IberiaBank Visa® Select

This IberiaBank Visa Select credit card is in summary a low interest credit card intended for everyone with excellent credit. It doesn't offer fancy rewards and benefits you don't get to take advantage. Just take advantage of its low rates and long term intro period and you'd save much more than any program could offer.

	Intro APR  APR Annual Fee  7.5%* 7.50%* $45.00*
Basic Information
Issuer:	Iberia Bank
Card Network:	Visa
Card Category:	Consumer (Premium)
Card Type:	- Low Interest Credit Card
Credit Needed:	Excellent*
Top Card Review
This card is designed for consumers having excellent credit and a solid history. It is a low interest card with fantastic features for individuals interested in lower fees or those who simply want to spend and accumulate less debt. A long term intro period covers purchases and balance transfers. There is no balance transfer fee but cash advances will incur a 3% or $5 whichever is greater transaction fee. The credit card charges an annual fee. Additional card benefits include online account access, customer support and worldwide acceptance. Intending applicants should have excellent credit with proof of income. The card issuers also require that applicants have a minimum stay of 6 months at their current employer.
Card rating:	(4.5 out of 5)
Most attractive features:	- Introductory offer - Low APR on purchases
Least attractive features:	- Annual fee - Not all applicants are eligible to be approved - No rewards program
Top Rewards & Benefits
Online Card Account Access:
Top Card Finance & Rates
Introductory APR (%):	7.5%*
Applied Towards:	Purchases, Balance Transfer
Introductory Period:	12 months*
APR on Purchases (%):	7.50%*
APR Type:	variable
Annual Fee:	$45.00*
Grace Period:	25 days*
Minimum Finance Charge:	$1.00
Late Payment Fee:	$29.00*
Over Limit Fee:	$35.00
Top Balance Transfers
Balance Transfer:
Top Cash Advances
APR on Cash Advances (%):	12.75%
Cash Advance Fee (%):	3.00%
Minimum Fee:	$5.00
Maximum Fee:	$100.00
Top Other Fees
Additional Fees	- Foreign Transaction: 2% of the transaction amount for all transactions where the merchant country is not the United States, regardless of whether a currency conversion occurs. - Returned Payment: $35 - Additional Card Fee: $5 per occurrence
Top Comments
- Minimum 6 months length of employment with current employer - Please consider credit status when applying — Excellent Credit Required (As a minimum guideline, Excellent Credit may refer to a credit history free of derogatory information, including current or past delinquency, bankruptcy, and/or collections ) - Verification of information provided by applicant will be performed; additional documentation may be required. (Verifications apply to, but are not limited to, employment, identity, and information furnished by the credit reporting agencies) - Proof of Income is required on both the applicant and co-applicant (if applicable) to complete an application
Top Action
Click Here to Apply
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* The information provided for IberiaBank Visa Select is believed to be accurate at the time of evaluation (Feb 9, 2010). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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