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Guaranteed Approval

Following card offers are guaranteed approval cards with minimum requirements for applicants. In order to get a guaranteed approval card you must be at least 18 years of age, permanently reside in and have a valid address in the United States, and have a valid social security number. However, some offers have monthly income requirements or might not be available in certain states.

, we found 46 Cards - Sort Card Offers or Compare

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Check up to 6 cards and

[1] YAP™ MasterCard Prepaid Card

More Info

- Send and Receive Money Securely With Your Mobile Phone
- FREE MasterCard Prepaid Card & FREE Shipping
- FREE Instant Virtual Card – Shop Online Today!
- FREE Direct Deposit
- FREE Unlimited Purchase/ Signature Transactions
- FREE Check Your Balance With a Text Message
- $0 Activation Fee
- $0 First Monthly Fee – Try it For FREE
- $0 Monthly Fee When You Load at Least $500 Per Month (Otherwise Only $5!)
- No Hidden Fees / No Overdraft Fees
- Fully FDIC Insured
- No Credit Check/ No Bank Account Required
- FREE Account Management – Over the phone, online, with iPhone Yapplet, WAP site or text messages.

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$0.00*	$2.00	View	No	Bad Credit OK*

Activation
Check last YAP Mobile transaction
Check your balance at an ATM
Domestic purchases with signature or PIN
Load card with direct deposit
Monthly Account Fee after Intro
Online account statements
Send money via SMS

FREE
FREE
$0.50
FREE
FREE
$5.00
FREE
$0.50

Send money via Yapplet or website
Transfer money from bank account
Withdraw cash from an ATM
YAP MasterCard Prepaid Card
YAP MasterCard Shipping and Handling
YAP Mobile: Check your Card balance
YAP Mobile: Receive money

FREE
FREE
$2.00
FREE
FREE
FREE
FREE

[2] Vision Silver(SM) Prepaid MasterCard®

Terms | More Info

- Perfect Card for Government/Benefits Checks Recipients
- $0 Activation with Rebate*
- 100% Guaranteed Approval*/No Credit Check
- Free Direct Deposit of Your Pay or Government Check
- Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
- No Overdraft Fees or Minimum Balances
- Online Checking - Electronic or Paper Checks

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$9.95*	N/A	View	No	Bad Credit OK*

ATM Balance Inquiry Decline Fee (Dom.)
ATM Balance Inquiry Decline Fee (Int'l)
ATM Balance Inquiry Fee (Domestic)
ATM Balance Inquiry Fee (Int'l)
ATM Decline Fee (Domestic)
ATM Decline Fee (Int'l)
ATM Withdrawal Fee (Domestic)
ATM Withdrawal Fee (Int'l)
Bill Pay Fee (Check Cancellation)
Bill Pay Fee (Electronic)
Bill Pay Fee (Paper Check)
Cancellation Fee
Cash Advance Fee (Domestic)
Cash Advance Fee (Int'l)
Convenience Fee (Direct Deposit)
Convenience Fee (Retail)
Convenience Fee (Wire Transfer)

$0.95
$1.95
$0.95
$1.95
$0.95
$1.95
$1.95
$4.95
$9.95
$0.95
$0.95
$14.95
$4.95
$4.95
FREE
$0.95
FREE

Convenience Fee for Bank Transfer
Express Shipping Fee
IVR Access
Inactivity/Dormant Fee
Live Agent Service Fee (per call)
PIN Transaction Decline Fee (Domestic)
PIN Transaction Decline Fee (Int'l)
PIN Transaction Fee (Domestic)
PIN Transaction Fee (Int'l)
Paper Statement Fee (Mail)
Replacement Card Fee
Secondary Card fee
Signature Transaction Decline Fee (Dom.)
Signature Transaction Decline Fee (Int'l)
Signature Transaction Fee (Domestic)
Signature Transaction Fee (Int'l)

$0.95
$19.95
FREE
$3.95
$1.95
$0.95
$0.95
$0.95
$0.95
$2.95
$4.95
$4.95
$0.95
$0.95
FREE
FREE

[3] Vision Premier® Prepaid Visa® Card

Terms | More Info

- No Credit Check, No Debt, No Interest, No Overdraft Fees
- Free Unlimited Purchases - Signature and PIN
- Free Customer Service
- Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
- Free PayFit Credit Builder - Pay Bills and Build Credit for Free
- Free Text and Email Alerts and Online Access to Access to Track Spending
- Safer Than Cash If Lost of Stolen
- Accepted Everywhere Visa Debit Cards are Accepted

