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Prepaid Debit Cards

The following prepaid debit cards provide the convenience of using a card to make payments without using credit or incurring interest charges. They do not usually require a credit check, as they have to be preloaded with funds before use. Some do have credit rebuilder and rewards programmes attached. Select the pre-paid card that suits you, and apply online.

, we found 66 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity
 

Pages: 1 2 3 4 Check up to 6 cards and

[1] Pr1macard Elite Prepaid MasterCard®

Pr1macard Elite Prepaid MasterCard
More Info
- 100% Guaranteed Approval* - No Credit Checks and No Employment Requirements
- No Interest Charges or Account Balance Minimums
- FREE Unlimited Purchase Transactions
- FREE Direct Deposit - No More Check Cashing Fees
- Stay Out of Debt, You Only Spend What's on Your Card Balance
- $5,000.00 Maximum Card Balance
- Cash Back Capabilities At Supermarkets and Large Retailers
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$20.00$12.95*$1.75View NoBad Credit OK*
ATM-Decline
ATM/POS Balance Inquiry
All Intl POS Merchant returns
All POS Merchant returns
Bill Pay (electronic/paper)
Bill Pay (with Card)
Cancel card/Check Refund
Card to card Transfer
Cash withdrawal at bank Teller
Change Card Status (active, inactive, etc.)
Direct Deposit/Payroll
Dispute Research
IVR Balance Inquiry
Internet Bank Inquiry
Intl ATM Fee
Intl ATM-Decline
Intl ATM/POS Balance Inquiry
0.40
0.40
2.00
1.00
2.95
FREE
10.00
4.95
3.50
11.95
FREE
20.00
0.40
FREE
3.50
0.60
0.60
Live Agent (per minute)
Monthly Maintenance fee: 6.95
PIN Change-IVR
PIN ChangeLive Agent
PIN Chnage-Internet
POS Decline
POS Decline Intl
POS Purchase (PIN)
POS Purchase (PIN) Intl
POS Purchase (PIN)+Cash Back - Intl
POS Purchase (signature)
POS Purchase (signature) Intl
Retail card load
Statement (Internet)
Statement (Postal Mail)
card Replacement
1.00

1.50
3.00
FREE
0.35
2.00
1.50
1.75
2.00
FREE
FREE
2.95
FREE
10.00
8.50

[2] Pr1macard Prepaid MasterCard®

Pr1macard Prepaid MasterCard
More Info
- 100% Guaranteed Approval*
- No Credit Checks and No Employment Requirements
- No Interest Charges or Account Balance Minimums
- FREE Unlimited Purchase Transactions
- FREE Direct Deposit - No More Check Cashing Fees
- $500.00 Maximum Card Balance
- Cash Back Capabilities At Supermarkets and Large Retailers
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$20.00$12.95*$1.75View NoBad Credit OK*
ATM-Decline
ATM/POS Balance Inquiry
All Intl POS Merchant returns
All POS Merchant returns
Bill Pay (electronic/paper)
Bill Pay (with Card)
Cancel card/Check Refund
Card to card Transfer
Cash withdrawal at bank Teller
Change Card Status (active, inactive, etc.)
Direct Deposit/Payroll
Dispute Research
IVR Balance Inquiry
Internet Bank Inquiry
Intl ATM Fee
Intl ATM-Decline
Intl ATM/POS Balance Inquiry
0.40
0.40
2.00
1.00
2.95
FREE
10.00
4.95
3.50
11.95
FREE
20.00
0.40
FREE
3.50
0.60
0.60
Live Agent (per minute)
Monthly Maintenance fee: 6.95
PIN Change-IVR
PIN ChangeLive Agent
PIN Chnage-Internet
POS Decline
POS Decline Intl
POS Purchase (PIN)
POS Purchase (PIN) Intl
POS Purchase (PIN)+Cash Back - Intl
POS Purchase (signature)
POS Purchase (signature) Intl
Retail card load
Statement (Internet)
Statement (Postal Mail)
card Replacement
1.00

1.50
3.00
FREE
0.35
2.00
1.50
1.75
2.00
FREE
FREE
2.95
FREE
10.00
8.50

[3] RewardsRunnerTM Visa® Prepaid Card

RewardsRunnerTM Visa Prepaid Card
More Info
- Free Direct Deposit
- No Overdraft Fees or interest charges
- No credit check. Guaranteed Approval*
- Email & SMS account alerts
- Cash back rewards & discounts at hundreds of online retailers
- Load cash at more than 100,000 retail locations
- FREE unlimited purchase transactions
- Pay and manage your bills
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* N/A* N/A* N/A* Bad Credit OK*

