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Prepaid Debit Cards

The following prepaid debit cards provide the convenience of using a card to make payments without using credit or incurring interest charges. They do not usually require a credit check, as they have to be preloaded with funds before use. Some do have credit rebuilder and rewards programmes attached. Select the pre-paid card that suits you, and apply online.

, we found 70 Cards - Sort Card Offers or Compare

Sort by:  Title | Intro APR | APR | Annual Fee | Credit needed | Popularity
 

Pages: 1 2 3 4 Check up to 6 cards and

[21] READYdebit® Control Prepaid Visa® Card

READYdebit Control Prepaid Visa Card
More Info
- No Overdraft Fees or Balance Minimums
- 100% Guaranteed Approval - No Credit Checks* (See Program Rules)
- Reloadable up to $10,000 Max Balance
- FREE Online Bill Payment and Check Writing
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$10.00$9.95*$2.25View NoBad Credit OK*
ACH debit
ATM Withdrawal
ATM Withdrawal Decline
Automated Phone Account Access
Bank ACH Transfer
Bank Teller Cash Advance
Currency Conversion
Direct Deposit
Expedited Card Delivery
Live Customer Service (per Call)
Monthly Fee
$2.25
$2.25
$1.95
FREE
FREE
$5.00
2%
FREE
$50.00
$2.00
FREE*
Negative Balance Fee
Online Account Access
PIN Transaction
POS Transaction Decline
Paper Statement
Replacement Card
Retail Cash Load
Secondary Card
Signature Transaction
U.S. ATM Balance Inquiry
N/A
FREE
$0.95
$1.95
$2.00
$10.00
FREE
N/A
$0.95
$0.50

[22] REACH Prepaid Visa® Card

REACH Prepaid Visa Card
More Info
- Pay bills and shop online
- No credit check
- FREE customer service
- FREE direct deposit
- FREE online account
- FREE text and email alert
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$10.00$0.00*$2.50View NoBad Credit OK*
ATM Domestic Fee
ATM International Fee
Activation Fee (One-Time)
Customer Service
Direct Deposit
$2.50
$2.50
$9.95
FREE
FREE
Monthly Fee
PIN Transactions
Retail Load
Signature Transactions
$8.95
FREE
FREE
FREE

[23] Prepaid Visa® RushCard

Prepaid Visa RushCard
More Info
- Free Direct Deposit - sign up now and have a safe place to put your tax refund
- Guaranteed approval - no credit check required
- Online bill pay and free text alerts
- Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
N/A$19.95*$1.95View NoBad Credit OK*
ATM Balance Inquiry Fee (outside US)
ATM Balance Inquiry Fee
ATM Withdrawal Fee (outside US)
ATM Withdrawal Fee
Convenience Fee
Int'l Card Transactions Fee
$1.00
$0.05
$3.50
$1.95
$1.00
$1.00
Monthly Inactivity Fee
Paper Statement Fee
Payment to Third Parties
Refund of Card Balance
Replacement Card Fee
$2.95
$1.00
$2.00
$5.00
$9.95

[24] Prepaid Visa® Purple Diamond RushCard

Prepaid Visa Purple Diamond RushCard
More Info
- Free Direct Deposit - sign up now and have a safe place to put your tax refund
- Guaranteed approval - no credit check required
- Online bill pay and free text alerts
- Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
N/AN/A*$2.50View NoBad Credit OK*
ATM Balance Inquiry
ATM Withdrawal (2 withdrawals fee)
Add Money
Card Activation
Convenience Fee (Use PIN)
Convenience Fee (Without PIN)
Monthly Account Maintenance
$0.50
$2.50
FREE
$3.00
$1.00
FREE
$9.95
Monthly Inactivity
Online Statement
Paper Statement
Replacement Card
Rush Bill Pay Enrollment
Rush Bill Pay Transaction
FREE
FREE
$1.00
$9.95
$2.00
$1.00