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$9.95*	$1.95	View	No	Bad Credit OK*

ACH transfer fee
ATM balance inquiry fee (Int'l)
ATM withdrawal Fee (Domestic)
ATM withdrawal decline fee (Int'l)
ATM withdrawal decline fee (Domestic)
ATM withdrawal fee (Int'l)
Bill Pay Fee (electronic and Paper Check)
Bill Pay fee (Check Cancellation)
BuddyMoney transfer fee
Cancellation fee
Card replacement fee
Card-to-Card transfer fee
Cash Advance fee

$0.95
$1.95
$1.95
$1.95
$0.95
$4.95
$0.95
$9.95
$0.95
$14.95
$14.95
$0.95
$4.95

Direct deposit
Domestic signature transaction fee
Express shipping fee
Inactivity fee
Int'l signature transaction fee
Late charge (per day)
Overdraft advance
Overdraft advance fee
PIN transaction decline fee
PIN transaction fee (Domestic and Int’l)
Paper statement fee
SMS/Email alerts fee
Secondary card fee

$0.00
$0.00
$19.95
$3.95
$0.00
$3.00
$50.00
$15.00
$0.95
$0.95
$2.95
$0.00
$9.95

[4] USA Optimum Gold Merchandise Credit Card

More Info

- Guaranteed Instant Online Approval!
- $5000 Unsecured Gold Merchandise Credit Line!
- NO Credit Checks or Credit Turndowns!
- NO Employment Verifications!
- Upon request, credit limits increases are available to those that qualify.
- Establish Credit by Reporting to Major Credit Bureau!
- Receive a *Free $50 Gift Card!
- After enrolling you'll receive a $300 Grocery Coupon Card

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
N/A	N/A*	N/A	View	Yes	Accepts All*

Elite service monthly fee
Membership fee

$19.95
$149.95

Retured checks fee
See Terms and Conditions*

$20.00

[5] Urban Trust Success Prepaid Visa® Card

More Info

- VISA Zero Liability
- No Credit Check
- No Overdraft Fees
- No Minimum Balance
- No Hidden Fees
- Elastic Line of Credit (up to $500.00)

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
N/A	$0.00*	$2.50	View	No	Bad Credit OK*

ATM cash withdrawal - Int'l
ATM cash withdrawal - domestic
Card activation
Card purchase
Customer service (First call)
Express delivery
Int'l Currency Conversion

$2.50
$2.50
$4.95
Free
Free
$15.00
1%

Int'l Transaction Fee
Lost/stolen card replacement
Monthly Card maintenance
Paper check
Replacement card fee
Statement copy request
Visa ReadyLink load/reload

1%
$5.00
$4.95
$15.00
$5.00
$2.95
Free

[6] Upside Visa® Debt-Free Prepaid Card

More Info

- The power of a bank account in a Visa prepaid card.
Save up to $220 compared with other cards, the first year alone!
- 100% approval with no credit check and no activation fee.
$0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
- Free Direct Deposit from employers or government benefits providers.
- Deposit cash at 50,000 retailers.
- Write personal checks online: easy to pay rent or other bills.
- Earn 1,500 cash back reward points for you first direct deposit load.
- Optional companion card available, as if you had a joint checking.

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$0.00*	$1.50	View	No	Bad Credit OK*

Account closure fee
Balance inquiry fee
Card replacement fee
Decline ATM withdrawal
Decline fee on payment
Decline fee on reloads from ACH

$8.95
$0.99
$6.95
$2.00
$2.00
$10.00

Express card delivery
Overdraft fee
PIN Change(first ever is free)
Reimbursing check fee
Withdrawal (in addition to ATM fee)

$14.95
$3.00
$0.99
$12.00
$1.49

[7] Student Advantage Card

More Info

- Exclusive student deals on flights, academic software, fashion, mobile phone contracts and more
- Students save up to 50% at thousands of locations
- Get $10 Back* on your first purchase by signing up today!
- Discount travel deals on airfare, rail fares and bus tickets
- Entertainment discounts on MP3s, DVDs, books and movie tickets
- Discount fashion including clothing, footwear and accessories

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
N/A	N/A*	N/A	View	No	Accepts All*