[4] BillMyParents Prepaid MasterCard®

BillMyParents Prepaid MasterCard
More Info
- Teen debit card benefits
- Instantly Lock and Unlock the card
- No credit checks and No credit risk
- Lower fees than bank cards
- Safer than cash with lost card protection
- Family and friends can load it
- Strict spending limits and easy monitoring
- Use at millions of locations worldwide
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*$1.50View NoAccepts All*
ATM Balance Inquiry – Domestic
ATM Balance Inquiry – Intl.
ATM Decline – Domestic
ATM Decline – Intl.
ATM Insufficient Funds – Domestic
ATM Insufficient Funds – Intl.
ATM Withdrawal – Domestic
ATM Withdrawal – Intl.
Activation Fee
$0.50
$1.00
$0.50
$0.50
$0.50
$0.50
$1.50
$2.50
FREE
Card Replacement
Monthly Allowance Load (ACH)
Monthly Service Fee
Overdraft Fee
PIN Based Purchase Fee
Prepaid Card One-Time Load (ACH)
Prepaid Card One-Time Load (Credit Card)
Replacement Card Express Service
Signature Purchase Fee
$7.95
$1.50
$3.95
FREE
FREE
$1.75
$2.95
$25.00
FREE

[5] NetSpend® MasterCard® Prepaid Debit Card

NetSpend MasterCard Prepaid Debit Card
More Info
- 100% Approval - No credit check required*
- Free Direct Deposit - Get paid up to 2 days faster
- Free Online Cardholder-to-Cardholder Transfers
- Optional Savings Account with a 5.00% APY
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00N/A*$2.50View NoBad Credit OK*
ATM Decline Fee
Account-to-Account Transfer (Internet)
Account-to-Account Transfer (Via Phone)
Card Fulfillment (Shipping & Handling)
Check or Additional Statement Mailing Fee
$1.00
FREE
$1.00
$9.95
$5.95
Monthly Service Fee
Non-Monetary Transactions (Via Internet)
PIN Purchase Convenience Fee
Signature Purchase Convenience Fee
$9.95
FREE
FREE
FREE

[6] Green Starburst Prepaid MasterCard®

Green Starburst Prepaid MasterCard
More Info
- Teen debit card benefits
- 14 different design to choose from
- No credit checks and No credit risk
- Instantly Lock and Unlock the card
- Strict spending limits and easy monitoring
- Safer than cash with lost card protection
- Use at millions of locations worldwide
- Lower fees than bank cards
- Family and friends can load it
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*$1.50View NoAccepts All*
ATM Balance Inquiry – Domestic
ATM Balance Inquiry – Intl.
ATM Decline – Domestic
ATM Decline – Intl.
ATM Insufficient Funds – Domestic
ATM Insufficient Funds – Intl.
ATM Withdrawal – Domestic
ATM Withdrawal – Intl.
Activation Fee
$0.50
$1.00
$0.50
$0.50
$0.50
$0.50
$1.50
$2.50
FREE
Card Replacement
Monthly Allowance Load (ACH)
Monthly Service Fee
Overdraft Fee
PIN Based Purchase Fee
Prepaid Card One-Time Load (ACH)
Prepaid Card One-Time Load (Credit Card)
Replacement Card Express Service
Signature Purchase Fee
$7.95
$1.50
$3.95
FREE
FREE
$1.75
$2.95
$25.00
FREE

[7] Rob Dyrdek Prepaid MasterCard®

Rob Dyrdek Prepaid MasterCard
More Info
- Teen debit card benefits
- 12 different card design to choose from
- No credit checks and No credit risk
- Instantly Lock and Unlock the card
- Safer than cash with lost card protection
- Strict spending limits and easy monitoring
- Lower fees than bank cards
- Use at millions of locations worldwide
- Family and friends can load it
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*$1.50View NoAccepts All*
ATM Balance Inquiry – Domestic
ATM Balance Inquiry – Intl.
ATM Decline – Domestic
ATM Decline – Intl.
ATM Insufficient Funds – Domestic
ATM Insufficient Funds – Intl.
ATM Withdrawal – Domestic
ATM Withdrawal – Intl.
Activation Fee
$0.50
$1.00
$0.50
$0.50
$0.50
$0.50
$1.50
$2.50
FREE
Card Replacement
Monthly Allowance Load (ACH)
Monthly Service Fee
Overdraft Fee
PIN Based Purchase Fee
Prepaid Card One-Time Load (ACH)
Prepaid Card One-Time Load (Credit Card)
Replacement Card Express Service
Signature Purchase Fee
$7.95
$1.50
$3.95
FREE
FREE
$1.75
$2.95
$25.00
FREE

