
N/A
FREE
FREE
FREE
$2.00
$10.00
FREE
$10.00
FREE
FREE

[3] USAA Checking Debit Visa® Card

USAA Checking Debit Visa Card
More Info
- Free direct deposit and free checks
- Deposit money anywhere, anytime
- Access your money instantly
- Free unlimited funds transfers to and from any bank nationwide
- Manage money online easily: USAA Money Manager, USAA Web BillPay and more
- No minimum deposit to open
- No monthly maintenance fees
View all new offers
USAA Checking Debit Visa Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed
N/A* N/A* N/A* $0* N/A* Accepts All*

[4] READYdebit® Platinum Visa® Prepaid Card

READYdebit Platinum Visa Prepaid Card
More Info
- Get Your Premium Benefits:
- Exclusive Rewards Program
- Free Credit ScoreTracker
- Easy Mobile Account Access and Text Alerts
- Easy Online Bill Payment & Check Writing
- Free Direct Deposit - paycheck, benefits, tax refunds
- No Credit Check, No Overdraft Fees or Balance Minimums
- Reloadable up to $10,000 Max Balance
- Deposit is fully FDIC insured
READYdebit Platinum Visa Prepaid Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$10.00$9.95*$2.00View NoBad Credit OK*
ACH debit
ATM Withdrawal
ATM Withdrawal Decline
Automated Phone Account Access
Bank ACH Transfer
Bank Teller Cash Advance
Currency Conversion
Direct Deposit
Expedited Card Delivery
Live Customer Service
Monthly Fee
FREE
$2.00
FREE
FREE
FREE
$5.00
2%
FREE
$50.00
FREE
$14.95*
Negative Balance Fee
Online Account Access
PIN Transaction
POS Transaction Decline
Paper Statement
Replacement Card
Retail Cash Load
Secondary Card
Signature Transaction
U.S. ATM Balance Inquiry
N/A
FREE
FREE
FREE
$2.00
$10.00
FREE
FREE
FREE
FREE

[5] American Express® Serve

American Express Serve
Terms |  More Info
- Free sign up and no credit check
- No monthly or annual fees
- Get the prepaid card and mobile app
- Send and receive money by email and text
- American Express safety and security
- Link a bank account, debit or credit card; add money with MoneyPak® and use at ATMs*
- Get access to benefits such as Purchase Protection* underwritten by AMEX Assurance Company, Roadside Assistance* and Entertainment Access
*Terms, conditions and exclusions apply.
View all new offers
American Express Serve
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$10.00$0.00*$2.00View NoBad Credit OK*
See Terms & Conditions of Serve Card for other fees*

[6] PayPal™ Prepaid MasterCard®

PayPal Prepaid MasterCard
More Info
- Real-time mobile alerts notify you of transactions and balances
- Free direct deposit - get your paycheck and government benefits up to 2 days faster.
- Instantly transfer money from your PayPal Account to your PayPal Prepaid MasterCard®!
- No credit check, overdraft fees or interest charges.
- Get cash back rewards.
- Safer than carrying cash - use it to pay for everyday purchases.
PayPal Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$0.00$0.00*$1.95View NoAccepts All*
ACH Debit Transaction Decline
ATM Transaction Decline Fee
Account Maintenance Fee
Additional Card Fee
Balance Inquiry
Domestic ATM Cash Withdrawal
Instant Bank Transfer ($100 or less)
Intl. ATM Cash Withdrawal
$1.00
$1.00
None
None
FREE
$1.95
$1.95
$1.95
Lost, Stolen Card Replacement
Mobile Phone Real-Time Alerts
Online Account Center
Over the Counter Cash Withdrawal
Preauthorized Payment Decline
Statement Mailing Fee (each)
Stop Payment Fee
Telephone Access Customer Service
$5.95
FREE
FREE
$2.50
$1.00
$5.95
$10.00
FREE