1-Year Card fee
2-Years Card fee
3-Years Card fee

$20.00
$30.00
$40.00

4-Years Card fee
SA Lost Card replacement
Shipping and handling

$50.00
$7.50
$2.50

[8] RewardsRunnerTM Visa® Prepaid Card

More Info

- FREE DIRECT DEPOSIT
- No more check cashing Fees!
- NO OVERDRAFT FEES or interest charges
- No credit check
- Guaranteed Approval*
- No Maintenance and card activation fee with Direct deposit option

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
N/A*	N/A*	N/A*	N/A*	N/A*	Bad Credit OK*

[9] READYdebit Visa® Prepaid Card

Terms | More Info

- Visa® Debit Card Accepted Worldwide
- Access to a Million ATMs Around the World
- Online Bill-Payment and Check-Writing Service That Lets Customers Pay Anyone By Check
- Free Direct Deposit, Plus a Network of 50,000 Locations Where Customers Can Load Their Visa® Card With Cash
- 24x7 Customer Support — Online and Phone
- FDIC Insurance & Visa®'s Zero Liability Protection Against Fraudulent Use
* Subject to I.D. Verification.

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$9.95*	$2.25	View	No	Bad Credit OK*

ACH Debit
Account closure via paper check
Automated Phone Account Access
Bank ACH Transfer
Bank Teller Cash Advance
Bank teller cash advance
Direct Deposit
International ATM Withdrawal
International Transaction
Live Customer Service

2.25
$15.00
Free
Free
$5.00
$5.00
Free
$5.00
Free
1 Free

Monthly Fee
Negative Balance Fee
Online Account Access
PIN Transaction
Paper statements
Retail Cash Load*
Secondary Card
Signature Transaction
U.S. ATM Balance Inquiry*
U.S. ATM Withdrawal*

$4.95
None
Free
$0.95
$2.00
Free
$10.00
Free
$0.50
$2.00

[10] Public Savings Bank Secured Black Card

Terms | More Info

- 0% APR on purchases for 6 months
- 10.99% APR for 6 months on Cash Advance.
- No annual fee or monthly fees
- Your credit is not a factor!
- We report to all 3 major credit bureaus
- Lifetime credit lines up to $2,000
- 25 day grace period
- Free fraud protection against unauthorized use
- No penalty APR
- Use the card everywhere you see the Visa/Mastercard logo

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
0%*	6 months*	11.24%*	$0.00*	25 days*	Bad Credit OK*

[11] Prepaid Visa® Purple Diamond RushCard

More Info

- Monthly Plan Card
- Purple for Woman
- Free credit builder with RushPath to Credit
- Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
- Free direct deposit of tax refunds, anticipation loans, and paychecks
- Free 24x7 customer service
* Read Terms and Conditions for other Benefits.

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	N/A*	$2.50	View	No	Bad Credit OK*

ATM Balance Inquiry
ATM Withdrawal (2 withdrawals fee)
Add Money
Card Activation
Convenience Fee (Use PIN)
Convenience Fee (Without PIN)
Monthly Account Maintenance

$0.50
$2.50
FREE
$3.00
$1.00
FREE
$9.95

Monthly Inactivity
Online Statement
Paper Statement
Replacement Card
Rush Bill Pay Enrollment
Rush Bill Pay Transaction

FREE
FREE
$1.00
$9.95
$2.00
$1.00

[12] Prepaid Visa® Black Diamond RushCard

More Info

- Monthly Plan Card
- Black for Man
- Free credit builder with RushPath to Credit
- Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
- Free direct deposit of tax refunds, anticipation loans, and paychecks
- Free 24x7 customer service
* Read Terms and Conditions for other Benefits.

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	N/A*	$2.50	View	No	Bad Credit OK*

ATM Balance Inquiry
ATM Withdrawal (2 withdrawals fee)
Add Money
Card Activation
Convenience Fee (Use PIN)
Convenience Fee (Without PIN)
Monthly Account Maintenance

$0.50
$2.50
FREE
$3.00
$1.00
FREE
$9.95

Monthly Inactivity
Online Statement
Paper Statement
Replacement Card
Rush Bill Pay Enrollment
Rush Bill Pay Transaction

FREE
FREE
$1.00
$9.95
$2.00
$1.00

[13] Preferred Trust Gold Shopping Card

Terms | More Info

- 0% APR
- No Annual Fee
- $7500 Shopping Credit
- Low Minimum Monthly Payments
- Credit Limit Increases Available
- Unlimited Credit Report monitoring