[8] NetSpend® Visa® Prepaid Debit Card

NetSpend Visa Prepaid Debit Card
More Info
- 100% Approval - No credit check required*
- Free Direct Deposit - Get paid up to 2 days faster**
- Free Online Cardholder-to-Cardholder Transfers
- Optional Savings Account with a 5.00% APY**
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00N/A*$2.50View NoBad Credit OK*
ATM Decline Fee
Account-to-Account Transfer (Internet)
Account-to-Account Transfer (Via Phone)
Card Fulfillment (Shipping & Handling)
Check or Additional Statement Mailing Fee
$1.00
FREE
$1.00
$9.95
$5.95
Monthly Service Fee
Non-Monetary Transactions (Via Internet)
PIN Purchase Convenience Fee
Signature Purchase Convenience Fee
$9.95
FREE
FREE
FREE

[9] nFinanSe Discover® Network Reloadable Prepaid Card

nFinanSe Discover Network Reloadable Prepaid Card
More Info
- FREE Card – no shipping or application fees
- FREE $5.00 added to card with first value load of $50 or more
- FREE employer direct deposit
- FREE PIN and signature transactions, bank-to-card transfer
- FREE 24/7 bilingual customer service
- FREE purchase and balance notifications sent to cell phone or email address after each use
- Low monthly and reload fees of only $2.95
- Get cash at participating ATMs
- Add money at over 80,000 nationwide locations
- Use at millions of merchant locations nationwide, including online
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*N/AView NoBad Credit OK*
Application fees
Balance notifications (cell, email)
Bank-to-card transfer
Customer service
Employer direct deposit
FREE
FREE
FREE
FREE
FREE
Monthly maintenance fee
PIN and signature transactions fee
Purchase fee (cell, email)
Reload fees
Shipping fee
$2.95
FREE
FREE
$2.95
FREE

[10] nFinanSe Visa® Reloadable Prepaid Debit Card

nFinanSe Visa Reloadable Prepaid Debit Card
More Info
- FREE Card – no shipping or application fees
- FREE $5.00 added to card with first value load of $50 or more
- FREE employer direct deposit
- FREE PIN and signature transactions
- FREE 24/7 bilingual customer service
- FREE bank-to-card transfer
- FREE purchase and balance notifications sent to cell phone or email address after each use
- Low monthly and reload fees of only $2.95
- Get cash at participating ATMs
- Add money at over 80,000 nationwide locations
- Use at millions of merchant locations nationwide, including online
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*N/AView NoBad Credit OK*
Application fees
Balance notifications (cell, email)
Bank-to-card transfer
Customer service
Employer direct deposit
FREE
FREE
FREE
FREE
FREE
Monthly maintenance fee
PIN and signature transactions fee
Purchase fee (cell, email)
Reload fees
Shipping fee
$2.95
FREE
FREE
$2.95
FREE

[11] Pink Kitty Prepaid Teen MasterCard®

Pink Kitty Prepaid Teen MasterCard
More Info
- Teen debit card features
- Instantly Lock and Unlock the card
- No credit checks and No credit risk
- Lower fees than bank cards
- Safer than cash with lost card protection
- Family and friends can load it
- Strict spending limits and easy monitoring
- Use at millions of locations worldwide
 
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed (?)
N/A* N/A* N/A* N/A* N/A* Accepts All*

[12] Camo Prepaid Teens MasterCard®

Camo Prepaid Teens MasterCard
More Info
- Teen debit card benefits
- Instantly Lock and Unlock the card
- No credit checks and No credit risk
- Lower fees than bank cards
- Safer than cash with lost card protection
- Family and friends can load it
- Strict spending limits and easy monitoring
- Use at millions of locations worldwide
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*$1.50View NoAccepts All*
ATM Balance Inquiry – Domestic
ATM Balance Inquiry – Intl.
ATM Decline – Domestic
ATM Decline – Intl.
ATM Insufficient Funds – Domestic
ATM Insufficient Funds – Intl.
ATM Withdrawal – Domestic
ATM Withdrawal – Intl.
Activation Fee
$0.50
$1.00
$0.50
$0.50
$0.50
$0.50
$1.50
$2.50
FREE
Card Replacement
Monthly Allowance Load (ACH)
Monthly Service Fee
Overdraft Fee
PIN Based Purchase Fee
Prepaid Card One-Time Load (ACH)
Prepaid Card One-Time Load (Credit Card)
Replacement Card Express Service
Signature Purchase Fee
$7.95
$1.50
$3.95
FREE
FREE
$1.75
$2.95
$25.00
FREE