[25] Prepaid Visa® Pink Diamond RushCard

Prepaid Visa Pink Diamond RushCard
More Info
- Free Direct Deposit - sign up now and have a safe place to put your tax refund
- Guaranteed approval - no credit check required
- Online bill pay and free text alerts
- Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
N/AN/A*N/AView NoBad Credit OK*
ATM Balance Inquiry
ATM Withdrawal (2 withdrawals fee)
Add Money
Card Activation
Convenience Fee (Use PIN)
Convenience Fee (Without PIN)
Monthly Account Maintenance
$0.50
$2.50
FREE
$3.00
$1.00
FREE
$9.95
Monthly Inactivity
Online Statement
Paper Statement
Replacement Card
Rush Bill Pay Enrollment
Rush Bill Pay Transaction
FREE
FREE
$1.00
$9.95
$2.00
$1.00

[26] Prepaid Visa® KLS RushCard

Prepaid Visa KLS RushCard
More Info
- Free Direct Deposit - sign up now and have a safe place to put your tax refund
- Guaranteed approval - no credit check required
- Online bill pay and free text alerts
- Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
N/A$19.95*$1.95View NoBad Credit OK*
ATM Balance Inquiry Fee (outside US)
ATM Balance Inquiry Fee
ATM Withdrawal Fee (outside US)
ATM Withdrawal Fee
Convenience Fee
Inactivity (no activity within 60 days) fee
$1.00
$0.05
$3.50
$1.95
$1.00
$2.95
Int'l Card Transactions Fee
Monthly Inactivity Fee
Paper Statement Fee
Payment to Third Parties
Refund of Card Balance
Replacement Card Fee
$1.00
$2.95
$1.00
$2.00
$5.00
$9.95

[27] Prepaid Visa® Dynasty RushCard

Prepaid Visa Dynasty RushCard
More Info
- Free Direct Deposit - sign up now and have a safe place to put your tax refund
- Guaranteed approval - no credit check required
- Online bill pay and free text alerts
- Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
N/A$19.95*$1.95View NoBad Credit OK*
ATM Balance Inquiry Fee (outside US)
ATM Balance Inquiry Fee
ATM Withdrawal Fee (outside US)
ATM Withdrawal Fee
Convenience Fee
Inactivity (no activity within 60 days) fee
$1.00
$0.05
$3.50
$1.95
$1.00
$2.95
Int'l Card Transactions Fee
Monthly Inactivity Fee
Paper Statement Fee
Payment to Third Parties
Refund of Card Balance
Replacement Card Fee
$1.00
$2.95
$1.00
$2.00
$5.00
$9.95

[28] Prepaid Visa® Black Diamond RushCard

Prepaid Visa Black Diamond RushCard
More Info
- Free Direct Deposit - sign up now and have a safe place to put your tax refund
- Guaranteed approval - no credit check required
- Online bill pay and free text alerts
- Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
N/AN/A*$2.50View NoBad Credit OK*
ATM Balance Inquiry
ATM Withdrawal (2 withdrawals fee)
Add Money
Card Activation
Convenience Fee (Use PIN)
Convenience Fee (Without PIN)
Monthly Account Maintenance
$0.50
$2.50
FREE
$3.00
$1.00
FREE
$9.95
Monthly Inactivity
Online Statement
Paper Statement
Replacement Card
Rush Bill Pay Enrollment
Rush Bill Pay Transaction
FREE
FREE
$1.00
$9.95
$2.00
$1.00

[29] Pr1macard Prepaid MasterCard®

Pr1macard Prepaid MasterCard
More Info
- 100% Guaranteed Approval*
- No Credit Checks and No Employment Requirements
- No Interest Charges or Account Balance Minimums
- FREE Unlimited Purchase Transactions
- FREE Direct Deposit - No More Check Cashing Fees
- $500.00 Maximum Card Balance
- Cash Back Capabilities At Supermarkets and Large Retailers
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$20.00$12.95*$1.75View NoBad Credit OK*
ATM-Decline
ATM/POS Balance Inquiry
All Intl POS Merchant returns
All POS Merchant returns
Bill Pay (electronic/paper)
Bill Pay (with Card)
Cancel card/Check Refund
Card to card Transfer
Cash withdrawal at bank Teller
Change Card Status (active, inactive, etc.)
Direct Deposit/Payroll
Dispute Research
IVR Balance Inquiry
Internet Bank Inquiry
Intl ATM Fee
Intl ATM-Decline
Intl ATM/POS Balance Inquiry
0.40
0.40
2.00
1.00
2.95
FREE
10.00
4.95
3.50
11.95
FREE
20.00
0.40
FREE
3.50
0.60
0.60
Live Agent (per minute)
Monthly Maintenance fee: 6.95
PIN Change-IVR
PIN ChangeLive Agent
PIN Chnage-Internet
POS Decline
POS Decline Intl
POS Purchase (PIN)
POS Purchase (PIN) Intl
POS Purchase (PIN)+Cash Back - Intl
POS Purchase (signature)
POS Purchase (signature) Intl
Retail card load
Statement (Internet)
Statement (Postal Mail)
card Replacement
1.00