[7] H&R Block Emerald Prepaid MasterCard®

H&R Block Emerald Prepaid MasterCard
More Info
- Save 20% on H&R Block At Home Software
- Receive your Tax Refund faster
- Get Access to Your Payroll Faster
- Easy Recordkeeping
- Full MasterCard benefits
- No card loading fee
- No Interest Charges
View all new offers
H&R Block Emerald Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$0.00$0.00*$2.50View NoBad Credit OK*
ATM Balance Inquiry Fee
ATM Denial Fee
Card loading Fee
Check Request Fee
Customer Service Live Agent
Domestic ATM Cash Withdrawal
$1.00
$0.50
NONE
$20.00
$2.00
$2.50
Express Delivery Fee
Intl. ATM Cash Withdrawal
Intnl. ATM Inquiry Fee
Monthly Inactivity Fee
Over the Counter Withdrawal Fee
Replacement Card Fee
$35.00
$2.50
$1.50
$2.50
$25.0
$10.0

[8] PASS Card from American Express℠

PASS Card from American Express
More Info
- Prepaid, reloadable American Express card parents can give to teens
- Parents and teens can log in to their own online accounts to check the PASS Card balance, view transactions and setup alerts
- Limit overspending and avoid teen overdraft fees
- Safer than Cash
- Automatic reloads
- Prepaid Teen Card from American Express
PASS Card from American Express
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$10.00$0.00*$2.00View NoAccepts All*
American Express provides one free ATM withdrawal per calendar month. $2.00/withdrawal thereafter Assessed against the PASS Card balance. There are no other fees!

[9] American Express® Prepaid Card

American Express Prepaid Card
More Info
- The benefits of Cardmembership start here!
- Free Direct Deposit
- No Monthly, Annual or Purchase Fees
- No Overdraft, Inactivity or Foreign Exchange Fees
- Free Fraud Protection
- Purchase Protection and Roadside Assistance
- No Credit Check
American Express Prepaid Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$5.00$0.00*$2.00View NoBad Credit OK*
Annual fee
Customer service fee
Monthly fee
None
None
None
Overdraft fee
Transaction fee
None
None

[10] PayPower™ Visa® Prepaid Card

PayPower Visa Prepaid Card
More Info
- $0 activation fee when you signup online!
- Earn $20 with free direct deposit of your employer paychecks on to your PayPower card
- Earn $30 when you direct deposit your government benefits checks on to your PayPower card
- Refer a friend and earn $20 when they sign up
- No Credit Check, Overdraft Fees, Minimum balances or existing bank account required
- Use everywhere Visa debit cards are accepted, including online and at ATM's
- Safe and secure alternative to cash and funds are protected by the Visa Zero Liability policy
- Free online bill pay, customer service, and card to card transactions
View all new offers
PayPower Visa Prepaid Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$5.00$0.00*$1.95View NoBad Credit OK*
Bill Payment Fee- Electronic
Bill Payment Fee- Expedited
Bill Payment Fee- Paper Check
Card to Card transactions
Check Request Fee
Customer Service
Direct Deposit
Domestic ATM Balance Inquiry
Domestic ATM Withdrawal
Express Card Shipping Fee
Foreign Transaction Fee
Intl. ATM Balance Inquiry
Intl. ATM Withdrawal Fee
FREE
$9.95
FREE
FREE
$5.95
FREE
FREE
$0.50
$1.95
$25.00
2.0%
$0.95
$3.95
Load/Reload Retail
Lost/Stolen Replacement Card
Monthly Maintenance Fee
Online Purchase Fee
POS PIN Transaction
POS Signature Transaction
Reissue Card
Retail Purchase Fee
Secondary Card Issuance Fee
Teller Cash Advance
Visa ReadyLink
Written Account History
$3.95
$5.95
$5.95
FREE
FREE
FREE
FREE
$3.95
$4.95
$2.00
Varies
$2.95