[13] Modern Cash™ Prepaid MasterCard®

Modern Cash Prepaid MasterCard
More Info
- $10 credit each month that you Direct Deposit at least $2,000 to your card
- Optional Overdraft Protection Product
- Free Unlimited US Purchase Transactions
- Free Direct Deposit - paycheck, benefits, tax refunds
View all new offers
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*$2.50View NoBad Credit OK*
ACH Debit
ATM Balance Inquiry
ATM Declines
ATM Withdrawal
Account Closure with Check
Account to Account
Additional/Replacement Card
Bank Cash Advance
Card/Account Reactivation Fee
Customer Service
Insufficient Funds-NSF
FREE
$0.50
$0.50
$2.50
$15.95
FREE
$9.95
$4.95
$19.95
FREE
$14.95
Intl. ATM Withdrawal
Intl. Purchases fee
Monthly Maintenance
Monthly Statements
Overdraft Service Fee (Opt-in)
Purchase (PIN)
Purchase Declines
Purchases (Signature)
SMS Transaction Updates
Special Research Fee (per hour)
$4.95
$2.00
$9.95
FREE
$9.95
FREE
FREE
FREE
FREE
$25.00

[14] American Express e-Gift Card

American Express e-Gift Card
More Info
- Delivered in Minutes via email
- Value between $25 - $200
- Pay with AMEX Membership Rewards points
- Flexibility of cash, backed by the trust of American Express
- Bundled with exclusive savings
- Custom message on card
View all new offers
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$25.00N/A*N/AView NoAccepts All*
"Classic" gift card fee
"Personalized" gift card fee
"Special Occasion" card fee
$2.95
$2.95
$4.95
Check-issuance fee
Monthly service (after 12 months) fee
Replacement card fee
$10.00
$2.00
$5.95

[15] YAP™ MasterCard Prepaid Card

YAP MasterCard Prepaid Card
More Info
- Send and Receive Money Securely With Your Mobile Phone
- FREE MasterCard Prepaid Card & FREE Shipping
- FREE Instant Virtual Card – Shop Online Today!
- FREE Direct Deposit
- FREE Unlimited Purchase/ Signature Transactions
- FREE Check Your Balance With a Text Message
- $0 Activation Fee
- $0 First Monthly Fee – Try it For FREE
- $0 Monthly Fee When You Load at Least $500 Per Month (Otherwise Only $5!)
- No Hidden Fees / No Overdraft Fees
- Fully FDIC Insured
- No Credit Check/ No Bank Account Required
- FREE Account Management – Over the phone, online, with iPhone Yapplet, WAP site or text messages.
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$0.00*$2.00View NoBad Credit OK*
Activation
Check last YAP Mobile transaction
Check your balance at an ATM
Domestic purchases with signature or PIN
Load card with direct deposit
Monthly Account Fee after Intro
Online account statements
Send money via SMS
FREE
FREE
$0.50
FREE
FREE
$5.00
FREE
$0.50
Send money via Yapplet or website
Transfer money from bank account
Withdraw cash from an ATM
YAP MasterCard Prepaid Card
YAP MasterCard Shipping and Handling
YAP Mobile: Check your Card balance
YAP Mobile: Receive money
FREE
FREE
$2.00
FREE
FREE
FREE
FREE

[16] MiCash® Prepaid MasterCard®

MiCash Prepaid MasterCard
More Info
- No Credit Check or Security Deposit Needed for Approval
- No Overdraft Fees, No Minimum Balance, No Late Fees
- 100% Approval*
- Earn a $20 Rebate When You Set Up Direct Deposit
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00N/A*$1.75View NoPoor*
ATM Balance Inquiry
ATM Withdrawal Denial
Automated CS Calls
Bank Teller Withdrawal
Card Activation
Card Statement (Optional)
Card-to-Card Sharing
Companion Card
Direct Deposit
Domestic ATM Withdrawal
Domestic Bank Account El. Transfer
$1.00
$0.60
FREE
$4.00
$9.95
$1.50
$2.00
FREE
FREE
$1.75
$2.00
Inactivity Fee (After 60 Days)
International ATM Withdrawal
Live Operator Customer Support
Monthly Account Maintenance
Online Card Account Management
Optional Store Purchase Plan
Purchase POS Decline
Replacement Card (Lost/Stolen)
Store Purchases (POS) Domestic
Store Purchases (POS) Int'l
Wireless Alerts
$2.00
$3.00
$1.00
$4.00
FREE
$7.95
$0.60
$10.00
$0.50
$0.50
FREE

