Homeowners Insurance Knowledge

Homeowners Insurance Can Hurt You [published 4 Mar 2010]
Owning a house is a big responsibility. However, most of us dream about the perfect house. We dream about gorgeous furniture, deep, plush carpet or glossy hard wood floors, huge windows and, perhaps, a dazzling staircase.

Home Insurance Price Factors [published 23 Nov 2007]
Here are some factors to consider when purchasing home insurance. All of these factors can and will have an influence on the price you pay for home insurance.
The Condition of the Home: Insurers factor in general wear and tear on your home when setting a premium. They will inspect such things as the condition of the roof, porches, decks, and the integrity of the home's wiring system.

Homeowners Insurance Tips [published 23 Nov 2007]
Increase Your Deductible: Just like auto insurance, policies have deductibles, and the same rule of thumb applies - carry the highest deductible you can afford. The higher your deductible, the more premium credit you can expect to receive from your insurance company.