[11] Pink ACE Elite™ Visa® Prepaid Card

Pink ACE Elite Visa  Prepaid Card
More Info
- Get your tax refund faster with direct deposit.*
- Official Sponsor of the National Breast Cancer Foundation (NBFC).
- Since 2006, purchases from the ACE Elite Card have contributed to over $2 million towards NBCF's early detection screening program for those in need.
- Get paid up to 2 days faster with free direct deposit of paychecks and government benefits*
- Free Anytime Alerts™ - Get your balance and transactions via text or email*
Secure: Card funds are backed by Visa® Zero Liability*
Pink ACE Elite Visa  Prepaid Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$10.00$0.00*$2.50View NoBad Credit OK*
A to A Transfer (Internet)
A to A Transfer (Toll Free Number)
ATM Decline Fee (per declined)
Add or withdraw funds locally
Additional Statement Mailing Fee
Card Fulfillment (Shipping/Handling)
Cash Withdrawal at Distributor
Check Mailing Fee
Domestic ATM Cash Withdrawal
FREE
$4.95
$1.00
varies
$5.95
$9.95
$2.50
$5.95
$2.50
Int'l ATM Cash Withdrawal
Lost or Stolen Card Replacement
Monthly Service Fee
Non-Monetary Transactions (ATM)
Non-Monetary Transactions (Internet)
Non-Monetary Transactions (Toll Free)
PIN Purchase Convenience Fee
Signature Purchase Convenience Fee
$4.95
$9.95
$9.95
$0.50
FREE
$0.50
$2.00
$1.00

[12] ACE Elite™ Visa® Prepaid Card

ACE Elite Visa Prepaid Card
More Info
- A card with benefits that matter to you
- No credit check, No application fee, No obligation
- No-Fee Cash Withdrawals at ACE locations*
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan*
- Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees*
- Free Anytime Alerts - Get your balance and transactions via text or email
- Free Savings Account - Receive 5.00% APY*
- Secure: Card funds are FDIC insured, backed by Visa Zero Liability*
ACE Elite Visa Prepaid Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$10.00$0.00*$2.50View NoBad Credit OK*
A to A Transfer (Internet)
A to A Transfer (Toll Free Number)
ATM Decline Fee (per declined)
Add or withdraw funds locally
Additional Statement Mailing Fee
Card Fulfillment (Shipping/Handling)
Cash Withdrawal at Distributor
Check Mailing Fee
Domestic ATM Cash Withdrawal
FREE
$4.95
$1.00
varies
$5.95
$9.95
$2.50
$5.95
$2.50
Int'l ATM Cash Withdrawal
Lost or Stolen Card Replacement
Monthly Service Fee
Non-Monetary Transactions (ATM)
Non-Monetary Transactions (Internet)
Non-Monetary Transactions (Toll Free)
PIN Purchase Convenience Fee
Signature Purchase Convenience Fee
$4.95
$9.95
$9.95
$0.50
FREE
$0.50
$2.00
$1.00

[13] AccountNow® Gold Visa® Prepaid Card

AccountNow Gold Visa Prepaid Card
More Info
- 100% Guaranteed Approval - upon successful ID verification
- $0 Activation Fee
- $15 Bonus with Free Direct Deposit
- $10,000 balance limit
- Shop online & Pay bills online
- Easy Mobile Account Access
- Deposits are FDIC insured
- BBB Accredited A+ Company
AccountNow Gold Visa Prepaid Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$10.00$0.00*$2.50View NoBad Credit OK*
ATM decline fee
Automated phone system (IVR)
Bill Pay Stop Payment
Calls to Customer Service
Card replacement (direct deposit)
Card replacement
Expedited Bill Pay (Check)
Expedited Bill Pay (Electronic)
Express delivery charge: $40.00
$1.00
FREE
$20.00
FREE
Free*
$10.00
$9.95
$9.95
Intl. ATM to withdraw money
Load by Cash
Load by Direct Deposit
Monthly Fee ($3000+ monthly load)
Monthly Statement (Paper)
Monthly fee
Signature card purchase
Using ATM to obtain balance
Using a U.S. ATM to withdraw money
$4.95
FREE
FREE
FREE
$2.95
$9.95
FREE
$1.00
$2.50

