Home Advantage™ World MasterCard with WorldPoints®
Issued by FIA Card Services N.A. the Home Advantage World MasterCard credit card features World Points rewards program and is designed for those with good to perfect credit who plan to take advantage of World Point rewards program and would like to have a Master Card that can help pay down the mortgage.
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Basic Information |
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| Issuer: | Bank of America |
| Card Network: | MasterCard® |
| Card Category: | Consumer (Regular) |
| Card Type: | - Low Interest Credit Card - Reward Card |
| Credit Needed: | Good* |
Card Review |
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| Card rating: | |
| Most attractive features: | - Low introductory rates - Helps you pay down the mortgage - NO annual fee |
| Least attractive features: | - No bonus points - Not all applicants may qualify for the lowest APR offered |
Rewards & Benefits |
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| Reward Types: | - Cash Back Reward Cards - Home Purchase Rewards - World Points Rewards |
| Reward Unit: | Point |
| Reward per every $1 spent: | 1.00 |
| Rewards: | - 1 point for every $1 you spend - Every time you earn 5,000 Points, you can redeem them for cash which can be applied directly to your mortgage - Redeem points for cash back, travel, car rental and hotel rewards, brand name merchandise, or gift certificates |
| Expiration: | None |
| Yearly Limit: | None |
| Other Benefits: | - Absolute fraud protection against unauthorized use, online and offline - Access to the MyConcierge service, a unique personal assistance service - Secure Online Account Access and electronic bill payment service - See website for other benefits* |
| Online Account Access: | |
Card Finance & Rates |
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| Introductory APR (%): | 0%* |
| Applied Towards: | Balance Transfer, Cash Advance |
| Introductory Period: | 12 Billing Cycles* |
| APR on Purchases (%): | 9.99 / 15.99%* |
| APR Type: | fixed |
| Annual Fee: | $0.00* |
| Grace Period: | 20 days* |
| Minimum Finance Charge: | $1.00 |
| Late Payment Fee: | $39.00* |
| Over Limit Fee: | $39.00 |
Balance Transfers |
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| Balance Transfer: | |
| Transfer Fee (%): | 3.00% |
| Minimum Fee: | $5.00 |
| Maximum Fee: | $99.00 |
Cash Advances |
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| APR on Cash Advances (%): | 24.99% |
| Cash Advance Fee (%): | 3.00% |
| Minimum Fee: | $10.00 |
Action |
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| Click Here to Apply | |
| View Other Bank of America Cards | |
| View Other MasterCard Cards | |
| View Other Balance Transfer Cards | |
| View Other Consumer Cards | |
| View Other No Annual Fee Cards | |
| View Other Regular Cards | |
| View Other Reward Credit Cards | |
| View Other Low Interest Credit Cards | |
| View Other Cash Back Reward Cards | |
| View Other Home Purchase Rewards | |
| View Other World Points Rewards | |
| Apply For Home Advantage World MasterCard with WorldPoints Secure Online | |
* The information provided for Home Advantage World MasterCard with WorldPoints is believed to be accurate at the time of evaluation (Aug 25, 2008). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.
Security Note: Online application features Secure SSL Technology.
