HSBC / Orchard Bank

[1] Orchard Bank Platinum MasterCard®
More Info	- Enjoy the prestige of Platinum with no up front fees - Premium Platinum benefits including Purchase Protection - Great credit card to strengthen your credit - Reports to all 3 credit bureaus monthly - Helps to improve your credit score
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 14.74%* $89.00* 25 days* $35.00* Bad Credit OK*

[2] Orchard Bank Secured MasterCard®
More Info	- Set your own credit limit starting at $200, all online - The perfect card to start building or rebuild your credit - Reporting monthly to all major credit bureaus - Your choice of payment due dates to fit your schedule - Free standard bill pay and online account management tools - E-alerts to your email or cell phone to remind you when a payment is due
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 14.74%* $48.00* 25 days* $35.00* Bad Credit OK*

[3] American DreamCard™ MasterCard®
Terms |  More Info	- 0% APR on purchases for the first 5 months - Monthly sweepstakes drawing for a cash prize - Get 1,000 entries just for applying - Each jackpot starts at $25,000.00* - Entries are good for future drawings and there is no limit to how many times you can win*
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 0%* 5 months* 14.99%* $0.00* 20 days* $39.00* Fair*

[4] Union Plus Credit Card
More Info	- FREE Rewards Program designed for union members - 2,000 bonus points after first purchase - 1 Point for every dollar spent anywhere - 2 Points for every dollar spent at gas stations, grocery stores, and drug stores. - NO Balance Transfer Fees and APR stays FIXED until the balance is paid in full*. - 1.99% introductory APR on new purchases* - No annual fee and No liability for unauthorized use
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) 1.99%* 6 months* 13.99%* $0.00* 25 days* $35.00* Good*

[5] Orchard Bank Classic MasterCard®
More Info	- Great credit card to strengthen your credit - Reports to all 3 credit bureaus monthly - Helps to improve your credit score - Free Online 24-hour Account Access and Bill Pay - Periodic credit limit increases
Intro APR Intro APR Period APR Annual Fee Grace Period Late Fee Credit Needed (?) N/A* N/A* 14.74%* $49.00* 25 days* $35.00* Bad Credit OK*

* Always review the online application for details about terms and conditions of the offer. Reasonable efforts are made to maintain accurate information, however all credit card information is presented without warranty.

** Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.

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