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
N/A*	N/A*	0*	$0.00*	N/A*	Bad Credit OK*

[14] Pr1macard Prepaid MasterCard®

More Info

- 100% Guaranteed Approval*
- No Credit Checks and No Employment Requirements
- No Interest Charges or Account Balance Minimums
- FREE Unlimited Purchase Transactions
- FREE Direct Deposit - No More Check Cashing Fees
- $500.00 Maximum Card Balance
- Cash Back Capabilities At Supermarkets and Large Retailers

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$20.00	$12.95*	$1.75	View	No	Bad Credit OK*

ATM-Decline
ATM/POS Balance Inquiry
All Intl POS Merchant returns
All POS Merchant returns
Bill Pay (electronic/paper)
Bill Pay (with Card)
Cancel card/Check Refund
Card to card Transfer
Cash withdrawal at bank Teller
Change Card Status (active, inactive, etc.)
Direct Deposit/Payroll
Dispute Research
IVR Balance Inquiry
Internet Bank Inquiry
Intl ATM Fee
Intl ATM-Decline
Intl ATM/POS Balance Inquiry

0.40
0.40
2.00
1.00
2.95
FREE
10.00
4.95
3.50
11.95
FREE
20.00
0.40
FREE
3.50
0.60
0.60

Live Agent (per minute)
Monthly Maintenance fee: 6.95
PIN Change-IVR
PIN ChangeLive Agent
PIN Chnage-Internet
POS Decline
POS Decline Intl
POS Purchase (PIN)
POS Purchase (PIN) Intl
POS Purchase (PIN)+Cash Back - Intl
POS Purchase (signature)
POS Purchase (signature) Intl
Retail card load
Statement (Internet)
Statement (Postal Mail)
card Replacement

1.00

1.50
3.00
FREE
0.35
2.00
1.50
1.75
2.00
FREE
FREE
2.95
FREE
10.00
8.50

[15] Pr1macard Elite Prepaid MasterCard®

More Info

- 100% Guaranteed Approval* - No Credit Checks and No Employment Requirements
- No Interest Charges or Account Balance Minimums
- FREE Unlimited Purchase Transactions
- FREE Direct Deposit - No More Check Cashing Fees
- Stay Out of Debt, You Only Spend What's on Your Card Balance
- $5,000.00 Maximum Card Balance
- Cash Back Capabilities At Supermarkets and Large Retailers

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$20.00	$12.95*	$1.75	View	No	Bad Credit OK*

0.40
0.40
2.00
1.00
2.95
FREE
10.00
4.95
3.50
11.95
FREE
20.00
0.40
FREE
3.50
0.60
0.60

1.00

1.50
3.00
FREE
0.35
2.00
1.50
1.75
2.00
FREE
FREE
2.95
FREE
10.00
8.50

[16] PEX Visa® Prepaid Card For Business

More Info

- Trial offer - first 2 months free
- Manage spending for staff in the field
- Alternative to credit cards, petty cash, check reimbursements
- Enforce budgets with individual card balances
- Control spending by merchant category and daily limits
- Online program management
- No transaction or card load fees - simple pricing
- No credit check required

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$49.95*	N/A	View	No	Good*

ACH Deposit
ACH Withdrawal
Account Maintenance
Card Fulfillment
Card Overdraft
Card Replacement
Currency Conversion / Event

FREE
$5.00
FREE
FREE
$10.00
$5.00
1.5%

Express Card / Request
Late Payment
Live Agent
Monthly Fee Per Card
Per Transaction
Return ACH

$35.00
$25.00
FREE
$19.95
FREE
$25.00

[17] Patriot Savings & Trust Visa Card

More Info

- Open a New Savings Account and get an AMAZING SAVINGS RATE*
- Get Your Very Own Visa Guaranteed Card
- Secured Line of Credit up to $5,000
- 6% APY for 90 days*
- Your savings account is FDIC Insured!

Intro APR	Intro APR Period	Regular APR	Annual Fee	Grace Period	Credit Needed (?)
N/A*	3 months*	19.50%*	$59.00*	27 days*	Bad Credit OK*

[18] Obopay Family Prepaid MasterCard®

More Info

- Parent-controlled, reloadable payment card designed to help parents provide spending money for teens over 13 years old.
- Parental controls included: 24/7 access to your teen's balance and transaction history.
- Great way to teach your teens financial responsibility and allowances.
- No bank account required. No credit checks. No interest charge.
- 100% Approved MasterCard. No overdraft fees. Free Sign up.
- Free unlimited purchase transaction anywhere MasterCard is accepted including online merchants.
- No long term commitments. You can cancel at anytime.