1.50
3.00
FREE
0.35
2.00
1.50
1.75
2.00
FREE
FREE
2.95
FREE
10.00
8.50

[30] Pr1macard Elite Prepaid MasterCard®

Pr1macard Elite Prepaid MasterCard
More Info
- 100% Guaranteed Approval* - No Credit Checks and No Employment Requirements
- No Interest Charges or Account Balance Minimums
- FREE Unlimited Purchase Transactions
- FREE Direct Deposit - No More Check Cashing Fees
- Stay Out of Debt, You Only Spend What's on Your Card Balance
- $5,000.00 Maximum Card Balance
- Cash Back Capabilities At Supermarkets and Large Retailers
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$20.00$12.95*$1.75View NoBad Credit OK*
ATM-Decline
ATM/POS Balance Inquiry
All Intl POS Merchant returns
All POS Merchant returns
Bill Pay (electronic/paper)
Bill Pay (with Card)
Cancel card/Check Refund
Card to card Transfer
Cash withdrawal at bank Teller
Change Card Status (active, inactive, etc.)
Direct Deposit/Payroll
Dispute Research
IVR Balance Inquiry
Internet Bank Inquiry
Intl ATM Fee
Intl ATM-Decline
Intl ATM/POS Balance Inquiry
0.40
0.40
2.00
1.00
2.95
FREE
10.00
4.95
3.50
11.95
FREE
20.00
0.40
FREE
3.50
0.60
0.60
Live Agent (per minute)
Monthly Maintenance fee: 6.95
PIN Change-IVR
PIN ChangeLive Agent
PIN Chnage-Internet
POS Decline
POS Decline Intl
POS Purchase (PIN)
POS Purchase (PIN) Intl
POS Purchase (PIN)+Cash Back - Intl
POS Purchase (signature)
POS Purchase (signature) Intl
Retail card load
Statement (Internet)
Statement (Postal Mail)
card Replacement
1.00

1.50
3.00
FREE
0.35
2.00
1.50
1.75
2.00
FREE
FREE
2.95
FREE
10.00
8.50

[31] Pink Kitty Prepaid Teen MasterCard®

Pink Kitty Prepaid Teen MasterCard
More Info
- Teen debit card features
- Instantly Lock and Unlock the card
- No credit checks and No credit risk
- Lower fees than bank cards
- Safer than cash with lost card protection
- Family and friends can load it
- Strict spending limits and easy monitoring
- Use at millions of locations worldwide
Pink Kitty Prepaid Teen MasterCard
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed ( ?)
N/A* N/A* N/A* N/A* N/A* Accepts All*

[32] Pink ACE Elite™ Visa® Prepaid Card

Pink ACE Elite Visa  Prepaid Card
More Info
- As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
- Free Direct Deposit - tax refunds get credited in as few as 8 days and paychecks are available up to two days faster*
- Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
- No credit check, No application fee, No obligation*
- Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$10.00$0.00*$2.50View NoBad Credit OK*
A to A Transfer (Internet)
A to A Transfer (Toll Free Number)
ATM Decline Fee (per declined)
Add or withdraw funds locally
Additional Statement Mailing Fee
Card Fulfillment (Shipping/Handling)
Cash Withdrawal at Distributor
Check Mailing Fee
Domestic ATM Cash Withdrawal
FREE
$4.95
$1.00
varies
$5.95
$9.95
$2.50
$5.95
$2.50
Int'l ATM Cash Withdrawal
Lost or Stolen Card Replacement
Monthly Service Fee
Non-Monetary Transactions (ATM)
Non-Monetary Transactions (Internet)
Non-Monetary Transactions (Toll Free)
PIN Purchase Convenience Fee
Signature Purchase Convenience Fee
$4.95
$9.95
$9.95
$0.50
FREE
$0.50
$2.00
$1.00

