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Guaranteed Approval

Following card offers are guaranteed approval cards with minimum requirements for applicants. In order to get a guaranteed approval card you must be at least 18 years of age, permanently reside in and have a valid address in the United States, and have a valid social security number. However, some offers have monthly income requirements or might not be available in certain states.

, we found 34 Cards - Sort Card Offers or Compare

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Check up to 6 cards and

[1] Next Millennium Black MasterCard®

More Info

- When you need credit, Next Millennium is here. Apply Now!
- No credit check*
- Approved regardless of credit history
- Secured credit limit of up to $5000.00
- Get cash at over 740,000 ATMs
- Accepted wherever Master Card is accepted

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
N/A*	N/A*	19.50%*	$59.00*	N/A*	N/A*	Bad Credit OK*

[2] Current by Discover - Teen Prepaid Debit Card

More Info

- Debit Card for Teens with Built-In Parental Controls; Set Daily, Weekly, and Monthly Spending Limits
- Restrict Teen Card Use in Unwanted Shopping Categories (e.g. Liquor Stores, Tobacco Stores, Hotels, etc.)
- Free Direct Deposit for Parents and Teens; Free Deposits from Any Credit Card of Bank Account
- $0 Fraud Liability Guarantee
- Withdraw Cash at ATMs
- Get Exclusive Discounts at Teen's Favorite Merchants
- Free E-Mail and Text Message Activity Alerts
- No Minimum Balances, Loading Fees or Credit Check

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$50.00	$0.00*	$50.00*	$0.50	View	No	Accepts All*

ATM withdraw fee (first 4 are free)
Card Statements by mail
Card Statements online

$0.50
$5.00
FREE

Inactivity fee
Replace a lost or stolen card

FREE
$3.00

[3] Public Savings Bank Secured Black Card

Terms | More Info

- 0% APR for 6 months on all purchases
- Unauthorized use protection
- As low as $300 minimum deposit in FDIC insured account
- Up to $1M credit limit
- Income, credit and employment are not a factor
- We report to all 3 major credit bureaus within 30 days of the first statement cycle
- Worldwide acceptance
*Terms and Conditions Apply

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
0%*	6 months*	Prime + 7.99%*	$0.00*	25 days*	$25.00*	Bad Credit OK*

[4] First Platinum Plus

Terms | More Info

- Guaranteed $7,500 Credit Line
- 0% Interest for 12 months
- Reports to a national credit bureau
- Great chance to improve your credit
- Waived application fee

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
0%*	12 months*	7.90%*	N/A*	25 days*	$10.00*	Bad Credit OK*

[5] Ultra VX Visa Credit Card

Terms | More Info

- $25,000 credit line a Credit-On Demand™ feature
- Instant Approval
- No credit check, no minimum income or bank account required
- Reports to major credit bureaus
- Clear Rewards®: American Airlines, Southwest, jetBlue, Marriot, and more with no restrictions!

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
N/A*	N/A*	14.90%*	$0.00*	25 days*	$25.00*	Bad Credit OK*

[6] Global Gold Card

Terms | More Info

- 0% APR for 12 months, 7.9% thereafter
- Up to $10,000 unsecured credit
- No Credit Checks
- No Employment Verification
- Bankruptcy? No Problem?

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
0%*	12 months*	7.90%*	N/A*	25 days*	$10.00*	Bad Credit OK*

[7] Next Millennium Visa Card

More Info

- No credit check*
- Approved regardless of credit history
- Secured credit limit of up to $5000.00
- Get cash at over 740,000 ATMs
- Accepted wherever Visa® is accepted

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
N/A*	N/A*	19.50%*	$59.00*	N/A*	N/A*	Bad Credit OK*

[8] READY Debit Visa Prepaid Card

Terms | More Info

- Visa debit card — accepted worldwide
- Access to a million ATMs around the world
- Online bill-payment and check-writing service
- Free direct deposit
- 24x7 customer support—online and phone
- FDIC insurance
- Visa’s Zero Liability protection against fraudulent use

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$9.95*	N/A*	$2.25	View	No	Bad Credit OK*

ACH Debit
Account closure via paper check
Automated Phone Account Access
Bank ACH Transfer
Bank Teller Cash Advance
Bank teller cash advance
Direct Deposit
International ATM Withdrawal
International Transaction
Live Customer Service

2.25
$15.00
Free
Free
$5.00
$5.00
Free
$5.00
Free
1 Free

Monthly Fee
Negative Balance Fee
Online Account Access
PIN Transaction
Paper statements
Retail Cash Load*
Secondary Card
Signature Transaction
U.S. ATM Balance Inquiry*
U.S. ATM Withdrawal*