[14] PEX Visa® Prepaid Card For Business

PEX Visa Prepaid Card For Business
More Info
Get money to your employees for purchases instantly. Avoid the hassles and costs of traditional credit cards. No other corporate card gives you all these features:
- Instant funds disbursement to employee cards
- 24/7 control over where and how much employees can spend
- Specify spend category or daily limits with online tools
- Block, remove, or add funds to cards instantly
- Review spending as it occurs online
- Monthly reporting
- Protect your business and personal credit
- No preset spending limit or line set by a bank - you set your own limits!
- Simple pricing - no transaction or card load fees, no overdraft or penalty fees
- Free 2 Month Trial
- No credit check
PEX Visa Prepaid Card For Business
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$49.95$0.00*N/AView NoAccepts All*
ACH Deposit
ACH Withdrawal
Account Maintenance
Card Fulfillment
Card Overdraft
Card Replacement
Currency Conversion / Event
Free
$5.00
Free
Free
Free
$5.00
Free
Express Card / Request
Late Payment
Live Agent
Monthly Fee Per Card
Per Transaction
Return ACH
$35.00
$25.00
Free
$7.50
Free
$25.00

[15] Prepaid Visa® KLS RushCard

Prepaid Visa KLS RushCard
More Info
- Get your government benefits up to two days early with Direct Deposit. *Certain restrictions apply. See card site for details.
- Stay connected - keep track of your money online and on your mobile.
- Your Funds are FDIC-insured through The Bancorp Bank; Member FDIC
- No overdraft fees
- Easy Online Bill Pay - pay bills, rent, or write personal checks.
- Members now have access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance - free of charge.
Prepaid Visa KLS RushCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
N/A$19.95*$1.95View NoBad Credit OK*
ATM Balance Inquiry Fee (outside US)
ATM Balance Inquiry Fee
ATM Withdrawal Fee (outside US)
ATM Withdrawal Fee
Convenience Fee
Inactivity (no activity within 60 days) fee
$1.00
$0.05
$3.50
$1.95
$1.00
$2.95
Int'l Card Transactions Fee
Monthly Inactivity Fee
Paper Statement Fee
Payment to Third Parties
Refund of Card Balance
Replacement Card Fee
$1.00
$2.95
$1.00
$2.00
$5.00
$9.95

[16] Green Dot Gold Prepaid Visa®

Green Dot Gold Prepaid Visa
More Info
- Get Tax Refund Faster!
- $0 activation online - with no credit check!
- No minimum balance
- Free Direct Deposit
- Access to over 22,000 MoneyPass® ATMs
Green Dot Gold Prepaid Visa
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$0.00$0.00*$2.50View NoBad Credit OK*
ATM Balance Inquiry
ATM transaction fee
ATM transaction for Student Cards
Balance Inquiry fee
Card Liquidation Fee
Cash Advance Fee
$0.00
$2.50
$0.99
$0.00
$0.00
$4.00
Declined Withdrawal Fee
International ATM Fee
Live operator
Lost or Stolen Card Replacement Fee
Transaction History
$0.50
$3.00
$0.00
$4.95
$0.00

