Home Equity Loan for Home Owners

If you own a house or apartment you can use it as equity to access substantial loan funds. The offers below can allow you to make large purchases, consolidate current debts, or make home improvements right now. In fact a homeowner loan gives flexibility to your long-term financial planning.

Selected Homeowner Loan Offers

Provider & Loan Name	Typical APR	Amount of Credit	Minimum Requirements	Apply & More
CHL Direct Citizens Home Loan1	6.8%	$50,000 - $3,000,000	You must be 18 or older and must have at least 3 active trade lines. No recent lates on mortgage or rent. Must be employed for a minimum of 2 years. Must have a minimum credit score of 600 to be considered. Mobile homes are not accepted. The minimum loan is $50,000.

¹ Currently CHL Direct does not lend in the following states: AL, AK, AR, CO, DE, DC, IA, KS, LA, MT, NE, NH, NJ, NY, ND, UT, VT, WA, WV, WI, WY.

• Following Home Owner Loans are available only for US residents at the age of 18 or older.
• UK residents should visit the UK Secured Loan page.
• The offers are not available on co-ops and mobile homes.
• All loans are subject to satisfactory appraisal, title and property insurance.
• If the account is closed earlier an early termination fee may be applied.
• Please consult your tax advisor regarding the deductibility of interest.