$4.95
None
Free
$0.95
$2.00
Free
$10.00
Free
$0.50
$2.00

[9] PEX Visa® Prepaid Card For Business

More Info

- Trial offer - first 2 months free
- Manage spending for staff in the field
- Alternative to credit cards, petty cash, check reimbursements
- Enforce budgets with individual card balances
- Control spending by merchant category and daily limits
- Online program management
- No transaction or card load fees - simple pricing
- No credit check required

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$49.95*	N/A*	N/A	View	No	Good*

ACH Deposit
ACH Withdrawal
Account Maintenance
Card Fulfillment
Card Overdraft
Card Replacement
Currency Conversion / Event

FREE
$5.00
FREE
FREE
$10.00
$5.00
1.5%

Express Card / Request
Late Payment
Live Agent
Monthly Fee Per Card
Per Transaction
Return ACH

$35.00
$25.00
FREE
$19.95
FREE
$25.00

[10] New Millennium Bank Secured Black Diamond Mastercard®

Terms | More Info

- Approved regardless of credit history
- Credit limits up to $10,000*
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
* Terms and conditions apply.

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
N/A*	N/A*	19.50%*	$59.00*	None*	$20.00*	Bad Credit OK*

[11] First Option MasterCard®

More Info

- No Credit Check
- Approved Regardless of Credit History*
- Credit limits up to $5,000.00
- Reports to All 3 Bureaus
- Special High introductory savings rate

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
N/A*	N/A*	19.50%*	$59.00*	0 days*	$20.00*	Bad Credit OK*

[12] Horizon Gold Credit Card

Terms | More Info

- Guaranteed approval for unsecured credit line
- Reports to a Major Credit Bureau
- Bad Credit accepted
- No employment check
- Comprehensive Legal Assistance Plan

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$29.95*	N/A*	N/A	View	Yes	Accepts All*

See Terms & Conditions for other fees*

[13] First Option Visa® Card

More Info

- Get a real VISA Credit Card
- Up to $5,000.00 Secured Line of Credit
- Be Approved Regardless of Credit History or Income*
- Guaranteed approval VISA credit card
- No credit check

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
N/A*	N/A*	19.50%*	$59.00*	0 days*	$20.00*	Bad Credit OK*

[14] Vision Silver(SM) Prepaid MasterCard®

Terms | More Info

- Perfect Card for Government/Benefits Checks Recipients
- $0 Activation with Rebate*
- 100% Guaranteed Approval*/No Credit Check
- Free Direct Deposit of Your Pay or Government Check
- Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
- No Overdraft Fees or Minimum Balances
- Online Checking - Electronic or Paper Checks

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$9.95*	$0.00*	N/A	View	No	Bad Credit OK*

ATM Balance Inquiry Decline Fee (Dom.)
ATM Balance Inquiry Decline Fee (Int'l)
ATM Balance Inquiry Fee (Domestic)
ATM Balance Inquiry Fee (Int'l)
ATM Decline Fee (Domestic)
ATM Decline Fee (Int'l)
ATM Withdrawal Fee (Domestic)
ATM Withdrawal Fee (Int'l)
Bill Pay Fee (Check Cancellation)
Bill Pay Fee (Electronic)
Bill Pay Fee (Paper Check)
Cancellation Fee
Cash Advance Fee (Domestic)
Cash Advance Fee (Int'l)
Convenience Fee (Direct Deposit)
Convenience Fee (Retail)
Convenience Fee (Wire Transfer)

$0.95
$1.95
$0.95
$1.95
$0.95
$1.95
$1.95
$4.95
$9.95
$0.95
$0.95
$14.95
$4.95
$4.95
FREE
$0.95
FREE

Convenience Fee for Bank Transfer
Express Shipping Fee
IVR Access
Inactivity/Dormant Fee
Live Agent Service Fee (per call)
PIN Transaction Decline Fee (Domestic)
PIN Transaction Decline Fee (Int'l)
PIN Transaction Fee (Domestic)
PIN Transaction Fee (Int'l)
Paper Statement Fee (Mail)
Replacement Card Fee
Secondary Card fee
Signature Transaction Decline Fee (Dom.)
Signature Transaction Decline Fee (Int'l)
Signature Transaction Fee (Domestic)
Signature Transaction Fee (Int'l)

$0.95
$19.95
FREE
$3.95
$1.95
$0.95
$0.95
$0.95
$0.95
$2.95
$4.95
$4.95
$0.95
$0.95
FREE
FREE

[15] Eufora Prepaid MasterCard with Credit Builder

Terms | More Info

- BUILDS CREDIT! Reports to Credit Bureaus
- 100% Guaranteed Approval* with No Credit Check - Perfect for Bad Credit or No Credit
- FREE Direct Deposit and FREE Point of Sale Transactions
- FREE 24/7 Online Access and FREE Live Customer Support
- Reload at Thousands of Retail Locations Nationwide with a $5000 Maximum Value
- Safer than Cash
- Cash Reward Program
*See terms and conditions