[33] PEX Visa® Prepaid Card For Business

PEX Visa Prepaid Card For Business
More Info
Get money to your employees for purchases instantly. Avoid the hassles and costs of traditional credit cards. No other corporate card gives you all these features:
- Instant funds disbursement to employee cards
- 24/7 control over where and how much employees can spend
- Specify spend category or daily limits with online tools
- Block, remove, or add funds to cards instantly
- Review spending as it occurs online
- Monthly reporting
- Protect your business and personal credit
- No preset spending limit or line set by a bank – you set your own limits!
- Simple pricing – no transaction or card load fees, no overdraft or penalty fees
- Free 2 Month Trial
- No credit check
PEX Visa Prepaid Card For Business
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$49.95$0.00*N/AView No *
ACH Deposit
ACH Withdrawal
Account Maintenance
Card Fulfillment
Card Overdraft
Card Replacement
Currency Conversion / Event
Free
$5.00
Free
Free
Free
$5.00
Free
Express Card / Request
Late Payment
Live Agent
Monthly Fee Per Card
Per Transaction
Return ACH
$35.00
$25.00
Free
$7.50
Free
$25.00

[34] PASS Card from American Express℠

PASS Card from American Express
More Info
- Prepaid, reloadable American Express card parents can give to teens
- Parents and teens can log in to their own online accounts to check the PASS Card balance, view transactions and setup alerts
- Limit overspending and avoid teen overdraft fees
- Safer than Cash
- Automatic reloads
- Prepaid Teen Card from American Express
View all new offers
PASS Card from American Express
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$10.00$0.00*$2.00View NoAccepts All*
American Express provides one free ATM withdrawal per calendar month. $2.00/withdrawal thereafter Assessed against the PASS Card balance. There are no other fees!

[35] OmniCard Prepaid MasterCard®

OmniCard Prepaid MasterCard
More Info
- No Credit Check or bank account required
- Create your own card from a photograph
- No Overdraft Fees
- Shop on-line
- Track your spending for improved financial management
- Pay your bills online
- Get cash from millions of ATMs worldwide
- Pay your bills including cable, cell phone & other bills
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$10.00N/A*N/AView NoBad Credit OK*
ATM Decline
ATM Withdrawal - US
ATM balance inquiry
ATM withdrawal - Intl.
Card Issue Fee
Card to Card Transfer
Cash Advance over the counter
Consumer Value Load
Employer Value Loads
$0.40
$1.95
$1.00
$2.50
$2.95
$1.00
$4.00
FREE
FREE
Express shipment of card
Foreign Exchange Fee
IVR and Live Operator Calls
Lost/Stolen card replacement
MasterCard Signature Transactions
Monthly Maintenance Fee
PIN Transactions
Statement printed and mailed
$29.95
2%
FREE
$4.95
FREE
$2.95
FREE
$10.00

[36] Obopay Family Prepaid MasterCard®

Obopay Family Prepaid MasterCard
More Info
- Parent-controlled, reloadable payment card designed to help parents provide spending money for teens over 13 years old.
- Parental controls included: 24/7 access to your teen's balance and transaction history.
- Great way to teach your teens financial responsibility and allowances.
- No bank account required. No credit checks. No interest charge.
- 100% Approved MasterCard. No overdraft fees. Free Sign up.
- Free unlimited purchase transaction anywhere MasterCard is accepted including online merchants.
- No long term commitments. You can cancel at anytime.
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$5.00$9.95*$1.95View NoAccepts All*
ATM Balance Inquiry Fee
ATM Decline Fee (International)
ATM Decline Fee (domestic)
ATM Transaction Fee (International)
ATM Transaction Fee
Card Account Liquidation Fee
Currency Conversion Fee
Expedited Card Delivery and Shipment Fee
$0.95
$1.95
$0.95
$2.95
$1.95
$15.95
2.95%
$ 30.00
Get money ;; Free
Lost/Stolen Card Replacement Fee
Monthly Maintenance Fee**
Over the counter cash at bank fee
Paper Statement Fee
Send money
Sign up for Obopay