[17] Obopay Family Prepaid MasterCard®

Obopay Family Prepaid MasterCard
More Info
- Parent-controlled, reloadable payment card designed to help parents provide spending money for teens over 13 years old.
- Parental controls included: 24/7 access to your teen's balance and transaction history.
- Great way to teach your teens financial responsibility and allowances.
- No bank account required. No credit checks. No interest charge.
- 100% Approved MasterCard. No overdraft fees. Free Sign up.
- Free unlimited purchase transaction anywhere MasterCard is accepted including online merchants.
- No long term commitments. You can cancel at anytime.
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$5.00$9.95*$1.95View NoAccepts All*
ATM Balance Inquiry Fee
ATM Decline Fee (International)
ATM Decline Fee (domestic)
ATM Transaction Fee (International)
ATM Transaction Fee
Card Account Liquidation Fee
Currency Conversion Fee
Expedited Card Delivery and Shipment Fee
$0.95
$1.95
$0.95
$2.95
$1.95
$15.95
2.95%
$ 30.00
Get money ;; Free
Lost/Stolen Card Replacement Fee
Monthly Maintenance Fee**
Over the counter cash at bank fee
Paper Statement Fee
Send money
Sign up for Obopay

$10.00
$1.95
$1.95
$4.95
$0.25
Free

[18] Facecard Prepaid MasterCard® for College Students

Facecard Prepaid MasterCard for College Students
More Info
- Instant Guaranteed Approval* No Credit Check, No Security Deposit
- FREE Direct Deposit - Easy and Immediate Access to Your Paycheck
- FREE Money Transfers to Other Facecard Members - No More Wire Transfers
- Pay Bills Online - No More Late Payments, No Stamps Required
- Receive $15 of Extra Value on Average Per Month Via Prewards, Electronic Coupons Loaded Directly to Your Card
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$5.00*$1.50View NoBad Credit OK*
ATM Fee
Activation
Chargeback Processing
Chargeback Processing
Inactive Account Fee
International Purchases
Loading funds via ACH
$1.50
FREE
$19.95
$25.00
$0.00
$0.50
FREE*
Lost / Replacement Cards
Monthly Membership
Paper statement Fee
Participation*** Fee
Printed and Mailed Statement
Shortage Fee
$9.95
FREE
$2.95
$3.00
$2.95
$9.95

[19] H&R Block Emerald Prepaid MasterCard®

H&R Block Emerald Prepaid MasterCard
More Info
- Save 20% on H&R Block At Home Software
- Receive your Tax Refund faster
- Get Access to Your Payroll Faster
- Easy Recordkeeping
- Full MasterCard benefits
- No card loading fee
- No Interest Charges
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$0.00$0.00*$2.50View NoBad Credit OK*
ATM Balance Inquiry Fee
ATM Denial Fee
Card loading Fee
Check Request Fee
Customer Service Live Agent
Domestic ATM Cash Withdrawal
$1.00
$0.50
NONE
$20.00
$2.00
$2.50
Express Delivery Fee
Intl. ATM Cash Withdrawal
Intnl. ATM Inquiry Fee
Monthly Inactivity Fee
Over the Counter Withdrawal Fee
Replacement Card Fee
$35.00
$2.50
$1.50
$2.50
$25.0
$10.0

[20] Facecard Prepaid MasterCard®

Facecard Prepaid MasterCard®
More Info
- Instant Guaranteed Approval* No Credit Check, No Security Deposit
- FREE Direct Deposit - Easy and Immediate Access to Your Paycheck
- FREE Money Transfers to Other Facecard Members - No More Wire Transfers
- Pay Bills Online - No More Late Payments, No Stamps Required
- Receive $15 of Extra Value on Average Per Month Via Prewards, Electronic Coupons Loaded Directly to Your Card
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed (?)
$10.00$5.00*$1.50View NoAccepts All*
ATM Fee
Activation
Chargeback Processing
Inactive Account Fee
International Purchases
Loading funds via ACH
$1.50
FREE
$25.00
$0.00
$0.50
FREE
Lost / Replacement Cards
Monthly Membership
Participation Fee***
Printed and Mailed Statement
Removal of funds from facecard
facecard to facecard funds sharing
$9.95
FREE
$3.00
$1.95
$9.95
FREE

Pages: 1 2 3 4 Check up to 6 cards and

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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