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IberiaBank Visa® Classic

Issued by Iberia Bank the Iberia Bank Visa Classic is design for people with good credit who would like to have a low interest Visa credit card with 6 months introductory period.


IberiaBank Visa Classic
Intro APR  APR Annual Fee 
1.99%* up to 13.25% from 7.25%* $0.00*
Apply For IberiaBank Visa Classic

Basic Information

Issuer: Iberia Bank
Card Network: VISA®
Card Category: Consumer (Regular)
Card Type: - Low Interest Credit Card
Credit Needed: Good*

Card Review

Card rating: Card Rating (4 out of 5)
Most attractive features: - Low APR for Purchases
- Introductory rates for Balance Transfer
- No annual fee
- no charge penalty pricing
- no over the limit fees
Least attractive features: - No ordinary Visa benefits included

Rewards & Benefits

Online Card Account Access:

Card Finance & Rates

Introductory APR (%): 1.99%*
Applied Towards: Balance Transfer
Introductory Period: 6 months*
APR on Purchases (%): up to 13.25% from 7.25%*
APR Type: variable
Annual Fee: $0.00*
Grace Period: 25 days*
Minimum Finance Charge: $1.00
Late Payment Fee: N/A*

Balance Transfers

Balance Transfer:

Cash Advances

APR on Cash Advances (%): 12.75%
Cash Advance Fee (%): 5.00%
Minimum Fee: $10.00
Maximum Fee: $100.00

Other Fees

Additional Fees Insufficient Check Fee: $35.00
Foreign Transaction Fee: 2%

Comments

* Purchase APR: 7.25%-13.25% This APR may vary with the market based on the Prime Rate.
** Cash Advance APR: 12.75%-19.25% This APR may vary with the market based on the Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.

Action

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* The information provided for IberiaBank Visa Classic is believed to be accurate at the time of evaluation (May 6, 2010). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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