[17] BuyRight® Prepaid MasterCard®

BuyRight Prepaid MasterCard
More Info
- New - Choose your card design at no extra cost
- Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More
- Free Direct Deposit, Online bill pay, Earn rewards.
- No bounced check fees or overdraft fees - Ever
- Travel, rent cars, reserve hotels, shop online safely.
- Unbelievable customer service.
BuyRight Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
N/AN/A*$2.00View NoBad Credit OK*
Activation Fee
Bank Teller Cash Withdrawal
Bill Pay Check Cancellation
Bill Pay Electronic Payment
Bill Pay Paper Check
Domestic Decline (PIN)
Domestic Decline (Signature)
Domestic PIN Transaction
Domestic Signature Transaction
Express Mail
Intl ATM Balance Inquiry
Intl ATM Decline
Intl ATM Withdrawal
Intl Transaction (PIN)
Intl Transaction
$9.95
$4.50
$10.00
FREE
$0.50
$0.50
FREE
$1.00
FREE
$20.00
$1.00
$0.50
$5.00
$1.00
$0.50
Load/Payment (Bank ACH Transfer)
Load/Payment (Direct Deposit)
Load/Payment (PayPal Transfer)
Load/Payment Return Check
Money Transfer Card to Account
Monthly Maintenance (per month)
Online Card Account Access (Web)
Paper Statement Copy
Replacement Card (Non-Reissue)
Rewards Redemption
Rewards Registration
Text/SMS/Email Alerts
U.S. ATM Balance Inquiry
U.S. ATM Decline
U.S. ATM Withdrawal
$1.50
FREE
FREE
$25.00
$1.50
$7.95
FREE
$5.00
$2.00
FREE
FREE
FREE
$1.00
$1.00
$2.00

[18] TurboTax Tax Refund Visa® Card

TurboTax Tax Refund Visa Card
More Info
- Your first reload is on TurboTax ($4.95 value!)
- $10 Cash back when you enroll to Direct Deposit
- Tax refund card
- Worldwide acceptance
- Free Direct Deposit
View all new offers
TurboTax Tax Refund Visa Card
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$0.00$0.00*$2.50View NoBad Credit OK*
ATM Balance Inquiry
ATM Withdrawal at in Network ATM's
All other ATM withdrawals
Foreign Transactions Fee
$0.50
FREE
$2.50
3%
Lost/Stolen Card Replacement
Reload at Retail Location
Second Card
Teller cash advance
$4.95
Varies
$4.95
$2.50

[19] Prepaid Visa® Dynasty RushCard

Prepaid Visa Dynasty RushCard
Terms |  More Info
- Enroll in Direct Deposit and get your pay up to two days early. *Certain restrictions apply. See card site for details.
- Easy Online Bill Pay - pay bills, rent, or write personal checks.
- Your Funds are FDIC-insured through The Bancorp Bank; Member FDIC.
- Free 24/7 customer service.
- Members now have access to over 23,000 fee-free MoneyPass ATMs from coast-to-coast. Get cash or check your balance - free of charge.
Prepaid Visa Dynasty RushCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
N/A$19.95*$1.95View NoBad Credit OK*
ATM Balance Inquiry Fee (outside US)
ATM Balance Inquiry Fee
ATM Withdrawal Fee (outside US)
ATM Withdrawal Fee
Convenience Fee
Inactivity (no activity within 60 days) fee
$1.00
$0.05
$3.50
$1.95
$1.00
$2.95
Int'l Card Transactions Fee
Monthly Inactivity Fee
Paper Statement Fee
Payment to Third Parties
Refund of Card Balance
Replacement Card Fee
$1.00
$2.95
$1.00
$2.00
$5.00
$9.95

[20] Green Dot® Prepaid MasterCard®

Green Dot Prepaid MasterCard
More Info
- $0 activation online - with no credit check!
- No minimum balance
- Free Direct Deposit
- Access to over 22,000 MoneyPass® ATMs
Green Dot Prepaid MasterCard
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed
$0.00$0.00*$2.50View NoBad Credit OK*
ATM Balance Inquiry
ATM transaction fee
ATM transaction for Student Cards
Balance Inquiry fee
Card Liquidation Fee
Cash Advance Fee
$0.00
$2.50
$0.99
$0.00
$0.00
$4.00
Declined Withdrawal Fee
International ATM Fee
Live operator
Lost or Stolen Card Replacement Fee
Transaction History
$0.50
$3.00
$0.00
$4.95
$0.00

Pages: 1 2 3 4 Check up to 6 cards and

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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