$10.00
$1.95
$1.95
$4.95
$0.25
Free

[37] nFinanSe Visa® Reloadable Prepaid Debit Card

nFinanSe Visa Reloadable Prepaid Debit Card
More Info
- FREE Card – no shipping or application fees
- FREE $5.00 added to card with first value load of $50 or more
- FREE employer direct deposit
- FREE PIN and signature transactions
- FREE 24/7 bilingual customer service
- FREE bank-to-card transfer
- FREE purchase and balance notifications sent to cell phone or email address after each use
- Low monthly and reload fees of only $2.95
- Get cash at participating ATMs
- Add money at over 80,000 nationwide locations
- Use at millions of merchant locations nationwide, including online
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$10.00$0.00*N/AView NoBad Credit OK*
Application fees
Balance notifications (cell, email)
Bank-to-card transfer
Customer service
Employer direct deposit
FREE
FREE
FREE
FREE
FREE
Monthly maintenance fee
PIN and signature transactions fee
Purchase fee (cell, email)
Reload fees
Shipping fee
$2.95
FREE
FREE
$2.95
FREE

[38] nFinanSe Discover® Network Reloadable Prepaid Card

nFinanSe Discover Network Reloadable Prepaid Card
More Info
- FREE Card – no shipping or application fees
- FREE $5.00 added to card with first value load of $50 or more
- FREE employer direct deposit
- FREE PIN and signature transactions, bank-to-card transfer
- FREE 24/7 bilingual customer service
- FREE purchase and balance notifications sent to cell phone or email address after each use
- Low monthly and reload fees of only $2.95
- Get cash at participating ATMs
- Add money at over 80,000 nationwide locations
- Use at millions of merchant locations nationwide, including online
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$10.00$0.00*N/AView NoBad Credit OK*
Application fees
Balance notifications (cell, email)
Bank-to-card transfer
Customer service
Employer direct deposit
FREE
FREE
FREE
FREE
FREE
Monthly maintenance fee
PIN and signature transactions fee
Purchase fee (cell, email)
Reload fees
Shipping fee
$2.95
FREE
FREE
$2.95
FREE

[39] NetSpend® Visa® Prepaid Debit Card

NetSpend Visa Prepaid Debit Card
More Info
- 100% Approval - No credit check required*
- Free Direct Deposit - Get paid up to 2 days faster**
- Free Online Cardholder-to-Cardholder Transfers
- Optional Savings Account with a 5.00% APY**
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$10.00N/A*$2.50View NoBad Credit OK*
ATM Decline Fee
Account-to-Account Transfer (Internet)
Account-to-Account Transfer (Via Phone)
Card Fulfillment (Shipping & Handling)
Check or Additional Statement Mailing Fee
$1.00
FREE
$1.00
$9.95
$5.95
Monthly Service Fee
Non-Monetary Transactions (Via Internet)
PIN Purchase Convenience Fee
Signature Purchase Convenience Fee
$9.95
FREE
FREE
FREE

[40] NetSpend® MasterCard® Prepaid Debit Card

NetSpend MasterCard Prepaid Debit Card
More Info
- 100% Approval - No credit check required*
- Free Direct Deposit - Get paid up to 2 days faster
- Free Online Cardholder-to-Cardholder Transfers
- Optional Savings Account with a 5.00% APY
 
Opening Min App Fee ATM Fee Other Fees Credit Reporting Credit Needed ( ?)
$10.00N/A*$2.50View NoBad Credit OK*
ATM Decline Fee
Account-to-Account Transfer (Internet)
Account-to-Account Transfer (Via Phone)
Card Fulfillment (Shipping & Handling)
Check or Additional Statement Mailing Fee
$1.00
FREE
$1.00
$9.95
$5.95
Monthly Service Fee
Non-Monetary Transactions (Via Internet)
PIN Purchase Convenience Fee
Signature Purchase Convenience Fee
$9.95
FREE
FREE
FREE

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* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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