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$9.95*	$0.00*	$2.00	View	Yes	Bad Credit OK*

ATM Balance Inquiry Fee
Additional Bank Wire Transfer Fee
Additional Retail Value Load Fee
Card Reactivation
Cash Withdrawal Fee
Customer Reimbursement
Customer Service (Automated)
Inactivity Fee (Per Month*)

$1.00
$13.00
$5.95
$9.95
$2.00
$9.95
$0.50
$2.00

Live Representative
Lost/Stolen Card Replacement
Monthly Maintenance Fee
On-Line Statement
Overdraft Fee
Paper Statement
Replacement Card Express Delivery
Value Load Fee

$0.00
$9.95
$6.65
$0.00
$29.00
$1.00
$20.00
$1.00

[16] New Millennium Bank Secured Black Diamond Visa®

Terms | More Info

- Approved regardless of credit history
- Credit limits up to $10,000*
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
* Terms and conditions apply.

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
N/A*	N/A*	19.50%*	$59.00*	None*	$20.00*	Bad Credit OK*

[17] USA Optimum Gold Merchandise Credit Card

More Info

- $12,500 Unsecured Merchandise Line of Credit
- No credit checks or turndowns
- No employment verification
- Credit limit increases available
- Reports to major credit bureau

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
N/A	N/A*	N/A*	N/A	View	Yes	Accepts All*

Elite service monthly fee
Membership fee

$19.95
$149.95

Retured checks fee
See Terms and Conditions*

$20.00

[18] First Freedom Platinum Card

More Info

- No Credit Checks!
- No Employment Verification!
- All Applications Approved
- 0% Interest
- NO Finance Charges

Intro APR	Intro APR Period	APR	Annual Fee	Grace Period	Late Fee	Credit Needed (?)
N/A*	N/A*	0*	N/A*	N/A*	$10.00*	Accepts All*

[19] Facecard Prepaid MasterCard®

Terms | More Info

- No activation or monthly fees!
- Instant and convenient access to funds (no checks!)-anyone can go to the website to set up a one time or recurring gift.
- Friend-to-friend paybacks as easy as going to the website via internet or mobile phone.
- Ability to use anywhere MasterCard debit cards are accepted, including ATMs.
- Use it to give a gift or get a gift-no more wasted gift cards!
- Safe and easy way to have funds when studying and travelling abroad.

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$0.00*	N/A*	$1.50	View	No	Accepts All*

ATM Fee
Activation
Chargeback Processing
Inactive Account (90 days or more) Fee
International Purchases
Loading funds via ACH

$1.50
FREE
$25.00
$4.95
$0.50
FREE

Lost / Replacement Cards
Monthly Membership
Negative Balance Fee - per Incident
Printed and Mailed Statement
Removal of funds from facecard
facecard to facecard funds sharing

$9.95
FREE
$9.95
$1.95
$9.95
FREE

[20] Eufora Prepaid MasterCard with Credit Builder - Elite Level

Terms | More Info

Opening Min	App Fee	Annual Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$9.95*	N/A*	$2.00	View	Yes	Bad Credit OK*

$1.00
$13.00
$5.95
$9.95
$2.00
$9.95
$0.50
$2.00

Live Representative
Lost/Stolen Card Replacement
Monthly Maintenance Fee
On-Line Statement
Overdraft Fee
Paper Statement
Replacement Card Express Delivery
Value Load Fee

$0.00
$9.95
$6.65
$0.00
$29.00
$1.00
$20.00
$1.00

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* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

Security Note: All Applications feature Secure SSL Technology.

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News

Preventing Identity Theft - Top 10 Prevention Tips [published 20 May 2009]
Identity theft can happen to anyone, and it is on the rise. Unfortunately there is no way to completely prevent identity theft, but there are a set of steps you can follow to significantly decrease your exposure to id theft. Preventing identity theft takes patience and persistence on the part of consumers, but the sacrifice far outweighs the consequences of neglecting identity protection and falling victim to identity theft.

Teen Credit Cards with Training Wheels [published 20 Feb 2009]
Training Wheels for Teen Credit ... or ...Parents Applaud Teen Credit Savvy... Teach Teens to Skip Spending Catastrophes... A Ounce of Prevention for Teen Credit... do any of those work? What about... Terrified of Teen Credit? Relax.

Secured Credit Cards Overview [published 27 Jan 2009]
What are secured credit cards? How do they work? Is a secured card what you need right now? Secure cards have been around for a while and are not likely to go extinct anytime soon. Perhaps, you're confused as to whether getting one is actually a right take. - Read on to find out what we think.

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Guaranteed Approval Credit card Offers