Homeowners Insurance Knowledge

Homeowners Insurance Tips [published 23 Nov 2007]
Increase Your Deductible: Just like auto insurance, policies have deductibles, and the same rule of thumb applies - carry the highest deductible you can afford. The higher your deductible, the more premium credit you can expect to receive from your insurance company.

Home Insurance Price Factors [published 23 Nov 2007]
Here are some factors to consider when purchasing home insurance. All of these factors can and will have an influence on the price you pay for home insurance.
The Condition of the Home: Insurers factor in general wear and tear on your home when setting a premium. They will inspect such things as the condition of the roof, porches, decks, and the integrity of the home's wiring system.