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$5.00	$9.95*	$1.95	View	No	Accepts All*

ATM Balance Inquiry Fee
ATM Decline Fee (International)
ATM Decline Fee (domestic)
ATM Transaction Fee (International)
ATM Transaction Fee
Card Account Liquidation Fee
Currency Conversion Fee
Expedited Card Delivery and Shipment Fee

$0.95
$1.95
$0.95
$2.95
$1.95
$15.95
2.95%
$ 30.00

Get money ;; Free
Lost/Stolen Card Replacement Fee
Monthly Maintenance Fee**
Over the counter cash at bank fee
Paper Statement Fee
Send money
Sign up for Obopay

$10.00
$1.95
$1.95
$4.95
$0.25
Free

[19] nFinanSe Visa® Reloadable Prepaid Debit Card

More Info

- FREE Card – no shipping or application fees
- FREE $5.00 added to card with first value load of $50 or more
- FREE employer direct deposit
- FREE PIN and signature transactions
- FREE 24/7 bilingual customer service
- FREE bank-to-card transfer
- FREE purchase and balance notifications sent to cell phone or email address after each use
- Low monthly and reload fees of only $2.95
- Get cash at participating ATMs
- Add money at over 80,000 nationwide locations
- Use at millions of merchant locations nationwide, including online

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$0.00*	N/A	View	No	Bad Credit OK*

Application fees
Balance notifications (cell, email)
Bank-to-card transfer
Customer service
Employer direct deposit

FREE
FREE
FREE
FREE
FREE

Monthly maintenance fee
PIN and signature transactions fee
Purchase fee (cell, email)
Reload fees
Shipping fee

$2.95
FREE
FREE
$2.95
FREE

[20] nFinanSe Discover® Network Reloadable Prepaid Card

More Info

- FREE Card – no shipping or application fees
- FREE $5.00 added to card with first value load of $50 or more
- FREE employer direct deposit
- FREE PIN and signature transactions, bank-to-card transfer
- FREE 24/7 bilingual customer service
- FREE purchase and balance notifications sent to cell phone or email address after each use
- Low monthly and reload fees of only $2.95
- Get cash at participating ATMs
- Add money at over 80,000 nationwide locations
- Use at millions of merchant locations nationwide, including online

Opening Min	App Fee	ATM Fee	Other Fees	Credit Reporting	Credit Needed (?)
$10.00	$0.00*	N/A	View	No	Bad Credit OK*

Application fees
Balance notifications (cell, email)
Bank-to-card transfer
Customer service
Employer direct deposit

FREE
FREE
FREE
FREE
FREE

Monthly maintenance fee
PIN and signature transactions fee
Purchase fee (cell, email)
Reload fees
Shipping fee

$2.95
FREE
FREE
$2.95
FREE

Pages: 1 2 3

Check up to 6 cards and

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

Security Note: All Applications feature Secure SSL Technology.

Selected Cards
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Balance Transfer Cards
Instant Decision Cards
0% Intro Rate Cards
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Charge Credit Cards
Eco-Friendly Cards
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- Rewards by Network
  - Thank You
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- Hotel Reward Cards
- Travel Reward Cards
- College Rewards Cards
- Health Reward Cards
- Auto Rewards Cards
- Merchandise Reward Cards
- Universal Rewards Cards
- Other Reward Cards
Cards for Bad Credit
- Guaranteed Approval
- Prepaid Debit Cards
- Secured Cards
- Teen Debit Cards
- Credit Reporting Cards
  - Get FREE Credit Report
Shopping Cards
Prepaid Gift Cards
More
- Affinity Cards
- Premium Cards
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Cards by Network
American Express®
Visa®
MasterCard®
Discover®
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American Express
Chase
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Discover Bank
Simmons First Bank
Bank of America
Fia Card Services N.A.
Pentagon Federal CU
HSBC Bank
Bryant State Bank
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New Millennium Bank
Applied Bank
First Bank of Delaware
Urban Trust Bank
MetaBank
Horizon Bank
Public Savings Bank
Bancorp Inc.
Dakota State Bank
Barclays Bank Delaware
Columbus Bank & TC
BANKFIRST
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First USA
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Guaranteed Approval Credit card Offers